Currency exchange in Saudi Arabia

3.57 SARper 1 USDT+0.2% over 24hCalculation refreshed today at 06:501 USDT = 3.57 SAROfficial rate; the final rate in the request may differ.
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UAE licence No. 9966786413

Russian bank cards are blocked in Saudi Arabia due to international sanctions. ATM24 helps you get Saudi riyals (SAR) before departure - cash at the office in Russia or bank transfer to a recipient. The rate is locked at the time of your request, before payment.

SAR exchange rate today - ATM24

Rates come from the calculator at page-load time. Trends use market history as of 20 September 2026.

CurrencyRate for 124h changeTrend
RUBRussian ruble 0.03985SAR 0.1%
USDUS dollar 3.57SAR 0.00%
EUREuro 4.05SAR 0.05%
USDTTether 3.57SAR 0.2%

Ways to receive funds — Saudi Arabia

Available methods depend on the selected direction and amount.

Cash pickup

Cash pickup at an agreed payout point.

  • Cash

Availability is confirmed in the request

Cash pickup at office

ATM24 offers two options: get SAR cash at the office in Russia before departure, or transfer to a recipient's account in Saudi Arabia.

09:00–21:00

To a bank account

Transfer of SAR to a local bank account for Saudi Arabia.

  • Bank transfer
  • Up to 1 business day

How to submit an exchange request for Saudi Arabia

A calculation and request for the selected pair; available methods depend on the direction.

  1. Step

    Currency and method selection

    Fill in the calculator data. Choose the currency and a convenient way to receive funds.

  2. Step

    Contact details

    Enter your contact details, click “Start transfer”, and wait for an operator response.

  3. Step

    Confirmation

    After confirmation and payment, we send money to Saudi Arabia using the selected method.

How to get SAR before your trip to Saudi Arabia

A short practical guide for a first visit.

The Mir card in Saudi Arabia is not a universal way to pay or withdraw SAR.

Russian cards are not accepted in Saudi Arabia due to disconnection from international payment systems. ATM24 lets you buy riyals in advance and arrive with a ready reserve.

Cash at the office in Russia or bank transfer

ATM24 offers two options: get SAR cash at the office in Russia before departure, or transfer to a recipient's account in Saudi Arabia. Available routes: USDT TRC20 - SAR cash; USDT TRC20 - SAR bank transfer; RUB wire transfer - SAR cash; RUB SBP/QR - SAR cash.

Fee for smaller exchange amounts

Fee from 0.9%. Check the exact amount in the calculator.

Cities in Saudi Arabia

Listed on the page: Riyadh, Jeddah, Mecca, Medina, Dammam. Specify how you want to receive the funds when submitting your request.

Exchange money in other cities of Saudi Arabia

  • Riyadh, Saudi Arabia Popular

    Riyadh

    Saudi Arabia

    Transfers
    4 800+
    Average time
    40 minutes
    Send transfer
  • Jeddah, Saudi Arabia Popular

    Jeddah

    Saudi Arabia

    Transfers
    5 400+
    Average time
    40 minutes
    Send transfer
  • Mecca, Saudi Arabia Popular

    Mecca

    Saudi Arabia

    Transfers
    5 500+
    Average time
    45 minutes
    Send transfer
  • Medina, Saudi Arabia

    Medina

    Saudi Arabia

    Transfers
    4 500+
    Average time
    45 minutes
    Send transfer
  • Dammam, Saudi Arabia

    Dammam

    Saudi Arabia

    Transfers
    2 900+
    Average time
    45 minutes
    Send transfer

Payout points on the map

Cash payout points with addresses and opening hours

Saudi Arabia · Listed locations: 10

Find a convenient payout point

Open the map to see the locations.

Open Google Maps

Payout points — Saudi Arabia

  • ENJAZ AL SOLAIMANYA 164 · Riyadh

    Bldg: Enjaz Prince M Bin Abdulaziz St, NEAR EYE MAGIC HOSPITAL AL SOLAYMANYA, Riyadh, 22338

    Mon-Sun 07:30 - 23:59

    Western Union

  • ENJAZ MUSHREFAH 231 · Jeddah

    Bldg Mushrefa Ctr M Al Taweel St, NEAR SN TECHS MUSHRIFA, Jeddah, MAKKAH, 23953

    Mon-Thu 09:00 - 17:30; Fri Closed; Sat-Sun 09:00 - 17:30

    Western Union

  • ERSAL MONEY TRANSFER · Makkah

    Bldg Ersal Ash Shaikh A Al Qarawi St, NEAR: SAUDI POST ALLSKAN, Makkah, 24352

    Mon-Thu 09:00 - 17:30; Fri Closed; Sat-Sun 09:00 - 17:30

    Western Union

More locations: 7

Directory data as of 2026-08-26

Ways to receive SAR

  • Al Rajhi BankAl Rajhi Bank
  • SNBSNB
  • Riyad BankRiyad Bank
  • Saudi British BankSaudi British Bank
  • Banque Saudi FransiBanque Saudi Fransi

Customer reviews

Real stories from real people

Илья

Yandex

I was in Dubai and needed dirhams. I only have cards from Russian banks, and they aren’t accepted in the UAE so I couldn’t withdraw money. I found this firm on the internet; they helped me get dirhams using a QR code at an ATM near the hotel. Everything was prompt and very fast, I recommend them! Special thanks to manager Ekaterina, she explained everything and helped!

Read full review

Юрий Самара

Google

Manager Sofa is just a clever one. Quickly and clearly helped make the exchange. Many thanks! :)

Read full review

Диана Л.

Yandex

I've been exchanging through this exchanger for more than a year! Everything is always fast and hassle-free. Special thanks to the team for the attention and excellent service - it's a pleasure to deal with professionals!🙏🏼

Read full review

nataola pianola

Google

Everything is clear, a very good rate, Yes, it took some time, unlike bybit it’s not 5 minutes, in total about 30-40 [minutes], but your card won’t be blocked by the bank. Thanks!

Read full review

Why exchange through ATM24

What we guarantee on every deal in Saudi Arabia

The rate is fixed before you pay

The final payout amount in SAR is known before payment and does not change.

Rate at confirmation3.57 SAR Held for 14 min 52 sec

We confirm the rate and the payout amount before payment — they do not change afterwards.

Payout on the day of the request

Cash, courier or bank account — at the agreed payout point.

  1. Request accepted
  2. Payment received
  3. Preparing the payout
  4. Payout at the agreed point

We work with any bank

We accept from Russia and pay out in the local currency, including USDT — no Mir card required.

We accept
RUB · USDT
We pay out
SAR
Payout cities
5
We accept from Russia
  • Russian ruble · RUB
  • Tether · USDT
We pay out in Saudi Arabia
  • SAR

No Mir card is required for this.

Currency exchange in other countries

Pick a country and you get its rate, its cities and its payout methods.

Frequently asked questions about currency exchange in Saudi Arabia

How much is 1 dollar in Saudi riyals?

The SAR/USD rate is stable (SAR is pegged to USD). For reference, check the live calculation: 1 USD -> SAR: 3.57 SAR.

Where to exchange money in Saudi Arabia?

Exchange offices are available in Riyadh, Jeddah, and Dammam. But for Russian card holders, no exchange office works without cash currency. It is easier to buy SAR through ATM24 before departure - cash or bank transfer.

Can you pay in dollars in Saudi Arabia?

The official currency is SAR. Dollars are accepted in rare cases at large hotels, but for everyday spending you need local riyals. Prepare SAR through ATM24 in advance.

How to exchange currency in Saudi Arabia?

For Russian card holders, direct exchange in the country is difficult. The most convenient option: buy SAR through ATM24 before departure. Rubles or USDT are exchanged at a fixed rate - cash or bank transfer.

What is the rate for converting rubles to Saudi riyals?

The rate is locked at the time of request - you see the final amount before payment. For reference, check the live calculation: 100 USDT -> SAR: 357.23 SAR.

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