95.13 RSDper 1 USDT+0.3% over 24hCalculation refreshed today at 06:501 USDT = 95.13 RSDOfficial rate; the final rate in the request may differ.
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UAE licence No. 9966786413
Serbia is one of the most popular destinations for Russian emigrants: Belgrade, Novi Sad, Nis. EUR is accepted everywhere, RSD is needed for daily expenses. Mir cards sometimes work in Belgrade ATMs, but without guarantee - banks change their terms. ATM24 transfers to Serbian bank cards in EUR or RSD and dispenses cash in the currency you need. The exchange rate is fixed before payment.
Transfers to Serbia: Serbian dinar, bank transfers and IPS instant payment system
The route, the receiving bank and the payout amount are agreed before payment.
Serbia remains one of the European destinations that has maintained financial and business ties with Russia. Belgrade has received a significant number of Russians in recent years and has become one of the notable centers of the Russian-speaking diaspora in Europe. Transfers from Russia to Serbia remain available through select banks and payment routes, however the conditions for receiving funds depend on the recipient's bank, currency, and results of compliance checks. RSD (Serbian dinar) is Serbia's national currency, used primarily within the country; transfers to Serbian bank accounts can be made in RSD or EUR depending on the chosen route. Russian Mir cards in Serbia in 2026 are not a working method for payments or receiving funds.
IPS transfers and bank details
IPS (Instant Payment Serbia) is the National Bank of Serbia's (NBS) instant payment system, which operates 24/7 and allows transfers within the country, including by mobile phone number, with funds arriving within seconds. To transfer to a bank account, you need an IBAN from a Serbian bank starting with RS. The available route and transfer speed depend on the recipient's specific bank, so it's best to clarify the bank details in advance.
How to send money to Serbia: Serbian dinars RSD or euros
Pick the way that suits the recipient — we agree the route and the details before payment
To a Banca Intesa, Raiffeisen or NLB Komercijalna card in EUR or RSD
Supported: Banca Intesa Beograd, Raiffeisen Banka Serbia, NLB Komercijalna. You need 16 card digits and the recipient's full name. Credit in EUR or RSD - check the option with your manager
Banca Intesa Serbia
UniCredit Bank Serbia
Raiffeisen Bank Serbia
Cash in dinars or euros in major Serbian cities
Cash in RSD or EUR available in major Serbian cities through our partner network. Dinars - for daily expenses; euros - for rent and large payments. Current pickup locations and currency - ask your manager when submitting your request
Umcari
Novi Sad
Nis
Serbia is a country where both euros and dinars are accepted. Before submitting your request, confirm with the recipient what works best: RSD cash, EUR cash, or a card transfer. An ATM24 manager will help you choose the best option for your amount.
Rates and cost of a transfer to Serbia
We accept RUB, USD, EUR and USDT — we pay out in RSD
Reference rate for today
RUB
→
RSD
1.06per 1 RUB
10 000 ₽ = 10 612 RSD
USD
→
RSD
95.13per 1 USD
100 $ = 9 513 RSD
EUR
→
RSD
107.82per 1 EUR
100 € = 10 782 RSD
USDT
→
RSD
95.13per 1 USDT
100 USDT = 9 513 RSD
What the recipient gets — at 1 USDT = 95.13 RSD
You send
Payout in RSD
100 USDT
9 513 RSD
300 USDT
28 540 RSD
500 USDT
47 566 RSD
1 000 USDT
95 132 RSD
5 000 USDT
475 661 RSD
Reference values update automatically. The final fee and rate are locked in the request before payment.
Banks and payment infrastructure — Serbia
Where recipients usually get the money in Serbia
Banca Intesa Serbia
Banca Intesa Serbia — a universal bank with retail and corporate services. Recipients may use an account, card, branch, or mobile banking.
UniCredit Bank Serbia
UniCredit Bank Serbia — a commercial bank providing accounts, cards, and transfers. It is suitable for recipients who use bank account details.
Raiffeisen Bank Serbia
Raiffeisen Bank Serbia — a bank focused on everyday accounts and card operations. The recipient should provide the exact details and payout currency.
Société Générale Serbia
Société Générale Serbia — a bank serving personal customers and small businesses. Its services typically include accounts, cards, branches, and digital banking.
OTP Banka Serbia
OTP Banka Serbia — a local bank with standard account and cash services. Transfer availability depends on the details, currency, and bank rules.
How payments work in Serbia
National currency
Serbia is not part of the eurozone. The country's national currency is the Serbian dinar (RSD).
Card systems
Mir cards should not be considered a reliable payment or cash withdrawal method in Serbia: their availability and support may be unavailable or change depending on the bank.
Payment applications
EUR is widely used in major cities, especially in Belgrade and Novi Sad, however official transactions within the country are conducted in RSD.
Interbank transfers
Serbia's banking sector is well represented by financial groups with European capital, including Italian, Austrian, and Slovenian.
Financial regulator
The National Bank of Serbia (NBS) is the central bank and primary financial regulator. The Ministry of Finance oversees tax and budget policy. Serbia is striving to align with EU regulation.
Features for ATM24
Serbia has not joined Western sanctions against Russia, making it one of the available destinations for transfers from Russia. Transfers are processed via SWIFT in RSD or EUR. Banks include UniCredit Srbija, Banca Intesa, and Raiffeisen. ATM24 recommends confirming the route, as some Serbian banks conduct additional source of funds verification.
With an ATM24 transfer the recipient gives their own bank and details, so the money lands directly on the account.
How the transfer works to Serbia
Three steps from request to payout
1
Step
Send a request
Fill in the form or write to us on WhatsApp or Telegram — a manager will check the available route
2
Step
Agree the route
We check the recipient details and confirm the route, rate, fee and payout amount
3
Step
Pay for the transfer
Once paid, the transfer goes out along the agreed route — we report the status in the messenger
What to prepare for the transfer
To a Banca Intesa, Raiffeisen or NLB Komercijalna card in EUR or RSD
You need 16 card digits and the recipient's full name
We verify the exact details when agreeing the available route before payment.
Why people choose ATM24
Facts, not promises
No surprises on the rate
You see the rate, the fee and the payout amount before you send the money.
Request to SerbiaLocked in
Rate
1 USDT = 95.13 RSD
Payout method
Bank transfer
Payout currency
RSD
The rate and the amount are locked when the request is confirmed and do not change afterwards.
Terms are known before payment
The route, rate, fee and payout amount are agreed before payment.
Route
Rate
Payout amount
Cash payout
Reference cities with payout locations. Availability of a specific location is confirmed in the request.
Umcari
Novi Sad
Nis
Confirm the city before payment
Available payout options
Only methods present in both the country description and the current route are shown.
You send
RUB
USD
EUR
USDT
RSD
They receive
Bank transfer
Cash
MoneyGram
Western Union
Customer reviews
Real stories from real people
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We've compiled answers to frequently asked questions about transfers in dinars and euros and cards for expats in Serbia.
How can I send money to Serbia with payout in RSD through ATM24?
To send money to Serbia with payout in RSD through ATM24, start with the recipient's exact route for the Serbia RSD payout route. ATM24 confirms the amount, payment method, fee from 0.9%, timing from 15 minutes, and bank such as Banca Intesa. Bank-route examples for Serbia: Banca Intesa, Raiffeisen Bank, UniCredit Bank, 3banka, and Yettel Bank.
Can the recipient receive a transfer on a card or bank account in Serbia in RSD?
Yes, where available, the recipient can receive a transfer on a bank-issued card or bank account in Serbia in RSD on the Serbia RSD payout route. ATM24 checks the bank, card or account number, recipient name, and payout currency before payment; Visa, Mastercard, UnionPay, or local bank-card availability depends on the route. For example, Raiffeisen Bank may require a different set of details than 3banka, so card and account routes are confirmed separately. Bank-route examples for Serbia: Banca Intesa, Raiffeisen Bank, UniCredit Bank, 3banka, and Yettel Bank.
Which banks can receive a transfer to Serbia in RSD?
For bank payout in Serbia, useful RSD references include Banca Intesa, Raiffeisen Bank, UniCredit Bank, 3banka, and Yettel Bank. ATM24 treats the bank named by the recipient as the working route and checks recipient name, account data, and route availability. The sender pays after that bank route is confirmed.
What recipient details are needed to send money to Serbia in RSD?
To prepare an RSD payout in Serbia, start with the exact recipient name and receiving route. ATM24 checks Raiffeisen Bank, UniCredit Bank, card or account details, and any route-specific field before payment. The manager clarifies missing data before the order is paid. Bank-route examples for Serbia: Banca Intesa, Raiffeisen Bank, UniCredit Bank, 3banka, and Yettel Bank.
How long does a money transfer to Serbia in RSD take?
A money transfer to Serbia in RSD can begin from 15 minutes, but timing is route-based. ATM24 checks recipient details, amount, and banks such as UniCredit Bank or 3banka. Documents or bank review can extend the processing time. Bank-route examples for Serbia: Banca Intesa, Raiffeisen Bank, UniCredit Bank, 3banka, and Yettel Bank.
What is the fee for sending money to Serbia with payout in RSD?
The ATM24 fee for sending money to Serbia with payout in RSD starts from 0.9% on the Serbia RSD payout route. The final calculation depends on the amount, payment currency, payout method, exchange rate, and the recipient's bank. If the sender pays by an international card or through a bank transfer, the card issuer or sending bank may charge its own foreign transaction, conversion, transfer, or dynamic currency conversion fee. Bank-route examples for Serbia: Banca Intesa, Raiffeisen Bank, UniCredit Bank, 3banka, and Yettel Bank.
Can I pay by international card, bank transfer, or USDT while the recipient receives RSD in Serbia?
Payment for an RSD transfer to Serbia can be arranged through an available sender method after ATM24 checks the receiving route. The check includes the Serbia RSD payout route, bank such as UniCredit Bank, fee from 0.9%, and exchange conditions. USDT network cost or card-issuer charges are confirmed separately. Bank-route examples for Serbia: Banca Intesa, Raiffeisen Bank, UniCredit Bank, 3banka, and Yettel Bank.
What is the minimum and maximum transfer amount to Serbia in RSD?
The minimum transfer amount to Serbia in RSD through ATM24 starts from 100 USD or the equivalent. The maximum amount is confirmed before payment and depends on the Serbia RSD payout route, sender payment method, bank, recipient details, and possible document requirements. If the recipient changes Banca Intesa to another bank or switches from account to card, the limit should be checked again. Bank-route examples for Serbia: Banca Intesa, Raiffeisen Bank, UniCredit Bank, 3banka, and Yettel Bank.
What documents are needed for a large transfer to Serbia in RSD?
A large RSD payout to Serbia can need document checks when the amount, bank, or recipient route requires it. ATM24 reviews Banca Intesa, Raiffeisen Bank, UniCredit Bank, 3banka, and Yettel Bank with sender ID, source-of-funds details, and payment purpose if needed. The sender receives the checklist before payment. Bank-route examples for Serbia: Banca Intesa, Raiffeisen Bank, UniCredit Bank, 3banka, and Yettel Bank.
How much will the recipient get in RSD if I send 1000 USD to Serbia?
For a 1000 USD transfer to Serbia, the live RSD estimate depends on the current ATM24 route: 95,132.2 RSD. ATM24 calculates fee from 0.9%, exchange conditions, and the recipient route through Banca Intesa or Raiffeisen Bank. The final RSD amount is fixed before payment. Bank-route examples for Serbia: Banca Intesa, Raiffeisen Bank, UniCredit Bank, 3banka, and Yettel Bank.