Cash pickup
Cash pickup at an agreed payout point.
Availability is confirmed in the request
Currency exchange in Panama
0.9313 PABper 1 USDT+0.1% over 24hCalculation refreshed today at 06:491 USDT = 0.9313 PABOfficial rate; the final rate in the request may differ.
The Panamanian balboa (PAB) is pegged to the US dollar 1:1, and cash is needed here for transport, markets, and small expenses. Russian cards are not accepted everywhere, and Panamanian ATMs may charge high fees. ATM24 lets you prepare PAB while still in Russia: the rate is fixed before payment, and funds are received as cash or bank transfer.
PAB and USD Rate for Panama
Rates come from the calculator at page-load time. Trends use market history as of 20 September 2026.
| Currency | Rate for 1 | 24h change | Trend |
|---|---|---|---|
| RUBRussian ruble | 0.01039PAB | 0.09% | |
| USDUS dollar | 0.9313PAB | 0.04% | |
| EUREuro | 1.06PAB | 0.00% | |
| USDTTether | 0.9313PAB | 0.1% |
Ways to receive funds — Panama
Available methods depend on the selected direction and amount.
Cash pickup at office
Cash pickup in PAB at an ATM24 office; availability for Panama is confirmed in the request.
09:00–21:00
To a bank account
Transfer of PAB to a local bank account for Panama.
How to Exchange Rubles or USDT for PAB
A calculation and request for the selected pair; available methods depend on the direction.
Step Currency and method selection
Fill in the calculator data. Choose the currency and a convenient way to receive funds.
Step Contact details
Enter your contact details, click “Start transfer”, and wait for an operator response.
Step Confirmation
After confirmation and payment, we send money to Panama using the selected method.
How to Prepare PAB for Your Panama Trip
A short practical guide for a first visit.
Mir card in Panama should not be relied on as a working way to get PAB.
Russian cards in Panama have limited acceptance - not all terminals and ATMs accept them. ATM24 lets you exchange USDT or rubles for PAB while still in Russia (USD - confirm route): the rate is fixed before payment, and funds are received as cash or bank transfer to the recipient.
Cash at Our Russia Offices or Bank Transfer
Available routes: USDT TRC20 to PAB cash; USDT TRC20 to PAB bank transfer; RUB bank transfer to PAB cash; RUB SBP/QR to PAB cash. Since PAB = USD at 1:1, specify your preferred payout format when submitting the request.
Commission for Small Exchange Amounts
Commission from 0.9%. Check the exact amount including commission in the calculator on the page - the result is shown before payment.
Panamanian Cities on the Page
Listed: Panama City, San Miguelito, Tocumen, David, La Chorrera. Confirm your payout method in the request.
Exchange money in other cities of Panama
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Payout points on the map
Cash payout points with addresses and opening hours
Panama · Listed locations: 10
Find a convenient payout point
Open the map to see the locations.
Open Google MapsPayout points — Panama
- TRANSFER EXPRESS PANAMA CSC · San Jose
Costa Del Este Edificio Mapfre 5to Piso, San Jose
Mon-Sun Closed
- MAS ME DAN LOS ANDES METRO · Los Andes
Centro Comercial Los Andes Local 19, AL LADO DE FANTASTIC CASINO, Los Andes, PANAMA
Mon-Sun 07:00 - 22:00
- SUPERMERCADO LA PAGODA 24 DE DICIEMBRE · Panama
Plaza Imperial, Local 11, FRENTE A ESTACION DEL METRO 24 DICIEMBRE, Panama
Mon-Sun 08:00 - 20:00
More locations: 7
- MAS ME DAN DAVID CL 3 · David
Calle 3ra, Edificio Lemiol, Local 3, DAVID, CHIRIQUI
Mon-Sun 07:00 - 21:00
- AM PM DELTA CHORRERA · La Chorrera
Barrio Balboa, Estacion Delta, VIA PANAMERICANA, LA CHORRERA, La Chorrera, PANAMA OESTE
Mon-Sun 08:00 - 20:00
- MINI EELEKTRA · PANAMA
LOCAL, DIAGONAL A OPCIONES PRIMER, CALLE PRINCIPAL DE BUGABA, PANAMA, 26006
Mon-Sun 06:00 - 22:00
- DAVID - #3270 · David
Plaza Oteima frente al hotel ciudad de David., DAVID, CHIRIQUI, 420
Mon-Sat 08:00 - 19:00; Sun 10:00 - 18:00
- VIA ESPA - #2489 · PANAMA
VIA ESPANA A LADO DEL ALMACEN PIEX., PANAMA, PROVINCIA DE PANAMA, 7206
Mon-Sat 08:00 - 19:00; Sun 10:00 - 18:00
- ITALTRANSFER - PANAMA - OFIC PRINCIPAL · PANAMA
AVE BALBOA CON AQUILINO DE LA GUARDIA, PLAZA GALERIAS BALBOA PLANTA BAJA LOCAL 2, PANAMA
Mon-Fri 08:00 - 17:00; Sat 09:00 - 13:00; Sun 08:00 - 17:00
- ITALTRANSFER - PANAMA - VIA ARGENTINA · PANAMA
VIA ESPANA CON VIA ARGENTINA, EDIFICIO LA FORTUNA PROXIMO A LA ESTACION DEL METRO FRENTE, PANAMA
Mon-Fri 08:00 - 17:00; Sat 09:00 - 13:00; Sun 08:00 - 21:00
Directory data as of 2026-08-26
Payout Options: Cash and Bank Transfer
Banconal
HSBC Panama
Global Bank Panama
Multi Credit Bank Panama
Scotiabank Panama
Customer reviews
Real stories from real people
Ксения Сергеевна
Many thanks to manager Stanislav for his help and patience! Everything's great!
Read full reviewBoris “S0H4RDF0RM3” Schellenberg
Not without problems (not from the exchanger's side), but managed, at first I was very nervous, thought and wondered if it was a scam or not, but in the end everything went wonderfully!!!
Read full reviewАндрей Канаев
They accepted payment very quickly and provided a spot to withdraw baht. They offer several methods — via terminal or courier (paid). Not a scam. Although I was initially a bit scared
Read full reviewДуденко Дмитрий
Everything is very good, fast, without delays, at the current exchange rate, manager Sofa thank you, you really helped, I recommend
Read full reviewРегина Байкова
Trustpilot
They exchanged the money very promptly. Brought it right to the hotel
Read full reviewМарат Марат
First time in Phuket and thanks to an ad I got to know the guys. Manager Stanislav informed me quickly and answered all questions. The operation went fast. Very satisfied! I recommend it to all tourists!
Read full reviewИгорь Мацыгин
Everything is great! Used it for the first time, they explained everything clearly! 👍
Read full reviewWhy ATM24 for Panama
What we guarantee on every deal in Panama
The rate is fixed before you pay
The final payout amount in PAB is known before payment and does not change.
Rate at confirmation0.9313 PAB
Held for 14 min 52 sec
We confirm the rate and the payout amount before payment — they do not change afterwards.
Payout on the day of the request
Cash, courier or bank account — at the agreed payout point.
- Request accepted
- Payment received
- Preparing the payout
- Payout at the agreed point
We work with any bank
We accept from Russia and pay out in the local currency, including USDT — no Mir card required.
- We accept
- RUB · USDT
- We pay out
- PAB
- Payout cities
- 5
We accept from Russia
- Russian ruble · RUB
- Tether · USDT
We pay out in Panama
- PAB
No Mir card is required for this.
Currency exchange in other countries
Pick a country and you get its rate, its cities and its payout methods.
- ThailandTHB
- United Arab EmiratesAED
- TurkeyTRY
- IndonesiaIDR
- VietnamVND
- ChinaCNY
- KenyaKES
- GermanyEUR
- KazakhstanKZT
All countries200+ countries
Country not found
- AfghanistanAFN
- AlbaniaALL
- Algeria
- AndorraEUR
- AngolaAOA
- AnguillaXCD
- Antigua and BarbudaXCD
- ArgentinaARS
- ArmeniaAMD
- Aruba
- AustraliaAUD
- AustriaEUR
- AzerbaijanAZN
- BahamasBSD
- BahrainBHD
- BangladeshBDT
- BarbadosBBD
- BelgiumEUR
- BelizeBZD
- BeninXOF
- BermudaBMD
- BhutanBTN
- BoliviaBOB
- Bosnia and HerzegovinaBAM
- BotswanaBWP
- BrazilBRL
- British Virgin IslandsUSD
- BruneiBND
- BulgariaEUR
- Burkina FasoXOF
- BurundiBIF
- Cabo VerdeCVE
- CambodiaKHR
- CameroonXAF
- CanadaCAD
- Cayman IslandsKYD
- Central African RepublicXAF
- ChadXAF
- ChileCLP
- ChinaCNY
- ColombiaCOP
- ComorosKMF
- CongoXAF
- Cook IslandsNZD
- Costa RicaCRC
- Cote d'IvoireXOF
- CroatiaEUR
- CuracaoXCG
- CyprusEUR
- CzechiaCZK
- DenmarkDKK
- DjiboutiDJF
- DominicaXCD
- Dominican RepublicDOP
- DR CongoCDF
- EcuadorUSD
- EgyptEGP
- El SalvadorUSD
- Equatorial GuineaXAF
- EritreaERN
- EstoniaEUR
- EswatiniSZL
- EthiopiaETB
- Falkland IslandsFKP
- FijiFJD
- FinlandEUR
- FranceEUR
- French GuianaEUR
- French PolynesiaXPF
- GabonXAF
- GambiaGMD
- GeorgiaGEL
- GermanyEUR
- GhanaGHS
- Gibraltar
- GreeceEUR
- GrenadaXCD
- GuadeloupeEUR
- GuatemalaGTQ
- GuineaGNF
- Guinea-BissauXOF
- GuyanaGYD
- HaitiHTG
- HondurasHNL
- Hong KongHKD
- HungaryHUF
- IcelandISK
- IndiaINR
- IndonesiaIDR
- IraqIQD
- IrelandEUR
- IsraelILS
- ItalyEUR
- JamaicaJMD
- JapanJPY
- JordanJOD
- KazakhstanKZT
- KenyaKES
- KosovoEUR
- KuwaitKWD
- KyrgyzstanKGS
- LaosLAK
- LatviaEUR
- LebanonLBP
- LesothoZAR
- LiberiaLRD
- LiechtensteinCHF
- LithuaniaEUR
- LuxembourgEUR
- MacaoMOP
- MadagascarMGA
- MalawiMWK
- MalaysiaMYR
- MaldivesMVR
- MaliXOF
- MaltaEUR
- Marshall IslandsUSD
- MartiniqueEUR
- MauritaniaMRU
- MauritiusMUR
- MayotteEUR
- MexicoMXN
- MicronesiaUSD
- MoldovaMDL
- MonacoEUR
- MongoliaMNT
- MontenegroEUR
- MontserratXCD
- MoroccoMAD
- MozambiqueMZN
- MyanmarMMK
- Namibia
- NauruAUD
- NepalNPR
- NetherlandsEUR
- New ZealandNZD
- NicaraguaNIO
- NigerXOF
- NigeriaNGN
- NiueNZD
- North MacedoniaMKD
- Northern CyprusTRY
- NorwayNOK
- OmanOMR
- PakistanPKR
- PalauUSD
- PalestineILS
- Papua New GuineaPGK
- ParaguayPYG
- PeruPEN
- PhilippinesPHP
- PolandPLN
- PortugalEUR
- QatarQAR
- ReunionEUR
- RomaniaRON
- RussiaRUB
- RwandaRWF
- Saint BarthelemyEUR
- Saint Kitts and NevisXCD
- Saint LuciaXCD
- Saint MartinEUR
- Saint Vincent and the GrenadinesXCD
- SamoaWST
- San MarinoEUR
- Sao Tome and PrincipeSTN
- Saudi ArabiaSAR
- SenegalXOF
- SerbiaRSD
- SeychellesSCR
- Sierra LeoneSLE
- SingaporeSGD
- Sint MaartenXCG
- SlovakiaEUR
- SloveniaEUR
- Solomon IslandsSBD
- SomaliaSOS
- SomalilandSOS
- South AfricaZAR
- South KoreaKRW
- South SudanSSP
- SpainEUR
- Sri LankaLKR
- SudanSDG
- SurinameSRD
- SwedenSEK
- SwitzerlandCHF
- Taiwan
- TajikistanTJS
- TanzaniaTZS
- ThailandTHB
- TogoXOF
- TongaTOP
- Trinidad and TobagoTTD
- TunisiaTND
- TurkeyTRY
- TurkmenistanTMT
- Turks and Caicos IslandsUSD
- TuvaluAUD
- UgandaUGX
- United Arab EmiratesAED
- United KingdomGBP
- UruguayUYU
- UzbekistanUZS
- VanuatuVUV
- VenezuelaVES
- VietnamVND
- Yemen
- ZambiaZMW
- ZimbabweUSD
Frequently Asked Questions about Currency Exchange in Panama
Where can I exchange Panamanian currency?
PAB (Panamanian balboa) is pegged to USD 1:1. Rubles or USDT can be exchanged for PAB (USD - confirm route) via ATM24 online - funds are received as cash or bank transfer before departure.
How much is 1 dollar in Panama?
PAB = USD, so 1 dollar equals 1 balboa. For a reference, check the 1 USD -> PAB calculation: 0.9313 PAB.
Can you pay in euros in Panama?
Euros are not a settlement currency in Panama - PAB and USD are in circulation. Exchange the required amount via ATM24 before departure.
Should I bring cash to Panama?
Yes. Cash PAB (USD - confirm route) is needed for transport, markets, small cafes, and rental payments. ATM24 helps prepare the required amount in Russia before the trip.
What is the PAB rate today?
The rate is fixed when the request is submitted. For a reference, check the 100 USDT -> PAB calculation: 93.13 PAB.
Did not find an answer?
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