AndorraEUREuro

Money Transfer to Andorra

  • We lock the rate before payment
  • More than 100 transfers every day
  • Support at every stage of the transfer
0.8298 EURper 1 USDT+0.1% over 24hCalculation refreshed today at 16:401 USDT = 0.8298 EUROfficial rate; the final rate in the request may differ.
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UAE licence No. 9966786413

Andorra is a microstate between Spain and France: EUR + IBAN AD (24 characters). Russians transfer money to Andorra to family and business partners through Andbank (ANDBAD22) or MoraBanc (MBANAD21). Andorra aligns sanctions with the EU - verify the route with an ATM24 manager.

How to Transfer Money from Russia to Andorra: EUR to IBAN AD via SWIFT

The route, the receiving bank and the payout amount are agreed before payment.

ATM24 processes international transfers in euros to bank accounts in Andorra through available banking routes. To send a transfer, the recipient typically provides IBAN AD, SWIFT/BIC of the bank, and full name; an Andorran IBAN contains 24 characters and begins with AD. Andorra is not part of the EU but is closely integrated into the European financial system and adheres to EU sanctions measures against Russia, so transfers from the Russian Federation require careful compliance checks.

Bank checks and transfer conditions

Individual Andorran banks may restrict or decline payments related to Russia, so ATM24 verifies the receiving bank and available route before confirming your request. ATM24 commission starts from 0.9%; the timeline for international transfer depends on the selected bank and correspondent chain.

Ways to Receive a Transfer in Andorra

Pick the way that suits the recipient — we agree the route and the details before payment

To Visa/Mastercard

EUR. Transfer to the recipient's Visa or Mastercard. Details needed: 16-digit card number and recipient's full name. Availability and limits - verify with ATM24 manager

  • Credit Andorra
  • BancSabadell d'Andorra
  • MoraBanc

To EUR Bank Account

SWIFT transfer to recipient's account. IBAN AD + 2 digits + 4-digit bank code + 4-digit branch code + 12-digit account number. To send a transfer you need the recipient's IBAN, SWIFT/BIC of the bank, and full name.

  • Banks: Andbank, MoraBanc, Creand
  • Andbank: SWIFT ANDBAD22
  • MoraBanc: SWIFT MBANAD21
  • Credit Andorra
  • BancSabadell d'Andorra

Cash EUR

EUR. Receiving cash - verify with ATM24 manager. Details for pickup: Full name and ATM24 pickup code. Current pickup locations - check with manager when submitting your request

Andorra is a microstate between Spain and France with a developed offshore banking sector. Banks in the country serve wealthy depositors from around the world but comply with strict AML requirements. When transferring from Russia, you may receive additional questions from the receiving bank. Alternative: transfer to an account in a Spanish or French bank of the recipient.

Rates and cost of a transfer to Andorra

We accept RUB, USD and USDT — we pay out in EUR

Reference rate for today

  • RUB EUR

    0.009252per 1 RUB

    10 000 ₽ = 92.52 EUR
  • USD EUR

    0.8298per 1 USD

    100 $ = 82.98 EUR
  • USDT EUR

    0.8298per 1 USDT

    100 USDT = 82.98 EUR

What the recipient gets — at 1 USDT = 0.8298 EUR

You sendPayout in EUR
100 USDT82.98 EUR
300 USDT249 EUR
500 USDT415 EUR
1 000 USDT830 EUR
5 000 USDT4 149 EUR
Reference values update automatically. The final fee and rate are locked in the request before payment.

Banks and payment infrastructure — Andorra

Where recipients usually get the money in Andorra

  • Credit Andorra

    Credit Andorra — a universal bank with retail and corporate services. Recipients may use an account, card, branch, or mobile banking.

  • BancSabadell d'Andorra

    BancSabadell d'Andorra — a commercial bank providing accounts, cards, and transfers. It is suitable for recipients who use bank account details.

  • MoraBanc

    MBANAD21

  • Andbank

    ANDBAD22

  • Vall Banc

    Vall Banc — a local bank with standard account and cash services. Transfer availability depends on the details, currency, and bank rules.

How payments work in Andorra

  • National Currency

    The official currency of the country is the euro (EUR).

  • Card Systems

    Visa and Mastercard operate through Spanish and French banking systems. The country uses euros. Andbank and Crèdit Andorrà are the main issuers of international cards. Contactless payments are widely used.

  • Payment Applications

    Andorra is not part of the EU but is closely integrated into the European financial system and adheres to EU sanctions measures against Russia, so transfers require preliminary compliance checks.

  • Interbank Transfers

    Andorra is a microstate with its own banking system and a small number of major banks.

  • Financial Regulator

    Andorra's banking sector is known for strict AML/KYC procedures and heightened scrutiny of the source of funds and international transactions.

  • Special Features for ATM24

    IBAN format is required for bank transfers; an Andorran IBAN begins with AD and contains 24 characters.

With an ATM24 transfer the recipient gives their own bank and details, so the money lands directly on the account.

How the transfer works to Andorra

Three steps from request to payout

  1. Step

    Send a request

    Fill in the form or write to us on WhatsApp or Telegram — a manager will check the available route

  2. Step

    Agree the route

    We check the recipient details and confirm the route, rate, fee and payout amount

  3. Step

    Pay for the transfer

    Once paid, the transfer goes out along the agreed route — we report the status in the messenger

What to prepare for the transfer

To EUR Bank Account

  • Andbank: SWIFT ANDBAD22
  • MoraBanc: SWIFT MBANAD21

We verify the exact details when agreeing the available route before payment.

Why people choose ATM24

Facts, not promises

No surprises on the rate

You see the rate, the fee and the payout amount before you send the money.

Request to AndorraLocked in
Rate
1 USDT = 0.8298 EUR
Payout method
Bank transfer
Payout currency
EUR
The rate and the amount are locked when the request is confirmed and do not change afterwards.

Terms are known before payment

The route, rate, fee and payout amount are agreed before payment.

  • Route
  • Rate
  • Payout amount

Available payout options

Only methods present in both the country description and the current route are shown.

You send
  • RUB
  • USD
  • USDT
EUR
They receive
  • Bank transfer
  • Cash
  • Western Union

Customer reviews

Real stories from real people

Валентина

Google

Everything is clear, I recommend, thank you

Read full review

Вячеслав Гуляев

Google

Recommend, manager Sofa, thank you!

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Иван Минеев

Trustpilot

They helped with the conversion. It did take some time, but still everything was successful

Read full review

Transfers to other countries

We agree the rate and the payout method before payment — pick where the money goes.

Frequently Asked Questions About Transfers to Andorra

Answers to questions about sending money to Andorra through ATM24.

How can I send money to Andorra with payout in EUR through ATM24?

A money transfer to Andorra in EUR through ATM24 starts with choosing how the recipient will be paid on the Andorra EUR payout route. The manager verifies recipient name, payment method, MoraBanc, fee from 0.9%, and estimated processing time before payment. Bank-route examples for Andorra: Andbank, MoraBanc, Vall Banc, Banca Privada d'Andorra, and Banc Sabadell d'Andorra.

Can the recipient receive a transfer on a card or bank account in Andorra in EUR?

Yes, where available, the recipient can receive a transfer on a bank-issued card or bank account in Andorra in EUR on the Andorra EUR payout route. ATM24 checks the bank, card or account number, recipient name, and payout currency before payment; Visa, Mastercard, UnionPay, or local bank-card availability depends on the route. For example, MoraBanc may require a different set of details than Banca Privada d'Andorra, so card and account routes are confirmed separately. Bank-route examples for Andorra: Andbank, MoraBanc, Vall Banc, Banca Privada d'Andorra, and Banc Sabadell d'Andorra.

Which banks can receive a transfer to Andorra in EUR?

A transfer to Andorra in EUR can be sent to the recipient's bank if that bank accepts the incoming credit. Banks to check for this destination include Andbank, MoraBanc, Vall Banc, Banca Privada d'Andorra, and Banc Sabadell d'Andorra. ATM24 verifies the bank, account format, recipient name, and payout currency before the sender pays.

What recipient details are needed to send money to Andorra in EUR?

To prepare a EUR payout in Andorra, start with the exact recipient name and receiving route. ATM24 checks MoraBanc, Vall Banc, card or account details, and any route-specific field before payment. The manager clarifies missing data before the order is paid. Bank-route examples for Andorra: Andbank, MoraBanc, Vall Banc, Banca Privada d'Andorra, and Banc Sabadell d'Andorra.

How long does a money transfer to Andorra in EUR take?

A money transfer to Andorra in EUR can begin from 15 minutes, but timing is route-based. ATM24 checks recipient details, amount, and banks such as Vall Banc or Banca Privada d'Andorra. Documents or bank review can extend the processing time. Bank-route examples for Andorra: Andbank, MoraBanc, Vall Banc, Banca Privada d'Andorra, and Banc Sabadell d'Andorra.

What is the fee for sending money to Andorra with payout in EUR?

For a transfer to Andorra in EUR, the ATM24 service fee starts from 0.9% and is confirmed before payment. The manager calculates the final amount using the Andorra EUR payout route, exchange conditions, recipient bank such as Andbank, and sender's payment method. Separate bank or card-issuer fees may still apply outside the ATM24 calculation. Bank-route examples for Andorra: Andbank, MoraBanc, Vall Banc, Banca Privada d'Andorra, and Banc Sabadell d'Andorra.

Can I pay by international card, bank transfer, or USDT while the recipient receives EUR in Andorra?

Yes, the sender can use an available card, bank transfer, USDT, or another confirmed method while the recipient receives EUR in Andorra. The manager checks Andbank, MoraBanc, payout route, exchange conditions, and final amount before payment. Any card conversion or sending-bank fee remains outside the recipient payout. Bank-route examples for Andorra: Andbank, MoraBanc, Vall Banc, Banca Privada d'Andorra, and Banc Sabadell d'Andorra.

What is the minimum and maximum transfer amount to Andorra in EUR?

ATM24 accepts transfers to Andorra in EUR from 100 USD or the equivalent. The maximum amount is not a single country-wide number; it depends on the Andorra EUR payout route, bank rules, payout channel, sender payment method, and recipient data. For a large transfer, the manager confirms the limit and documents before the sender pays. Bank-route examples for Andorra: Andbank, MoraBanc, Vall Banc, Banca Privada d'Andorra, and Banc Sabadell d'Andorra.

What documents are needed for a large transfer to Andorra in EUR?

A large EUR payout to Andorra can need document checks when the amount, bank, or recipient route requires it. ATM24 reviews Andbank, MoraBanc, Vall Banc, Banca Privada d'Andorra, and Banc Sabadell d'Andorra with sender ID, source-of-funds details, and payment purpose if needed. The sender receives the checklist before payment. Bank-route examples for Andorra: Andbank, MoraBanc, Vall Banc, Banca Privada d'Andorra, and Banc Sabadell d'Andorra.

How much will the recipient get in EUR if I send 1000 USD to Andorra?

For a 1000 USD transfer to Andorra, the live EUR estimate depends on the current ATM24 route: 829.84 EUR. ATM24 calculates fee from 0.9%, exchange conditions, and the recipient route through Andbank or MoraBanc. The final EUR amount is fixed before payment. Bank-route examples for Andorra: Andbank, MoraBanc, Vall Banc, Banca Privada d'Andorra, and Banc Sabadell d'Andorra.

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Send money to Andorra with ATM24

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