Cash pickup
Cash pickup at an agreed payout point.
Availability is confirmed in the request
Relocated to Armenia or need to exchange rubles for dram? Mir card isn't accepted everywhere and has restrictions, while exchange rates vary from one office to the next. With ATM24, exchange rubles or USDT for dram as cash or a bank transfer to a local account: rate and final amount confirmed before payment, so you know exactly what you'll receive. A manager will reach out after you submit your request.
Rates come from the calculator at page-load time. Trends use market history as of 27 September 2026.
| Currency | Rate for 1 | 24h change | Trend |
|---|---|---|---|
| RUBRussian ruble | 3.75AMD | 0.01% | |
| USDUS dollar | 331.62AMD | 0.01% | |
| EUREuro | 367.74AMD | 0.2% | |
| USDTTether | 331.62AMD | 0.2% |
Available methods depend on the selected direction and amount.
Cash pickup at an agreed payout point.
Availability is confirmed in the request
Cash pickup in AMD at an ATM24 office; availability for Armenia is confirmed in the request.
09:00–21:00
A bank transfer to a local account - the second is more convenient for a deposit or large amount.
A calculation and request for the selected pair; available methods depend on the direction.
Fill in the calculator data. Choose the currency and a convenient way to receive funds.
Enter your contact details, click “Start transfer”, and wait for an operator response.
After confirmation and payment, we send money to Armenia using the selected method.
A short practical guide for a first visit.
Mir card in Armenia is not accepted everywhere: some banks and terminals operate with restrictions, so it's not a reliable way to get dram. ATM24 exchanges rubles for dram at a rate confirmed before payment: submit a request in the calculator, specify the dram amount and the bank you'll transfer from, the manager confirms the rate - and only then you pay. The dram payout is visible upfront.
Before withdrawing, check acceptance at the specific bank and card type - some terminals have restrictions. For the first days in Yerevan, Gyumri, or Dilijan, a small dram reserve is convenient, while for larger payments keep an alternative: an exchange with a locked rate, cash or bank transfer.
When relocating, you need dram immediately - for rent, deposit, utilities, and daily expenses. Two options: cash at an agreed payout point or a bank transfer to a local account - the second is more convenient for a deposit or large amount. Amount and rate are confirmed in the request so you know the payout upfront.
Available currencies and payout method are selected in the calculator - you can check the final amount before transferring. This is convenient when you already have foreign currency on hand and need local dram for expenses.
Payout is available in Yerevan, Gyumri, Vanadzor, Abovyan, and Kapan. Receive dram as cash at a payout point or via a bank transfer to a local account. You can transfer rubles from any bank; the route is selected in the calculator for your amount.
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Cash payout points with addresses and opening hours
Armenia · Listed locations: 10
Open the map to see the locations.
Open Google Maps13 G LUSAVORICH ST, YEREVAN, 375000
Mon-Sat 09:15 - 17:00; Sun 10:00 - 15:00
ANKAKHUTYUN SQUARE 8, GYUMRI, 377500
Mon-Fri 09:30 - 17:00; Sat-Sun Closed
INTENATIONALI STR 5, ABOVYAN, 378510
Mon-Fri 09:30 - 17:00; Sat-Sun Closed
ARAM MANUKYAN STREET 1/68, KAPAN
Mon-Fri 09:15 - 17:00; Sat-Sun Closed
10/1 Sayat Nova Ave., YEREVAN, 1
Mon-Fri 09:30 - 17:00; Sat-Sun Closed
SAYAT-NOVA AVE. 7, YEREVAN, 22 056
Mon-Fri 09:30 - 16:30; Sat-Sun Closed
1 TAMANYAN STR. AREA 70, YEREVAN, 375000
Mon-Fri 09:00 - 20:00; Sat 10:00 - 18:00; Sun 10:00 - 16:00
Mashtots ave. 48 2/1 area, YEREVAN
Mon-Fri 09:30 - 17:00; Sat-Sun Closed
MASHTOTS 18 BUIL.52/1, YEREVAN, KENTRON, 0002
Mon-Fri 09:00 - 18:00; Sat 01:00 - 15:00; Sun Closed
Avan Arinj 2dist 7/8, YEREVAN, 0010
Mon-Fri 09:00 - 17:45; Sat-Sun Closed
Directory data as of 2026-08-26
Ameriabank
Ardshinbank
ACBA Bank
Evocabank
IDBankReal stories from real people
Everything went easy and fast, satisfied with the service. Manager Stanislav helped at all stages of the exchange.
Read full reviewThe rate is lower than other exchangers. They responded quickly, I withdrew promptly
Read full reviewThanks for the transparency and promptness! To the whole service and manager Sofa. After a similar service scammed me for 60k I was in despair, but I trusted this service and did not regret it
Read full reviewThe service and manager helped exchange rubles to yen. This really helped us out, a great alternative when you've already spent all your cash :)
Read full reviewEverything is as simple and convenient as possible! And the personal manager Alisa implemented everything promptly. I recommend it.
Read full reviewWhat we guarantee on every deal in Armenia
The final payout amount in AMD is known before payment and does not change.
We confirm the rate and the payout amount before payment — they do not change afterwards.
Cash, courier or bank account — at the agreed payout point.
We accept from Russia and pay out in the local currency, including USDT — no Mir card required.
No Mir card is required for this.
Pick a country and you get its rate, its cities and its payout methods.
Country not found
Exchange rubles for dram through ATM24: submit a request and receive cash at an agreed payout point or a transfer to a local bank account. Rate and dram amount are confirmed in the request, so you know the payout in advance.
Compare the actual dram amount you'll receive, not the posted rate - rates vary between exchange offices and the final sum differs too. ATM24 confirms rate and payout before payment, so you can compare the final amount in advance.
When submitting a request through ATM24, the rate and dram amount are confirmed before the transfer - you know the payout upfront. For reference, check the calculation 1000 RUB -> AMD: 3,745.87 AMD.
The AMD/RUB rate changes throughout the day and depends on the amount and route. For reference, check the calculation 100 AMD -> RUB: 22.87 RUB.
For reference, check the calculation 100 USD -> AMD: 33,162.42 AMD.
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