EN
RU
EN
Call us

+66-91-846-4597

Currency exchange in the Maldives

14.48 MVRper 1 USDT+1.1% over 24hCalculation refreshed today at 12:271 USDT = 14.48 MVROfficial rate; the final rate in the request may differ.
5.0Trustpilot
5.0Google
5.0Yandex
UAE licence No. 9966786413

Heading to the Maldives and your Russian bank cards don't work abroad - need local currency? Don't count on Mir card in the Maldives as a primary payment or cash withdrawal option. With ATM24, exchange rubles, dollars, or USDT for rufiyaa (MVR): pick up cash at our offices in Russia before departure, or receive funds via bank transfer. Rate and final amount confirmed before payment - a manager will contact you after your request.

Exchange Rates in the Maldives: RUB, USD, EUR, USDT to MVR

Rates come from the calculator at page-load time. Trends use market history as of 11 November 2026.

CurrencyRate for 124h changeTrend
RUBRussian ruble 0.1635MVR 0.00%
USDUS dollar 14.48MVR 0.3%
EUREuro 15.97MVR 0.0%
USDTTether 14.48MVR 1.1%

Ways to receive funds — Maldives

Available methods depend on the selected direction and amount.

Cash pickup

Cash pickup at an agreed payout point.

  • Cash

Availability is confirmed in the request

Cash pickup at office

MVR cash can be collected at our offices in 25 cities across Russia before departure.

09:00–21:00

To a bank account

Bank transfer to a Maldivian account is arranged on request: the available route and method for your amount are confirmed when you submit.

  • Bank transfer
  • Up to 1 business day

How to Exchange Rubles for Maldivian Rufiyaa (MVR) via ATM24

A calculation and request for the selected pair; available methods depend on the direction.

  1. Step

    Currency and method selection

    Fill in the calculator data. Choose the currency and a convenient way to receive funds.

  2. Step

    Contact details

    Enter your contact details, click “Start transfer”, and wait for an operator response.

  3. Step

    Confirmation

    After confirmation and payment, we send money to Maldives using the selected method.

Payout methods available for this direction:
  • Cash pickup
  • Cash pickup at office
  • To a bank account

How to Prepare Cash for Your Maldives Trip

A short practical guide for a first visit.

Mir card should not be your primary payment method or way to get local currency in the Maldives.

Visa and Mastercard issued by Russian banks don't work abroad, so MVR or dollars are best bought in advance. With ATM24, exchanging rubles, dollars, or USDT for MVR is done at a rate confirmed before payment: submit a request, specify the amount and method, a manager quotes the rate - and only then you pay.

Cash at Offices in Russia or Bank Transfer

MVR cash can be collected at our offices in 25 cities across Russia before departure. Bank transfer to a Maldivian account is arranged on request: the available route and method for your amount are confirmed when you submit.

Commission for Small Exchange Amounts

If the amount is under 30,000 rubles, a fee may apply. Check the MVR result in the calculator for your specific amount and payout method before paying.

Maldivian Cities in the Payout List

Cities listed: Male, Addu Atoll, Fuvahmulah, Kulhudhuffushi, Thinadhoo. Available route for your specific city and amount is confirmed in the request.

Exchange money in other cities of Maldives

  • Malé, Maldives Popular

    Malé

    Maldives

    Transfers
    1 900+
    Average time
    35 minutes
    Send transfer
  • Kulhudhuffushi, Maldives Popular

    Kulhudhuffushi

    Maldives

    Transfers
    300+
    Average time
    50 minutes
    Send transfer
  • Thinadhoo, Maldives Popular

    Thinadhoo

    Maldives

    Transfers
    300+
    Average time
    55 minutes
    Send transfer

Payout points on the map

Cash payout points with addresses and opening hours

Maldives · Listed locations: 3

Find a convenient payout point

Open the map to see the locations.

Open Google Maps

Payout points — Maldives

  • ISLAND FINANCIAL SERVICES PVT LTD · Malé

    Vaimatheege Chandhanee Magu, Male, KAAFU ATOLL, 20193

    Mon-Thu 08:30 - 17:00; Fri 08:00 - 20:00; Sat 08:30 - 14:30; Sun 08:30 - 17:00

    Western Union

    Google MapsGet directions
  • MAURITIUS COMMERCIAL BANK LTD. - #1 - MA · Malé

    H. SIFA BUILDING BODUTHAKURUFAANU MAGU, Inside Mauritius Commercial Bank Ltd., MALE, MALE ATOLL, 0

    Mon-Thu 08:00 - 19:00; Fri 00:00 - 17:30; Sat 08:30 - 14:30; Sun 08:00 - 19:00

    MoneyGram

    Google MapsGet directions
  • THE MAURITIUS COMMERCIAL BANK (MALDIVES) · HULHUMALE

    Huvan dhumaa Hin gun, Hulhumale, Maldives

    Mon-Sun 08:00 - 19:00

    MoneyGram

    Google MapsGet directions

Directory data as of 2026-08-26

Banks and Payout Options for MVR in the Maldives

  • BMLBML
  • MIBMIB
  • State Bank of India MaldivesState Bank of India Maldives
  • Habib Bank MaldivesHabib Bank Maldives
  • MCB MaldivesMCB Maldives

Customer reviews

Real stories from real people

Андрей Шахов

Google

I urgently needed baht, it was already about midnight local time. I turned to this company, manager Emil helped me complete the transaction despite the fact that the deal time was outside the company’s working hours. Very grateful to him

Read full review

Hellwxlker

Google

Stanislav is a legend, everything was fast, prompt, and precise!

Read full review

Сергей Осканов

Google

Everything is open and simple! They have a very favorable rate, fast exchange Thanks to Ekaterina for the help, ordered 2000 baht received it in 5 minutes. Will contact again.

Read full review

Наталья Желудкова

Trustpilot

Everything went smoothly and clearly. Manager Alisa gave all the instructions for withdrawing at the ATM and within about 20 minutes we had done everything👍

Read full review

Why Choose ATM24 for MVR Exchange

What we guarantee on every deal in Maldives

The rate is fixed before you pay

The final payout amount in MVR is known before payment and does not change.

Rate at confirmation14.48 MVR Held for 14 min 52 sec

We confirm the rate and the payout amount before payment — they do not change afterwards.

Payout on the day of the request

Cash, courier or bank account — at the agreed payout point.

  1. Request accepted
  2. Payment received
  3. Preparing the payout
  4. Payout at the agreed point

We work with any bank

We accept from Russia and pay out in the local currency, including USDT — no Mir card required.

We accept
RUB · USDT
We pay out
MVR
Payout cities
3
We accept from Russia
  • Russian ruble · RUB
  • Tether · USDT
We pay out in Maldives
  • MVR

No Mir card is required for this.

Currency exchange in other countries

Pick a country and you get its rate, its cities and its payout methods.

Frequently Asked Questions about Currency Exchange in the Maldives

Where is the best place to exchange money in the Maldives?

With ATM24, you can agree on the rate and final amount before payment; cash is available at our Russia office, and bank transfer is available where the route exists. Rubles, dollars, or USDT to MVR - you see the final amount in MVR before you pay.

What is today's MVR exchange rate?

We don't quote a fixed rate - it changes throughout the day. For a reference, check the 100 USDT -> MVR calculation: 1,448.37 MVR.

Does Mir card work in the Maldives in 2026?

Mir card in the Maldives should not be your primary payment method or way to get MVR. Resorts typically work with international cards and USD accounts - don't expect Mir card support. A MVR cash reserve from ATM24 is the safer option before departure.

Can I pay in dollars, or do I need local currency?

In the Maldives, USD is convenient for resorts, transfers, and deposits, but for local spending on smaller islands MVR is more practical. Split your budget in advance: USD for the resort, rufiyaa for local islands and small payments. ATM24 can provide both.

How do I pay for accommodation in cash in the Maldives?

Plan cash payments in the Maldives carefully: guesthouses and resorts have different deposit, transfer, and tax terms. If the price is in USD, check what's included, how the deposit is returned, and whether MVR is needed. Cash for payments can be prepared at our Russia office through ATM24 before departure.

Did not find an answer?

Contact support