Currency exchange in Iraq

The IQD/RUB rate changes with the market and depends on the amount, payment currency, and payout method. For a reference, check the 100 IQD -> RUB calculation: 5.24 RUB. The manager confirms the rate and final amount for your specific request before payment.

The IQD/USD rate depends on the amount and available liquidity. For a reference, check the 100 IQD -> USD calculation: 0.05965 USD.

Compare not the rate on the board but the IQD amount you actually receive after all conditions. With a foreign card at an ATM, there are operation fees, conversion, and a surcharge for a non-local bank card. As a banking reference, you can check Trade Bank of Iraq, Rafidain Bank, Ashur International Bank, but calculate your own bank's terms separately. At exchange offices in Iraq, check not only the rate but the recalculation, banknote condition, and transaction location. Via ATM24, the IQD amount is confirmed by the manager in the request before the transfer.

Dollars in Iraq are used as a reference for larger payments and as a reserve, but transport, food, communication, and small services are more conveniently settled in IQD. Before submitting a request, estimate what portion you need in dollars and what in dinar: that way you won't need to buy more on location at a random rate. For rent where the price is often quoted in USD, check with the recipient in advance whether you can pay in IQD and at what rate.

Mir card is not suitable as a primary way to withdraw IQD. ATM and foreign card availability depends on the bank, city, and current restrictions. For Baghdad, Erbil, or Basra, arrange IQD receipt and a contact person in advance. Only use an ATM as a backup after checking the limit and availability.

ATMs in Iraq are available, but accessibility depends on the city and bank. For Mosul and Najaf, infrastructure may differ from Baghdad. Use an ATM as a backup, and arrange your primary route via ATM24 in advance.