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Currency exchange in Poland

3.61 PLNper 1 USDT+0.1% over 24hCalculation refreshed today at 06:481 USDT = 3.61 PLNOfficial rate; the final rate in the request may differ.
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Polish zloty (PLN) is needed for payments at most places: from transport to small shops and cafes. Russian cards are not accepted in Poland, and Mir card doesn't work there. ATM24 lets you prepare PLN while still in Russia: lock in the rate before payment and receive as cash or a bank transfer to an account.

PLN rate for Poland

Rates come from the calculator at page-load time. Trends use market history as of 20 September 2026.

CurrencyRate for 124h changeTrend
RUBRussian ruble 0.04028PLN 0.1%
USDUS dollar 3.61PLN 0.02%
EUREuro 4.09PLN 0.02%
USDTTether 3.61PLN 0.1%

Ways to receive funds — Poland

Available methods depend on the selected direction and amount.

Cash pickup

Cash pickup at an agreed payout point.

  • Cash

Availability is confirmed in the request

Cash pickup at office

Cash pickup in PLN at an ATM24 office; availability for Poland is confirmed in the request.

09:00–21:00

To a bank account

Transfer of PLN to a local bank account for Poland.

  • Bank transfer
  • Up to 1 business day

How to exchange rubles or USDT for PLN

A calculation and request for the selected pair; available methods depend on the direction.

  1. Step

    Currency and method selection

    Fill in the calculator data. Choose the currency and a convenient way to receive funds.

  2. Step

    Contact details

    Enter your contact details, click “Start transfer”, and wait for an operator response.

  3. Step

    Confirmation

    After confirmation and payment, we send money to Poland using the selected method.

Payout methods available for this direction:
  • Cash pickup
  • Cash pickup at office
  • To a bank account

How to prepare PLN for a trip to Poland

A short practical guide for a first visit.

Mir card in Poland is not a viable primary payment instrument: banks and terminals are oriented toward other payment networks, and Mir support should not be planned.

Russian cards are blocked in Poland. ATM24 lets you exchange USDT or rubles for PLN while still in Russia: the rate is locked before payment and money is received as cash or a bank transfer to the recipient's account.

Cash at a Russia office or bank transfer to account

Available routes: USDT TRC20 -> PLN cash; USDT TRC20 -> PLN bank account; RUB transfer -> PLN cash; RUB FPS/QR -> PLN cash. For long-term stays, a Polish account transfer is more convenient.

Fee for small exchange amounts

Fee from 0.9%. Check the exact amount including the fee in the calculator on the page - the result is shown before payment.

Polish cities in the destinations list

Listed on the page: Warsaw, Krakow, Lodz, Wroclaw, Poznan. Clarify the payout method in the request.

Exchange money in other cities of Poland

  • Warsaw, Poland Popular

    Warsaw

    Poland

    Transfers
    1 800+
    Average time
    45 minutes
    Send transfer
  • Kraków, Poland Popular

    Kraków

    Poland

    Transfers
    1 600+
    Average time
    45 minutes
    Send transfer
  • Łódź, Poland Popular

    Łódź

    Poland

    Transfers
    800+
    Average time
    50 minutes
    Send transfer
  • Wrocław, Poland

    Wrocław

    Poland

    Transfers
    1 300+
    Average time
    50 minutes
    Send transfer
  • Poznań, Poland

    Poznań

    Poland

    Transfers
    1 000+
    Average time
    50 minutes
    Send transfer

Payout points on the map

Cash payout points with addresses and opening hours

Poland · Listed locations: 10

Find a convenient payout point

Open the map to see the locations.

Open Google Maps

Payout points — Poland

More locations: 7
  • BANK PEKAO SA · Wroclaw

    Ul Olawska 2, Wroclaw, DOLNOSLASKIE, 50-950

    Mon-Fri 10:00 - 17:00; Sat-Sun Closed

    Western Union

    Google MapsGet directions
  • BANK PEKAO SA · Poznan

    Stary Rynek 97 98, Poznan, WIELKOPOLSKIE, 61-773

    Mon-Fri 09:30 - 17:00; Sat-Sun Closed

    Western Union

    Google MapsGet directions
  • UP WARSZAWA 81 - UP WARSZAWA 81 · WARSZAWA (SRODMIESCIE)

    Nowogrodzka 45, WARSZAWA (SRODMIESCIE), MAZOWIECKIE, 00-694

    Mon-Fri 06:00 - 22:00; Sat 08:00 - 20:00; Sun Closed

    MoneyGram

    Google MapsGet directions
  • CARREFOUR KRAKOW NOWE MIASTO - #PLA516 - · KRAKOW

    Pawia 5, KRAKOW, 31-154

    Mon-Sat 08:00 - 21:00; Sun 09:00 - 20:00

    MoneyGram

    Google MapsGet directions
  • BANK POCZTOWY - LODZ - ODDZIAL · LODZ

    PIOTRKOWSKA 103/105, LODZ, LODZKIE, 90-425

    Mon-Fri 06:00 - 22:00; Sat 08:00 - 20:00; Sun Closed

    MoneyGram

    Google MapsGet directions
  • UP WROCLAW 32 - UP WROCLAW 32 · WROCLAW (WROCLAW-STARE MIASTO)

    Rynek 28, WROCLAW (WROCLAW-STARE MIASTO), 50-065

    Mon-Fri 06:00 - 22:00; Sat-Sun 08:00 - 20:00

    MoneyGram

    Google MapsGet directions
  • UP POZNAN 9 - UP POZNAN 9 · POZNAN (POZNAN-STARE MIASTO)

    23 Lutego 26, POZNAN (POZNAN-STARE MIASTO), 61-740

    Mon-Fri 06:00 - 22:00; Sat 08:00 - 20:00; Sun Closed

    MoneyGram

    Google MapsGet directions

Directory data as of 2026-08-26

Payout options: cash and bank account

  • PKO Bank PolskiPKO Bank Polski
  • Bank PekaoBank Pekao
  • ING Bank ŚląskiING Bank Śląski
  • mBankmBank
  • Santander Bank PolskaSantander Bank Polska

Customer reviews

Real stories from real people

Asa2705

Google

Huge thanks! I converted rubles to baht. I was able to withdraw cash at an ATM. Manager Ekaterina helped.

Read full review

Filippovaa Ann

Google

very convenient service, thank you, worked with manager Emil, everything clear, always in touch

Read full review

Вячеслав Гуляев

Google

Recommend, manager Sofa, thank you!

Read full review

Olga Serdtceva

Google

Everything is great! I sent the coin, received cash Thai baht! Manager Stanislav helped with this! He was in touch the whole time, even explained step by step where to click.. It all took more than an hour, but I was satisfied

Read full review

Why ATM24 for Poland

What we guarantee on every deal in Poland

The rate is fixed before you pay

The final payout amount in PLN is known before payment and does not change.

Rate at confirmation3.61 PLN Held for 14 min 52 sec

We confirm the rate and the payout amount before payment — they do not change afterwards.

Payout on the day of the request

Cash, courier or bank account — at the agreed payout point.

  1. Request accepted
  2. Payment received
  3. Preparing the payout
  4. Payout at the agreed point

We work with any bank

We accept from Russia and pay out in the local currency, including USDT — no Mir card required.

We accept
RUB · USDT
We pay out
PLN
Payout cities
5
We accept from Russia
  • Russian ruble · RUB
  • Tether · USDT
We pay out in Poland
  • PLN

No Mir card is required for this.

Currency exchange in other countries

Pick a country and you get its rate, its cities and its payout methods.

Frequently asked questions about currency exchange in Poland

How much is 100 euros in Poland?

The rate is locked at the time of submitting the ATM24 request. For reference, check the calculation 100 EUR -> PLN: 409.33 PLN.

How many zloty do you get for 1 euro?

The EUR/PLN rate changes daily. For reference, check the calculation 1 EUR -> PLN: 4.09 PLN.

What is the dollar rate in Poland today at exchange offices?

The USD/PLN rate at Polish exchange offices may differ from the interbank rate. For reference, check the calculation 100 USD -> PLN: 361.09 PLN.

What are exchange offices called in Poland?

In Poland, exchange offices are called "kantor." They exist at airports, shopping centers, and city centers. Rates at kantor points near tourist areas are often unfavorable - prepare PLN through ATM24 in advance.

Can you exchange rubles in Poland?

No, rubles are practically not accepted for exchange in Poland. Exchange RUB for PLN through ATM24 in Russia before the trip.

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