Saint Vincent and the GrenadinesXCDEast Caribbean Dollar
There is nothing to discuss about the rate: the East Caribbean dollar has held steady against the US dollar for many years. The discussion is about geography: the country consists of a main island and about three dozen smaller ones, and banking branches are concentrated in Kingstown. A recipient from Bequia or Union Island needs to take a ferry to reach them, and this should be considered in advance.
The route, the receiving bank and the payout amount are agreed before payment.
The official currency is the East Caribbean dollar (XCD), common to countries and territories of the Eastern Caribbean Currency Union and rigidly pegged to the US dollar at the rate of 1 USD = 2.70 XCD. The country is an archipelago: the main volcanic island of Saint Vincent and a chain of Grenadines, including Bequia, Mustique, Canouan, and Union Island. A significant part of the local economy is related to tourism, yacht marinas, and maritime transport. Banking infrastructure is concentrated primarily in Kingstown on the main island, while there are far fewer branches on the smaller Grenadines. If the recipient is on Bequia, Mustique, Canouan, Union Island, or another small island, travel to a bank branch may require ferry service, so the method of receipt should be agreed in advance. IBAN format is not used in Saint Vincent and the Grenadines: for international SWIFT transfers, you typically need the bank's SWIFT/BIC, account number, and the recipient's full name.
The official language is English, so banking details are provided in Latin characters without additional transliteration. The country operates on UTC−4 timezone and is 7 hours behind Moscow. ATM24 checks the available route and method of receipt in advance before confirming the request. The timeframe for international SWIFT transfer is 2–5 business days. ATM24 commission is from 0.9%.
Card network operates on the main island and at tourist locations. You need the card number and cardholder's name as shown in the document. Currency of deposit is the East Caribbean dollar. Card route availability is verified in advance
Account number instead of IBAN, along with it the bank's SWIFT code and name. The request includes account number, SWIFT code, and recipient's name in Latin characters. Clarify which island is convenient for the recipient to collect the money. Route viability is confirmed before sending the money
Cash withdrawal on the main island of the country. The main location is Kingstown, where banks are concentrated. Kingstown is the country's port and business center, branches operate there. How much can be withdrawn at once is clarified when processing
For Saint Vincent and the Grenadines, you need the recipient's bank SWIFT code, account number, and name in Latin characters - IBAN format does not apply in this currency zone. The XCD rate is fixed to the US dollar, so the conversion is predictable. The key here is to clarify with the recipient where it is convenient for them to collect the money: this determines the choice of method.
We accept RUB, USD, EUR and USDT — we pay out in XCD
RUB XCD
0.02864per 1 RUB
10 000 ₽ = 286 XCDUSD XCD
2.57per 1 USD
100 $ = 257 XCDEUR XCD
2.91per 1 EUR
100 € = 291 XCDUSDT XCD
2.57per 1 USDT
100 USDT = 257 XCD| You send | Payout in XCD |
|---|---|
| 100 USDT | 257 XCD |
| 300 USDT | 770 XCD |
| 500 USDT | 1 284 XCD |
| 1 000 USDT | 2 567 XCD |
| 5 000 USDT | 12 837 XCD |
Where recipients usually get the money in Saint Vincent and the Grenadines
Bank of SVG — a universal bank with retail and corporate services. Recipients may use an account, card, branch, or mobile banking.
Republic Bank SVG — a commercial bank providing accounts, cards, and transfers. It is suitable for recipients who use bank account details.
Scotiabank SVG — a bank focused on everyday accounts and card operations. The recipient should provide the exact details and payout currency.
RBC Royal Bank SVG — a bank serving personal customers and small businesses. Its services typically include accounts, cards, branches, and digital banking.
FirstCaribbean SVG — a local bank with standard account and cash services. Transfer availability depends on the details, currency, and bank rules.
National currency
The official currency is the East Caribbean dollar (XCD), rigidly pegged to the US dollar at the rate of 1 USD = 2.70 XCD.
Card systems
Visa and Mastercard are the main systems. The country is part of the ECCB zone. Bank of Saint Vincent and the Grenadines and FirstCaribbean are the main card issuers. Card acceptance is developed in tourist areas.
Payment applications
The country consists of the main island of Saint Vincent and a chain of Grenadines.
Interbank transfers
IBAN format is not used: for international transfers, the bank's SWIFT/BIC and account number are used.
Features for ATM24
Saint Vincent and the Grenadines have not imposed sanctions against Russia. Transfers are accepted in XCD and USD. ATM24 clarifies the route and recipient bank before confirming the request.
Financial regulator
Eastern Caribbean Central Bank (ECCB) regulates the country's banking sector. RBTT Bank and Bank of Nova Scotia are leading banks with international transfer capabilities.
With an ATM24 transfer the recipient gives their own bank and details, so the money lands directly on the account.
Three steps from request to payout
Fill in the form or write to us on WhatsApp or Telegram — a manager will check the available route
We check the recipient details and confirm the route, rate, fee and payout amount
Once paid, the transfer goes out along the agreed route — we report the status in the messenger
We verify the exact details when agreeing the available route before payment.
Facts, not promises
You see the rate, the fee and the payout amount before you send the money.
The route, rate, fee and payout amount are agreed before payment.
Reference cities with payout locations. Availability of a specific location is confirmed in the request.
Confirm the city before payment
Only methods present in both the country description and the current route are shown.
Real stories from real people
Fairly easily exchanged rubles for cash baht. Everything was prompt and completely transparent. All operations were conducted via messenger online, manager Emil was in touch — thanks to him and the team.
Read full reviewTrustpilot
I needed cash in Bali. Manager Emil promptly helped exchange rubles for rupees.
Read full reviewSuper company, prompt, precise, thanks to manager Anna! Helped me make a transfer to a Thai account. I recommend to everyone
Read full reviewTrustpilot
Fast, most importantly reliable💗 They very promptly converted the rubles that were in my Sber account (and as you know the card doesn't work abroad) into cash. Thanks to manager Alisa for quickly and hassle-free organizing the exchange for me ten minutes after submitting the request on the site🤝. I recommend 🤝🤝🤝
Read full reviewThe guys did a great job, everything was done quickly and precisely, I recommend them, I will contact them again!
Read full reviewTrustpilot
The best exchanger in Thailand! I've been changing rubles to baht via ATM for 2 years — very convenient and prompt! Thank you!
Read full reviewWe agree the rate and the payout method before payment — pick where the money goes.
Country not found
We've gathered answers about the East Caribbean dollar, about life in the archipelago, and how money reaches the recipient.
A money transfer to Saint Vincent and the Grenadines in XCD through ATM24 starts with choosing how the recipient will be paid on the Saint Vincent payout route. The manager verifies recipient name, payment method, Republic Bank, fee from 0.9%, and estimated processing time before payment. Bank-route examples for Saint Vincent and the Grenadines: Bank of Saint Vincent and the Grenadines, Republic Bank, CIBC Caribbean, RBC, and Bank Holdings (EC) Limited.
Yes, where available, the recipient can receive a transfer on a bank-issued card or bank account in Saint Vincent and the Grenadines in XCD on the Saint Vincent payout route. ATM24 checks the bank, card or account number, recipient name, and payout currency before payment; Visa, Mastercard, UnionPay, or local bank-card availability depends on the route. For example, Republic Bank may require a different set of details than RBC, so card and account routes are confirmed separately. Bank-route examples for Saint Vincent and the Grenadines: Bank of Saint Vincent and the Grenadines, Republic Bank, CIBC Caribbean, RBC, and Bank Holdings (EC) Limited.
For Saint Vincent and the Grenadines, an XCD transfer can be checked through banks such as Bank of Saint Vincent and the Grenadines, Republic Bank, CIBC Caribbean, RBC, and Bank Holdings (EC) Limited. ATM24 reviews the receiving bank, account or card route, recipient name, and payout currency before payment. The selected route should match the bank named by the recipient.
Recipient data for Saint Vincent and the Grenadines in XCD depends on the actual payout channel: Bank of Saint Vincent and the Grenadines, Republic Bank, CIBC Caribbean, RBC, card route, and XCD account data. ATM24 reviews name spelling, bank or service fields, amount, and payment purpose. The sender pays only after the required details are confirmed. Bank-route examples for Saint Vincent and the Grenadines: Bank of Saint Vincent and the Grenadines, Republic Bank, CIBC Caribbean, RBC, and Bank Holdings (EC) Limited.
For Saint Vincent and the Grenadines, transfer timing in XCD starts from 15 minutes when the recipient route is ready. The manager checks Bank of Saint Vincent and the Grenadines, Republic Bank, CIBC Caribbean, RBC, card route, or account route, recipient details, amount, and any document request. The sender sees the expected timing before payment. Bank-route examples for Saint Vincent and the Grenadines: Bank of Saint Vincent and the Grenadines, Republic Bank, CIBC Caribbean, RBC, and Bank Holdings (EC) Limited.
For a transfer to Saint Vincent and the Grenadines in XCD, the ATM24 service fee starts from 0.9% and is confirmed before payment. The manager calculates the final amount using the Saint Vincent payout route, exchange conditions, recipient bank such as Bank of Saint Vincent and the Grenadines, and sender's payment method. Separate bank or card-issuer fees may still apply outside the ATM24 calculation. Bank-route examples for Saint Vincent and the Grenadines: Bank of Saint Vincent and the Grenadines, Republic Bank, CIBC Caribbean, RBC, and Bank Holdings (EC) Limited.
Yes, the sender can use an available card, bank transfer, USDT, or another confirmed method while the recipient receives XCD in Saint Vincent and the Grenadines. The manager checks Bank of Saint Vincent and the Grenadines, Republic Bank, payout route, exchange conditions, and final amount before payment. Any card conversion or sending-bank fee remains outside the recipient payout. Bank-route examples for Saint Vincent and the Grenadines: Bank of Saint Vincent and the Grenadines, Republic Bank, CIBC Caribbean, RBC, and Bank Holdings (EC) Limited.
ATM24 accepts transfers to Saint Vincent and the Grenadines in XCD from 100 USD or the equivalent. The maximum amount is not a single country-wide number; it depends on the Saint Vincent payout route, bank rules, payout channel, sender payment method, and recipient data. For a large transfer, the manager confirms the limit and documents before the sender pays. Bank-route examples for Saint Vincent and the Grenadines: Bank of Saint Vincent and the Grenadines, Republic Bank, CIBC Caribbean, RBC, and Bank Holdings (EC) Limited.
For Saint Vincent and the Grenadines, a large XCD payout can require extra checks for Saint Vincent XCD route, recipient-name match, bank or card data, payout limit, and payment purpose. ATM24 reviews the sender, recipient, payout method, and payment purpose before payment. If documents are needed, the manager tells the sender before the order is paid. Bank-route examples for Saint Vincent and the Grenadines: Bank of Saint Vincent and the Grenadines, Republic Bank, CIBC Caribbean, RBC, and Bank Holdings (EC) Limited.
If you send 1000 USD to Saint Vincent and the Grenadines, the recipient amount in XCD depends on the selected payout route: 2,567.42 XCD. ATM24 checks exchange conditions, fee from 0.9%, and Bank of Saint Vincent and the Grenadines, Republic Bank, CIBC Caribbean, RBC, card route, or account route. The manager confirms the final payout amount before the sender pays. Bank-route examples for Saint Vincent and the Grenadines: Bank of Saint Vincent and the Grenadines, Republic Bank, CIBC Caribbean, RBC, and Bank Holdings (EC) Limited.
Could not find an answer to your question?
Contact support
