To Visa/Mastercard
EUR. Transfer to the recipient's Visa or Mastercard. Details needed: 16-digit card number and recipient's full name. Availability and limits - verify with ATM24 manager
- Credit Andorra
- BancSabadell d'Andorra
- MoraBanc
AndorraEUREuro
Andorra is a microstate between Spain and France: EUR + IBAN AD (24 characters). Russians transfer money to Andorra to family and business partners through Andbank (ANDBAD22) or MoraBanc (MBANAD21). Andorra aligns sanctions with the EU - verify the route with an ATM24 manager.
The route, the receiving bank and the payout amount are agreed before payment.
ATM24 processes international transfers in euros to bank accounts in Andorra through available banking routes. To send a transfer, the recipient typically provides IBAN AD, SWIFT/BIC of the bank, and full name; an Andorran IBAN contains 24 characters and begins with AD. Andorra is not part of the EU but is closely integrated into the European financial system and adheres to EU sanctions measures against Russia, so transfers from the Russian Federation require careful compliance checks.
Individual Andorran banks may restrict or decline payments related to Russia, so ATM24 verifies the receiving bank and available route before confirming your request. ATM24 commission starts from 0.9%; the timeline for international transfer depends on the selected bank and correspondent chain.
EUR. Transfer to the recipient's Visa or Mastercard. Details needed: 16-digit card number and recipient's full name. Availability and limits - verify with ATM24 manager
SWIFT transfer to recipient's account. IBAN AD + 2 digits + 4-digit bank code + 4-digit branch code + 12-digit account number. To send a transfer you need the recipient's IBAN, SWIFT/BIC of the bank, and full name.
EUR. Receiving cash - verify with ATM24 manager. Details for pickup: Full name and ATM24 pickup code. Current pickup locations - check with manager when submitting your request
Andorra is a microstate between Spain and France with a developed offshore banking sector. Banks in the country serve wealthy depositors from around the world but comply with strict AML requirements. When transferring from Russia, you may receive additional questions from the receiving bank. Alternative: transfer to an account in a Spanish or French bank of the recipient.
We accept RUB, USD and USDT — we pay out in EUR
RUB EUR
0.009252per 1 RUB
10 000 ₽ = 92.52 EURUSD EUR
0.8298per 1 USD
100 $ = 82.98 EURUSDT EUR
0.8298per 1 USDT
100 USDT = 82.98 EUR| You send | Payout in EUR |
|---|---|
| 100 USDT | 82.98 EUR |
| 300 USDT | 249 EUR |
| 500 USDT | 415 EUR |
| 1 000 USDT | 830 EUR |
| 5 000 USDT | 4 149 EUR |
Where recipients usually get the money in Andorra
Credit Andorra — a universal bank with retail and corporate services. Recipients may use an account, card, branch, or mobile banking.
BancSabadell d'Andorra — a commercial bank providing accounts, cards, and transfers. It is suitable for recipients who use bank account details.
MBANAD21
ANDBAD22
Vall Banc — a local bank with standard account and cash services. Transfer availability depends on the details, currency, and bank rules.
National Currency
The official currency of the country is the euro (EUR).
Card Systems
Visa and Mastercard operate through Spanish and French banking systems. The country uses euros. Andbank and Crèdit Andorrà are the main issuers of international cards. Contactless payments are widely used.
Payment Applications
Andorra is not part of the EU but is closely integrated into the European financial system and adheres to EU sanctions measures against Russia, so transfers require preliminary compliance checks.
Interbank Transfers
Andorra is a microstate with its own banking system and a small number of major banks.
Financial Regulator
Andorra's banking sector is known for strict AML/KYC procedures and heightened scrutiny of the source of funds and international transactions.
Special Features for ATM24
IBAN format is required for bank transfers; an Andorran IBAN begins with AD and contains 24 characters.
With an ATM24 transfer the recipient gives their own bank and details, so the money lands directly on the account.
Three steps from request to payout
Fill in the form or write to us on WhatsApp or Telegram — a manager will check the available route
We check the recipient details and confirm the route, rate, fee and payout amount
Once paid, the transfer goes out along the agreed route — we report the status in the messenger
We verify the exact details when agreeing the available route before payment.
Facts, not promises
You see the rate, the fee and the payout amount before you send the money.
The route, rate, fee and payout amount are agreed before payment.
Only methods present in both the country description and the current route are shown.
Real stories from real people
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They helped with the conversion. It did take some time, but still everything was successful
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Excellent exchange office. Good rate, clear operation and quick receipt of money. Tried several companies, but for more than a year now I work only with them.
Read full reviewExchanged non-cash rubles for cash in Thai baht, everything was quick and simple, operator Ekaterina helped via WhatsApp chat.
Read full reviewAll great, good rate, manager Egor helped with the exchange, he was in touch the whole time.
Read full reviewWe agree the rate and the payout method before payment — pick where the money goes.
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Answers to questions about sending money to Andorra through ATM24.
A money transfer to Andorra in EUR through ATM24 starts with choosing how the recipient will be paid on the Andorra EUR payout route. The manager verifies recipient name, payment method, MoraBanc, fee from 0.9%, and estimated processing time before payment. Bank-route examples for Andorra: Andbank, MoraBanc, Vall Banc, Banca Privada d'Andorra, and Banc Sabadell d'Andorra.
Yes, where available, the recipient can receive a transfer on a bank-issued card or bank account in Andorra in EUR on the Andorra EUR payout route. ATM24 checks the bank, card or account number, recipient name, and payout currency before payment; Visa, Mastercard, UnionPay, or local bank-card availability depends on the route. For example, MoraBanc may require a different set of details than Banca Privada d'Andorra, so card and account routes are confirmed separately. Bank-route examples for Andorra: Andbank, MoraBanc, Vall Banc, Banca Privada d'Andorra, and Banc Sabadell d'Andorra.
A transfer to Andorra in EUR can be sent to the recipient's bank if that bank accepts the incoming credit. Banks to check for this destination include Andbank, MoraBanc, Vall Banc, Banca Privada d'Andorra, and Banc Sabadell d'Andorra. ATM24 verifies the bank, account format, recipient name, and payout currency before the sender pays.
To prepare a EUR payout in Andorra, start with the exact recipient name and receiving route. ATM24 checks MoraBanc, Vall Banc, card or account details, and any route-specific field before payment. The manager clarifies missing data before the order is paid. Bank-route examples for Andorra: Andbank, MoraBanc, Vall Banc, Banca Privada d'Andorra, and Banc Sabadell d'Andorra.
A money transfer to Andorra in EUR can begin from 15 minutes, but timing is route-based. ATM24 checks recipient details, amount, and banks such as Vall Banc or Banca Privada d'Andorra. Documents or bank review can extend the processing time. Bank-route examples for Andorra: Andbank, MoraBanc, Vall Banc, Banca Privada d'Andorra, and Banc Sabadell d'Andorra.
For a transfer to Andorra in EUR, the ATM24 service fee starts from 0.9% and is confirmed before payment. The manager calculates the final amount using the Andorra EUR payout route, exchange conditions, recipient bank such as Andbank, and sender's payment method. Separate bank or card-issuer fees may still apply outside the ATM24 calculation. Bank-route examples for Andorra: Andbank, MoraBanc, Vall Banc, Banca Privada d'Andorra, and Banc Sabadell d'Andorra.
Yes, the sender can use an available card, bank transfer, USDT, or another confirmed method while the recipient receives EUR in Andorra. The manager checks Andbank, MoraBanc, payout route, exchange conditions, and final amount before payment. Any card conversion or sending-bank fee remains outside the recipient payout. Bank-route examples for Andorra: Andbank, MoraBanc, Vall Banc, Banca Privada d'Andorra, and Banc Sabadell d'Andorra.
ATM24 accepts transfers to Andorra in EUR from 100 USD or the equivalent. The maximum amount is not a single country-wide number; it depends on the Andorra EUR payout route, bank rules, payout channel, sender payment method, and recipient data. For a large transfer, the manager confirms the limit and documents before the sender pays. Bank-route examples for Andorra: Andbank, MoraBanc, Vall Banc, Banca Privada d'Andorra, and Banc Sabadell d'Andorra.
A large EUR payout to Andorra can need document checks when the amount, bank, or recipient route requires it. ATM24 reviews Andbank, MoraBanc, Vall Banc, Banca Privada d'Andorra, and Banc Sabadell d'Andorra with sender ID, source-of-funds details, and payment purpose if needed. The sender receives the checklist before payment. Bank-route examples for Andorra: Andbank, MoraBanc, Vall Banc, Banca Privada d'Andorra, and Banc Sabadell d'Andorra.
For a 1000 USD transfer to Andorra, the live EUR estimate depends on the current ATM24 route: 829.84 EUR. ATM24 calculates fee from 0.9%, exchange conditions, and the recipient route through Andbank or MoraBanc. The final EUR amount is fixed before payment. Bank-route examples for Andorra: Andbank, MoraBanc, Vall Banc, Banca Privada d'Andorra, and Banc Sabadell d'Andorra.
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