Cayman IslandsKYDCayman Islands Dollar
Cayman Islands is a British Overseas Territory: UK sanctions as of 2022 apply, route requires prior approval. KYD is pegged to USD since 1972 (1 KYD = 1.20 USD); USD is also accepted by all banks. World's largest offshore financial center: over 100 licensed banks, including Cayman National Bank and Butterfield Bank Cayman. IBAN is not used. ATM24 manager will confirm the route before verification.
The route, the receiving bank and the payout amount are agreed before payment.
The national currency is the Cayman Islands dollar (KYD), which has been pegged to the US dollar since 1972 at the rate of 1 KYD = 1.20 USD, or approximately 1 USD = 0.83 KYD. The US dollar is also official and widely used on the islands: banks accept it on equal terms with KYD. Cayman Islands has the status of a British Overseas Territory, so UK sanctions effective from 2022 apply when checking transactions related to Russia. The regulator is the Cayman Islands Monetary Authority (CIMA). Cayman Islands is one of the world's largest offshore financial centers: it is home to over 100 licensed banks and more than 12,000 registered investment and hedge funds.
IBAN format is not used: international transfers use the bank's SWIFT/BIC, account number, and recipient's full name. Transfer possibility depends on the receiving bank, correspondent chain, and AML/KYC verification, so ATM24 confirms the available route in advance before application approval. International SWIFT transfer time is 2–5 business days. ATM24 commission is from 0.9%.
Visa/Mastercard of local banks: KYD or USD to recipient's card; UK sanctions are considered. Cayman National Bank, Butterfield Bank Cayman - local banks. Recipient's full name and 16-digit card number. UK sanctions 2022: ATM24 manager confirms route in advance
SWIFT transfer to bank account: IBAN is not used, only SWIFT + account. Cayman National Bank (SWIFT CAYNKYKY) - local bank in George Town. Details: SWIFT code + account number + recipient's full name. UK sanctions: ATM24 manager confirms route before payment
KYD and USD cash in George Town (Grand Cayman); UK sanctions - manager confirms route. George Town - only major financial center on the islands. KYD and USD are accepted equally at all service points. Availability and route confirmed by ATM24 manager before sending
Transfer details for Cayman Islands: bank SWIFT code, account number, recipient's full name. IBAN is not used. KYD is pegged to USD: 1 KYD = 1.20 USD since 1972. Cayman Islands follows UK sanctions as of 2022: ATM24 manager will confirm the route before payment and verify transfer possibility.
We accept RUB, USD, EUR and USDT — we pay out in KYD
RUB KYD
0.007191per 1 RUB
10 000 ₽ = 71.91 KYDUSD KYD
0.6379per 1 USD
100 $ = 63.79 KYDEUR KYD
0.7034per 1 EUR
100 € = 70.34 KYDUSDT KYD
0.6379per 1 USDT
100 USDT = 63.79 KYD| You send | Payout in KYD |
|---|---|
| 100 USDT | 63.79 KYD |
| 300 USDT | 191 KYD |
| 500 USDT | 319 KYD |
| 1 000 USDT | 638 KYD |
| 5 000 USDT | 3 190 KYD |
Where recipients usually get the money in Cayman Islands
SWIFT: CAYNKYKY; Description: Local bank; headquarters in George Town
RBC Royal Bank Cayman — a commercial bank providing accounts, cards, and transfers. It is suitable for recipients who use bank account details.
Butterfield Bank — a bank focused on everyday accounts and card operations. The recipient should provide the exact details and payout currency.
FirstCaribbean Cayman — a bank serving personal customers and small businesses. Its services typically include accounts, cards, branches, and digital banking.
Scotiabank Cayman — a local bank with standard account and cash services. Transfer availability depends on the details, currency, and bank rules.
National Currency
The national currency is the Cayman Islands dollar (KYD), which has been pegged to the US dollar since 1972 at the rate of 1 KYD = 1.20 USD.
Card Systems
Visa and Mastercard are accepted everywhere. The country uses the Cayman dollar (KYD). Cayman National Bank and FirstCaribbean are the main card issuers. The level of cashless payments is very high.
Payment Applications
USD is officially accepted and used on equal terms with KYD.
Interbank Transfers
IBAN format is not used: international transfers use the bank's SWIFT/BIC and account number. Banks typically operate Monday to Friday from approximately 09:00 to 16:00 local time (UTC−5).
Financial Regulator
Cayman Islands Monetary Authority (CIMA) is the primary financial regulator of the territory.
Features for ATM24
Cayman Islands is a British Overseas Territory, so UK sanctions against Russia apply from 2022.
With an ATM24 transfer the recipient gives their own bank and details, so the money lands directly on the account.
Three steps from request to payout
Fill in the form or write to us on WhatsApp or Telegram — a manager will check the available route
We check the recipient details and confirm the route, rate, fee and payout amount
Once paid, the transfer goes out along the agreed route — we report the status in the messenger
We verify the exact details when agreeing the available route before payment.
Facts, not promises
You see the rate, the fee and the payout amount before you send the money.
The route, rate, fee and payout amount are agreed before payment.
Reference cities with payout locations. Availability of a specific location is confirmed in the request.
Confirm the city before payment
Only methods present in both the country description and the current route are shown.
Real stories from real people
Manager Emil got in touch immediately after we sent the request, was constantly available and told us what to do. The money was delivered quickly, everything honest, they literally saved us from hunger in Pattaya. If, God forbid, you, like us, are left without a penny of foreign currency and only have rubles on a card — definitely contact them, the rate is reasonable and they work promptly. I recommend!
Read full reviewEverything is excellent, they don't cheat, manager Emil helped out, there are delays sometimes, don't worry, my whole procedure from first message to cash payout took an hour
Read full reviewI paid with SBP, followed the instructions, everything went smoothly, manager Sofa helped me, I would like to thank her.
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I've been exchanging through this exchanger for more than a year! Everything is always fast and hassle-free. Special thanks to the team for the attention and excellent service - it's a pleasure to deal with professionals!🙏🏼
Read full reviewTrustpilot
My personal manger was Alice Everything is clear and fast No doubt, it is trusted service Great conversion rate
Read full reviewI needed to buy baht for non-cash rubles while on vacation in Pattaya. Thanks to the service I managed to solve the problem successfully) Operator Ekaterina helped.
Read full reviewWe agree the rate and the payout method before payment — pick where the money goes.
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Answers to questions about Cayman Islands dollar KYD, KYD to USD exchange rate, and transfers to Cayman Islands.
A money transfer to the Cayman Islands in KYD through ATM24 starts with choosing how the recipient will be paid on the the Cayman Islands KYD payout route. The manager verifies recipient name, payment method, Butterfield Bank Cayman, fee from 0.9%, and estimated processing time before payment. Bank-route examples for the Cayman Islands: Cayman National Bank, Butterfield Bank Cayman, CIBC Caribbean, RBC Royal Bank Cayman, and Scotiabank Cayman Islands.
The recipient can use a card or bank account for a KYD transfer to the Cayman Islands if that channel is available for the bank. Before payment, ATM24 checks Cayman National Bank, Butterfield Bank Cayman, card or account format, recipient name, and payout currency. International-card network availability is confirmed by route, not assumed for every bank. Bank-route examples for the Cayman Islands: Cayman National Bank, Butterfield Bank Cayman, CIBC Caribbean, RBC Royal Bank Cayman, and Scotiabank Cayman Islands.
For bank payout in the Cayman Islands, useful KYD references include Cayman National Bank, Butterfield Bank Cayman, CIBC Caribbean, RBC Royal Bank Cayman, and Scotiabank Cayman Islands. ATM24 treats the bank named by the recipient as the working route and checks recipient name, account data, and route availability. The sender pays after that bank route is confirmed.
For a KYD transfer to the Cayman Islands, ATM24 checks recipient details against the selected receiving route: the Cayman Islands KYD payout route, Cayman National Bank, Butterfield Bank Cayman, CIBC Caribbean, RBC Royal Bank Cayman, and Scotiabank Cayman Islands, card payout, account payout, recipient name, KYD payout data, and payout-limit review for the exact receiving channel. The manager verifies name spelling, bank or card format, payout currency, and payment purpose before payment. If the recipient changes the route, the required fields are checked again. Bank-route examples for the Cayman Islands: Cayman National Bank, Butterfield Bank Cayman, CIBC Caribbean, RBC Royal Bank Cayman, and Scotiabank Cayman Islands.
Transfer timing to the Cayman Islands in KYD starts from 15 minutes when the bank, card, or account route is ready. ATM24 checks Cayman National Bank, Butterfield Bank Cayman, and any route limit before payment. If the receiving bank asks for clarification, processing can take longer. Bank-route examples for the Cayman Islands: Cayman National Bank, Butterfield Bank Cayman, CIBC Caribbean, RBC Royal Bank Cayman, and Scotiabank Cayman Islands.
For a transfer to the Cayman Islands in KYD, the ATM24 service fee starts from 0.9% and is confirmed before payment. The manager calculates the final amount using the the Cayman Islands KYD payout route, exchange conditions, recipient bank such as Cayman National Bank, and sender's payment method. Separate bank or card-issuer fees may still apply outside the ATM24 calculation. Bank-route examples for the Cayman Islands: Cayman National Bank, Butterfield Bank Cayman, CIBC Caribbean, RBC Royal Bank Cayman, and Scotiabank Cayman Islands.
Payment for a KYD transfer to the Cayman Islands can be arranged through an available sender method after ATM24 checks the receiving route. The check includes the the Cayman Islands KYD payout route, bank such as CIBC Caribbean, fee from 0.9%, and exchange conditions. USDT network cost or card-issuer charges are confirmed separately. Bank-route examples for the Cayman Islands: Cayman National Bank, Butterfield Bank Cayman, CIBC Caribbean, RBC Royal Bank Cayman, and Scotiabank Cayman Islands.
The minimum transfer amount to the Cayman Islands in KYD through ATM24 starts from 100 USD or the equivalent. The maximum amount is confirmed before payment and depends on the the Cayman Islands KYD payout route, sender payment method, bank, recipient details, and possible document requirements. If the recipient changes Cayman National Bank to another bank or switches from account to card, the limit should be checked again. Bank-route examples for the Cayman Islands: Cayman National Bank, Butterfield Bank Cayman, CIBC Caribbean, RBC Royal Bank Cayman, and Scotiabank Cayman Islands.
Large transfers to the Cayman Islands in KYD are checked by amount, recipient route, and receiving bank. ATM24 reviews Cayman National Bank, RBC Royal Bank Cayman, card or account payout, payment purpose, and source-of-funds information. Any document request is named before the sender pays. Bank-route examples for the Cayman Islands: Cayman National Bank, Butterfield Bank Cayman, CIBC Caribbean, RBC Royal Bank Cayman, and Scotiabank Cayman Islands.
The estimated payout for sending 1000 USD to the Cayman Islands in KYD should be checked by route: 637.95 KYD. ATM24 reviews Cayman National Bank, Butterfield Bank Cayman, CIBC Caribbean, RBC Royal Bank Cayman, and Scotiabank Cayman Islands, card or account payout, fee from 0.9%, and exchange conditions. The manager confirms the final KYD amount in the order. Bank-route examples for the Cayman Islands: Cayman National Bank, Butterfield Bank Cayman, CIBC Caribbean, RBC Royal Bank Cayman, and Scotiabank Cayman Islands.
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