RomaniaRONRomanian Leu
Romania has been an EU member since 2007, but the euro has not been adopted: the country uses the Romanian leu (RON). Russians transfer RON to Romania for diaspora, students, and partners through unblocked correspondent banks - transfers by ordinary individuals are not blocked. IBAN RO is 24 characters with a unique format: 4 bank code letters in BBAN (BCR: RNCBROBU, BRD: BRDEROBU).
The route, the receiving bank and the payout amount are agreed before payment.
Romania is a major EU country that has not yet adopted the euro: it joined the European Union in 2007, but the official currency remains the Romanian leu (RON), and there is currently no fixed date for the transition to EUR. The Romanian IBAN contains 24 characters: RO + 2 check digits + 4 bank code characters + 16 account number characters. The country's largest banks are BCR (RNCBROBU), BRD — Groupe Société Générale (BRDEROBU), Raiffeisen Bank Romania (RZBRROBU), and Banca Transilvania (BTRLROBU). Bucharest is considered a potential financial hub for the region, and Romania's further movement toward the eurozone will strengthen the country's integration into the European SEPA infrastructure.
IBAN RO can already be used for EUR accounts and euro transfers. A transfer typically requires IBAN RO, the bank's SWIFT/BIC, and the recipient's full name. For domestic transfers to a Romanian bank account, crediting may take from a few minutes. An international SWIFT transfer takes up to 5 business days. Romania is part of the EU and applies current sanctions packages against Russia, so the possibility of a particular transfer depends on the recipient bank, the correspondent chain, and AML/KYC checks. ATM24 verifies the available route through correspondent banks in advance. When transferring EUR to an account in RON, conversion by the recipient bank at its rate is possible, so it is better to clarify the account currency in advance. ATM24 commission is from 0.9%.
RON. BCR, BRD, and Banca Transilvania issue Visa and Mastercard. Romanian bank cards are also issued by BTRL for diaspora. Details: recipient's Visa or Mastercard number. Commission from 0.9%. Route and timeline - check with ATM24 manager
RON. IBAN RO = 24 characters (RO + 2 check digits + 4 bank code letters + 16 alphanumeric characters). Unique format: 4 letters are the bank code, not digits. SWIFT: RNCBROBU (BCR), BRDEROBU (BRD), BTRLROBU (Banca Transilvania). RON is accepted via SWIFT transfer with conversion. Commission from 0.9%. Credit currency, conversion, and correspondent route availability are confirmed before payment.
RON cash through agreed locations. Romania actively uses cards, but cash lei is accepted throughout the country. RON withdrawal at agreed locations. Commission from 0.9%. Withdrawal points - check with ATM24 manager
Romania - IBAN RO 24 characters (unique: 4 bank code letters in BBAN). 1 EUR ~ 5.0-5.1 RON (very stable rate). Romania in the EU since 2007, no euro yet - transition date not set. Route through unblocked correspondent banks - check with ATM24 manager.
We accept RUB, USD, EUR and USDT — we pay out in RON
RUB RON
0.04832per 1 RUB
10 000 ₽ = 483 RONUSD RON
4.33per 1 USD
100 $ = 433 RONEUR RON
4.91per 1 EUR
100 € = 491 RONUSDT RON
4.33per 1 USDT
100 USDT = 433 RON| You send | Payout in RON |
|---|---|
| 100 USDT | 433 RON |
| 300 USDT | 1 300 RON |
| 500 USDT | 2 166 RON |
| 1 000 USDT | 4 332 RON |
| 5 000 USDT | 21 659 RON |
Where recipients usually get the money in Romania
Type: Private (largest Romanian bank by market share); Accepts transfers from Russia: Yes (BTRLROBU - verify route)
BCR Erste Group Romania — a financial group or banking holding company whose services may include banking, payments, and corporate accounts.
BRD Société Générale Romania — a bank focused on everyday accounts and card operations. The recipient should provide the exact details and payout currency.
Type: Private (Raiffeisen Bank International subsidiary); Accepts transfers from Russia: Yes (RZBRROBU - verify route)
UniCredit Bank Romania — a local bank with standard account and cash services. Transfer availability depends on the details, currency, and bank rules.
National currency
The national currency is the Romanian leu (RON, plural lei). The EUR/RON rate remains relatively stable and in recent years has hovered around 5.0–5.1 RON per 1 EUR, though the actual rate fluctuates.
Card systems
Visa and Mastercard are the primary systems. Maestro on debit cards is gradually being replaced by Debit Mastercard. PayU Romania payments are popular in e-commerce. Sistemul Electronic de Plati (SEP) provides interbank clearing.
Payment applications
Revolut and Wise (TransferWise) are popular for international transfers. Netopia and euPlati are online payment aggregators. Apple Pay and Google Pay are supported by major banks. National currency is the Romanian leu (RON); 1 leu = 100 bani.
Interbank transfers
Banca Națională a României (BNR) is the central bank and financial regulator. The Romanian IBAN contains 24 characters: RO + 2 check digits + 4 bank code letters + 16 account number characters. The four-letter bank code is a characteristic feature of the Romanian IBAN, whereas in many countries the bank part of the BBAN is mainly numeric.
Financial regulator
The transition to the euro remains a formal goal, but there is no fixed date for adoption; among key obstacles historically have been inflation and budget deficits exceeding certain Maastricht criteria.
Features for ATM24
Romania has been in the EU since 2007, but is not yet a member of the eurozone.
With an ATM24 transfer the recipient gives their own bank and details, so the money lands directly on the account.
Three steps from request to payout
Fill in the form or write to us on WhatsApp or Telegram — a manager will check the available route
We check the recipient details and confirm the route, rate, fee and payout amount
Once paid, the transfer goes out along the agreed route — we report the status in the messenger
We verify the exact details when agreeing the available route before payment.
Facts, not promises
You see the rate, the fee and the payout amount before you send the money.
The route, rate, fee and payout amount are agreed before payment.
Reference cities with payout locations. Availability of a specific location is confirmed in the request.
Confirm the city before payment
Only methods present in both the country description and the current route are shown.
Real stories from real people
They did everything, not quickly in 2 transfers but they did it
Read full reviewTrustpilot
Excellent and fast service, special thanks to Emil for the wonderful job 🙏🏼
Read full reviewOne of the lowest rates among exchangers, if not the lowest. Request processing speed is not the fastest, on average about 40 minutes, but overall tolerable. Special thanks to Emil.
Read full reviewThey did everything quickly and precisely, manager Ekaterina helped, thank her very much
Read full reviewExcellent service. Manager Egor explained everything quickly and clearly.
Read full reviewEverything is great! Used it for the first time, they explained everything clearly! 👍
Read full reviewTransferred from Sberbank, everything took 15 minutes, withdrew successfully at a TTB ATM.
Read full reviewContact ATM24 and don't even hesitate! I suffered with different exchangers in Thailand for a long time, and in the end I settled on these guys Reliable, prompt! They always meet you halfway, explain everything in detail, I'm incredibly glad to do business with you, thanks guys 🫶🏻
Read full reviewWe agree the rate and the payout method before payment — pick where the money goes.
Country not found
Romania - RON (lei), IBAN RO 24 characters. Below are answers to frequently asked questions: why there is no euro, when it will be introduced, and how to transfer money.
To arrange an RON payout in Romania, ATM24 first checks the receiving channel for the Romania RON payout route. The route is confirmed before payment, including Banca Transilvania, Exim Banca Românească, card or account details, sender payment method, fee from 0.9%, and timing from 15 minutes. Bank-route examples for Romania: Banca Transilvania, BRD, Exim Banca Românească, Volksbank Romania, and Vista Bank (Romania).
Yes, where available, the recipient can receive a transfer on a bank-issued card or bank account in Romania in RON on the Romania RON payout route. ATM24 checks the bank, card or account number, recipient name, and payout currency before payment; Visa, Mastercard, UnionPay, or local bank-card availability depends on the route. For example, BRD may require a different set of details than Volksbank Romania, so card and account routes are confirmed separately. Bank-route examples for Romania: Banca Transilvania, BRD, Exim Banca Românească, Volksbank Romania, and Vista Bank (Romania).
For Romania, ATM24 can review an RON payout through banks such as Banca Transilvania, BRD, Exim Banca Românească, Volksbank Romania, and Vista Bank (Romania). The manager checks whether the selected bank route supports the incoming transfer and which account or card details are needed. The bank route is confirmed before payment.
To prepare an RON payout in Romania, start with the exact recipient name and receiving route. ATM24 checks BRD, Exim Banca Românească, card or account details, and any route-specific field before payment. The manager clarifies missing data before the order is paid. Bank-route examples for Romania: Banca Transilvania, BRD, Exim Banca Românească, Volksbank Romania, and Vista Bank (Romania).
A money transfer to Romania in RON can begin from 15 minutes, but timing is route-based. ATM24 checks recipient details, amount, and banks such as Exim Banca Românească or Volksbank Romania. Documents or bank review can extend the processing time. Bank-route examples for Romania: Banca Transilvania, BRD, Exim Banca Românească, Volksbank Romania, and Vista Bank (Romania).
The fee for sending money to Romania with payout in RON is calculated from 0.9% through ATM24. ATM24 shows the sender the fee, exchange conditions, payout route through BRD or Exim Banca Românească, and amount the recipient should receive before payment. Bank-transfer fees, card conversion fees, and DCC markups from the sender's provider are separate. Bank-route examples for Romania: Banca Transilvania, BRD, Exim Banca Românească, Volksbank Romania, and Vista Bank (Romania).
Yes, the sender can use an available card, bank transfer, USDT, or another confirmed method while the recipient receives RON in Romania. The manager checks Banca Transilvania, BRD, payout route, exchange conditions, and final amount before payment. Any card conversion or sending-bank fee remains outside the recipient payout. Bank-route examples for Romania: Banca Transilvania, BRD, Exim Banca Românească, Volksbank Romania, and Vista Bank (Romania).
ATM24 accepts transfers to Romania in RON from 100 USD or the equivalent. The maximum amount is not a single country-wide number; it depends on the Romania RON payout route, bank rules, payout channel, sender payment method, and recipient data. For a large transfer, the manager confirms the limit and documents before the sender pays. Bank-route examples for Romania: Banca Transilvania, BRD, Exim Banca Românească, Volksbank Romania, and Vista Bank (Romania).
A large RON payout to Romania can need document checks when the amount, bank, or recipient route requires it. ATM24 reviews Banca Transilvania, BRD, Exim Banca Românească, Volksbank Romania, and Vista Bank (Romania) with sender ID, source-of-funds details, and payment purpose if needed. The sender receives the checklist before payment. Bank-route examples for Romania: Banca Transilvania, BRD, Exim Banca Românească, Volksbank Romania, and Vista Bank (Romania).
For a 1000 USD transfer to Romania, the live RON estimate depends on the current ATM24 route: 4,331.77 RON. ATM24 calculates fee from 0.9%, exchange conditions, and the recipient route through Banca Transilvania or BRD. The final RON amount is fixed before payment. Bank-route examples for Romania: Banca Transilvania, BRD, Exim Banca Românească, Volksbank Romania, and Vista Bank (Romania).
Could not find an answer to your question?
Contact support
