Currency exchange in Armenia

331.62 AMDper 1 USDT+0.2% over 24hCalculation refreshed today at 10:151 USDT = 331.62 AMDOfficial rate; the final rate in the request may differ.
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Relocated to Armenia or need to exchange rubles for dram? Mir card isn't accepted everywhere and has restrictions, while exchange rates vary from one office to the next. With ATM24, exchange rubles or USDT for dram as cash or a bank transfer to a local account: rate and final amount confirmed before payment, so you know exactly what you'll receive. A manager will reach out after you submit your request.

Exchange rates in Armenia: rubles, USD, EUR to dram

Rates come from the calculator at page-load time. Trends use market history as of 27 September 2026.

CurrencyRate for 124h changeTrend
RUBRussian ruble 3.75AMD 0.01%
USDUS dollar 331.62AMD 0.01%
EUREuro 367.74AMD 0.2%
USDTTether 331.62AMD 0.2%

Ways to receive funds — Armenia

Available methods depend on the selected direction and amount.

Cash pickup

Cash pickup at an agreed payout point.

  • Cash

Availability is confirmed in the request

Cash pickup at office

Cash pickup in AMD at an ATM24 office; availability for Armenia is confirmed in the request.

09:00–21:00

To a bank account

A bank transfer to a local account - the second is more convenient for a deposit or large amount.

  • Bank transfer
  • Up to 1 business day

How to exchange rubles for dram in Armenia

A calculation and request for the selected pair; available methods depend on the direction.

  1. Step

    Currency and method selection

    Fill in the calculator data. Choose the currency and a convenient way to receive funds.

  2. Step

    Contact details

    Enter your contact details, click “Start transfer”, and wait for an operator response.

  3. Step

    Confirmation

    After confirmation and payment, we send money to Armenia using the selected method.

How to exchange rubles for dram without relying on Mir card

A short practical guide for a first visit.

Mir card in Armenia is not accepted everywhere: some banks and terminals operate with restrictions, so it's not a reliable way to get dram. ATM24 exchanges rubles for dram at a rate confirmed before payment: submit a request in the calculator, specify the dram amount and the bank you'll transfer from, the manager confirms the rate - and only then you pay. The dram payout is visible upfront.

How to check whether Mir card will work in Armenia before withdrawing

Before withdrawing, check acceptance at the specific bank and card type - some terminals have restrictions. For the first days in Yerevan, Gyumri, or Dilijan, a small dram reserve is convenient, while for larger payments keep an alternative: an exchange with a locked rate, cash or bank transfer.

Dram for rent and relocation: cash or bank transfer

When relocating, you need dram immediately - for rent, deposit, utilities, and daily expenses. Two options: cash at an agreed payout point or a bank transfer to a local account - the second is more convenient for a deposit or large amount. Amount and rate are confirmed in the request so you know the payout upfront.

Dollars, euros, or USDT to dram

Available currencies and payout method are selected in the calculator - you can check the final amount before transferring. This is convenient when you already have foreign currency on hand and need local dram for expenses.

Where to collect dram in Armenian cities

Payout is available in Yerevan, Gyumri, Vanadzor, Abovyan, and Kapan. Receive dram as cash at a payout point or via a bank transfer to a local account. You can transfer rubles from any bank; the route is selected in the calculator for your amount.

Exchange money in other cities of Armenia

  • Yerevan, Armenia Popular

    Yerevan

    Armenia

    Transfers
    18 400+
    Average time
    35 minutes
    Send transfer
  • Gyumri, Armenia Popular

    Gyumri

    Armenia

    Transfers
    6 400+
    Average time
    50 minutes
    Send transfer
  • Vanadzor, Armenia Popular

    Vanadzor

    Armenia

    Transfers
    4 700+
    Average time
    55 minutes
    Send transfer
  • Abovyan, Armenia

    Abovyan

    Armenia

    Transfers
    3 600+
    Average time
    40 minutes
    Send transfer
  • Kapan, Armenia

    Kapan

    Armenia

    Transfers
    2 300+
    Average time
    1 hour 5 minutes
    Send transfer

Payout points on the map

Cash payout points with addresses and opening hours

Armenia · Listed locations: 10

Find a convenient payout point

Open the map to see the locations.

Open Google Maps

Payout points — Armenia

More locations: 7

Directory data as of 2026-08-26

Banks and payout options for dram in Armenia

  • AmeriabankAmeriabank
  • ArdshinbankArdshinbank
  • ACBA BankACBA Bank
  • EvocabankEvocabank
  • IDBankIDBank

Customer reviews

Real stories from real people

Сергей Девяткин

Google

Everything went easy and fast, satisfied with the service. Manager Stanislav helped at all stages of the exchange.

Read full review

Руслан Гильманов

Google

Everything's great! 15 minutes and it's all ready!

Read full review

Анастасия Баранова

Trustpilot

Manager Emil is an awesome guy! Hope you get him! 😂😅

Read full review

Лера Набокова

Yandex

Exchanged several times, best rate. thanks to Emil for the work

Read full review

Why exchange currency in Armenia with ATM24

What we guarantee on every deal in Armenia

The rate is fixed before you pay

The final payout amount in AMD is known before payment and does not change.

Rate at confirmation331.62 AMD Held for 14 min 52 sec

We confirm the rate and the payout amount before payment — they do not change afterwards.

Payout on the day of the request

Cash, courier or bank account — at the agreed payout point.

  1. Request accepted
  2. Payment received
  3. Preparing the payout
  4. Payout at the agreed point

We work with any bank

We accept from Russia and pay out in the local currency, including USDT — no Mir card required.

We accept
RUB · USDT
We pay out
AMD
Payout cities
5
We accept from Russia
  • Russian ruble · RUB
  • Tether · USDT
We pay out in Armenia
  • AMD

No Mir card is required for this.

Currency exchange in other countries

Pick a country and you get its rate, its cities and its payout methods.

Frequently asked questions about currency exchange in Armenia

Where can you exchange rubles for dram in Armenia?

Exchange rubles for dram through ATM24: submit a request and receive cash at an agreed payout point or a transfer to a local bank account. Rate and dram amount are confirmed in the request, so you know the payout in advance.

Where is the best place to exchange money in Armenia?

Compare the actual dram amount you'll receive, not the posted rate - rates vary between exchange offices and the final sum differs too. ATM24 confirms rate and payout before payment, so you can compare the final amount in advance.

How many dram do you get for 1000 rubles in Armenia?

When submitting a request through ATM24, the rate and dram amount are confirmed before the transfer - you know the payout upfront. For reference, check the calculation 1000 RUB -> AMD: 3,745.87 AMD.

What is the dram to ruble exchange rate in Armenia today?

The AMD/RUB rate changes throughout the day and depends on the amount and route. For reference, check the calculation 100 AMD -> RUB: 22.87 RUB.

How many dram do you get for 100 dollars in Armenia?

For reference, check the calculation 100 USD -> AMD: 33,162.42 AMD.

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