Currency exchange in Nigeria

1,259.99 NGNper 1 USDT+0.2% over 24hCalculation refreshed today at 06:501 USDT = 1,259.99 NGNOfficial rate; the final rate in the request may differ.
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Visa and Mastercard issued by Russian banks don't work in Nigeria. Even Mir card is not a reliable way to get NGN: you need to check the bank, limit, and cash availability in advance. Preparing naira before departure is more sensible than looking for a solution in Lagos or Abuja. ATM24 fixes the exchange rate when the request is submitted - the final NGN amount is known before payment.

NGN Exchange Rate Today

Rates come from the calculator at page-load time. Trends use market history as of 20 September 2026.

CurrencyRate for 124h changeTrend
RUBRussian ruble 14.06NGN 0.2%
USDUS dollar 1,259.99NGN 0.04%
EUREuro 1,428.08NGN 0.09%
USDTTether 1,259.99NGN 0.2%

Ways to receive funds — Nigeria

Available methods depend on the selected direction and amount.

Cash pickup

Cash pickup at an agreed payout point.

  • Cash

Availability is confirmed in the request

Cash pickup at office

Cash pickup in NGN at an ATM24 office; availability for Nigeria is confirmed in the request.

09:00–21:00

To a bank account

ATM24 offers two options: get NGN cash at one of 25 Russia offices before departure, or arrange an NGN bank transfer to a recipient account in Nigeria.

  • Bank transfer
  • Up to 1 business day

How to Get NGN via ATM24

A calculation and request for the selected pair; available methods depend on the direction.

  1. Step

    Currency and method selection

    Fill in the calculator data. Choose the currency and a convenient way to receive funds.

  2. Step

    Contact details

    Enter your contact details, click “Start transfer”, and wait for an operator response.

  3. Step

    Confirmation

    After confirmation and payment, we send money to Nigeria using the selected method.

How to Prepare NGN for Your Nigeria Trip

A short practical guide for a first visit.

Mir card in Nigeria is not a reliable way to get NGN.

Visa and Mastercard issued by Russian banks are not accepted in Nigeria. Mir card is unreliable: functionality depends on the specific bank and terminal. Arrange NGN receipt via ATM24 in advance - cash at our Russia offices or bank transfer to a Nigeria account. Rate is fixed when the request is confirmed.

Cash at Our Russia Offices or Bank Transfer

ATM24 offers two options: get NGN cash at one of 25 Russia offices before departure, or arrange an NGN bank transfer to a recipient account in Nigeria. Available routes: USDT TRC20 to NGN cash; USDT TRC20 to NGN bank transfer; RUB bank transfer to NGN cash; RUB SBP/QR to NGN cash. Route choice depends on amount and payout city - confirm when submitting the request.

Commission for Small Exchange Amounts

ATM24 commission starts from 0.9%. For amounts under 30,000 RUB, the final cost may be higher than average - check in the calculator before payment. The page calculation for 100 USDT is 125,999.11 NGN.

Nigerian Cities on the Page

ATM24's Nigeria listings include: Lagos, Kano, Ibadan, Abuja, Port Harcourt. For a specific city or large amount, confirm the payout method when submitting the request.

Exchange money in other cities of Nigeria

  • Lagos, Nigeria Popular

    Lagos

    Nigeria

    Transfers
    1 500+
    Average time
    35 minutes
    Send transfer
  • Kano, Nigeria Popular

    Kano

    Nigeria

    Transfers
    600+
    Average time
    40 minutes
    Send transfer
  • Ibadan, Nigeria Popular

    Ibadan

    Nigeria

    Transfers
    500+
    Average time
    40 minutes
    Send transfer
  • Abuja, Nigeria

    Abuja

    Nigeria

    Transfers
    1 000+
    Average time
    35 minutes
    Send transfer
  • Port Harcourt, Nigeria

    Port Harcourt

    Nigeria

    Transfers
    700+
    Average time
    35 minutes
    Send transfer

Payout points on the map

Cash payout points with addresses and opening hours

Nigeria · Listed locations: 10

Find a convenient payout point

Open the map to see the locations.

Open Google Maps

Payout points — Nigeria

More locations: 7
  • FIRST BANK OF NIGERIA PLC · Abuja

    Zuba Branch, SATELLITE TOWN IN FEDEARAL CAPITAL, Abuja, FCT, 900211

    Mon-Fri 09:00 - 18:00; Sat-Sun Closed

    Western Union

  • FIRST BANK PH WIMPEY BRANCH · Port Harcourt

    52 Wimpey Road Off, ADA ROAD PORT HARCOURT, Port Harcourt, CROSS RIVER, 500101

    Mon-Fri 09:00 - 18:00; Sat-Sun Closed

    Western Union

  • UNITED BANK FOR AFRICA PLC - #333 · Lagos

    Dolphin, LAGOS, LAGOS STATE, 0

    Mon-Fri 08:00 - 18:00; Sat-Sun Closed

    MoneyGram

  • UNITED BANK FOR AFRICA PLC - #290 · ABIA

    38 Murtala Mohd WayKano, ABIA, ENUGU STATE, 401104

    Mon-Fri 08:00 - 18:00; Sat-Sun Closed

    MoneyGram

  • UNITED BANK FOR AFRICA PLC - #539 · Ibadan

    Lasu, IBADAN, 0

    Mon-Fri 08:00 - 18:00; Sat-Sun Closed

    MoneyGram

  • UNITED BANK FOR AFRICA PLC - #472 · ENUGU

    Court Of Appeal Complex Abuja, ENUGU, 0

    Mon-Fri 08:00 - 18:00; Sat-Sun Closed

    MoneyGram

  • UNITED BANK FOR AFRICA PLC - #534 · Port Harcourt

    Enugu Independence Layout, PORT HARCOURT, RIVERS STATE, 500231

    Mon-Fri 08:00 - 18:00; Sat-Sun Closed

    MoneyGram

Directory data as of 2026-08-26

NGN Payout Methods

  • Zenith BankZenith Bank
  • GT BankGT Bank
  • Access Bank NigeriaAccess Bank Nigeria
  • First Bank of NigeriaFirst Bank of Nigeria
  • UBAUBA

Customer reviews

Real stories from real people

Владимир

Google

Manager Stanislav helped to sort things out, the rate is very pleasant, I recommend it.

Read full review

Olga Sheykina

Google

fast, convenient, manager Ekaterina explained everything, told me what and how, told me where the nearest ATM to the hotel is, the instructions are simple

Read full review

Dima Toropov

Google

They promptly delivered baht to the hotel, everything was fast and convenient, special thanks to Stanislav, I will use you again.

Read full review

Алексей «L_I_A_R»

Trustpilot

Excellent service! I needed to withdraw or transfer a large amount in baht, but I only had rubles. Found these guys on Google and did the deal online on full trust. Everything went wonderfully! Manager Alisa helped me, many thanks to her and the whole team 🫶🏻

Read full review

Why Exchange NGN via ATM24 Before Departure

What we guarantee on every deal in Nigeria

The rate is fixed before you pay

The final payout amount in NGN is known before payment and does not change.

Rate at confirmation1,259.99 NGN Held for 14 min 52 sec

We confirm the rate and the payout amount before payment — they do not change afterwards.

Payout on the day of the request

Cash, courier or bank account — at the agreed payout point.

  1. Request accepted
  2. Payment received
  3. Preparing the payout
  4. Payout at the agreed point

We work with any bank

We accept from Russia and pay out in the local currency, including USDT — no Mir card required.

We accept
RUB · USDT
We pay out
NGN
Payout cities
5
We accept from Russia
  • Russian ruble · RUB
  • Tether · USDT
We pay out in Nigeria
  • NGN

No Mir card is required for this.

Currency exchange in other countries

Pick a country and you get its rate, its cities and its payout methods.

Frequently Asked Questions about Currency Exchange in Nigeria

What is the dollar to Nigerian naira rate?

For a reference, check the 100 USD -> NGN calculation: 125,999.11 NGN. The final amount depends on the route and exchange volume.

How much is 1 dollar on the black market in Nigeria today?

ATM24 does not work with cash turnover on the black market. For a reference, check the 1 USD -> NGN calculation: 1,259.99 NGN.

How do I buy dollars at the Central Bank of Nigeria?

ATM24 is not a Central Bank of Nigeria intermediary. Via ATM24 you can get NGN as cash in Russia or via transfer to a Nigerian account - this is an alternative for those traveling to Nigeria who want to prepare local currency before departure.

What is the NGN rate today?

The exchange rate depends on the amount, payment currency, payout method, and available liquidity. For a reference, check the 100 USDT -> NGN calculation: 125,999.11 NGN.

Does Mir card work in Nigeria, and can I withdraw NGN from an ATM in 2026?

Mir card in Nigeria is not a reliable way to get NGN. Even with a foreign card you need to check the bank, limit, and cash availability in advance. For Lagos or Abuja, agree on an NGN receipt method and counting location in advance. An ATM is only suitable as a verified backup, not a plan for a large amount.

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