ZimbabweUSDUS Dollar
People most often ask about Zimbabwe's money because of the famous trillion-dollar banknotes – but these are souvenirs, not legal tender: those notes went out of circulation over fifteen years ago. Today the country uses ZiG, introduced in April 2024, and which dollar is in circulation in Zimbabwe is an important question: alongside the local currency, the US dollar is widely used in transactions.
The route, the receiving bank and the payout amount are agreed before payment.
The country operates a multi-currency system: since April 2024, the national currency is Zimbabwe Gold (ZiG, code ZWG), while the US dollar continues to be widely used in transactions. ZiG was introduced as a new currency backed by gold and other reserve assets. The multi-currency arrangement using USD has been extended until 2030, so before a transfer it is important to clarify which currency the recipient's account is in and which currency is expected to be credited – this affects the final amount conversion. Zimbabwe is widely known for banknotes denominated in trillions of old Zimbabwean dollars, which appeared during the hyperinflation of the late 2000s. They stopped being used in circulation in 2009 and were completely withdrawn from the monetary system in 2015; today banknotes such as the famous 100 trillion dollars have only collectible and souvenir value. IBAN format is not used in Zimbabwe: for international SWIFT transfers you typically need the bank's SWIFT/BIC code, account number, and the recipient's full name.
Banking infrastructure is most developed in Harare, Bulawayo, and Victoria Falls. English, Shona, and Ndebele are among the country's official languages, and in total the Constitution of Zimbabwe recognizes 16 official languages; banking documents and international details are usually issued in English and Latin characters. Zimbabwe operates on UTC+2 timezone and is 1 hour behind Moscow. ATM24 checks the account currency, receiving bank, and available route in advance before confirming the request. International SWIFT credit typically takes 2–5 business days. ATM24 commission – from 0.9%.
Card networks operate in cities; card currency varies. You need the card number and cardholder's name in Latin characters. Clarify which currency the recipient's card is in. Whether the payment will go through is determined before payment
Details without IBAN, but with mandatory currency clarification. You will need the account number, bank SWIFT code, and recipient's name. The account can be in local currency or US dollars. The route to the bank is checked before sending funds
You can withdraw cash in Harare and other major cities. Main locations - Harare, Bulawayo, Victoria Falls. Cash is issued in US dollars. The available amount is specified in the request
For Zimbabwe you need the recipient's account number, the bank's SWIFT code, and the name in Latin characters; the country does not use IBAN format. The old trillion-dollar banknotes that Zimbabwe is famous for have nothing to do with money transfers: they are collectibles, and converting them to rubles makes no sense.
We accept RUB, EUR and USDT — we pay out in USD
RUB USD
0.009258per 1 RUB
10 000 ₽ = 92.58 USDEUR USD
0.9409per 1 EUR
100 € = 94.09 USDUSDT USD
0.83per 1 USDT
100 USDT = 83 USD| You send | Payout in USD |
|---|---|
| 100 USDT | 83 USD |
| 300 USDT | 249 USD |
| 500 USDT | 415 USD |
| 1 000 USDT | 830 USD |
| 5 000 USDT | 4 150 USD |
Where recipients usually get the money in Zimbabwe
CBZ Bank — a universal bank with retail and corporate services. Recipients may use an account, card, branch, or mobile banking.
FBC Bank — a commercial bank providing accounts, cards, and transfers. It is suitable for recipients who use bank account details.
Ecobank Zimbabwe — a bank focused on everyday accounts and card operations. The recipient should provide the exact details and payout currency.
Standard Chartered Zimbabwe — a bank serving personal customers and small businesses. Its services typically include accounts, cards, branches, and digital banking.
Stanbic Bank Zimbabwe — a local bank with standard account and cash services. Transfer availability depends on the details, currency, and bank rules.
National currency
The country uses Zimbabwe Gold (ZiG, code ZWG), introduced in April 2024, and the US dollar within a multi-currency system.
Card systems
Visa and Mastercard are accepted in major cities. EcoCash (Econet) is the largest mobile money system with a huge market share. ZimSwitch connects banking ATMs and POS terminals. ZiG (Zimbabwe Gold) is the new national currency (from 2024), gradually replacing USD.
Payment applications
Zimbabwe operates on UTC+2 timezone and is 1 hour behind Moscow.
Interbank transfers
Old trillion-dollar Zimbabwean banknotes are no longer legal tender and have only collectible value. IBAN format is not used: international transfers use the bank's SWIFT/BIC code and account number.
Financial regulator
Reserve Bank of Zimbabwe (RBZ) – the central bank and financial regulator; headquartered in Harare. RBZ also regulates the mobile money market and currency operations. Zimbabwe has not imposed sanctions against Russia.
Features for ATM24
Main banking centers – Harare, Bulawayo, and Victoria Falls.
With an ATM24 transfer the recipient gives their own bank and details, so the money lands directly on the account.
Three steps from request to payout
Fill in the form or write to us on WhatsApp or Telegram — a manager will check the available route
We check the recipient details and confirm the route, rate, fee and payout amount
Once paid, the transfer goes out along the agreed route — we report the status in the messenger
We verify the exact details when agreeing the available route before payment.
Facts, not promises
You see the rate, the fee and the payout amount before you send the money.
The route, rate, fee and payout amount are agreed before payment.
Reference cities with payout locations. Availability of a specific location is confirmed in the request.
Confirm the city before payment
Only methods present in both the country description and the current route are shown.
Real stories from real people
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Read full reviewExcellent service, manager Stanislav accompanied the deal clearly and step by step.
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Read full reviewThey exchanged everything quickly. Manager Alisa. They sent a link to the nearest ATM, I went at a time convenient for me. There's a video instruction. They also duplicated everything to me in WhatsApp.
Read full reviewWell, they're pretty normal guys. They move coins back and forth, don't cause problems.
Read full reviewWe agree the rate and the payout method before payment — pick where the money goes.
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We've compiled answers about Zimbabwe's money, the fate of the famous trillion-dollar banknotes, and the money transfer process.
To arrange a USD payout in Zimbabwe, ATM24 first checks the receiving channel for the Zimbabwe USD payout route. The route is confirmed before payment, including CBZ Bank, FBC Bank, card or account details, sender payment method, fee from 0.9%, and timing from 15 minutes. Bank-route examples for Zimbabwe: CBZ Bank, Stanbic Bank Zimbabwe, FBC Bank, Nedbank Zimbabwe, and Ecobank Zimbabwe.
In Zimbabwe, a USD transfer may go to a bank-issued card or bank account depending on the receiving bank. ATM24 checks the Zimbabwe USD payout route through a bank such as Stanbic Bank Zimbabwe or Nedbank Zimbabwe and confirms whether card payout, account payout, or only one option is available. The sender pays after that route is confirmed. Bank-route examples for Zimbabwe: CBZ Bank, Stanbic Bank Zimbabwe, FBC Bank, Nedbank Zimbabwe, and Ecobank Zimbabwe.
For Zimbabwe, ATM24 can review a USD payout through banks such as CBZ Bank, Stanbic Bank Zimbabwe, FBC Bank, Nedbank Zimbabwe, and Ecobank Zimbabwe. The manager checks whether the selected bank route supports the incoming transfer and which account or card details are needed. The bank route is confirmed before payment.
Recipient details for Zimbabwe in USD depend on the bank or payout channel named in the order. ATM24 may need the recipient name, CBZ Bank or another bank, account or card data, and payment purpose. The sender pays only after those fields are confirmed. Bank-route examples for Zimbabwe: CBZ Bank, Stanbic Bank Zimbabwe, FBC Bank, Nedbank Zimbabwe, and Ecobank Zimbabwe.
For Zimbabwe, a USD payout may be fast only after the selected channel is checked. ATM24 reviews CBZ Bank, Stanbic Bank Zimbabwe, FBC Bank, Nedbank Zimbabwe, and Ecobank Zimbabwe plus card or account payout options before giving timing. The manager confirms the expected time before the sender pays. Bank-route examples for Zimbabwe: CBZ Bank, Stanbic Bank Zimbabwe, FBC Bank, Nedbank Zimbabwe, and Ecobank Zimbabwe.
The fee for sending money to Zimbabwe with payout in USD is calculated from 0.9% through ATM24. ATM24 shows the sender the fee, exchange conditions, payout route through Stanbic Bank Zimbabwe or FBC Bank, and amount the recipient should receive before payment. Bank-transfer fees, card conversion fees, and DCC markups from the sender's provider are separate. Bank-route examples for Zimbabwe: CBZ Bank, Stanbic Bank Zimbabwe, FBC Bank, Nedbank Zimbabwe, and Ecobank Zimbabwe.
Yes, the sender can use an available card, bank transfer, USDT, or another confirmed method while the recipient receives USD in Zimbabwe. The manager checks CBZ Bank, Stanbic Bank Zimbabwe, payout route, exchange conditions, and final amount before payment. Any card conversion or sending-bank fee remains outside the recipient payout. Bank-route examples for Zimbabwe: CBZ Bank, Stanbic Bank Zimbabwe, FBC Bank, Nedbank Zimbabwe, and Ecobank Zimbabwe.
ATM24 accepts transfers to Zimbabwe in USD from 100 USD or the equivalent. The maximum amount is not a single country-wide number; it depends on the Zimbabwe USD payout route, bank rules, payout channel, sender payment method, and recipient data. For a large transfer, the manager confirms the limit and documents before the sender pays. Bank-route examples for Zimbabwe: CBZ Bank, Stanbic Bank Zimbabwe, FBC Bank, Nedbank Zimbabwe, and Ecobank Zimbabwe.
For Zimbabwe, extra documents for a USD payout depend on the route through Stanbic Bank Zimbabwe, FBC Bank, or another confirmed channel. ATM24 may ask for identification, source of funds, recipient details, and payment-purpose wording. The list is confirmed after the amount and bank route are reviewed. Bank-route examples for Zimbabwe: CBZ Bank, Stanbic Bank Zimbabwe, FBC Bank, Nedbank Zimbabwe, and Ecobank Zimbabwe.
For Zimbabwe, a 1000 USD transfer can produce a different USD result depending on the receiving route: 1,000 USD. The ATM24 calculation includes Nedbank Zimbabwe or another confirmed bank, payout method, fee from 0.9%, and exchange conditions. The sender sees the final amount before payment. Bank-route examples for Zimbabwe: CBZ Bank, Stanbic Bank Zimbabwe, FBC Bank, Nedbank Zimbabwe, and Ecobank Zimbabwe.
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