Hong KongHKDHong Kong Dollar
ATM24 transfers Hong Kong dollars (HKD) to accounts for trading partners - to pay for goods, support education or family in Hong Kong: SWIFT code, bank code (3 digits) and account number. Hong Kong does not use IBAN - the HKD/USD peg of 7.75–7.85 has been maintained since 1983. As a Special Administrative Region of China, Hong Kong has not imposed sanctions against Russia - ATM24 selects the route based on the recipient bank's compliance.
The route, the receiving bank and the payout amount are agreed before payment.
Hong Kong does not use the IBAN system: for international transfers, you typically need the recipient bank's SWIFT/BIC, bank code — a 3-digit bank identifier, account number and recipient's full name. The national currency is the Hong Kong dollar (HKD), which is pegged to the USD in a currency corridor of approximately 7.75–7.85 HKD per 1 USD, ensuring high exchange rate stability compared to many other Asian currencies.
The country's largest banks are HSBC Hong Kong, Hang Seng Bank, Bank of China (Hong Kong) and Standard Chartered Hong Kong. Transfers may be credited in HKD or USD depending on the recipient's account currency. Hong Kong as a Special Administrative Region of China has not imposed its own sanctions against Russia; however, HSBC, Standard Chartered, Hang Seng and other international banks apply their own AML/KYC and sanctions policies, so certain routes may be restricted. Bank of China (Hong Kong) is part of the Chinese banking group and may use different correspondent chains, but receipt of any particular payment also depends on compliance verification.
ATM24 selects the current route individually for each case and verifies the recipient bank before payment. ATM24 commission starts from 0.9% with no additional markups to agreed terms. Processing time is several business days and will be clarified when submitting your request.
HKD. Cards are issued by HSBC HK, Hang Seng Bank, Bank of China (HK). Commission from 0.9% with no markup to exchange rate. Processing time - clarify with your manager
HKD. Details: SWIFT, bank code (3 digits), account number, name. IBAN is not used in Hong Kong. Recipient banks: HSBC HK, Bank of China (HK), Standard Chartered HK. Commission from 0.9% with no markup to exchange rate
By arrangement with your manager. Confirm the list of pickup locations when applying. Receipt in Hong Kong dollars (HKD). Commission from 0.9%. Pickup locations - contact ATM24 manager
Hong Kong does not use IBAN - SWIFT + bank code + account number are required for transfers. HKD is stable: the peg to USD has been maintained since 1983. Western banks in HK may apply compliance checks - ATM24 selects the route individually based on the recipient bank's compliance. Contact your manager to clarify account details.
We accept RUB, USD, EUR and USDT — we pay out in HKD
RUB HKD
0.08335per 1 RUB
10 000 ₽ = 834 HKDUSD HKD
7.47per 1 USD
100 $ = 747 HKDEUR HKD
8.47per 1 EUR
100 € = 847 HKDUSDT HKD
7.47per 1 USDT
100 USDT = 747 HKD| You send | Payout in HKD |
|---|---|
| 100 USDT | 747 HKD |
| 300 USDT | 2 242 HKD |
| 500 USDT | 3 736 HKD |
| 1 000 USDT | 7 472 HKD |
| 5 000 USDT | 37 360 HKD |
Where recipients usually get the money in Hong Kong
Type: Private (Western, largest bank in HK); Accepts transfers from Russia: Confirm (HSBCHKHH - Western compliance)
Bank of China Hong Kong — a commercial bank providing accounts, cards, and transfers. It is suitable for recipients who use bank account details.
Type: Private (HSBC subsidiary); Accepts transfers from Russia: Confirm (HASEHKHH - Western compliance)
Standard Chartered HK — a bank serving personal customers and small businesses. Its services typically include accounts, cards, branches, and digital banking.
National currency
Hong Kong Monetary Authority (HKMA) - Hong Kong's currency and banking regulator, maintaining the HKD peg to USD in the range of 7.75–7.85 HKD per 1 USD under the currency regime in place since 1983.
Card systems
Visa, Mastercard and UnionPay are the three leading systems. Octopus Card is a contactless system for transport and retail, used by most residents. PayMe (HSBC) and AlipayHK are popular for P2P transfers.
Payment applications
Hong Kong dollar (HKD) and Chinese yuan (CNY/RMB) are different currencies: HKD is the official currency of Hong Kong SAR, while CNY is the currency of mainland China.
Interbank transfers
Hong Kong does not use the IBAN standard (ISO 13616): for international SWIFT transfers, you typically need the 3-digit bank code, recipient's account number, the bank's SWIFT/BIC and recipient's full name.
Financial regulator
Octopus Card is a local transport and payment card for everyday transactions within Hong Kong and is not used for international bank transfers.
Special features for ATM24
Hong Kong is not under Western sanctions; HKD is pegged to USD in the range of 7.75–7.85. HKMA (Hong Kong Monetary Authority) regulates banks and payment systems. Major banks: HSBC, Hang Seng Bank, Bank of China (HK), Standard Chartered HK. Transfers from Russia to HKD go through SWIFT without political restrictions from Hong Kong authorities.
With an ATM24 transfer the recipient gives their own bank and details, so the money lands directly on the account.
Three steps from request to payout
Fill in the form or write to us on WhatsApp or Telegram — a manager will check the available route
We check the recipient details and confirm the route, rate, fee and payout amount
Once paid, the transfer goes out along the agreed route — we report the status in the messenger
We verify the exact details when agreeing the available route before payment.
Facts, not promises
You see the rate, the fee and the payout amount before you send the money.
The route, rate, fee and payout amount are agreed before payment.
Only timing stated for an available method is shown. The terms are confirmed before payment.
Reference cities with payout locations. Availability of a specific location is confirmed in the request.
Confirm the city before payment
Only methods present in both the country description and the current route are shown.
Real stories from real people
Yandex
I'm in Dubai, found the service on the internet. They helped quickly and I managed to exchange rubles for dirhams, withdrew at the nearest ATM!
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I recommend them to everyone, they helped with money very quickly and efficiently. Polite guys, they explain everything point by point so you don't make a mistake.
Read full reviewFast cash delivery! They delivered the required amount in minutes, Emil guided me through the whole exchange, commenting on every step of the process! Thank you, you really helped!
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For 2 years in a row I make exchanges here and actually did not had a disease to change company even once! Guys work fast, by good rates and any time 🫶🏼 thank you
Read full reviewI’m writing a review because it might be useful ) thanks to Alisa=* I exchanged money in Thailand (Pattaya) they offered a good rate, I thought well everything is going well... contacted the operator, a couple of steps, they send the phone number to which I should transfer the money, and here I froze, given that there are many scammers now, it got sketchy (and I always used to scold those who fall for different schemes, thinking you’re idiots), I double-checked the site, the reviews, seemed legit, not a fake, I thought well if I get scammed I get scammed, I needed the money, I was exchanging 32k, I send the money, send the receipt, and the operator replies "have a good day)" and then it hit me, I thought that’s it Dima you’ve been f...scammed... shaking... but a couple of minutes pass and the operator sends the number and code, and only then I relaxed, I haven’t felt such a thrill in a long time )))) In short... everything is good, everything went fine, the guys are great, you can use them!!!
Read full reviewWe agree the rate and the payout method before payment — pick where the money goes.
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Hong Kong is a Special Administrative Region of China with its own currency HKD and no sanctions against Russia. Below are answers to frequently asked questions about HKD and transfers from Russia.
A money transfer to Hong Kong in HKD through ATM24 starts with choosing how the recipient will be paid on the Hong Kong HKD payout route. The manager verifies recipient name, payment method, Bank of China (Hong Kong), fee from 0.9%, and estimated processing time before payment. Bank-route examples for Hong Kong: HSBC Hong Kong, Bank of China (Hong Kong), Hang Seng Bank, Standard Chartered Hong Kong, and Citibank Hong Kong.
A card or bank-account payout in Hong Kong in HKD is possible only when the selected route supports it. ATM24 verifies whether the recipient's card, account number, and name match the Hong Kong HKD payout route. The manager confirms the selected bank, such as HSBC Hong Kong or Hang Seng Bank, before payment because card and account rules may differ. Bank-route examples for Hong Kong: HSBC Hong Kong, Bank of China (Hong Kong), Hang Seng Bank, Standard Chartered Hong Kong, and Citibank Hong Kong.
A transfer to Hong Kong in HKD can be sent to the recipient's bank if that bank accepts the incoming credit. Banks to check for this destination include HSBC Hong Kong, Bank of China (Hong Kong), Hang Seng Bank, Standard Chartered Hong Kong, and Citibank Hong Kong. ATM24 verifies the bank, account format, recipient name, and payout currency before the sender pays.
For Hong Kong, ATM24 does not use one universal recipient form for every HKD transfer. The details are checked by route: HSBC Hong Kong, Bank of China (Hong Kong), Hang Seng Bank, Standard Chartered Hong Kong, and Citibank Hong Kong, card payout, account payout. Name, account/card data, and payout currency must match the selected option. Bank-route examples for Hong Kong: HSBC Hong Kong, Bank of China (Hong Kong), Hang Seng Bank, Standard Chartered Hong Kong, and Citibank Hong Kong.
A HKD transfer to Hong Kong can start from 15 minutes after ATM24 confirms the recipient route. Timing depends on amount, recipient details, and Hong Kong HKD payout route, HSBC Hong Kong, Bank of China (Hong Kong), Hang Seng Bank, card route, account route, and fallback review through Citibank Hong Kong. The expected payout window is shown before payment. Bank-route examples for Hong Kong: HSBC Hong Kong, Bank of China (Hong Kong), Hang Seng Bank, Standard Chartered Hong Kong, and Citibank Hong Kong.
For a transfer to Hong Kong in HKD, the ATM24 service fee starts from 0.9% and is confirmed before payment. The manager calculates the final amount using the Hong Kong HKD payout route, exchange conditions, recipient bank such as HSBC Hong Kong, and sender's payment method. Separate bank or card-issuer fees may still apply outside the ATM24 calculation. Bank-route examples for Hong Kong: HSBC Hong Kong, Bank of China (Hong Kong), Hang Seng Bank, Standard Chartered Hong Kong, and Citibank Hong Kong.
Yes, ATM24 can calculate a transfer to Hong Kong in HKD where the sender pays by card, bank transfer, USDT, or another available method. ATM24 checks the Hong Kong HKD payout route, payment currency, exchange conditions, bank details such as HSBC Hong Kong or Hang Seng Bank, and the final payout amount. Sender-side card or bank fees are separate from the ATM24 calculation. Bank-route examples for Hong Kong: HSBC Hong Kong, Bank of China (Hong Kong), Hang Seng Bank, Standard Chartered Hong Kong, and Citibank Hong Kong.
The minimum transfer amount to Hong Kong in HKD through ATM24 starts from 100 USD or the equivalent. The maximum amount is confirmed before payment and depends on the Hong Kong HKD payout route, sender payment method, bank, recipient details, and possible document requirements. If the recipient changes HSBC Hong Kong to another bank or switches from account to card, the limit should be checked again. Bank-route examples for Hong Kong: HSBC Hong Kong, Bank of China (Hong Kong), Hang Seng Bank, Standard Chartered Hong Kong, and Citibank Hong Kong.
For a large HKD transfer to Hong Kong, ATM24 reviews documents around Hong Kong HKD payout route, HSBC Hong Kong, Bank of China (Hong Kong), recipient-name match, route limit, payment purpose, source-of-funds review, and fallback review through Citibank Hong Kong. The request may require sender ID, source-of-funds details, recipient bank data, and payment purpose. The manager confirms the exact list before payment. Bank-route examples for Hong Kong: HSBC Hong Kong, Bank of China (Hong Kong), Hang Seng Bank, Standard Chartered Hong Kong, and Citibank Hong Kong.
If you send 1000 USD to Hong Kong, the recipient amount in HKD is not a generic market-rate number: 7,472.07 HKD. The calculation uses the payout route, bank such as Hang Seng Bank, fee from 0.9%, and exchange conditions. ATM24 confirms the final amount before the sender pays. Bank-route examples for Hong Kong: HSBC Hong Kong, Bank of China (Hong Kong), Hang Seng Bank, Standard Chartered Hong Kong, and Citibank Hong Kong.
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