SingaporeSGDSingapore Dollar

Money Transfer to Singapore

  • We lock the rate before payment
  • More than 100 transfers every day
  • Support at every stage of the transfer
1.19 SGDper 1 USDT+0.01% over 24hCalculation refreshed today at 10:171 USDT = 1.19 SGDOfficial rate; the final rate in the request may differ.
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Singapore is Asia's leading financial hub: SGD (Singapore Dollar), 1 USD ~ 1.32-1.36 SGD (MAS). Russians transfer money to Singapore to family, employees and business partners via DBS (DBSSSGSG) or OCBC (OCBCSGSG). No IBAN: SWIFT + account.

How to transfer money to Singapore

The route, the receiving bank and the payout amount are agreed before payment.

SGD to bank account via SWIFT. ATM24 conducts international transfers in Singapore Dollar (SGD) through available banking routes. IBAN format does not apply in Singapore: for international transfer you typically need the bank's SWIFT/BIC, account number and recipient's name. DBS Bank (DBSSSGSG) — Singapore's largest bank and one of Southeast Asia's largest banking groups; systemically important banks also include OCBC (OCBCSGSG) and UOB (UOVBSGSG). The national currency is Singapore Dollar (SGD); the Monetary Authority of Singapore (MAS) manages currency policy through the nominal effective exchange rate of SGD against a basket of currencies, so the SGD to USD rate is floating. The 2024 benchmark was approximately 1 USD = 1.32–1.36 SGD, so it's best to check the current rate before making a transfer.

Bank checks and transfer conditions

Singapore introduced its own financial measures and export restrictions against Russia in 2022. Beyond government restrictions, DBS, OCBC, UOB and correspondent banks conduct their own AML/KYC and sanctions checks. ATM24 verifies the available route in advance of payment. ATM24 commission - from 0.9%, international credit timeframe - 2–4 business days.

Ways to transfer money to Singapore

Pick the way that suits the recipient — we agree the route and the details before payment

To recipient's Visa/Mastercard

Transfer to recipient's card in Singapore for personal use. Visa/Mastercard work throughout Singapore. DBS, OCBC, UOB - largest ATM networks and card systems. Check with ATM24 manager for current available route

  • DBS Bank
  • OCBC Bank
  • UOB

To SGD bank account

SWIFT transfer in SGD - the primary method for transfers to Singapore. SWIFT: DBS (DBSSSGSG), OCBC (OCBCSGSG), UOB (UOVBSGSG), Standard Chartered Singapore. Details: SWIFT code + account number + name (no IBAN). Important: confirm with ATM24 manager the current recipient bank based on bank policies regarding Russia

  • Timeframe: 2-4 business days
  • DBS Bank
  • OCBC Bank
  • UOB

Cash SGD

Cash for transactions in Singapore. Large denominations: 100 SGD (~74 USD), 50 SGD (~37 USD). Cash withdrawal details: check with ATM24 manager

  • SGD: 1 USD ~ 1.32-1.36 SGD (MAS, 2024)
  • Singapore

DBS (DBSSSGSG) - Singapore's largest bank and Southeast Asia's largest by assets. SGD is managed by MAS through NEER (non-rate) - one of Asia's most stable currencies. No IBAN. Route from Russia - check with an ATM24 manager based on your bank's specific policy.

Rates and cost of a transfer to Singapore

We accept RUB, USD, EUR and USDT — we pay out in SGD

Reference rate for today

  • RUB SGD

    0.0135per 1 RUB

    10 000 ₽ = 135 SGD
  • USD SGD

    1.19per 1 USD

    100 $ = 119 SGD
  • EUR SGD

    1.32per 1 EUR

    100 € = 132 SGD
  • USDT SGD

    1.19per 1 USDT

    100 USDT = 119 SGD

What the recipient gets — at 1 USDT = 1.19 SGD

You sendPayout in SGD
100 USDT119 SGD
300 USDT358 SGD
500 USDT596 SGD
1 000 USDT1 193 SGD
5 000 USDT5 965 SGD
Reference values update automatically. The final fee and rate are locked in the request before payment.

Banks and payment infrastructure — Singapore

Where recipients usually get the money in Singapore

  • DBS Bank

    Singapore's largest bank and Southeast Asia's largest. SWIFT DBSSSGSG. Accepts transfers in SGD and USD. Highly developed digital banking.

  • OCBC Bank

    Singapore's second bank. SWIFT OCBCSGSG. Accepts SWIFT transfers in SGD, USD and other currencies. Strong position in the Malaysian market.

  • UOB

    Singapore's third largest bank. SWIFT UOVBSGSG. Accepts international transfers in SGD and USD.

  • Standard Chartered Singapore

    International bank with developed private banking. SWIFT SCBLSGSG. Accepts SWIFT transfers without additional restrictions.

  • Citibank Singapore

    International bank within Citi. SWIFT CITISGSG. Accepts transfers in SGD and USD, popular among expats.

How payments work in Singapore

  • National currency

    The national currency is Singapore Dollar (SGD); MAS manages the rate through the NEER system, which is relative to a basket of currencies, not a fixed rate to USD.

  • Card systems

    Visa, Mastercard and AmEx are widely accepted. NETS is the national debit payment system, mandatory for acceptance at major retailers. PayNow enables instant transfers by phone number or NRIC. GrabPay, DBS PayLah, Singtel Dash - popular wallets.

  • Payment applications

    PayNow - national instant transfer system; DBS PayLah! and GrabPay - popular mobile wallets.

  • Interbank transfers

    IBAN format does not apply in Singapore: international transfers use the bank's SWIFT/BIC, account number and recipient's name. DBS Bank (DBSSSGSG) - Singapore's largest bank and one of Southeast Asia's largest banking groups.

  • Financial regulator

    Monetary Authority of Singapore (MAS) - the central financial regulator and body responsible for the country's monetary policy.

  • Specifics for ATM24

    Singapore has not directly joined EU or US sanctions regimes, but since 2022 has introduced its own financial and export restrictions against Russia, so banks conduct enhanced individual compliance checks.

With an ATM24 transfer the recipient gives their own bank and details, so the money lands directly on the account.

How the transfer works to Singapore

Three steps from request to payout

  1. Step

    Send a request

    Fill in the form or write to us on WhatsApp or Telegram — a manager will check the available route

  2. Step

    Agree the route

    We check the recipient details and confirm the route, rate, fee and payout amount

  3. Step

    Pay for the transfer

    Once paid, the transfer goes out along the agreed route — we report the status in the messenger

What to prepare for the transfer

To SGD bank account

  • SWIFT: DBS (DBSSSGSG), OCBC (OCBCSGSG), UOB (UOVBSGSG), Standard Chartered Singapore
  • Details: SWIFT code + account number + name (no IBAN)

Cash SGD

  • Cash withdrawal details: check with ATM24 manager

We verify the exact details when agreeing the available route before payment.

Why people choose ATM24

Facts, not promises

No surprises on the rate

You see the rate, the fee and the payout amount before you send the money.

Request to SingaporeLocked in
Rate
1 USDT = 1.19 SGD
Payout method
Bank transfer
Payout currency
SGD
The rate and the amount are locked when the request is confirmed and do not change afterwards.

Terms are known before payment

The route, rate, fee and payout amount are agreed before payment.

  • Route
  • Rate
  • Payout amount

Cash payout

Reference cities with payout locations. Availability of a specific location is confirmed in the request.

  • Singapore

Confirm the city before payment

Available payout options

Only methods present in both the country description and the current route are shown.

You send
  • RUB
  • USD
  • EUR
  • USDT
SGD
They receive
  • Bank transfer
  • Cash
  • MoneyGram
  • Western Union

Customer reviews

Real stories from real people

Aleksandr Frankovich

Google

Exchanged USDT for dong cash. Prompt. Convenient. Thanks to operator Ekaterina.

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Seriy Kom

Google

They helped quickly and without unnecessary steps to withdraw cash in Thailand. Definitely recommend 👌

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Roman Fateev

Google

Everything is excellent, the courier arrived on time, the exchange went smoothly

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Алексей Аверя

Trustpilot

This is the best exchange

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Transfers to other countries

We agree the rate and the payout method before payment — pick where the money goes.

Questions about Singapore and transfers

Frequently asked questions about transfers to Singapore (SGD) and this financial hub.

How can I send money to Singapore with payout in SGD through ATM24?

For a transfer to Singapore in SGD, ATM24 builds the order around the recipient's payout method on the Singapore SGD payout route. The sender sees the route, fee from 0.9%, expected timing from 15 minutes, and final amount before payment; if details change, the calculation is updated. Bank-route examples for Singapore: DBS, OCBC, UOB, GXS Bank Private Limited, and Trust Bank.

Can the recipient receive a transfer on a card or bank account in Singapore in SGD?

Yes, where available, the recipient can receive a transfer on a bank-issued card or bank account in Singapore in SGD on the Singapore SGD payout route. ATM24 checks the bank, card or account number, recipient name, and payout currency before payment; Visa, Mastercard, UnionPay, or local bank-card availability depends on the route. For example, OCBC may require a different set of details than GXS Bank Private Limited, so card and account routes are confirmed separately. Bank-route examples for Singapore: DBS, OCBC, UOB, GXS Bank Private Limited, and Trust Bank.

Which banks can receive a transfer to Singapore in SGD?

ATM24 can check whether an SGD transfer to Singapore may go through DBS, OCBC, UOB, GXS Bank Private Limited, and Trust Bank. The receiving bank must match the recipient details and accept the selected payout route. The manager confirms the bank, account or card format, and final amount before payment.

What recipient details are needed to send money to Singapore in SGD?

To prepare an SGD payout in Singapore, start with the exact recipient name and receiving route. ATM24 checks OCBC, UOB, card or account details, and any route-specific field before payment. The manager clarifies missing data before the order is paid. Bank-route examples for Singapore: DBS, OCBC, UOB, GXS Bank Private Limited, and Trust Bank.

How long does a money transfer to Singapore in SGD take?

A money transfer to Singapore in SGD can begin from 15 minutes, but timing is route-based. ATM24 checks recipient details, amount, and banks such as UOB or GXS Bank Private Limited. Documents or bank review can extend the processing time. Bank-route examples for Singapore: DBS, OCBC, UOB, GXS Bank Private Limited, and Trust Bank.

What is the fee for sending money to Singapore with payout in SGD?

An SGD transfer to Singapore through ATM24 has a fee starting from 0.9%, but the useful number is the final amount after the route is checked. ATM24 confirms the Singapore SGD payout route, bank such as UOB, exchange conditions, sender's payment method, and payout amount. Any fee charged by the sender's card issuer or bank should be checked separately. Bank-route examples for Singapore: DBS, OCBC, UOB, GXS Bank Private Limited, and Trust Bank.

Can I pay by international card, bank transfer, or USDT while the recipient receives SGD in Singapore?

Payment for an SGD transfer to Singapore can be arranged through an available sender method after ATM24 checks the receiving route. The check includes the Singapore SGD payout route, bank such as UOB, fee from 0.9%, and exchange conditions. USDT network cost or card-issuer charges are confirmed separately. Bank-route examples for Singapore: DBS, OCBC, UOB, GXS Bank Private Limited, and Trust Bank.

What is the minimum and maximum transfer amount to Singapore in SGD?

The minimum transfer amount to Singapore in SGD through ATM24 starts from 100 USD or the equivalent. The maximum amount is confirmed before payment and depends on the Singapore SGD payout route, sender payment method, bank, recipient details, and possible document requirements. If the recipient changes DBS to another bank or switches from account to card, the limit should be checked again. Bank-route examples for Singapore: DBS, OCBC, UOB, GXS Bank Private Limited, and Trust Bank.

What documents are needed for a large transfer to Singapore in SGD?

A large SGD payout to Singapore can need document checks when the amount, bank, or recipient route requires it. ATM24 reviews DBS, OCBC, UOB, GXS Bank Private Limited, and Trust Bank with sender ID, source-of-funds details, and payment purpose if needed. The sender receives the checklist before payment. Bank-route examples for Singapore: DBS, OCBC, UOB, GXS Bank Private Limited, and Trust Bank.

How much will the recipient get in SGD if I send 1000 USD to Singapore?

For a 1000 USD transfer to Singapore, the live SGD estimate depends on the current ATM24 route: 1,192.99 SGD. ATM24 calculates fee from 0.9%, exchange conditions, and the recipient route through DBS or OCBC. The final SGD amount is fixed before payment. Bank-route examples for Singapore: DBS, OCBC, UOB, GXS Bank Private Limited, and Trust Bank.

Could not find an answer to your question?

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Send money to Singapore with ATM24

We check the available payout method, rate and route and confirm the terms before payment.

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