Cash pickup
Cash pickup at an agreed payout point.
Availability is confirmed in the request
Currency exchange in Ghana
11.04 GHSper 1 USDT+0.1% over 24hCalculation refreshed today at 14:401 USDT = 11.04 GHSOfficial rate; the final rate in the request may differ.
Traveling to Accra, Kumasi, or the coast - your Russian bank cards don't work abroad, and Mir card is not a reliable way to get cedi (GHS) in Ghana. Through ATM24, exchange rubles or USDT for GHS: collect cash at our offices in Russia before departure, and bank transfer in Ghana is available via USDT. Rate and amount confirmed before payment - a manager will contact you after your request.
Exchange Rates in Ghana: RUB, USDT to Cedi (GHS)
Rates come from the calculator at page-load time. Trends use market history as of 20 September 2026.
| Currency | Rate for 1 | 24h change | Trend |
|---|---|---|---|
| RUBRussian ruble | 0.1231GHS | 0.08% | |
| USDUS dollar | 11.04GHS | 0.06% | |
| EUREuro | 12.51GHS | 0.01% | |
| USDTTether | 11.04GHS | 0.1% |
Ways to receive funds — Ghana
Available methods depend on the selected direction and amount.
Cash pickup at office
GHS cash can be collected at our offices in 25 cities across Russia.
09:00–21:00
To a bank account
For bank transfer in the country, the available method for your amount and city is confirmed in the request.
How to Exchange Rubles or USDT for Ghanaian Cedi
A calculation and request for the selected pair; available methods depend on the direction.
Step Currency and method selection
Fill in the calculator data. Choose the currency and a convenient way to receive funds.
Step Contact details
Enter your contact details, click “Start transfer”, and wait for an operator response.
Step Confirmation
After confirmation and payment, we send money to Ghana using the selected method.
How to Get Cedi (GHS) in Ghana via ATM24
A short practical guide for a first visit.
Visa and Mastercard issued by Russian banks don't work abroad - a cash reserve is needed. Through ATM24, exchange rubles or USDT for GHS: specify the amount and method in the calculator, a manager quotes the rate - and only then you pay.
Mir Card in Ghana: Why Prepare GHS Before Departure
In Accra and Kumasi, ATMs mostly work with international cards but not Mir. Don't count on Mir card as a primary way to get GHS - especially for coastal trips or business travel. Prepare a cedi reserve in advance.
Cash at Our Russia Offices or Bank Transfer
GHS cash can be collected at our offices in 25 cities across Russia - convenient before departure. For bank transfer in the country, the available method for your amount and city is confirmed in the request.
Commission for Small Exchange Amounts
If the amount is under 30,000 rubles, a fee applies. Check the GHS result in the calculator for your amount and chosen method before payment.
Ghanaian Cities on the ATM24 Page
Listed: Accra, Kumasi, Tamale, Tema, Cape Coast. Available method for your city and amount is confirmed in the request.
Exchange money in other cities of Ghana
Popular
Popular
Popular
Payout points on the map
Cash payout points with addresses and opening hours
Ghana · Listed locations: 10
Find a convenient payout point
Open the map to see the locations.
Open Google MapsPayout points — Ghana
- DANGME RURAL BANK LTD ASHIAMAN BRANCH · Accra
Same Building G P R T U, PRAMPRAM, Accra, GREATER ACCRA
Mon-Fri 08:00 - 16:00; Sat-Sun Closed
- ADANSI RURAL BANK LTD DUNKIRK · Kumasi
Near Railway Station, Kumasi, ASHANTI
Mon-Fri 08:00 - 16:00; Sat-Sun Closed
- ARB APEX BANK LTD TAMALE · Northern Region
Opposite Ghana Telecom, TAMALE GENERAL HOSPITAL, Northern Region, NORTHERN
Mon-Fri 08:00 - 16:00; Sat-Sun Closed
More locations: 7
- UBA TEMA MAIN BRANCH · Tema
Greenwich Tower Comm 1, Tema, GREATER ACCRA
Mon-Fri 08:00 - 17:00; Sat 09:00 - 15:00; Sun Closed
- AKATAKYIMAN RURAL BANK LTD KOMENDA · Cape Coast
Komenda, Cape Coast, CENTRAL
Mon-Fri 08:00 - 16:00; Sat-Sun Closed
- UNITED BANK FOR AFRICA GHANA LIMITED - # · Kumasi
BLOCK 11A PALACE ROAD NEXT TO ADB, KUMASI, 0
Mon-Sat 07:00 - 18:00; Sun Closed
- AGRICULTURAL DEVELOPMENT BANK - ADB TAMA · TAMALE ABOABO
ABOABO BRANCH ABOABO MARKET, TAMALE ABOABO, 0
Mon-Fri 07:00 - 18:00; Sat 08:00 - 17:00; Sun 08:00 - 19:00
- GCB BANK LTD - #107 - TEMA - GCB BANK LT · Tema
TEMA MAIN, TEMA, GREATER ACCRA, P. O. BOX 134
Mon-Fri 08:00 - 19:00; Sat-Sun Closed
- GCB BANK LTD - #301 - CAPE COAST - GCB B · Cape Coast
CAPE COAST MAIN, CAPE COAST, CENTRAL, P. O. BOX 134
Mon-Fri 08:00 - 19:00; Sat-Sun Closed
- PAN AFRICAN SAVINGS & LOANS - KUMASI - A · Kumasi
HOUSE NO KO 48 ASHANTI NEWTOWN, KUMASI, ASHANTI REGION
Mon-Sat 08:00 - 17:00; Sun Closed
Directory data as of 2026-08-26
GHS Payout Options in Ghana
GCB Bank
Ecobank Ghana
Absa Bank Ghana
Standard Chartered Ghana
Stanbic Bank Ghana
Customer reviews
Real stories from real people
Kirill Petrushin
Everything was great, they exchanged quickly. Manager Sofa did a great job!
Read full reviewAlexander Zolotov
Everything is clear and quite fast. Sent AED cashless, will receive rubles cashless in Russia. Special thanks to Alina as manager.
Read full reviewInga Milevskaya
Just a wonderful service! I transferred cashless rubles to baht to a Thai account! Everything was fast, precise and to the point! My personal manager was Alisa! Very grateful to her for perfect work! Thank you that such professionals exist! I recommend from the bottom of my heart! You really help a lot!
Read full reviewВасилий Гаврилов
Yandex
Thank you very much. Everything very fast, everything excellent. I thank you.
Read full reviewWhy Choose ATM24 for GHS Exchange
What we guarantee on every deal in Ghana
The rate is fixed before you pay
The final payout amount in GHS is known before payment and does not change.
Rate at confirmation11.04 GHS
Held for 14 min 52 sec
We confirm the rate and the payout amount before payment — they do not change afterwards.
Payout on the day of the request
Cash, courier or bank account — at the agreed payout point.
- Request accepted
- Payment received
- Preparing the payout
- Payout at the agreed point
We work with any bank
We accept from Russia and pay out in the local currency, including USDT — no Mir card required.
- We accept
- RUB · USDT
- We pay out
- GHS
- Payout cities
- 5
We accept from Russia
- Russian ruble · RUB
- Tether · USDT
We pay out in Ghana
- GHS
No Mir card is required for this.
Currency exchange in other countries
Pick a country and you get its rate, its cities and its payout methods.
- ThailandTHB
- United Arab EmiratesAED
- TurkeyTRY
- IndonesiaIDR
- VietnamVND
- ChinaCNY
- KenyaKES
- GermanyEUR
- KazakhstanKZT
All countries200+ countries
Country not found
- AfghanistanAFN
- AlbaniaALL
- Algeria
- AndorraEUR
- AngolaAOA
- AnguillaXCD
- Antigua and BarbudaXCD
- ArgentinaARS
- ArmeniaAMD
- Aruba
- AustraliaAUD
- AustriaEUR
- AzerbaijanAZN
- BahamasBSD
- BahrainBHD
- BangladeshBDT
- BarbadosBBD
- BelgiumEUR
- BelizeBZD
- BeninXOF
- BermudaBMD
- BhutanBTN
- BoliviaBOB
- Bosnia and HerzegovinaBAM
- BotswanaBWP
- BrazilBRL
- British Virgin IslandsUSD
- BruneiBND
- BulgariaEUR
- Burkina FasoXOF
- BurundiBIF
- Cabo VerdeCVE
- CambodiaKHR
- CameroonXAF
- CanadaCAD
- Cayman IslandsKYD
- Central African RepublicXAF
- ChadXAF
- ChileCLP
- ChinaCNY
- ColombiaCOP
- ComorosKMF
- CongoXAF
- Cook IslandsNZD
- Costa RicaCRC
- Cote d'IvoireXOF
- CroatiaEUR
- CuracaoXCG
- CyprusEUR
- CzechiaCZK
- DenmarkDKK
- DjiboutiDJF
- DominicaXCD
- Dominican RepublicDOP
- DR CongoCDF
- EcuadorUSD
- EgyptEGP
- El SalvadorUSD
- Equatorial GuineaXAF
- EritreaERN
- EstoniaEUR
- EswatiniSZL
- EthiopiaETB
- Falkland IslandsFKP
- FijiFJD
- FinlandEUR
- FranceEUR
- French GuianaEUR
- French PolynesiaXPF
- GabonXAF
- GambiaGMD
- GeorgiaGEL
- GermanyEUR
- Gibraltar
- GreeceEUR
- GrenadaXCD
- GuadeloupeEUR
- GuatemalaGTQ
- GuineaGNF
- Guinea-BissauXOF
- GuyanaGYD
- HaitiHTG
- HondurasHNL
- Hong KongHKD
- HungaryHUF
- IcelandISK
- IndiaINR
- IndonesiaIDR
- IraqIQD
- IrelandEUR
- IsraelILS
- ItalyEUR
- JamaicaJMD
- JapanJPY
- JordanJOD
- KazakhstanKZT
- KenyaKES
- KosovoEUR
- KuwaitKWD
- KyrgyzstanKGS
- LaosLAK
- LatviaEUR
- LebanonLBP
- LesothoZAR
- LiberiaLRD
- LiechtensteinCHF
- LithuaniaEUR
- LuxembourgEUR
- MacaoMOP
- MadagascarMGA
- MalawiMWK
- MalaysiaMYR
- MaldivesMVR
- MaliXOF
- MaltaEUR
- Marshall IslandsUSD
- MartiniqueEUR
- MauritaniaMRU
- MauritiusMUR
- MayotteEUR
- MexicoMXN
- MicronesiaUSD
- MoldovaMDL
- MonacoEUR
- MongoliaMNT
- MontenegroEUR
- MontserratXCD
- MoroccoMAD
- MozambiqueMZN
- MyanmarMMK
- Namibia
- NauruAUD
- NepalNPR
- NetherlandsEUR
- New ZealandNZD
- NicaraguaNIO
- NigerXOF
- NigeriaNGN
- NiueNZD
- North MacedoniaMKD
- Northern CyprusTRY
- NorwayNOK
- OmanOMR
- PakistanPKR
- PalauUSD
- PalestineILS
- PanamaPAB
- Papua New GuineaPGK
- ParaguayPYG
- PeruPEN
- PhilippinesPHP
- PolandPLN
- PortugalEUR
- QatarQAR
- ReunionEUR
- RomaniaRON
- RussiaRUB
- RwandaRWF
- Saint BarthelemyEUR
- Saint Kitts and NevisXCD
- Saint LuciaXCD
- Saint MartinEUR
- Saint Vincent and the GrenadinesXCD
- SamoaWST
- San MarinoEUR
- Sao Tome and PrincipeSTN
- Saudi ArabiaSAR
- SenegalXOF
- SerbiaRSD
- SeychellesSCR
- Sierra LeoneSLE
- SingaporeSGD
- Sint MaartenXCG
- SlovakiaEUR
- SloveniaEUR
- Solomon IslandsSBD
- SomaliaSOS
- SomalilandSOS
- South AfricaZAR
- South KoreaKRW
- South SudanSSP
- SpainEUR
- Sri LankaLKR
- SudanSDG
- SurinameSRD
- SwedenSEK
- SwitzerlandCHF
- Taiwan
- TajikistanTJS
- TanzaniaTZS
- ThailandTHB
- TogoXOF
- TongaTOP
- Trinidad and TobagoTTD
- TunisiaTND
- TurkeyTRY
- TurkmenistanTMT
- Turks and Caicos IslandsUSD
- TuvaluAUD
- UgandaUGX
- United Arab EmiratesAED
- United KingdomGBP
- UruguayUYU
- UzbekistanUZS
- VanuatuVUV
- VenezuelaVES
- VietnamVND
- Yemen
- ZambiaZMW
- ZimbabweUSD
Frequently Asked Questions about Currency Exchange in Ghana
Where is the best place to exchange currency in Ghana?
At ATM24, the result for your amount and method is visible in advance: specify them in the calculator, a manager quotes the rate, and the GHS result is confirmed before payment. Cash GHS can be collected at an office in Russia before departure, or funds arrive in-country via bank transfer.
What is the GHS rate today?
The rate changes throughout the day. For a reference, check the 100 USDT -> GHS calculation: 1,103.8 GHS.
Does Mir card work in Ghana in 2026?
Don't count on Mir card as a primary way to get GHS in Ghana - in Accra and Kumasi, ATMs mostly work with international cards but not Mir. For coastal or business travel, prepare a GHS reserve in advance through ATM24.
Can you pay in dollars or euros in Ghana?
USD and EUR are useful as exchange sources, but local expenses - taxi, markets, food, accommodation, everyday services - are best settled in GHS. Through ATM24, exchange rubles or USDT for GHS and check the amount in the calculator for your chosen amount.
How do I pay for accommodation in cash in Ghana?
Prepare GHS cash for accommodation in advance: Accra, Kumasi, and the coast have different prices and deposits. Through ATM24, get the required GHS - cash from a Russia office before departure or bank transfer in-country. If the price is quoted in USD, check the GHS equivalent in the calculator.
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