CyprusEUREuro
Cyprus has become the largest center of Russian-speaking diaspora in the EU - Limassol is informally called "Limassolgrad". The EUR recipient receives funds to an IBAN CY account (28 characters), Visa or Mastercard, or in cash by arrangement with your manager. As an EU country, Cyprus has imposed targeted sanctions against specific individuals, but transfers by ordinary citizens are not blocked - ATM24 routes transfers through unblocked correspondent banks.
The route, the receiving bank and the payout amount are agreed before payment.
Limassol is often called the unofficial "Russian-speaking capital" of Cyprus: a notable Russian-speaking diaspora lives here, including families and entrepreneurs who relocated after 2022.
Transfers can be credited in EUR to accounts at Bank of Cyprus, Hellenic Bank, and other Cypriot banks. For transfers, IBAN CY with 28 characters is used: CY + 2 check digits + 3 bank code characters + 5 branch code characters + 16 account number characters. You typically also need the bank's BIC/SWIFT and the recipient's full name. Cyprus has been part of SEPA since 2008, so EUR is the primary settlement currency within the country and the eurozone; however, direct SEPA transfers from Russian bank details are not available — available international routes including SWIFT are used instead. As an EU country, Cyprus applies current sanctions against Russia, so the possibility of a specific transfer depends on the receiving bank, correspondent bank, and AML/KYC verification. ATM24 checks the current route in advance through available correspondents.
ATM24 commission is from 0.9% with no additional markups to agreed terms. Transfer time is several business days and is specified when placing your order. The Russian-speaking diaspora of Limassol remains one of the main customer segments for transfers from Russia to Cyprus.
EUR. Cards are linked to IBAN CY. Issuing banks: Bank of Cyprus, Hellenic Bank. Commission from 0.9% with no markup to exchange rate. Delivery times - check with your manager
EUR. IBAN format: CY + 26 digits, total 28 characters. Receiving banks: Bank of Cyprus, Hellenic Bank. Commission from 0.9% with no markup to exchange rate. Credit in several business days (check timing with your manager)
By arrangement with your manager. List of pickup points - check when placing your order. Pickup in euros (EUR). Commission from 0.9%. Pickup points - contact ATM24 manager
Cyprus is one of the main destinations for Russian-speaking emigrants: Limassol has welcomed thousands of families and professionals since 2022. ATM24 knows the current EUR routes through Cypriot banks and routes transfers through unblocked correspondent banks. Check the details with your manager before sending.
We accept RUB, USD and USDT — we pay out in EUR
RUB EUR
0.009256per 1 RUB
10 000 ₽ = 92.56 EURUSD EUR
0.8298per 1 USD
100 $ = 82.98 EURUSDT EUR
0.8298per 1 USDT
100 USDT = 82.98 EUR| You send | Payout in EUR |
|---|---|
| 100 USDT | 82.98 EUR |
| 300 USDT | 249 EUR |
| 500 USDT | 415 EUR |
| 1 000 USDT | 830 EUR |
| 5 000 USDT | 4 149 EUR |
Where recipients usually get the money in Cyprus
Type: Private (largest bank in Cyprus); Accepts transfers from Russia: Yes (BCYPCY2N - route to be confirmed)
Type: Private (second largest); Accepts transfers from Russia: Yes (HEBACY2N - route to be confirmed)
RCB Bank Cyprus — a bank focused on everyday accounts and card operations. The recipient should provide the exact details and payout currency.
Eurobank Cyprus — a bank serving personal customers and small businesses. Its services typically include accounts, cards, branches, and digital banking.
Astrobank — a local bank with standard account and cash services. Transfer availability depends on the details, currency, and bank rules.
National currency
Cyprus has been part of the SEPA zone since 2008 and uses the euro (EUR) as its official currency.
Card systems
Visa and Mastercard are the primary card systems. JCC Payment Systems is the national processing center providing acquiring services for local banks. Contactless payments are widely available at all merchants.
Payment applications
Northern Cyprus (TRNC) is not recognized by most countries, uses Turkish lira (TRY), and has a separate banking infrastructure, so transfers there are processed using different details and routes.
Interbank transfers
Central Bank of Cyprus is the country's financial regulator and participant in the Eurosystem of the European Central Bank.
Financial regulator
Incoming international SWIFT transfers pass through correspondent banks, and the possibility of a specific credit depends on the route and compliance verification.
Special features for ATM24
A Cypriot IBAN contains 28 characters: CY + 2 check digits + 3 bank code characters + 5 branch code characters + 16 account number characters.
With an ATM24 transfer the recipient gives their own bank and details, so the money lands directly on the account.
Three steps from request to payout
Fill in the form or write to us on WhatsApp or Telegram — a manager will check the available route
We check the recipient details and confirm the route, rate, fee and payout amount
Once paid, the transfer goes out along the agreed route — we report the status in the messenger
We verify the exact details when agreeing the available route before payment.
Facts, not promises
You see the rate, the fee and the payout amount before you send the money.
The route, rate, fee and payout amount are agreed before payment.
Reference cities with payout locations. Availability of a specific location is confirmed in the request.
Confirm the city before payment
Only methods present in both the country description and the current route are shown.
Real stories from real people
Manager Stanislav helped quickly withdraw cash at a good rate. I recommend this service and will definitely use it again.
Read full reviewI urgently needed baht, it was already about midnight local time. I turned to this company, manager Emil helped me complete the transaction despite the fact that the deal time was outside the company’s working hours. Very grateful to him
Read full reviewTrustpilot
Very convenient service, in less than an hour I was already paying via Apple Pay with my new card, having transferred the amount from a Russian card through the service. Manager Ekaterina answered all the questions and helped, thank you
Read full reviewFirst time in Phuket and thanks to an ad I got to know the guys. Manager Stanislav informed me quickly and answered all questions. The operation went fast. Very satisfied! I recommend it to all tourists!
Read full reviewExcellent exchange. Everything is fast and clear. I withdrew by code through an ATM. Manager Egor clearly explained what to do.
Read full reviewWe agree the rate and the payout method before payment — pick where the money goes.
Country not found
Cyprus is a country with a large Russian-speaking community and a complex political structure: below are answers to common questions about currency and transfers.
To send money to Cyprus with payout in EUR through ATM24, start with the recipient's exact route for the Cyprus EUR bank route. ATM24 confirms the amount, payment method, fee from 0.9%, timing from 15 minutes, and bank such as Bank of Cyprus. Bank-route examples for Cyprus: Bank of Cyprus, Hellenic Bank, AstroBank, Alpha Bank Cyprus, and Eurobank Cyprus.
The recipient can use a card or bank account for a EUR transfer to Cyprus if that channel is available for the bank. Before payment, ATM24 checks Bank of Cyprus, Hellenic Bank, card or account format, recipient name, and payout currency. International-card network availability is confirmed by route, not assumed for every bank. Bank-route examples for Cyprus: Bank of Cyprus, Hellenic Bank, AstroBank, Alpha Bank Cyprus, and Eurobank Cyprus.
For bank payout in Cyprus, useful EUR references include Bank of Cyprus, Hellenic Bank, AstroBank, Alpha Bank Cyprus, and Eurobank Cyprus. ATM24 treats the bank named by the recipient as the working route and checks recipient name, account data, and route availability. The sender pays after that bank route is confirmed.
For a EUR transfer to Cyprus, ATM24 checks recipient details against the selected receiving route: Cyprus EUR bank route, Bank of Cyprus, Hellenic Bank, AstroBank, Alpha Bank Cyprus, and Eurobank Cyprus, card payout, account payout, recipient name, EUR payout data, and payout-limit review for the exact receiving channel. The manager verifies name spelling, bank or card format, payout currency, and payment purpose before payment. If the recipient changes the route, the required fields are checked again. Bank-route examples for Cyprus: Bank of Cyprus, Hellenic Bank, AstroBank, Alpha Bank Cyprus, and Eurobank Cyprus.
Transfer timing to Cyprus in EUR starts from 15 minutes when the bank, card, or account route is ready. ATM24 checks Bank of Cyprus, Hellenic Bank, and any route limit before payment. If the receiving bank asks for clarification, processing can take longer. Bank-route examples for Cyprus: Bank of Cyprus, Hellenic Bank, AstroBank, Alpha Bank Cyprus, and Eurobank Cyprus.
The ATM24 fee for sending money to Cyprus with payout in EUR starts from 0.9% on the Cyprus EUR bank route. The final calculation depends on the amount, payment currency, payout method, exchange rate, and the recipient's bank. If the sender pays by an international card or through a bank transfer, the card issuer or sending bank may charge its own foreign transaction, conversion, transfer, or dynamic currency conversion fee. Bank-route examples for Cyprus: Bank of Cyprus, Hellenic Bank, AstroBank, Alpha Bank Cyprus, and Eurobank Cyprus.
Yes, ATM24 can calculate a transfer to Cyprus in EUR where the sender pays by card, bank transfer, USDT, or another available method. ATM24 checks the Cyprus EUR bank route, payment currency, exchange conditions, bank details such as Bank of Cyprus or AstroBank, and the final payout amount. Sender-side card or bank fees are separate from the ATM24 calculation. Bank-route examples for Cyprus: Bank of Cyprus, Hellenic Bank, AstroBank, Alpha Bank Cyprus, and Eurobank Cyprus.
For Cyprus, the minimum EUR transfer through ATM24 starts from 100 USD or the equivalent. The upper limit is route-based: the manager checks Bank of Cyprus, Hellenic Bank, recipient details, payout method, and document requirements before payment. A route through Hellenic Bank may have different limits than a card or non-bank payout. Bank-route examples for Cyprus: Bank of Cyprus, Hellenic Bank, AstroBank, Alpha Bank Cyprus, and Eurobank Cyprus.
Large transfers to Cyprus in EUR are checked by amount, recipient route, and receiving bank. ATM24 reviews Bank of Cyprus, Alpha Bank Cyprus, card or account payout, payment purpose, and source-of-funds information. Any document request is named before the sender pays. Bank-route examples for Cyprus: Bank of Cyprus, Hellenic Bank, AstroBank, Alpha Bank Cyprus, and Eurobank Cyprus.
The estimated payout for sending 1000 USD to Cyprus in EUR should be checked by route: 829.84 EUR. ATM24 reviews Bank of Cyprus, Hellenic Bank, AstroBank, Alpha Bank Cyprus, and Eurobank Cyprus, card or account payout, fee from 0.9%, and exchange conditions. The manager confirms the final EUR amount in the order. Bank-route examples for Cyprus: Bank of Cyprus, Hellenic Bank, AstroBank, Alpha Bank Cyprus, and Eurobank Cyprus.
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