SerbiaRSDSerbian Dinar

Money Transfer to Serbia

  • We lock the rate before payment
  • More than 100 transfers every day
  • Support at every stage of the transfer
95.13 RSDper 1 USDT+0.3% over 24hCalculation refreshed today at 06:501 USDT = 95.13 RSDOfficial rate; the final rate in the request may differ.
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Serbia is one of the most popular destinations for Russian emigrants: Belgrade, Novi Sad, Nis. EUR is accepted everywhere, RSD is needed for daily expenses. Mir cards sometimes work in Belgrade ATMs, but without guarantee - banks change their terms. ATM24 transfers to Serbian bank cards in EUR or RSD and dispenses cash in the currency you need. The exchange rate is fixed before payment.

Transfers to Serbia: Serbian dinar, bank transfers and IPS instant payment system

The route, the receiving bank and the payout amount are agreed before payment.

Serbia remains one of the European destinations that has maintained financial and business ties with Russia. Belgrade has received a significant number of Russians in recent years and has become one of the notable centers of the Russian-speaking diaspora in Europe. Transfers from Russia to Serbia remain available through select banks and payment routes, however the conditions for receiving funds depend on the recipient's bank, currency, and results of compliance checks. RSD (Serbian dinar) is Serbia's national currency, used primarily within the country; transfers to Serbian bank accounts can be made in RSD or EUR depending on the chosen route. Russian Mir cards in Serbia in 2026 are not a working method for payments or receiving funds.

IPS transfers and bank details

IPS (Instant Payment Serbia) is the National Bank of Serbia's (NBS) instant payment system, which operates 24/7 and allows transfers within the country, including by mobile phone number, with funds arriving within seconds. To transfer to a bank account, you need an IBAN from a Serbian bank starting with RS. The available route and transfer speed depend on the recipient's specific bank, so it's best to clarify the bank details in advance.

How to send money to Serbia: Serbian dinars RSD or euros

Pick the way that suits the recipient — we agree the route and the details before payment

To a Banca Intesa, Raiffeisen or NLB Komercijalna card in EUR or RSD

Supported: Banca Intesa Beograd, Raiffeisen Banka Serbia, NLB Komercijalna. You need 16 card digits and the recipient's full name. Credit in EUR or RSD - check the option with your manager

  • Banca Intesa Serbia
  • UniCredit Bank Serbia
  • Raiffeisen Bank Serbia

Cash in dinars or euros in major Serbian cities

Cash in RSD or EUR available in major Serbian cities through our partner network. Dinars - for daily expenses; euros - for rent and large payments. Current pickup locations and currency - ask your manager when submitting your request

  • Umcari
  • Novi Sad
  • Nis

Serbia is a country where both euros and dinars are accepted. Before submitting your request, confirm with the recipient what works best: RSD cash, EUR cash, or a card transfer. An ATM24 manager will help you choose the best option for your amount.

Rates and cost of a transfer to Serbia

We accept RUB, USD, EUR and USDT — we pay out in RSD

Reference rate for today

  • RUB RSD

    1.06per 1 RUB

    10 000 ₽ = 10 612 RSD
  • USD RSD

    95.13per 1 USD

    100 $ = 9 513 RSD
  • EUR RSD

    107.82per 1 EUR

    100 € = 10 782 RSD
  • USDT RSD

    95.13per 1 USDT

    100 USDT = 9 513 RSD

What the recipient gets — at 1 USDT = 95.13 RSD

You sendPayout in RSD
100 USDT9 513 RSD
300 USDT28 540 RSD
500 USDT47 566 RSD
1 000 USDT95 132 RSD
5 000 USDT475 661 RSD
Reference values update automatically. The final fee and rate are locked in the request before payment.

Banks and payment infrastructure — Serbia

Where recipients usually get the money in Serbia

  • Banca Intesa Serbia

    Banca Intesa Serbia — a universal bank with retail and corporate services. Recipients may use an account, card, branch, or mobile banking.

  • UniCredit Bank Serbia

    UniCredit Bank Serbia — a commercial bank providing accounts, cards, and transfers. It is suitable for recipients who use bank account details.

  • Raiffeisen Bank Serbia

    Raiffeisen Bank Serbia — a bank focused on everyday accounts and card operations. The recipient should provide the exact details and payout currency.

  • Société Générale Serbia

    Société Générale Serbia — a bank serving personal customers and small businesses. Its services typically include accounts, cards, branches, and digital banking.

  • OTP Banka Serbia

    OTP Banka Serbia — a local bank with standard account and cash services. Transfer availability depends on the details, currency, and bank rules.

How payments work in Serbia

  • National currency

    Serbia is not part of the eurozone. The country's national currency is the Serbian dinar (RSD).

  • Card systems

    Mir cards should not be considered a reliable payment or cash withdrawal method in Serbia: their availability and support may be unavailable or change depending on the bank.

  • Payment applications

    EUR is widely used in major cities, especially in Belgrade and Novi Sad, however official transactions within the country are conducted in RSD.

  • Interbank transfers

    Serbia's banking sector is well represented by financial groups with European capital, including Italian, Austrian, and Slovenian.

  • Financial regulator

    The National Bank of Serbia (NBS) is the central bank and primary financial regulator. The Ministry of Finance oversees tax and budget policy. Serbia is striving to align with EU regulation.

  • Features for ATM24

    Serbia has not joined Western sanctions against Russia, making it one of the available destinations for transfers from Russia. Transfers are processed via SWIFT in RSD or EUR. Banks include UniCredit Srbija, Banca Intesa, and Raiffeisen. ATM24 recommends confirming the route, as some Serbian banks conduct additional source of funds verification.

With an ATM24 transfer the recipient gives their own bank and details, so the money lands directly on the account.

How the transfer works to Serbia

Three steps from request to payout

  1. Step

    Send a request

    Fill in the form or write to us on WhatsApp or Telegram — a manager will check the available route

  2. Step

    Agree the route

    We check the recipient details and confirm the route, rate, fee and payout amount

  3. Step

    Pay for the transfer

    Once paid, the transfer goes out along the agreed route — we report the status in the messenger

What to prepare for the transfer

To a Banca Intesa, Raiffeisen or NLB Komercijalna card in EUR or RSD

  • You need 16 card digits and the recipient's full name

We verify the exact details when agreeing the available route before payment.

Why people choose ATM24

Facts, not promises

No surprises on the rate

You see the rate, the fee and the payout amount before you send the money.

Request to SerbiaLocked in
Rate
1 USDT = 95.13 RSD
Payout method
Bank transfer
Payout currency
RSD
The rate and the amount are locked when the request is confirmed and do not change afterwards.

Terms are known before payment

The route, rate, fee and payout amount are agreed before payment.

  • Route
  • Rate
  • Payout amount

Cash payout

Reference cities with payout locations. Availability of a specific location is confirmed in the request.

  • Umcari
  • Novi Sad
  • Nis

Confirm the city before payment

Available payout options

Only methods present in both the country description and the current route are shown.

You send
  • RUB
  • USD
  • EUR
  • USDT
RSD
They receive
  • Bank transfer
  • Cash
  • MoneyGram
  • Western Union

Customer reviews

Real stories from real people

Влад Бухольцев

Trustpilot

I needed cash in Bali. Manager Emil promptly helped exchange rubles for rupees.

Read full review

i.b.r.a.g.a

Yandex

All good, excellent service. Thanks to manager Sofya))

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Ali Kashina

Google

Thanks to manager Stanislav, he helped quickly, provided prompt consultation. I will use them again.

Read full review

игорь прохоренко

Trustpilot

Great platform, good team, everything is clear and understandable, they acted promptly. Manager Stas is the best, thank you very much, I will contact you again 👍🤝🤝🤝

Read full review

Transfers to other countries

We agree the rate and the payout method before payment — pick where the money goes.

Questions about transfers and money in Serbia

We've compiled answers to frequently asked questions about transfers in dinars and euros and cards for expats in Serbia.

How can I send money to Serbia with payout in RSD through ATM24?

To send money to Serbia with payout in RSD through ATM24, start with the recipient's exact route for the Serbia RSD payout route. ATM24 confirms the amount, payment method, fee from 0.9%, timing from 15 minutes, and bank such as Banca Intesa. Bank-route examples for Serbia: Banca Intesa, Raiffeisen Bank, UniCredit Bank, 3banka, and Yettel Bank.

Can the recipient receive a transfer on a card or bank account in Serbia in RSD?

Yes, where available, the recipient can receive a transfer on a bank-issued card or bank account in Serbia in RSD on the Serbia RSD payout route. ATM24 checks the bank, card or account number, recipient name, and payout currency before payment; Visa, Mastercard, UnionPay, or local bank-card availability depends on the route. For example, Raiffeisen Bank may require a different set of details than 3banka, so card and account routes are confirmed separately. Bank-route examples for Serbia: Banca Intesa, Raiffeisen Bank, UniCredit Bank, 3banka, and Yettel Bank.

Which banks can receive a transfer to Serbia in RSD?

For bank payout in Serbia, useful RSD references include Banca Intesa, Raiffeisen Bank, UniCredit Bank, 3banka, and Yettel Bank. ATM24 treats the bank named by the recipient as the working route and checks recipient name, account data, and route availability. The sender pays after that bank route is confirmed.

What recipient details are needed to send money to Serbia in RSD?

To prepare an RSD payout in Serbia, start with the exact recipient name and receiving route. ATM24 checks Raiffeisen Bank, UniCredit Bank, card or account details, and any route-specific field before payment. The manager clarifies missing data before the order is paid. Bank-route examples for Serbia: Banca Intesa, Raiffeisen Bank, UniCredit Bank, 3banka, and Yettel Bank.

How long does a money transfer to Serbia in RSD take?

A money transfer to Serbia in RSD can begin from 15 minutes, but timing is route-based. ATM24 checks recipient details, amount, and banks such as UniCredit Bank or 3banka. Documents or bank review can extend the processing time. Bank-route examples for Serbia: Banca Intesa, Raiffeisen Bank, UniCredit Bank, 3banka, and Yettel Bank.

What is the fee for sending money to Serbia with payout in RSD?

The ATM24 fee for sending money to Serbia with payout in RSD starts from 0.9% on the Serbia RSD payout route. The final calculation depends on the amount, payment currency, payout method, exchange rate, and the recipient's bank. If the sender pays by an international card or through a bank transfer, the card issuer or sending bank may charge its own foreign transaction, conversion, transfer, or dynamic currency conversion fee. Bank-route examples for Serbia: Banca Intesa, Raiffeisen Bank, UniCredit Bank, 3banka, and Yettel Bank.

Can I pay by international card, bank transfer, or USDT while the recipient receives RSD in Serbia?

Payment for an RSD transfer to Serbia can be arranged through an available sender method after ATM24 checks the receiving route. The check includes the Serbia RSD payout route, bank such as UniCredit Bank, fee from 0.9%, and exchange conditions. USDT network cost or card-issuer charges are confirmed separately. Bank-route examples for Serbia: Banca Intesa, Raiffeisen Bank, UniCredit Bank, 3banka, and Yettel Bank.

What is the minimum and maximum transfer amount to Serbia in RSD?

The minimum transfer amount to Serbia in RSD through ATM24 starts from 100 USD or the equivalent. The maximum amount is confirmed before payment and depends on the Serbia RSD payout route, sender payment method, bank, recipient details, and possible document requirements. If the recipient changes Banca Intesa to another bank or switches from account to card, the limit should be checked again. Bank-route examples for Serbia: Banca Intesa, Raiffeisen Bank, UniCredit Bank, 3banka, and Yettel Bank.

What documents are needed for a large transfer to Serbia in RSD?

A large RSD payout to Serbia can need document checks when the amount, bank, or recipient route requires it. ATM24 reviews Banca Intesa, Raiffeisen Bank, UniCredit Bank, 3banka, and Yettel Bank with sender ID, source-of-funds details, and payment purpose if needed. The sender receives the checklist before payment. Bank-route examples for Serbia: Banca Intesa, Raiffeisen Bank, UniCredit Bank, 3banka, and Yettel Bank.

How much will the recipient get in RSD if I send 1000 USD to Serbia?

For a 1000 USD transfer to Serbia, the live RSD estimate depends on the current ATM24 route: 95,132.2 RSD. ATM24 calculates fee from 0.9%, exchange conditions, and the recipient route through Banca Intesa or Raiffeisen Bank. The final RSD amount is fixed before payment. Bank-route examples for Serbia: Banca Intesa, Raiffeisen Bank, UniCredit Bank, 3banka, and Yettel Bank.

Could not find an answer to your question?

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Send money to Serbia with ATM24

We check the available payout method, rate and route and confirm the terms before payment.

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