EcuadorUSDUS Dollar

Money Transfer to Ecuador

  • We lock the rate before payment
  • More than 100 transfers every day
  • Support at every stage of the transfer
0.95 USDper 1 USDT+0.2% over 24hCalculation refreshed today at 06:491 USDT = 0.95 USDOfficial rate; the final rate in the request may differ.
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Ecuador is fully dollarized since 2000: USD is the only currency, no conversion. Russians transfer USD to Ecuador to family, immigrants and business partners through Banco Pichincha (PICHECEQ) and Produbanco. No IBAN: SWIFT + account number + name.

How to send money from Russia to Ecuador

The route, the receiving bank and the payout amount are agreed before payment.

USD to bank account via SWIFT. ATM24 conducts international transfers in US dollars through available banking routes. Ecuador is fully dollarized since 2000: after abandoning the national currency sucre, the US dollar became the official legal tender of the country. IBAN format does not apply in Ecuador: for an international transfer, you typically need the bank's SWIFT/BIC, account number and recipient's full name. Among the largest banks in the country are Banco Pichincha (PICHECEQ), Ecuador's largest private bank, as well as Produbanco and Banco de Guayaquil.

Bank checks and transfer conditions

Ecuador has not imposed sanctions against Russia, however the specific transfer depends on the receiving bank, available correspondent chain and standard AML/KYC checks. ATM24 checks the available route in advance before payment. ATM24 commission starts from 0.9%, international transfer time is 2–4 business days.

Ways to send money to Ecuador

Pick the way that suits the recipient — we agree the route and the details before payment

To Visa/Mastercard

Card transfer for personal use. Visa/Mastercard are accepted throughout Ecuador (Quito, Guayaquil, Cuenca); on the Galápagos, ATM infrastructure is limited. Banco Pichincha - the largest ATM network in the country; dispenses USD. Check with an ATM24 manager for the current card transfer route

  • Banco Pichincha
  • Banco del Pacífico
  • Produbanco

To USD bank account

SWIFT transfer - the main method for transfers to Ecuador. SWIFT: Banco Pichincha (PICHECEQ), Produbanco, Banco de Guayaquil. Details: SWIFT code + account number + name (no IBAN). Currency: USD - the only one in Ecuador since 2000

  • Time: 2-4 business days
  • Banco Pichincha
  • Banco del Pacífico
  • Produbanco

USD cash

Cash dollars for transactions in Ecuador. USD - the only cash in circulation since 2000 (sucre withdrawn). No exchange offices - the country is fully dollarized; Pichincha ATMs throughout the country. Details on cash withdrawal in Ecuador: check with an ATM24 manager

  • Canar
  • Quito
  • Cuenca

Transfer to dollarized Ecuador: USD via SWIFT without conversion on the receiving end. Banco Pichincha (PICHECEQ) - the largest bank. An ATM24 manager will select the route.

Rates and cost of a transfer to Ecuador

We accept RUB, EUR and USDT — we pay out in USD

Reference rate for today

  • RUB USD

    0.0106per 1 RUB

    10 000 ₽ = 106 USD
  • EUR USD

    1.08per 1 EUR

    100 € = 108 USD
  • USDT USD

    0.95per 1 USDT

    100 USDT = 95 USD

What the recipient gets — at 1 USDT = 0.95 USD

You sendPayout in USD
100 USDT95 USD
300 USDT285 USD
500 USDT475 USD
1 000 USDT950 USD
5 000 USDT4 750 USD
Reference values update automatically. The final fee and rate are locked in the request before payment.

Banks and payment infrastructure — Ecuador

Where recipients usually get the money in Ecuador

  • Banco Pichincha

    SWIFT: PICHECEQ; Accepts RU transfers: Check with ATM24 manager

  • Banco del Pacífico

    Banco del Pacífico — a commercial bank providing accounts, cards, and transfers. It is suitable for recipients who use bank account details.

  • Produbanco

    SWIFT: to clarify; Accepts RU transfers: Check with ATM24 manager

  • Banco Guayaquil

    Banco Guayaquil — a bank serving personal customers and small businesses. Its services typically include accounts, cards, branches, and digital banking.

  • Banco Internacional Ecuador

    Banco Internacional Ecuador — a local bank with standard account and cash services. Transfer availability depends on the details, currency, and bank rules.

How payments work in Ecuador

  • National currency

    The US dollar (USD) has been the official currency of the country since 2000 following full dollarization of the economy; before that, the Ecuadorian sucre (sucre, ECS) was used.

  • Card systems

    Visa and Mastercard dominate. The country uses the US dollar as its official currency, which simplifies international transactions. Deuna, Daviplata and SuperPay are developing as local digital wallets.

  • Payment applications

    Banco del Estado - the state development bank, and Banco Pichincha - the country's largest private bank and one of the leading participants in Ecuador's banking system.

  • Interbank transfers

    IBAN format does not apply in Ecuador: for an international transfer, SWIFT/BIC code, account number and recipient's full name are typically used.

  • Financial regulator

    Banco Central del Ecuador (BCE) - the central bank of the country. Superintendencia de Bancos oversees the banking sector. Since Ecuador uses the US dollar, monetary policy is focused on managing liquidity and reserves.

  • Specifics for ATM24

    Ecuador is fully dollarized: the official currency is the US dollar (USD) since 2000. Transfers in USD are accepted via SWIFT to major banks: Banco Pichincha, Banco del Pacifico, Produbanco. Ecuador does not impose sanctions against Russia; SB (Superintendencia de Bancos) regulates banks. ATM24 verifies details and transfer purpose before confirming the request.

With an ATM24 transfer the recipient gives their own bank and details, so the money lands directly on the account.

How the transfer works to Ecuador

Three steps from request to payout

  1. Step

    Send a request

    Fill in the form or write to us on WhatsApp or Telegram — a manager will check the available route

  2. Step

    Agree the route

    We check the recipient details and confirm the route, rate, fee and payout amount

  3. Step

    Pay for the transfer

    Once paid, the transfer goes out along the agreed route — we report the status in the messenger

What to prepare for the transfer

To USD bank account

  • SWIFT: Banco Pichincha (PICHECEQ), Produbanco, Banco de Guayaquil
  • Details: SWIFT code + account number + name (no IBAN)

We verify the exact details when agreeing the available route before payment.

Why people choose ATM24

Facts, not promises

No surprises on the rate

You see the rate, the fee and the payout amount before you send the money.

Request to EcuadorLocked in
Rate
1 USDT = 0.95 USD
Payout method
Bank transfer
Payout currency
USD
The rate and the amount are locked when the request is confirmed and do not change afterwards.

Terms are known before payment

The route, rate, fee and payout amount are agreed before payment.

  • Route
  • Rate
  • Payout amount

Cash payout

Reference cities with payout locations. Availability of a specific location is confirmed in the request.

  • Canar
  • Quito
  • Cuenca

Confirm the city before payment

Available payout options

Only methods present in both the country description and the current route are shown.

You send
  • RUB
  • EUR
  • USDT
USD
They receive
  • Bank transfer
  • Cash
  • MoneyGram
  • Western Union

Customer reviews

Real stories from real people

Damir G

Google

Everything is excellent, attentive manager

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Ab

Trustpilot

Excellent, super, everything fast and reliable!!! I am very happy

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bayan dashinimaev

Google

Great service, prompt — I will recommend it to my friends!

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Consumer

Trustpilot

Good service, always faster and simple!!! Thanks operator Ekaterina👍🏻

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Transfers to other countries

We agree the rate and the payout method before payment — pick where the money goes.

Questions about Ecuador and transfers

Frequently asked questions about transfers from Russia to Ecuador (USD) and about this country.

How can I send money to Ecuador with payout in USD through ATM24?

For a transfer to Ecuador in USD, ATM24 builds the order around the recipient's payout method on the Ecuador USD payout route. The sender sees the route, fee from 0.9%, expected timing from 15 minutes, and final amount before payment; if details change, the calculation is updated. Bank-route examples for Ecuador: Banco Pichincha, Banco Guayaquil, Produbanco, Banco del Pacífico, and Banco Internacional.

Can the recipient receive a transfer on a card or bank account in Ecuador in USD?

Yes, where available, the recipient can receive a transfer on a bank-issued card or bank account in Ecuador in USD on the Ecuador USD payout route. ATM24 checks the bank, card or account number, recipient name, and payout currency before payment; Visa, Mastercard, UnionPay, or local bank-card availability depends on the route. For example, Banco Guayaquil may require a different set of details than Banco del Pacífico, so card and account routes are confirmed separately. Bank-route examples for Ecuador: Banco Pichincha, Banco Guayaquil, Produbanco, Banco del Pacífico, and Banco Internacional.

Which banks can receive a transfer to Ecuador in USD?

ATM24 can check whether a USD transfer to Ecuador may go through Banco Pichincha, Banco Guayaquil, Produbanco, Banco del Pacífico, and Banco Internacional. The receiving bank must match the recipient details and accept the selected payout route. The manager confirms the bank, account or card format, and final amount before payment.

What recipient details are needed to send money to Ecuador in USD?

To prepare a USD payout in Ecuador, start with the exact recipient name and receiving route. ATM24 checks Banco Guayaquil, Produbanco, card or account details, and any route-specific field before payment. The manager clarifies missing data before the order is paid. Bank-route examples for Ecuador: Banco Pichincha, Banco Guayaquil, Produbanco, Banco del Pacífico, and Banco Internacional.

How long does a money transfer to Ecuador in USD take?

A money transfer to Ecuador in USD can begin from 15 minutes, but timing is route-based. ATM24 checks recipient details, amount, and banks such as Produbanco or Banco del Pacífico. Documents or bank review can extend the processing time. Bank-route examples for Ecuador: Banco Pichincha, Banco Guayaquil, Produbanco, Banco del Pacífico, and Banco Internacional.

What is the fee for sending money to Ecuador with payout in USD?

A USD transfer to Ecuador through ATM24 has a fee starting from 0.9%, but the useful number is the final amount after the route is checked. ATM24 confirms the Ecuador USD payout route, bank such as Produbanco, exchange conditions, sender's payment method, and payout amount. Any fee charged by the sender's card issuer or bank should be checked separately. Bank-route examples for Ecuador: Banco Pichincha, Banco Guayaquil, Produbanco, Banco del Pacífico, and Banco Internacional.

Can I pay by international card, bank transfer, or USDT while the recipient receives USD in Ecuador?

Yes, ATM24 can calculate a transfer to Ecuador in USD where the sender pays by card, bank transfer, USDT, or another available method. ATM24 checks the Ecuador USD payout route, payment currency, exchange conditions, bank details such as Banco Pichincha or Produbanco, and the final payout amount. Sender-side card or bank fees are separate from the ATM24 calculation. Bank-route examples for Ecuador: Banco Pichincha, Banco Guayaquil, Produbanco, Banco del Pacífico, and Banco Internacional.

What is the minimum and maximum transfer amount to Ecuador in USD?

For Ecuador, the minimum USD transfer through ATM24 starts from 100 USD or the equivalent. The upper limit is route-based: the manager checks Banco Pichincha, Banco Guayaquil, recipient details, payout method, and document requirements before payment. A route through Banco Guayaquil may have different limits than a card or non-bank payout. Bank-route examples for Ecuador: Banco Pichincha, Banco Guayaquil, Produbanco, Banco del Pacífico, and Banco Internacional.

What documents are needed for a large transfer to Ecuador in USD?

A large USD payout to Ecuador can need document checks when the amount, bank, or recipient route requires it. ATM24 reviews Banco Pichincha, Banco Guayaquil, Produbanco, Banco del Pacífico, and Banco Internacional with sender ID, source-of-funds details, and payment purpose if needed. The sender receives the checklist before payment. Bank-route examples for Ecuador: Banco Pichincha, Banco Guayaquil, Produbanco, Banco del Pacífico, and Banco Internacional.

How much will the recipient get in USD if I send 1000 USD to Ecuador?

For a 1000 USD transfer to Ecuador, the live USD estimate depends on the current ATM24 route: 1,000 USD. ATM24 calculates fee from 0.9%, exchange conditions, and the recipient route through Banco Pichincha or Banco Guayaquil. The final USD amount is fixed before payment. Bank-route examples for Ecuador: Banco Pichincha, Banco Guayaquil, Produbanco, Banco del Pacífico, and Banco Internacional.

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Send money to Ecuador with ATM24

We check the available payout method, rate and route and confirm the terms before payment.

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