from 1 day
Payouts
to a bank account
B2BInvoicesPayment acceptanceOverseas customers
How to receive payments from abroad: international payment processing for business
- Accept foreign cards and bank transfers
- Receive payments from overseas customers and companies
- Accept foreign-currency payments for invoices, goods and services
We help companies and sole traders receive international payments. Your manager confirms the payment channels, payout currency and account details before setup.
Service at a glance
Cards · Accounts
Payment channels
foreign cards, SWIFT, cryptocurrency
Agreement
Documentation
for accounting
Which international payments you can accept
Companies and sole traders can receive payments through foreign cards, bank transfers, marketplaces and digital currencies.
Accept foreign card payments
Receive payments for goods and services from overseas cards
- cards
- website or product description
- company bank details
- setup quoted individually
Transfers from foreign companies
Receive international payments against an invoice or contract
- B2B
- invoice and contract
- currency by agreement
- payout to bank account
Accept cryptocurrency payments
Receive international payments in digital currency
- cryptocurrency
- wallet and network
- amount and currency
- payout details
Marketplaces
Receive platform payouts
- payouts
- availability checked
- currency agreed
- fee confirmed
Options, timing and cost
We confirm the final terms before payment.
| Option | Timing | Cost | What we need from you |
|---|---|---|---|
| Foreign card payment | from 1 day | Quoted individually | Website, turnover and currency |
| Bank transfers | 1–2 banking days | Quoted individually | Invoice and bank details |
| Cryptocurrency payments | from 1 day | Quoted individually | Currency, network and volume |
What you need
Prepare the basic details for checking payment acceptance and payouts.
- Website and description of goods or services
- Countries, currencies and payment methods
- Average transaction value and expected turnover
- Company details and payout account
How payment acceptance is set up
How it works
STEP Describe your needs
Specify countries, currencies and turnover.
STEP We choose an arrangement
We agree on payment channels, fees and timing.
STEP We check the documents
We confirm the bank details and payout process.
STEP We set up payment acceptance
We configure the agreed payment method.
STEP We pay out the funds
We transfer funds to the agreed account and provide documents.
How you can pay
Choose a convenient method once your quote is confirmed.
- Foreign bank cards
- SWIFT and SEPA
- Local bank transfers
- Cryptocurrency
What matters for business payments
We select a clear route for the specific country, currency, amount and documents.
A route for your transaction
We assess the country, amount and purpose individually instead of using one approach for every transaction.
Transparent fees
We show the service cost before starting the payment.
Documents on request
We discuss in advance which confirmations you need.
Support through completion
We support your request until the result is confirmed.
Recurring payments
For recurring transactions, we can agree on a consistent process.
How companies and sole traders can receive payments from abroad
Companies and sole traders can receive payments through foreign cards, bank transfers, marketplaces and digital currencies.
We assess your needs first
International and foreign-currency payment processing, including foreign cards, depends on the country, currency, purpose, documents and payout method. We therefore select a route for each transaction.
What you need
A brief description of the goods or service, customer country, amount, currency, documents and preferred receiving method.
Ways to accept international payments
For business, documents, payment purpose and a clear process matter as much as rates and timing.
How to choose the right option
Compare the total, timing, required documents and confirmation method as well as the fee. ATM24 confirms the terms before payment, and your manager supports the request through completion.
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Who needs international payment acceptance
This service helps when direct payment is unavailable or inconvenient. Options include foreign card payments, bank transfers and cryptocurrency payments.
Your manager checks the details in advance, suggests an available method and confirms the total. Terms are agreed before you pay.
Which payment methods can be connected
Restrictions may relate to your card, bank, account country, currency or the recipient's requirements. A method that works for one payment may not suit another, so check the terms before sending money.
Available methods include foreign bank cards, SWIFT and SEPA, local bank transfers and cryptocurrency. The specific option depends on the amount and transaction type and will be included in your quote.
How agreements and documents are arranged
For an initial check, prepare your website and product or service description, countries, currencies, payment methods, average transaction value, expected turnover, company details and payout account. Accurate details help your manager confirm timing and totals sooner.
Before payment, check the recipient's name, amount, currency, purpose and contact details. For business transactions, agree on invoices, contracts and other documents in advance to avoid delays after payment.
How payouts work
The total depends on the amount, currency, urgency, payment method and document requirements. The minimum fee is indicative; your manager prepares an exact quote for your request.
When comparing offers, check both the amount you pay and the amount the recipient receives. Ask separately about timing, possible intermediary fees and confirmation. This lets you compare options on the same basis.
What to consider when choosing a payment route
Your manager explains in advance which details and confirmations are needed. Do not send passwords, message verification codes or unnecessary personal data.
Keep your correspondence, final quote and confirmation until the transaction is complete. If the agreed time has passed, ask your manager to check the status of your paid request.
Common mistakes before payment
A common mistake is sending money before checking the details and confirming the quote. A typo in recipient, account or wallet details can cause delays. Check the information against the original source before payment.
Do not compare offers using only the quoted fee. Check whether it includes conversion, bank charges and support. Another mistake is leaving document checks until payment. For company, invoice or contract payments, agree on the paperwork from the start.
What happens after you submit a request
Your manager clarifies the task, checks the details and returns with a quote. The quote should clearly state the currency, rate, fee, total payable and estimated timing. If anything changes, confirm the new terms before sending money.
Processing starts after payment. Your manager updates you on key stages, provides confirmation and asks you to check the result. Actual timing may depend on the service, bank or recipient.
Customer reviews
Real stories from real people
Аня Анна
Manager Sofa helped. Explained everything in detail and clearly, responded promptly. Thanks for the work
Read full reviewKanae
Yandex
Yes, at first it seems very suspicious, “what kind of scammers are these”, as if the reviews are bought… which I thought until the end, but I had to take a risk (I needed to urgently send money to Hong Kong) even considering that transfers start from $500, we decided to meet halfway After checking the site and all the available data, we had to try I was nervous, didn’t trust them, asked a lot of questions, waited a couple of hours And then when it was confirmed that it was sent my joy knew no bounds I want to express my gratitude to Stanislav for the consultation and well-executed service
Read full reviewNikita Surzhikov
29.12.2025 I exchanged rubles online for Thai cash... Everything’s cool... Huge thanks to the guys, they helped and advised me since it was my first time changing!
Read full reviewВиктор Федосеев
Thank you very much for your help, I exchanged money from Russian rubles to shillings directly to M-Pesa, without any banks, very fast and convenient, now I can withdraw myself. Very grateful to you.
Read full reviewМакс
Everything went great, we exchanged rubles from a Russian card to Thai baht, manager Ekaterina did her job excellently, was always in touch, everything was clear, the withdrawal was done at an ATM. Thank you!
Read full reviewАлексей Кузнецов
Initially I found the service in Google search through an ad banner. I went to read reviews on Yandex and Google, saw that on the maps there is only 1 point in Phuket and it's some kind of ATM. And the reviews are all 5 stars. There are photos, instructions, a website and everything seems to look nice, but it seems that making a website isn’t that hard, reviews can be bought along with photos. I decided to check it myself anyway (because I needed baht and the only thing to exchange was rubles on a card from a Russian bank). I checked, exchanged 5000 baht and everything works smoothly, maybe I'll use them again during my trip, since this time was a test for me. Special thanks to manager Stanislav for the help (I learned the manager’s name in the messenger after the exchange was completed). Upd: exchanged a second time for a larger amount, everything also went smoothly and at a rate not very different from the bank rate.
Read full reviewMatthew
Trustpilot
Everything was fast. Thanks manager Anna, was so nice and kind. Recommend
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Frequently asked questions
Answers to help you understand the terms before submitting a request.
How can a business receive international payments?
Describe the product or service, customer country, currency and expected turnover. ATM24 checks available payment methods, calculates the fee and agrees on the payout process before setup.
Can I accept payments from foreign cards?
Yes, if the destination and business category are supported. We need your website or service description, payer countries, currency and expected turnover.
What is international payment processing?
It means accepting payments from customers in other countries and paying the proceeds to the business. The arrangement depends on geography, currency, payment method and document requirements.
How does foreign-currency payment acceptance work?
Specify the currencies and customer countries. Your manager proposes an available route and confirms in advance the acceptance currency and how you will receive the payout.
Is the service suitable for sole traders?
Yes. International payment acceptance for sole traders and companies can be set up after checking the activity, countries, currencies and payout method.
Which countries and currencies are available?
Availability is checked for each request. USD, EUR and AED are common options, but the final list depends on the customer's country and chosen route.
How are funds paid out?
After receiving payment, we transfer the agreed amount to the company’s or sole trader’s account using the currency and payout method confirmed in advance.
Which documents are needed for setup?
ATM24 provides international payment acceptance services. Usually we need company or sole trader details, a product or service description, website, customer countries, currencies, average transaction value and expected turnover.