Currency exchange in China

ATM24 does not offer a separate exchange at a Chinese bank: you submit a request for yuan in advance through ATM24, and in China the money arrives to your account, Alipay or WeChat without visiting a bank. If you specifically need an on-the-spot bank exchange, clarify this scenario with the manager when submitting your request.

For reference, check the calculator: 100 USDT -> CNY: 629.47 CNY.

Don't count on Mir in China as your primary CNY payout method without checking a specific bank and ATM: find out in advance whether a foreign card will work in the payment scenario you need. For major cities, have a backup - cash yuan for initial expenses, a recipient account or a payment wallet, and check the limit, terms and DCC before withdrawing.

USD and EUR in China are usually needed as an exchange currency or for large amounts, while everyday expenses - taxis, markets, small cafes, deposits, transport - are easier in yuan. Alipay and WeChat cover some needs in major cities, but a cash CNY reserve is still useful for situations where a card or wallet doesn't work.

Arranging accommodation payments in cash in China is best done in advance: Shanghai, Beijing, Guangzhou and Shenzhen each have different deposit requirements, documents and payment formats. Clarify the yuan amount, deposit, recipient name and confirmation in advance, and for apartments - check registration rules, utilities and deposit refund procedures.

If you're looking for a currency exchange in China, check the available CNY payout route in advance and verify the final amount in the calculator.