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209 countries · rate fixed before payment

International money transfers

Transfers to 209 countries — to a bank account, card, wallet or in cash. Choose the country and a convenient way to receive money. Your manager checks the route and confirms the rate, fee and payout amount before payment.

Choose a country Ways to receive money
5.0Trustpilot
5.0Google
5.0Yandex
UAE licence No. 9966786413

Currency rates for popular destinations

Reference market rates for the date shown. Your manager confirms the final exchange rate and payout amount before payment.

Transfer terms agreed before payment

Transfer terms depend on the country and receiving method. The rate, fee and payout amount are agreed before payment.

The rate and receiving amount

You see the rate, fee and payout amount before sending money. Final terms are fixed in your request before payment.

Expected arrival time

Timing depends on the country and receiving method. Check the timing for your chosen destination before payment.

Transfer status

After payment, we report the transfer status in a messenger.

Ways to receive money

To an account, a card or in cash — whichever suits the recipient.

To a bank account

A local bank transfer or SWIFT payment using the recipient’s bank details.

To a card

A transfer using the recipient’s card number and holder name.

In cash

Cash collection in an agreed city and location.

Electronic wallets, Western Union and MoneyGram

To an electronic wallet

Alipay, WeChat Pay and other wallets using the recipient’s wallet details.

Availability depends on the country, bank or payment system. We confirm a suitable method before payment.

How to send a transfer

From your first message to receiving the money

  1. Step

    Get in touch

    Tell us where you want to send money and how much. Contact us on WhatsApp or Telegram.

  2. Step

    Confirm the quote

    Check the recipient’s details and agree the proposed terms. We then provide the payment details.

  3. Step

    Pay for the transfer

    Send the agreed amount. Use the same conversation to check the sending and receiving status.

What to prepare for a transfer

Share the destination, amount and preferred payout method. Then confirm the details with the recipient.

For a bank account

  • Bank name and account number or IBAN
  • Recipient’s name in Latin letters
  • For SWIFT, also the SWIFT/BIC and payment purpose

For a card or wallet

  • For a card, its number and holder name
  • Issuing bank and country
  • For a wallet, its name and the phone number or ID

For cash collection

  • Recipient’s passport, city and convenient time
  • Contact phone number for courier delivery
  • Collection point and process agreed in advance

For Western Union and MoneyGram

Start with the country and recipient details when choosing a route. To collect an already arranged transfer:

  • Recipient’s passport
  • MTCN for Western Union or reference number for MoneyGram

The exact requirements depend on the route. A bank or payment system may request additional documents. If recipient details change, tell your manager before payment.

Transfers to other countries

We agree the rate and the payout method before payment — pick where the money goes.

Transfer reviews

Real stories from real people

Mohannad

Trustpilot

Great customer service and genuinely good delivery time, they helped so much with transferring money between different countries that is genuinely difficult to transfer between them

Read full review

Иван Мамаев

Google

Manager Sofa helped, very fast, liked everything!

Read full review

Shohrukh Qosimov

Trustpilot

The manger Emil was very helpful and organized my request very professionally

Read full review

Dmitriy Rodionov

Trustpilot

Very prompt solution, with an ATM available and money on the card, everything took about 10 minutes, thanks

Read full review

Frequently asked questions about transfers abroad

Choosing a method, preparing recipient details and agreeing the terms.

How long does an international transfer take?

Timing depends on the country, payout method and bank or payment-system processing. Check the expected timing for your specific route with your manager before payment.

How do I check whether a payout method is suitable?

Read the country page. When agreeing the request, your manager checks the specific bank, card, electronic wallet or cash collection method.

What documents does the recipient need?

Prepare a passport for cash collection, or bank details and the recipient’s name in Latin letters for an account credit. The exact list depends on the route; banks or payment systems may request further details and documents.

Can I send a large amount?

Share the country, currency, amount and payment purpose. Your manager checks a suitable route, document requirements and the quote for your request.

How is the transfer rate agreed?

Before payment, agree the rate, fee, sending amount and payout amount. Keep the confirmed terms; if the amount or recipient details change, check the quote again.

What should I do if a transfer is delayed or rejected?

Contact the manager handling your request. The next steps depend on the status and reason: we first check these with the transfer participants, then discuss the available options.

Can I get in touch before I have the recipient details?

Start with the country and preferred payout method. This helps identify which details to request from the recipient.

What if the recipient’s details change?

Tell your manager before payment and confirm the details with the recipient again. If the transfer has already been sent, check its status first.

Could not find an answer to your question?

Contact support

Send money abroad with ATM24

We check the available payout method, the rate and the route, and confirm the terms before payment.

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