ReunionEUREuro
Reunion is a French department in the Indian Ocean, and financially it is identical to mainland France: euros, FR format IBAN, EU rules. There is no special island-specific banking details to look for—they simply don't exist. The difference from other overseas departments is scale: nearly 900,000 people live here and there is a full-fledged banking network.
The route, the receiving bank and the payout amount are agreed before payment.
The official currency is euros (EUR). Reunion has the status of an overseas department and region of France and is a remote region of the European Union. It is the most populated of the French overseas departments: approximately 900,000 people live on the island, with universities, major medical institutions, and a complete banking network operating here. Therefore, bank transfers are arranged according to the same principles as in France: FR format IBAN and bank SWIFT/BIC are used, and there is no separate island-specific banking details format. The main cities and business centers are Saint-Denis, Saint-Paul, and Saint-Pierre. EU sanctions packages against Russia are applied to Reunion in full, so the receiving bank may request payment documentation, proof of funds origin, and other documents as part of sanctions and AML/KYC compliance.
The official language is French. An important practical feature of this direction is the UTC+4 time zone: Reunion is only 1 hour ahead of Moscow, so sender and recipient working hours overlap well. This is noticeably more convenient than other French overseas territories in the Caribbean region: Martinique and Guadeloupe are 7 hours behind Moscow, and French Guiana is 6 hours behind. ATM24 verifies the receiving bank, compliance, and available route in advance before confirming the request. The timeframe for international SWIFT transfer is 2–5 business days. ATM24 commission is from 0.9%.
Cards are issued by the same groups as in mainland France, with a dense acceptance network. The application requires 16 card digits and cardholder name in Latin characters. Money arrives in euros, the recipient doesn't need to exchange anything. Whether the card route works is confirmed before payment
Banking details are standard French, there is no special island code. You'll need the IBAN, bank SWIFT code, and recipient name in Latin characters. For large amounts, the bank will request payment documentation—this is standard EU practice. The route is verified before sending money
Cash withdrawal at major centers in Reunion. Main locations are Saint-Denis, Saint-Paul, Saint-Pierre. The island is densely populated, so a branch is usually nearby. Available amount is confirmed when submitting the application
Reunion's banking details follow the FR IBAN format, with bank SWIFT code and recipient name in Latin characters, just like in France. No currency risk: funds are credited in euros. EU sanctions restrictions apply in full here: the route is verified in advance, and for larger payments it's worth preparing documentation. The time difference with Moscow is just one hour, which simplifies communication.
We accept RUB, USD and USDT — we pay out in EUR
RUB EUR
0.009483per 1 RUB
10 000 ₽ = 94.83 EURUSD EUR
0.8395per 1 USD
100 $ = 83.95 EURUSDT EUR
0.8395per 1 USDT
100 USDT = 83.95 EUR| You send | Payout in EUR |
|---|---|
| 100 USDT | 83.95 EUR |
| 300 USDT | 252 EUR |
| 500 USDT | 420 EUR |
| 1 000 USDT | 840 EUR |
| 5 000 USDT | 4 198 EUR |
Where recipients usually get the money in Reunion
Banque de La Réunion BNP Paribas — a universal bank with retail and corporate services. Recipients may use an account, card, branch, or mobile banking.
Crédit Agricole Réunion — a bank with an agricultural profile that typically serves farmers and small businesses through accounts and regional branches.
Caisse d'Épargne Réunion — a bank focused on everyday accounts and card operations. The recipient should provide the exact details and payout currency.
Société Générale Réunion — a bank serving personal customers and small businesses. Its services typically include accounts, cards, branches, and digital banking.
BFCOI — a local bank with standard account and cash services. Transfer availability depends on the details, currency, and bank rules.
National currency
The official currency is euros (EUR); Reunion is an overseas region of France and part of the eurozone. SEPA applies. FR format IBAN is used for bank transfers.
Card systems
Overseas region of France, uses euros. Visa and Mastercard are widely accepted. Payment infrastructure is identical to France's. Caisse d'Epargne Reunion and BRED Banque Populaire are the main banks.
Payment applications
Reunion has the status of an overseas department and region of France and is a remote region of the European Union.
Interbank transfers
For international transfers, French banking details are used: FR format IBAN and bank SWIFT/BIC.
Financial regulator
Banque de France is the central bank for this French territory and is part of the European System of Central Banks. Prudential supervision of banks is exercised by ACPR (Autorite de controle prudentiel et de resolution). EU sanctions regime against Russia is applied to the territory in full.
Special features for ATM24
EU sanctions packages against Russia apply in full.
With an ATM24 transfer the recipient gives their own bank and details, so the money lands directly on the account.
Three steps from request to payout
Fill in the form or write to us on WhatsApp or Telegram — a manager will check the available route
We check the recipient details and confirm the route, rate, fee and payout amount
Once paid, the transfer goes out along the agreed route — we report the status in the messenger
We verify the exact details when agreeing the available route before payment.
Facts, not promises
You see the rate, the fee and the payout amount before you send the money.
The route, rate, fee and payout amount are agreed before payment.
Reference cities with payout locations. Availability of a specific location is confirmed in the request.
Confirm the city before payment
Only methods present in both the country description and the current route are shown.
Real stories from real people
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Excellent service, used it in Phuket. Everything went quickly and smoothly. Of course, it was a bit scary, since we were exchanging a large sum at once, but everything is great. We thank manager Alisa for clear instructions and promptness. We will recommend your service to our friends and acquaintances, very convenient
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Excellent service! I recommend to everyone. Responsible and honest people!
Read full reviewEverything went fast and convenient, through the ATM. I was afraid of a scam, but everything is honest. Thanks operator Ekaterina
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Read full reviewWe agree the rate and the payout method before payment — pick where the money goes.
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We've gathered answers about euros on the island, about French banking details, and what is verified before sending money.
To send money to Reunion with payout in EUR through ATM24, start with the recipient's exact route for the Reunion Island EUR payout route. ATM24 confirms the amount, payment method, fee from 0.9%, timing from 15 minutes, and bank such as BNP Paribas Réunion. Bank-route examples for Reunion: BNP Paribas Réunion, Banque Française Commerciale Océan Indien, La Banque Postale, BRED Banque Populaire, and Caisse d’Epargne CEPAC.
The recipient can use a card or bank account for a EUR transfer to Reunion if that channel is available for the bank. Before payment, ATM24 checks BNP Paribas Réunion, Banque Française Commerciale Océan Indien, card or account format, recipient name, and payout currency. International-card network availability is confirmed by route, not assumed for every bank. Bank-route examples for Reunion: BNP Paribas Réunion, Banque Française Commerciale Océan Indien, La Banque Postale, BRED Banque Populaire, and Caisse d’Epargne CEPAC.
A bank transfer to Reunion in EUR should be tied to the recipient's actual bank, including BNP Paribas Réunion, Banque Française Commerciale Océan Indien, La Banque Postale, BRED Banque Populaire, and Caisse d’Epargne CEPAC. ATM24 checks bank name, account format, recipient-name match, and route availability. If the bank changes, the route is reviewed again before payment.
For a EUR transfer to Reunion, recipient details should match the selected payout route: BNP Paribas Reunion, Banque Francaise Commerciale Ocean Indien, La Banque Postale, BRED Banque Populaire, IBAN route, and Reunion EUR account data. ATM24 checks the recipient name, payout currency, and route-specific fields before payment. If one field is missing or written differently, the manager clarifies it before the order is paid. Bank-route examples for Reunion: BNP Paribas Réunion, Banque Française Commerciale Océan Indien, La Banque Postale, BRED Banque Populaire, and Caisse d’Epargne CEPAC.
A EUR transfer to Reunion may start from 15 minutes, but the actual timing depends on the payout route. ATM24 checks BNP Paribas Reunion, Banque Francaise Commerciale Ocean Indien, La Banque Postale, BRED Banque Populaire, card route, or IBAN account route before the sender pays. If the bank or service asks for clarification, the transfer can take longer. Bank-route examples for Reunion: BNP Paribas Réunion, Banque Française Commerciale Océan Indien, La Banque Postale, BRED Banque Populaire, and Caisse d’Epargne CEPAC.
A EUR transfer to Reunion through ATM24 has a fee starting from 0.9%. The final amount depends on BNP Paribas Reunion, Banque Francaise Commerciale Ocean Indien, BRED Banque Populaire, payout route, payment method, and exchange conditions. Sender-side card conversion or bank-transfer costs are checked separately. Bank-route examples for Reunion: BNP Paribas Réunion, Banque Française Commerciale Océan Indien, La Banque Postale, BRED Banque Populaire, and Caisse d’Epargne CEPAC.
Yes, the sender can use an available payment method while the recipient receives EUR in Reunion. ATM24 checks BNP Paribas Reunion, Banque Francaise Commerciale Ocean Indien, BRED Banque Populaire, card payout, or account payout before payment. The Reunion EUR amount is confirmed separately from sender-side card, bank, or USDT network costs. Bank-route examples for Reunion: BNP Paribas Réunion, Banque Française Commerciale Océan Indien, La Banque Postale, BRED Banque Populaire, and Caisse d’Epargne CEPAC.
For Reunion, the minimum EUR transfer through ATM24 starts from 100 USD or the equivalent. The upper limit is route-based: the manager checks BNP Paribas Réunion, Banque Française Commerciale Océan Indien, recipient details, payout method, and document requirements before payment. A route through Banque Française Commerciale Océan Indien may have different limits than a card or non-bank payout. Bank-route examples for Reunion: BNP Paribas Réunion, Banque Française Commerciale Océan Indien, La Banque Postale, BRED Banque Populaire, and Caisse d’Epargne CEPAC.
For a large transfer to Reunion in EUR, ATM24 checks documents around the real payout route: Reunion Island IBAN route, Indian Ocean bank record, recipient-name spelling, payment purpose, and route-limit review. The request may need sender ID, recipient data, source-of-funds details, or payment-purpose wording. The final checklist is confirmed before the sender pays. Bank-route examples for Reunion: BNP Paribas Réunion, Banque Française Commerciale Océan Indien, La Banque Postale, BRED Banque Populaire, and Caisse d’Epargne CEPAC.
For a 1000 USD transfer to Reunion, the estimated recipient amount in EUR is calculated by the live route: 839.52 EUR. ATM24 includes the fee from 0.9%, exchange conditions, and BNP Paribas Reunion, Banque Francaise Commerciale Ocean Indien, La Banque Postale, BRED Banque Populaire, IBAN route, and Reunion EUR account data in the calculation. The final EUR amount is fixed before payment. Bank-route examples for Reunion: BNP Paribas Réunion, Banque Française Commerciale Océan Indien, La Banque Postale, BRED Banque Populaire, and Caisse d’Epargne CEPAC.
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