B2B
For business
companies and sole traders
B2BInvoicesSuppliersInternational trade
How to pay an overseas supplier's invoice
We help pay invoices, overseas bills and suppliers for goods. We check the details and documents, find a route and confirm the total before payment.
- Pay international invoices in the required currency
- Payments to suppliers in China and other countries
- Payment details, purpose and documents checked before transfer
Service at a glance
USD · EUR · CNY
Currencies
as specified on the invoice
Quoted individually
Terms
before you pay
Which international invoices you can pay
We select a route based on the invoice, supplier's country, currency and payment purpose. We also check options for invoices to China and payments in yuan.
Pay an overseas supplier's invoice
Transfer for goods or services
- B2B
- invoice and bank details
- payment purpose
- terms confirmed before payment
Invoice payment to China
Payment to a Chinese supplier
- CNY
- invoice in yuan or another currency
- recipient verification
- transaction documents
Pay for goods abroad
Payment to a foreign company for a shipment
- goods
- contract or order
- amount and currency
- supplier bank details
Pay an international invoice
Payment for services or a subscription
- currency
- foreign-currency invoice
- service description
- individual quote
Options, timing and cost
We confirm the final terms before payment.
| Option | Timing | Cost | What we need from you |
|---|---|---|---|
| Supplier invoice payment | Confirmed with your quote | Quoted individually | Invoice, bank details and purpose |
| Pay a bill in China | Confirmed with your quote | Quoted individually | Invoice, currency and recipient details |
| Pay for goods abroad | Confirmed with your quote | Quoted individually | Invoice or contract |
| Pay a foreign company for services | Confirmed with your quote | Quoted individually | Invoice and service description |
What you need
Prepare the documents and bank details for payment checks.
- Invoice or overseas bill
- Overseas supplier's bank details
- Amount, currency and payment purpose
- Company or sole trader details
- Contract, if required for the transaction
How invoice payments work
How it works
STEP Send your invoice
Provide the invoice, supplier details, amount and currency.
STEP We check the documents
We clarify the payment purpose and both parties' details.
STEP We prepare the quote
We confirm the route, total payable and estimated timing.
STEP You pay for the request
Transfer funds using the agreed method.
STEP Your supplier receives the funds
We provide confirmation and stay in touch until payment is checked.
How you can pay
Choose a convenient method once your quote is confirmed.
- Bank transfer
- Bank card
- USDT
- Cash by arrangement
What matters when paying an international invoice
We check the documents and route first, then confirm the payment terms.
Bank detail checks
We verify the recipient, account, currency and purpose before payment.
Terms upfront
We state the total and available route before you transfer money.
Documents for your transaction
We clarify in advance which documents the payer and supplier need.
Payment confirmation
After processing, we provide the available transaction confirmation.
Support through completion
We support your request until the result is confirmed.
How to pay an invoice
We select a route based on the invoice, supplier's country, currency and payment purpose. We also check options for invoices to China and payments in yuan.
We check the invoice first
Your manager checks the recipient, invoice currency, payment purpose and transaction documents, then proposes an available route.
What you need
Invoice or overseas bill, supplier details, amount, currency, payment purpose and payer details.
Ways to pay an international invoice
Compare the crediting currency, documents, timing and supplier's net amount as well as the fee.
How to choose the right option
Compare the total, timing, required documents and confirmation method as well as the fee. ATM24 confirms the terms before payment, and your manager supports the request through completion.
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When you need a payment agent for an invoice
A payment agent helps when a direct bank route is unavailable or does not support the currency. Each invoice transfer is quoted for the specific supplier and transaction.
An invoice transfer to China or another country starts with invoice and bank detail checks. Your manager can also explain direct bank payment if that route is available.
How to check an international invoice
Before payment, verify the company name, bank and account number. The invoice currency and payment purpose must match the transaction documents.
Which banks can process an invoice depends on the country and currency. ATM24 checks the available route for the specific invoice.
Which documents to prepare
Provide the invoice, both parties' details, amount, currency and purpose. Payments for goods in China or elsewhere abroad may also require a contract.
For foreign-currency invoices, carefully check the crediting currency and bank charges. Payments to Chinese suppliers are also checked against the recipient's details.
How rates and fees are calculated
The invoice payment rate depends on the currency and route. The fee takes account of the amount, country, recipient bank and documents.
Before payment, your manager confirms the payer's total and the amount expected by the supplier. Any changed terms are confirmed separately.
What to check before paying a supplier
Check the bank details, purpose, amount and currency. Agent-assisted payments to overseas suppliers and international invoice payments begin only after the quote is agreed.
Keep the invoice payment confirmation and ask your supplier to check receipt. Your manager stays in touch until the request is complete.
Customer reviews
Real stories from real people
Alex Pain
Short version - everything's OK. Had doubts, didn't have many options, took the risk. The money was transferred, the rate is fine. I recommend: - Allow about 40 minutes for the operation so your phone doesn't die. - Banks often require SMS confirmation for transfers of certain amounts, so have your Russian card handy. Sometimes they can ban you for suspicious actions. - If you can, make sure short SMS messages arrive to your number abroad. Good luck to everyone
Read full reviewВера Андрос
Manager Stanislav, five stars, everything is clear, accessible, understandable. Great job👍
Read full reviewИгорь Забалуев
I want to express my gratitude to the company and especially to manager Sofa for such a fast, convenient and profitable service for receiving cash baht in Thailand! I recommend it to everyone, we use it more than once!!!
Read full reviewВалерий Каспер
Good guys, had problems with ATMs, but they helped sort it out, did everything as they said, most importantly honest
Read full reviewигорь прохоренко
Trustpilot
Great platform, good team, everything is clear and understandable, they acted promptly. Manager Stas is the best, thank you very much, I will contact you again 👍🤝🤝🤝
Read full reviewAndrew Starodumov
Trustpilot
My personal manger was Alice Everything is clear and fast No doubt, it is trusted service Great conversion rate
Read full reviewYasteZ
This company really saved me! No fuss or hassle, they calmly helped me in China. Everything arrived, no scam
Read full reviewOther ATM24 services
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Frequently asked questions
Answers to help you understand the terms before submitting a request.
How can I pay an invoice?
Send the invoice, supplier details, amount and currency. Your manager checks the destination and documents, then quotes an available route and total.
Can I pay an invoice to China?
Yes. Availability is checked based on the currency, recipient bank, payment purpose and transaction documents.
How does payment to an overseas supplier work?
After we check the invoice and bank details, you receive a quote. You then pay for the request; ATM24 processes the payment through the agreed route and provides confirmation.
Which currency can I use for an international invoice?
The currency depends on the supplier's invoice and available route. USD, EUR, CNY and AED are common options, but your manager confirms final availability.
Can I pay an invoice online?
Yes. Documents and quotes can be agreed remotely. Your manager selects a payment method after checking the amount and destination.
How are invoice payment rates and fees calculated?
The quote depends on the currency, amount, country, recipient bank and documents. We state the total before payment.
Which documents are needed for a foreign-currency invoice?
Usually the invoice, both parties' details, payment purpose and information about the goods or service. Some transactions may require a contract.
Can a sole trader or company pay an overseas bill?
Yes. We work with companies and sole traders. The arrangement and documents are determined after checking the specific payment.