CzechiaCZKCzech Koruna
Komercni banka (KB, KOMBCZPP) - the largest bank in Czechia - accepts SWIFT transfers to IBAN CZ (24 characters). Transfers from Russia to Czechia for families, students and property buyers: Czechia has been in the EU since 2004, but has not adopted the euro; CZK remains the official currency (1 EUR ~ 25 CZK). As an EU country, Czechia applies sanctions since 2022 - transfers undergo compliance checks; confirm the route with your ATM24 manager.
The route, the receiving bank and the payout amount are agreed before payment.
CZK to IBAN CZ through available international routes. ATM24 conducts international transfers in Czech koruna (CZK) to bank accounts in Czechia. To make a transfer you typically need IBAN CZ, SWIFT/BIC of the bank, and the recipient's full name. Czech IBAN contains 24 characters. Czechia is part of the EU but not the eurozone and maintains its own currency and independent monetary policy under České národní banky (ČNB); the CZK to EUR exchange rate is floating and in recent years has often been around 24–26 CZK per 1 EUR. Among the country's largest banks are Komerční banka (KB, KOMBCZPP), part of the Société Générale group, and ČSOB (CEKOCZPP), part of the Belgian KBC group.
As an EU member, Czechia applies the current sanctions restrictions against Russia, so any particular transfer depends on the receiving bank, correspondent chain, and AML/KYC checks. ATM24 verifies the available route in advance before payment. ATM24 commission is from 0.9%, international settlement time is 2–5 business days.
Card transfer for personal needs. CZK cards from KB, CSOB, Ceska Sporitelna work throughout Czechia. Cards are accepted everywhere; Apple Pay/Google Pay are common. Check the current route with your ATM24 manager
SWIFT + IBAN CZ - the standard for transfers to Czechia. SWIFT: KB KOMBCZPP, CSOB CEKOCZPP, Ceska Sporitelna GIBACZPX. IBAN: CZ + 2 check digits + 4 bank code + 16 account = 24 characters. EUR is also accepted (euro accounts in Czech banks are open)
Cash koruna is needed in small towns and at markets. CZK is dispensed by ATMs of KB, CSOB, Ceska Sporitelna throughout Czechia. EUR is accepted in some Prague restaurants, but the exchange rate is worse than bank rates. Exchanging USD/EUR -> CZK is more favorable at city exchange offices, not at the airport
ATM24 transfers CZK from Russia to Czechia: Czechia in EU, transfers with compliance checks; confirm route with your manager. CZK/RUB rate is fixed upon confirmation. Commission from 0.9%.
We accept RUB, USD, EUR and USDT — we pay out in CZK
RUB CZK
0.229per 1 RUB
10 000 ₽ = 2 290 CZKUSD CZK
20.66per 1 USD
100 $ = 2 066 CZKEUR CZK
22.8per 1 EUR
100 € = 2 280 CZKUSDT CZK
20.66per 1 USDT
100 USDT = 2 066 CZK| You send | Payout in CZK |
|---|---|
| 100 USDT | 2 066 CZK |
| 300 USDT | 6 198 CZK |
| 500 USDT | 10 330 CZK |
| 1 000 USDT | 20 661 CZK |
| 5 000 USDT | 103 304 CZK |
Where recipients usually get the money in Czechia
Česká spořitelna — a universal bank with retail and corporate services. Recipients may use an account, card, branch, or mobile banking.
SWIFT: KOMBCZPP; Accepts transfers from Russia: Check with ATM24 manager
ČSOB — a bank focused on everyday accounts and card operations. The recipient should provide the exact details and payout currency.
UniCredit Bank Czech Republic — a bank serving personal customers and small businesses. Its services typically include accounts, cards, branches, and digital banking.
Raiffeisen Bank Czech Republic — a local bank with standard account and cash services. Transfer availability depends on the details, currency, and bank rules.
National currency
The official currency is Czech koruna (CZK); Czechia has been in the EU since 2004, but has not adopted the euro and maintains its own monetary policy.
Card systems
Visa and Mastercard are the primary systems. Maestro is present on debit cards. Aplikace Ceske sporitelny, CSOB Pay - mobile wallets of major banks. Google Pay and Apple Pay are widely supported.
Payment applications
EUR is widely accepted in tourist areas and many Prague restaurants, however CZK remains the official means of payment.
Interbank transfers
Česká národní banka (ČNB) - the country's central bank and primary financial regulator. Czech IBAN contains 24 characters: CZ + 2 check digits + 4 bank code digits + 16 account digits.
Financial regulator
The CZK exchange rate is floating: in 2024, the benchmarks were around 1 EUR ≈ 25 CZK and 1 USD ≈ 23 CZK, so use them as current rates only after verification.
Special features for ATM24
As an EU member, Czechia applies sanctions restrictions against Russia in effect since 2022, so international transfers undergo standard compliance and AML/KYC checks.
With an ATM24 transfer the recipient gives their own bank and details, so the money lands directly on the account.
Three steps from request to payout
Fill in the form or write to us on WhatsApp or Telegram — a manager will check the available route
We check the recipient details and confirm the route, rate, fee and payout amount
Once paid, the transfer goes out along the agreed route — we report the status in the messenger
We verify the exact details when agreeing the available route before payment.
Facts, not promises
You see the rate, the fee and the payout amount before you send the money.
The route, rate, fee and payout amount are agreed before payment.
Reference cities with payout locations. Availability of a specific location is confirmed in the request.
Confirm the city before payment
Only methods present in both the country description and the current route are shown.
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I recommend them to everyone, they helped with money very quickly and efficiently. Polite guys, they explain everything point by point so you don't make a mistake.
Read full reviewI paid with SBP, followed the instructions, everything went smoothly, manager Sofa helped me, I would like to thank her.
Read full reviewExchanged via ATM, they promptly sent the details + I withdrew the money Convenient service
Read full reviewI was worried because it was my first time doing a transaction at this place, but everything turned out much better—the rate was much better than what my guide offered; with her I would have lost 1500 baht. Very convenient and fast. Thanks.
Read full reviewUsed it for the first time, they explained in detail in the messenger what and how to do. Manager Ekaterina responded promptly and gave complete instructions. Quickly exchanged cashless rubles for dates, thanks for the service.
Read full reviewGreat company! They delivered me baht in 20 minutes. The exchange took about 20 minutes too. A Thai guy drove up, we went into a cafe, I grabbed some water, and just followed the instructions in WhatsApp. My manager was Ekaterina, she responds very quickly, everything clear and to the point. I will use them again! 5 stars, definitely! Awesome service! My bank was Tinkoff.
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It's not the first time I use the services of this company! Fast feedback, polite support, help out in difficult situations. Special thanks to the manager Egor for his professionalism! I recommend
Read full reviewWe agree the rate and the payout method before payment — pick where the money goes.
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Answers to popular questions about sending money from Russia to Czechia: koruna vs euro, IBAN CZ, banks, exchange rate and cost of living.
To send money to Czechia with payout in CZK through ATM24, start with the recipient's IBAN, account number, or supported card route. The manager checks Komercni banka, CSOB, Raiffeisenbank, or another bank and confirms the CZK payout amount, fee from 0.9%, and timing. Bank-route examples for Czechia: Komerční banka, Československá obchodní banka, PPF Banka, Raiffeisenbank, and Fio banka.
A CZK payout to Czechia can be checked by IBAN, account number, or a supported card route. ATM24 reviews the recipient name and bank details for Komercni banka, CSOB, Raiffeisenbank, or another Czech bank before payment. The manager confirms whether the selected route accepts the incoming transfer in CZK. Bank-route examples for Czechia: Komerční banka, Československá obchodní banka, PPF Banka, Raiffeisenbank, and Fio banka.
For Czechia, CZK transfers can be checked through banks such as Komercni banka, CSOB, Raiffeisenbank, Ceska sporitelna, and UniCredit Bank. ATM24 reviews the IBAN or card route before payment. The recipient bank must accept the incoming CZK payout route.
For a CZK transfer to Czechia, the key details are recipient name, IBAN or account number, bank name, and payout currency. Komercni banka, CSOB, Raiffeisenbank, or another Czech bank may also require account-format checks. ATM24 confirms the CZK route before payment. Bank-route examples for Czechia: Komerční banka, Československá obchodní banka, PPF Banka, Raiffeisenbank, and Fio banka.
A CZK transfer to Czechia can start from 15 minutes after the IBAN, account, or card route is checked. Komercni banka, CSOB, Raiffeisenbank, recipient-name match, and bank response can affect timing. The manager confirms the expected CZK processing time before payment. Bank-route examples for Czechia: Komerční banka, Československá obchodní banka, PPF Banka, Raiffeisenbank, and Fio banka.
The fee for sending money to Czechia with payout in CZK starts from 0.9% through ATM24. IBAN, account number, bank route, and payout method can change the final CZK amount for Komercni banka, CSOB, Raiffeisenbank, or another bank. International card and sending-bank fees are not part of the ATM24 fee. Bank-route examples for Czechia: Komerční banka, Československá obchodní banka, PPF Banka, Raiffeisenbank, and Fio banka.
Yes, the sender can pay through an available card, bank transfer, USDT, or another confirmed method while the recipient receives CZK in Czechia. ATM24 checks the Czech IBAN or card route, Komercni banka, CSOB, Raiffeisenbank, and the final CZK amount before payment. Any card conversion, bank-transfer cost, or network fee is handled separately from the payout calculation. Bank-route examples for Czechia: Komerční banka, Československá obchodní banka, PPF Banka, Raiffeisenbank, and Fio banka.
ATM24 starts CZK transfers to Czechia from 100 USD or the equivalent. The maximum amount is checked by IBAN/account route, card route, recipient bank, and document requirements. A payout through Komercni banka can be reviewed differently from another Czech bank, so the limit is confirmed before payment. Bank-route examples for Czechia: Komerční banka, Československá obchodní banka, PPF Banka, Raiffeisenbank, and Fio banka.
For a large CZK transfer to Czechia, the main checks are IBAN ownership, Czech bank screening, recipient name, and payment purpose. ATM24 may ask for sender identification and source-of-funds documents if the amount or bank route requires it. Komercni banka, CSOB, and Raiffeisenbank routes are reviewed before payment. Bank-route examples for Czechia: Komerční banka, Československá obchodní banka, PPF Banka, Raiffeisenbank, and Fio banka.
If you send 1000 USD to Czechia, the CZK payout should be calculated through the selected IBAN or card route: 20,660.79 CZK. ATM24 includes the fee from 0.9%, exchange conditions, and Czech bank route in the estimate. The manager confirms the final CZK amount before payment. Bank-route examples for Czechia: Komerční banka, Československá obchodní banka, PPF Banka, Raiffeisenbank, and Fio banka.
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