Currency exchange in Thailand

31.63 THBper 1 USDT+0.2% over 24hCalculation refreshed today at 06:491 USDT = 31.63 THBOfficial rate; the final rate in the request may differ.
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In Thailand with Russian bank cards not working and needing cash baht? Mir card is not a reliable fallback for withdrawing baht. With ATM24, exchange rubles or USDT for baht: receive as cash or a bank transfer to a local account, with the full list of options in the request. Rate and amount confirmed before payment; a manager will reach out after you submit your request.

Exchange rates in Thailand: rubles, USD, USDT to baht

Rates come from the calculator at page-load time. Trends use market history as of 20 September 2026.

CurrencyRate for 124h changeTrend
RUBRussian ruble 0.3528THB 0.2%
USDUS dollar 31.63THB 0.05%
EUREuro 35.86THB 0.09%
USDTTether 31.63THB 0.2%

Ways to receive funds — Thailand

Available methods depend on the selected direction and amount.

ATM cash withdrawal

ATM through an ATM24 request (submit a request, transfer rubles, then withdraw baht at a Bangkok Bank, Krung Thai, Krungsri, SCB, TTB, or Kasikorn ATM following the instructions once funds arrive).

  • Cardless
  • Bangkok Bank
  • KBank
  • Krungthai
  • SCB
  • Krungsri
  • TTB
  • 24/7

Courier delivery

Courier delivery of THB cash for Thailand to an agreed address.

Same day

Cash pickup at office

Cash can also be picked up at an ATM24 office in Russia if that route is available for your operation.

09:00–21:00

To a bank account

Transfer of THB to a local bank account for Thailand.

  • Bank transfer
  • Up to 1 business day

How to exchange rubles for baht in Thailand

A calculation and request for the selected pair; available methods depend on the direction.

  1. Step

    Currency and method selection

    Fill in the calculator data. Choose the currency and a convenient way to receive funds.

  2. Step

    Contact details

    Enter your contact details, click “Start transfer”, and wait for an operator response.

  3. Step

    Confirmation

    After confirmation and payment, we send money to Thailand using the selected method.

How to get baht in Thailand when your card doesn't work

A short practical guide for a first visit.

Even with many ATMs in Bangkok, Phuket, and Pattaya, support for a specific Mir card depends on the network and bank, so it's better not to count on it as a guaranteed way to get baht.

Visa and Mastercard cards issued by Russian banks don't work outside Russia, so cash baht is essential in Thailand, and Mir card is not a reliable fallback - support depends on the bank and ATM network. ATM24 exchanges rubles or USDT for baht at a rate confirmed before payment: submit a request in the calculator, specify the baht amount and method, the manager quotes the rate - and only then you pay. The baht payout is visible upfront.

Three ways to get baht in Thailand: ATM, courier, or bank account

Baht in Thailand can be received three ways: via ATM through an ATM24 request (submit a request, transfer rubles, then withdraw baht at a Bangkok Bank, Krung Thai, Krungsri, SCB, TTB, or Kasikorn ATM following the instructions once funds arrive), by courier delivery, or by bank transfer to a local account. Cash can also be picked up at an ATM24 office in Russia if that route is available for your operation. Choose the method in the request based on your amount and city.

When it's more convenient to exchange USDT for baht

If your funds are already in USDT, exchanging them for baht through ATM24 is straightforward without a preliminary dollar purchase: the USDT-to-baht route is available in the calculator, rate and payout confirmed before payment. This is useful when you need a large reserve for rent or a deposit and don't want to depend on ATM limits.

Where to collect baht in Thai cities

Payout is available in Phuket, Bangkok, Pattaya, Samui, Krabi, Chiang Mai, Chiang Rai, Hua Hin, Koh Phangan, and Koh Tao. The available channel for your specific city and amount will be confirmed when you submit the request.

How to withdraw Thai baht from an ATM using a QR code or withdrawal code

The manager will confirm the bank and exact withdrawal procedure before you pay.

Exchange money in other cities of Thailand

  • Phuket, Thailand Popular

    Phuket

    Thailand

    Transfers
    49 300+
    Average time
    40 minutes
    Send transfer
  • Bangkok, Thailand Popular

    Bangkok

    Thailand

    Transfers
    38 600+
    Average time
    40 minutes
    Send transfer
  • Pattaya, Thailand Popular

    Pattaya

    Thailand

    Transfers
    32 300+
    Average time
    45 minutes
    Send transfer
  • Koh Samui, Thailand

    Koh Samui

    Thailand

    Transfers
    27 400+
    Average time
    55 minutes
    Send transfer
  • Krabi, Thailand

    Krabi

    Thailand

    Transfers
    22 500+
    Average time
    50 minutes
    Send transfer
  • Chiang Mai, Thailand

    Chiang Mai

    Thailand

    Transfers
    21 200+
    Average time
    50 minutes
    Send transfer
  • Chiang Rai, Thailand

    Chiang Rai

    Thailand

    Transfers
    18 800+
    Average time
    55 minutes
    Send transfer
  • Hua Hin, Thailand

    Hua Hin

    Thailand

    Transfers
    16 800+
    Average time
    55 minutes
    Send transfer
  • Ko Pha Ngan, Thailand

    Ko Pha Ngan

    Thailand

    Transfers
    15 900+
    Average time
    55 minutes
    Send transfer
  • Ko Tao, Thailand

    Ko Tao

    Thailand

    Transfers
    14 700+
    Average time
    55 minutes
    Send transfer

Payout points on the map

Cash payout points with addresses and opening hours

Thailand · Listed locations: 10

Find a convenient payout point

Open the map to see the locations.

Open Google Maps

Payout points — Thailand

More locations: 7
  • CHAWENG BEACH BRANCH · Ko Samui

    110/29-32 Moo 6 Thawiratphakdi Road, BO PHUT, Ko Samui, SURAT THANI, 84320

    Mon-Fri 08:00 - 16:30; Sat-Sun Closed

    Western Union

  • BAAC NUEA KHLONG · Nuea Khlong

    587 Moo 2, NUEA KHLONG NUEA KHLONG, Nuea Khlong, KRABI, 81130

    Mon-Fri 08:30 - 16:30; Sat-Sun Closed

    Western Union

  • GSB - TALANG - CHOENGTALAY · TALANG

    141143 SRISOONTHORN ROAD CHERNGTALAY, TALANG, PHUKET, 83110

    Mon-Fri 08:30 - 15:30; Sat-Sun Closed

    MoneyGram

  • SIAM COMMERCIAL BANK - #0264 - CENTRAL P · Bangkok

    CENTRAL DEPT STORE 4 FL, 7_222 BOROMRATCHONNANI ROAD, ARUNAMMARIN BANGKOK NOI, BANGKOK, 10700

    Mon-Sun 11:00 - 20:00

    MoneyGram

  • SIAM COMMERCIAL BANK - #863 - BIG C SOUT · CHON BURI

    565/41 MU 10, NONGPRUE BANG LAMUNG, UNIT GCR101 1ST FL BIG C SOUTH PATTAYA, CHON BURI, CHANGWAT CHON BURI, 20000

    Mon-Sun 10:00 - 19:30

    MoneyGram

  • GSB - KOH SAMUI - LAMAI · Koh Samui

    108/10 MOO.6 MARET, KOH SAMUI, SURATTHANI, 84310

    Mon-Fri 09:30 - 16:30; Sat-Sun Closed

    MoneyGram

  • SIAM COMMERCIAL BANK - #5042 - TESCO LOT · Krabi

    MU, 191 MU 12 KRABI NOI MUANG, KRABI, CHANGWAT KRABI, 81000

    Mon-Sat 10:00 - 19:30; Sun Closed

    MoneyGram

Directory data as of 2026-08-26

Banks and payout options for baht in Thailand

  • Bangkok BankBangkok Bank
  • KasikornbankKasikornbank
  • Krungthai BankKrungthai Bank
  • Siam Commercial BankSiam Commercial Bank
  • Bank of AyudhyaBank of Ayudhya
  • TTB BankTTB Bank
  • CIMB ThaiCIMB Thai
  • Government Savings BankGovernment Savings Bank
  • Kiatnakin Phatra BankKiatnakin Phatra Bank
  • LH BankLH Bank
  • UOB ThailandUOB Thailand

Customer reviews

Real stories from real people

Максим Золотухин

Trustpilot

I highly recommend this service! A courier was found very quickly, the exchange took about 10-15 minutes. So don’t be afraid! Everything works perfectly!

Read full review

Владимир Щёголев

Google

09.12.2025 Checked it myself, received 1600 baht in Pattaya at an ATM by code, I transferred the money from Sber in rubles. Contacted via WhatsApp, manager Emil explained everything clearly, thanks👍🏻

Read full review

Андрей Канаев

Google

They accepted payment very quickly and provided a spot to withdraw baht. They offer several methods — via terminal or courier (paid). Not a scam. Although I was initially a bit scared

Read full review

Дмитрий Телешин

Yandex

For over a month now I’ve been using only this currency exchange service in Thailand. No limits, many exchange methods, prompt communication and cooperation. Especially grateful to manager Sofia, who is ready to help with any question. I recommend them. My money issues in Thailand are completely resolved.

Read full review

Why exchange currency in Thailand with ATM24

What we guarantee on every deal in Thailand

The rate is fixed before you pay

The final payout amount in THB is known before payment and does not change.

Rate at confirmation32.06 THB Held for 14 min 52 sec

We confirm the rate and the payout amount before payment — they do not change afterwards.

Payout on the day of the request

Cash, courier or bank account — at the agreed payout point.

  1. Request accepted
  2. Payment received
  3. Preparing the payout
  4. Payout at the agreed point

We work with any bank

We accept from Russia and pay out in the local currency, including USDT — no Mir card required.

We accept
RUB · USDT
We pay out
THB
Payout cities
10
We accept from Russia
  • Russian ruble · RUB
  • Tether · USDT
We pay out in Thailand
  • THB

No Mir card is required for this.

Currency exchange in other countries

Pick a country and you get its rate, its cities and its payout methods.

Frequently asked questions about currency exchange in Thailand

What is the exchange rate in Thailand?

We don't provide a static figure - rates change throughout the day. For reference, check the calculation 100 USDT -> THB: 3,163.17 THB.

Can you exchange rubles for baht in Thailand?

Yes, you can exchange rubles for baht through ATM24: in Thailand you receive cash via ATM instructions, courier delivery, or a bank transfer to a local account. Rate and baht amount are confirmed before payment.

What is better to exchange in Thailand - rubles or dollars?

If you have rubles or USDT, you can exchange them directly for baht through ATM24 - no need to buy dollars first. Dollars are also accepted for baht - the available route will be confirmed by the manager. Compare the actual baht payout amount, not the posted rate.

How many baht do you get for 100 dollars in Thailand?

The available route and payout method for dollars will be confirmed by the manager. For reference, check the calculation 100 USD -> THB: 3,163.17 THB.

Where is the best place to exchange money in Thailand?

Compare the actual baht payout amount including the payout method, not just the posted rate. The payout for your chosen method is confirmed in the request before payment - that's what you should compare.

Did not find an answer?

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