Currency exchange in Togo

545.3 XOFper 1 USDT+0.1% over 24hCalculation refreshed today at 06:491 USDT = 545.3 XOFOfficial rate; the final rate in the request may differ.
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Togo uses West African CFA francs (XOF) - the currency of the UEMOA zone. Russian bank cards do not work in Togo, and XOF cash is needed for transport, markets, and accommodation. ATM24 lets you get XOF cash or by bank transfer with the rate locked before payment.

XOF rate today

Rates come from the calculator at page-load time. Trends use market history as of 20 September 2026.

CurrencyRate for 124h changeTrend
RUBRussian ruble 6.08XOF 0.09%
USDUS dollar 545.3XOF 0.04%
EUREuro 618.16XOF 0.00%
USDTTether 545.3XOF 0.1%

Ways to receive funds — Togo

Available methods depend on the selected direction and amount.

Cash pickup

Cash pickup at an agreed payout point.

  • Cash

Availability is confirmed in the request

Cash pickup at office

Cash pickup in XOF at an ATM24 office; availability for Togo is confirmed in the request.

09:00–21:00

To a bank account

USDT TRC20 -> XOF bank transfer (confirm availability when submitting your request).

  • Bank transfer
  • Up to 1 business day

How to submit an XOF exchange request for Togo

A calculation and request for the selected pair; available methods depend on the direction.

  1. Step

    Currency and method selection

    Fill in the calculator data. Choose the currency and a convenient way to receive funds.

  2. Step

    Contact details

    Enter your contact details, click “Start transfer”, and wait for an operator response.

  3. Step

    Confirmation

    After confirmation and payment, we send money to Togo using the selected method.

How to get XOF before your trip to Togo

A short practical guide for a first visit.

The Mir card in Togo should not be your primary way to get XOF.

Togo is a West African country with active trade and logistics through Lome. Everyday expenses in XOF: taxis, markets, communication, cafes, accommodation. ATM24 lets you get CFA francs before leaving Russia.

Cash at the office in Russia or bank transfer

Four routes are available: USDT TRC20 -> XOF cash; USDT TRC20 -> XOF bank transfer (confirm availability when submitting your request); RUB wire transfer -> XOF cash; RUB SBP/QR -> XOF cash. Choose a convenient option and lock the rate before payment.

Fee for smaller exchange amounts

Fee from 0.9%. The XOF final amount matters more than a separate percentage - check the amount you receive in the ATM24 calculator.

Cities in Togo

Listed on the page: Lome, Sokode, Kara, Atakpame, Bafilo. Specify convenient method and receipt details when submitting your request.

Exchange money in other cities of Togo

  • Lomé, Togo Popular

    Lomé

    Togo

    Transfers
    1 200+
    Average time
    30 minutes
    Send transfer
  • Sokodé, Togo Popular

    Sokodé

    Togo

    Transfers
    500+
    Average time
    45 minutes
    Send transfer
  • Kara, Togo Popular

    Kara

    Togo

    Transfers
    600+
    Average time
    40 minutes
    Send transfer
  • Atakpamé, Togo

    Atakpamé

    Togo

    Transfers
    400+
    Average time
    45 minutes
    Send transfer
  • Bafilo, Togo

    Bafilo

    Togo

    Transfers
    300+
    Average time
    55 minutes
    Send transfer

Payout points on the map

Cash payout points with addresses and opening hours

Togo · Listed locations: 10

Find a convenient payout point

Open the map to see the locations.

Open Google Maps

Payout points — Togo

More locations: 7

Directory data as of 2026-08-26

Routes and options for Togo

  • Ecobank TogoEcobank Togo
  • Société Générale TogoSociété Générale Togo
  • Orabank TogoOrabank Togo
  • UBA TogoUBA Togo
  • Banque Atlantique TogoBanque Atlantique Togo

Customer reviews

Real stories from real people

Mikhail Kroshin

Google

They did everything, not quickly in 2 transfers but they did it

Read full review

Руслана Воденникова

Google

Everything worked out Stanislav did great Everything was quick and without any hassles

Read full review

Olga Sheykina

Google

fast, convenient, manager Ekaterina explained everything, told me what and how, told me where the nearest ATM to the hotel is, the instructions are simple

Read full review

Чернов Максим

Google

Excellent service. Manager Egor explained everything quickly and clearly.

Read full review

Why ATM24 for currency exchange in Togo

What we guarantee on every deal in Togo

The rate is fixed before you pay

The final payout amount in XOF is known before payment and does not change.

Rate at confirmation545.3 XOF Held for 14 min 52 sec

We confirm the rate and the payout amount before payment — they do not change afterwards.

Payout on the day of the request

Cash, courier or bank account — at the agreed payout point.

  1. Request accepted
  2. Payment received
  3. Preparing the payout
  4. Payout at the agreed point

We work with any bank

We accept from Russia and pay out in the local currency, including USDT — no Mir card required.

We accept
RUB · USDT
We pay out
XOF
Payout cities
5
We accept from Russia
  • Russian ruble · RUB
  • Tether · USDT
We pay out in Togo
  • XOF

No Mir card is required for this.

Currency exchange in other countries

Pick a country and you get its rate, its cities and its payout methods.

Frequently asked questions about currency exchange in Togo

Where is the best place to exchange currency in Togo?

Through ATM24: lock the XOF rate before leaving Russia and get cash or bank transfer. On the spot the rate and availability depend on the city and specific exchange office.

What is the XOF rate today?

The XOF rate is updated daily. For reference, check the live calculation: 100 USDT -> XOF: 54,530.18 XOF.

Does the Mir card work in Togo?

The Mir card should not be your primary way to get XOF. ATMs in Lome are available, but acceptance, limits, and conditions depend on the bank. It is better to have an XOF cash reserve for the first few days.

Can you pay in dollars or euros in Togo?

Everyday expenses in Togo are more convenient in XOF - taxis, markets, communication, cafes. USD/EUR are useful for exchange, but the final amount should be checked in XOF.

How to pay for accommodation in cash in Togo?

For accommodation in Lome or another city it is better to agree on XOF in advance. Clarify the price, deposit, and payment currency before handing over money.

Did not find an answer?

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