Currency exchange in Indonesia

16,962.23 IDRper 1 USDT+0.2% over 24hCalculation refreshed today at 06:491 USDT = 16,962.23 IDROfficial rate; the final rate in the request may differ.

5.0Trustpilot

5.0Google

5.0Yandex

UAE licence No. 9966786413

Heading to Bali or Jakarta but Russian Visa and Mastercard don't work abroad? Don't count on the Mir card as the primary way to get IDR - acceptance depends on the specific bank and limit. With ATM24, get rupiah before your flight or right in Indonesia: pick up cash at our office in one of 25 Russian cities, and in Indonesia receive money via cardless ATM, courier or bank account transfer. Rate and final amount confirmed before payment - our manager will be in touch after you submit your request.

Exchange Rates in Indonesia: Rubles, USD & USDT to IDR

Rates come from the calculator at page-load time. Trends use market history as of 20 September 2026.

Currency	Rate for 1	24h change
RUBRussian ruble	189.2IDR	0.1%
USDUS dollar	16,962.23IDR	0.00%
EUREuro	19,228.45IDR	0.04%
USDTTether	16,962.23IDR	0.2%

Ways to receive funds — Indonesia

Available methods depend on the selected direction and amount.

ATM cash withdrawal

The exact procedure depends on the ATM. Before payment, the manager will confirm the bank, amount, and sequence of steps.

Cardless
BCA
BRI
Maybank
CIMB Niaga
Mandiri
BNI
24/7

Courier delivery

Courier delivery - a courier brings cash rupiah to your specified address.

Same day

Cash pickup at office

Pick up cash at ATM24's Russia office in one of 25 cities before your flight.

09:00–21:00

To a bank account

If you need rupiah already in Indonesia: bank account transfer.

Bank transfer
Up to 1 business day

How to Exchange Rubles or USDT for Indonesian Rupiah

A calculation and request for the selected pair; available methods depend on the direction.

Step
Currency and method selection
Fill in the calculator data. Choose the currency and a convenient way to receive funds.
Step
Contact details
Enter your contact details, click “Start transfer”, and wait for an operator response.
Step
Confirmation
After confirmation and payment, we send money to Indonesia using the selected method.

How to Get IDR and Prepare Money for Indonesia

A short practical guide for a first visit.

The Mir card in Indonesia is not a reliable way to get IDR.

Visa and Mastercard from Russian banks don't work abroad, so it's best to prepare rupiah in advance or choose a reliable on-the-ground payout method. With ATM24, exchanging rubles, dollars or USDT for IDR uses a rate confirmed before payment: submit a request in the calculator, specify the amount and method, the manager quotes the rate - then you pay.

Four Ways to Get Rupiah Through ATM24

Pick up cash at ATM24's Russia office in one of 25 cities before your flight - convenient if you're heading to Bali, Java, Bandung or other destinations and want money from the first minute. If you need rupiah already in Indonesia: bank account transfer and cardless ATM payout in Bali or Jakarta are available (if this method is available for your request), plus courier delivery - a courier brings cash rupiah to your specified address. Available method for your city and amount confirmed in your request.

Cities in Indonesia Listed on ATM24

Cities shown on the page: Bali, Jakarta, Lombok, Gili, Gili Trawangan, Gili Air, Gili Meno, Java, Bandung and Komodo. Available IDR payout method for your specific city - confirm when submitting your request.

Fee on Small Exchange Amounts

If the amount is under 30,000 rubles, a fee applies. Before payment, check the calculator for the exact IDR amount for your sum and chosen method.

How to withdraw Indonesian rupiah from an ATM using a QR code or withdrawal code

The exact procedure depends on the ATM. Before payment, the manager will confirm the bank, amount, and sequence of steps.

BCA
1. Press Transaction without card on the monitor.
2. Enter the phone number provided by the manager.
3. Enter the transaction code provided by the manager.
BRI
1. Press TRANSAKSI TANPA KARTU on the left side of the screen.
2. Select ENGLISH.
3. Select BRIMO WITHDRAWAL.
4. Enter the code and confirm by pressing TRUE.
5. Enter the phone number and press TRUE again.
Maybank
1. Press the bottom-right button
2. Select the amount
3. Take a photo of the code displayed by the ATM
4. Send it to us in the chat
5. The ATM dispenses your cash
CIMB Niaga
1. Press Tekan di sini in the bottom-right corner.
2. Then select Bank Lain on the left.
3. Enter the 3-digit bank code [011] and immediately enter the 12-digit phone number [*********] — OK.
4. Enter the 9-digit token number sent by the manager — OK.
5. Enter the token amount — OK.
6. Confirm the transaction.
Mandiri
1. Go to a Mandiri ATM and press the green button in the bottom-right corner of the keypad.
2. Select “Livin’ by Mandiri”, then select “Tarik Tunai Tanpa Kartu”.
3. Enter the phone number provided by the manager and press “Benar”.
4. Enter the 6-digit code provided by the manager and press “Benar” again.
5. The ATM dispenses cash.
BNI
1. Press TRANSAKSI TANPA KARTU on the right.
2. Select ENGLISH.
3. Select MOBILE TUNAI.
4. Select WITHDRAWAL.
5. Enter the code from the image and press CONTINUE.
6. Enter the SMS OTP code sent by the manager and press CORRECT.
7. The ATM dispenses cash.

Exchange money in other cities of Indonesia

Popular
Bali
Indonesia
Transfers
8 400+
Average time
30 minutes
Send transfer
Popular
Jakarta
Indonesia
Transfers
3 900+
Average time
30 minutes
Send transfer
Popular
Lombok
Indonesia
Transfers
2 800+
Average time
30 minutes
Send transfer
Gili
Indonesia
Transfers
2 100+
Average time
35 minutes
Send transfer
Gili Trawangan
Indonesia
Transfers
1 700+
Average time
35 minutes
Send transfer
Gili Air
Indonesia
Transfers
1 200+
Average time
35 minutes
Send transfer
Gili Meno
Indonesia
Transfers
700+
Average time
35 minutes
Send transfer
Java
Indonesia
Transfers
2 500+
Average time
30 minutes
Send transfer
Bandung
Indonesia
Transfers
1 400+
Average time
30 minutes
Send transfer
Komodo
Indonesia
Transfers
1 000+
Average time
40 minutes
Send transfer

Payout points on the map

Cash payout points with addresses and opening hours

Indonesia · Listed locations: 10

Find a convenient payout point

Open the map to see the locations.

Open Google Maps

Payout points — Indonesia

PEGADAIAN UPC PEREAN · Tabanan
Jl Raya Denpasar Bedugul Br Tuka, KEL PEREAN KEC BATURITI, Tabanan, BALI, 82191
Mon-Fri 07:30 - 15:00; Sat 07:30 - 12:00; Sun Closed
Western Union
Google Maps Get directions
BSI KK GRAHA MANDIRI · Jakarta Pusat
Gedung Graha Mandiri Lt 1, JL IMAM BONJOL NO 61, Jakarta Pusat, DKI JAKARTA, 10310
Mon-Fri 07:00 - 18:00; Sat-Sun Closed
Western Union
Google Maps Get directions
PEGADAIAN UPC SEMPARU · Lombok Tengah
Jl Raya Semparu Kel Mantang, MANTANG, Lombok Tengah, NUSA TENGGARA BARAT, 83552
Mon-Fri 07:30 - 15:00; Sat 07:30 - 12:00; Sun Closed
Western Union
Google Maps Get directions

More locations: 7

PT DIGITAL TRANSFER INDONESIA · Lombok Utara
Dusun Gili Trawangan Rt01, DESA GILI INDAH KEC PEMENANG, Lombok Utara, NUSA TENGGARA BARAT, 83352
Mon-Sun 08:00 - 22:00
Western Union
Google Maps Get directions
PT POS KPC PETANG · Badung
Jl Raya Denpasar Petang, PETANG, Badung, BALI, 80353
Mon-Fri 09:00 - 15:00; Sat 09:00 - 12:00; Sun Closed
Western Union
Google Maps Get directions
BRI - UNIT PETANG · KAB. BADUNG
JL. RAYA PETANG LINGKUNGAN BR. PETANG SUCI, KAB. BADUNG, BALI, 80353
Mon-Fri 08:00 - 15:00; Sat-Sun Closed
MoneyGram
Google Maps Get directions
BRI - JAKARTA TIMUR - UNIT CIPINANG CEMP · JAKARTA TIMUR
Ruko Cawang Point Jalan Cawang Baru Raya No C 21 RT 005 RW, JAKARTA TIMUR, DEARAH KHUSUS JAKARTA
Mon-Fri 08:00 - 17:00; Sat-Sun Closed
MoneyGram
Google Maps Get directions
BRI - UNIT MANTANG · KAB. LOMBOK TENGAH
JL. RAYA PASAR UMUM MANTANG NO.16 KEL. MANTANG KEC. BATUKLIA, KAB. LOMBOK TENGAH, NUSA TENGGARA BARAT, 83552
Mon-Fri 08:00 - 15:00; Sat-Sun Closed
MoneyGram
Google Maps Get directions
BRI - UNIT PEMENANG · KAB. LOMBOK UTARA
JL. RAYA PEMENANG DESA PEMENANG TIMUR KEC. PEMENANG, KAB. LOMBOK UTARA, NUSA TENGGARA BARAT, 83352
Mon-Fri 08:00 - 15:00; Sat-Sun Closed
MoneyGram
Google Maps Get directions
ARTHAPOS - BADUNG · BADUNG
PETANG JALAN RAYA PETANG, JALAN RAYA PETANG, BADUNG, BALI, 80353
Mon-Sat 06:00 - 22:00; Sun Closed
MoneyGram
Google Maps Get directions

Directory data as of 2026-08-26

Ways to Get IDR: Russia Office, Account, Cardless ATM or Courier

BRI
Bank Mandiri
BCA
BNI
BSI
CIMB Niaga
Maybank

Customer reviews

Real stories from real people

Everything's great, I found the service on the internet, sent a request to receive cash Almost immediately manager Polina contacted me, explained everything super thoroughly, was in touch until I received the cash) The rate is okay, it turned out a bit cheaper than similar companies Thanks)

Read full review

About exchanging currency from SPB Tinkoff (T-bank) to dirham cash. Since I am in Dubai (today 16.06.2025) I was honestly afraid to exchange. I found someone’s article and there was a link to “trusted exchangers.” I moved to WhatsApp, we chatted. I exchanged 500 through the ATM. Everything was successful, but I still worried terribly. I communicated with manager Ekaterina. When I transferred the money, she wrote to me "waiting for confirmation from the recipient" and so for each stage. No commissions. You just enter 6 digits at the ATM and get the cash. It was my first time and only once so far, everything went well! I even asked AI about the company’s reliability))) AI replied that it’s reliable, provided facts from the web and reviews. That’s why I actually decided to send the money. Very glad that everything went well, thanks to whoever came up with this and to Ekaterina))

Read full review

Used the service for the first time. Everything is very clear, operator Ekaterina helped and guided me. Good rate, everything honest, fast. I recommend it. Many thanks to Ekaterina!

Read full review

Excellent exchange. Everything is fast and clear. I withdrew by code through an ATM. Manager Egor clearly explained what to do.

Read full review

Why Choose ATM24 for IDR Exchange

What we guarantee on every deal in Indonesia

The rate is fixed before you pay

The final payout amount in IDR is known before payment and does not change.

Rate at confirmation17,194.35 IDR Held for 14 min 52 sec

We confirm the rate and the payout amount before payment — they do not change afterwards.

Payout on the day of the request

Cash, courier or bank account — at the agreed payout point.

Request accepted14:02
Payment received14:05
Preparing the payoutnow
Payout at the agreed point~14:35

We work with any bank

We accept from Russia and pay out in the local currency, including USDT — no Mir card required.

We accept: RUB · USDT
We pay out: IDR
Payout cities: 10

We accept from Russia

Russian ruble · RUB
Tether · USDT

We pay out in Indonesia

No Mir card is required for this.

Currency exchange in other countries

Pick a country and you get its rate, its cities and its payout methods.

Frequently Asked Questions About Currency Exchange in Indonesia

Where can I receive IDR through ATM24?

Method depends on city and request. Before your flight - cash at our Russia office in one of 25 cities. In Indonesia - bank account transfer, cardless ATM payout in Bali or Jakarta (if available for your request), cash rupiah courier delivery to your address. Confirm available method for your city in your request.

How do I exchange rubles for rupiah?

Submit a request: specify the amount and payout method. The manager quotes the rate and final IDR amount - and only after your confirmation is payment made. Then receive rupiah your chosen way: cash at our Russia office, bank transfer in Indonesia, cardless ATM (Bali/Jakarta) or courier.

What is today's IDR rate?

It depends on the amount, payment currency, payout method and available liquidity. For reference, check the calculator: 100 USDT -> IDR: 1,696,223.43 IDR.

Does the Mir card work in Indonesia and can I withdraw IDR at an ATM in 2026?

The Mir card in Indonesia is not a reliable way to get IDR. ATMs in Jakarta and Bali exist, but whether a specific card is accepted, the limit and terms depend on the bank. For island routes, prepare IDR in advance for transfers, SIM cards, accommodation and initial expenses. An ATM is convenient as a backup, not as the only plan.

Can you pay with dollars or euros in Indonesia, or is local currency needed?

In Indonesia, everyday payments are better calculated in IDR: taxis, markets, cafes, SIM cards, scooter rental and accommodation deposits. USD and EUR are convenient as an exchange currency, but on markets and in cafes you usually need rupiah. Before your request, determine the IDR amount you need and check the total in the calculator.

Did not find an answer?

Contact support

Currency exchange in Indonesia

ATM cash withdrawal

Courier delivery

Cash pickup at office

To a bank account

Currency and method selection

Contact details

Confirmation

Four Ways to Get Rupiah Through ATM24

Cities in Indonesia Listed on ATM24

Fee on Small Exchange Amounts

Bali

Jakarta

Lombok

Gili

Gili Trawangan

Gili Air

Gili Meno

Java

Bandung

Komodo

Find a convenient payout point

Payout points — Indonesia