To Visa/Mastercard
Card transfer for personal use. Bank cards work in N'Djamena at major hotels. ATM network is limited; XAF/USD cash is preferable. Check with an ATM24 manager for the current route
- CBT
- BGFI Bank Tchad
- Ecobank Tchad
ChadXAFCentral African CFA Franc
XAF (Central African CFA franc) - the common currency of 6 CEMAC countries, firmly pegged to EUR: 655.957 XAF = 1 EUR since 1999. Russians transfer money to Chad to family, business partners, and for humanitarian aid through Societe Generale Tchad and UBA Chad.
The route, the receiving bank and the payout amount are agreed before payment.
XAF to a bank account via SWIFT. ATM24 conducts international transfers in Central African CFA francs (XAF) through available banking routes. To make a transfer, you typically need the SWIFT/BIC code of the bank, account number, and recipient's full name. Chad uses XAF — the common currency of six countries of the Central African Economic and Monetary Community (CEMAC). The XAF rate is firmly pegged to the euro at 1 EUR = 655.957 XAF. Leading banks in the country include Société Générale Tchad and UBA Chad, which handle international bank transfers.
Chad has not imposed its own sanctions against Russia; however, international transactions undergo standard AML/KYC and compliance checks. ATM24 verifies the available route in advance before payment. ATM24 commission — from 0.9%, international transfer time — 3–5 business days.
Card transfer for personal use. Bank cards work in N'Djamena at major hotels. ATM network is limited; XAF/USD cash is preferable. Check with an ATM24 manager for the current route
SWIFT transfer - the main method for transfers to Chad. Banks: Societe Generale Tchad, UBA Chad, Commercial Bank Tchad. Details: SWIFT code + account number + name (no IBAN). XAF is firmly pegged to EUR: 1 EUR = 655.957 XAF. SWIFT/BIC is taken from the recipient's details and verified before payment.
Cash is the main payment method in Chad. XAF is dispensed by ATMs of Societe Generale Tchad and UBA Chad in N'Djamena. USD and EUR are accepted at city hotels and exchange offices. Details on cash withdrawal in Chad: check with an ATM24 manager
ATM24 transfers XAF from Russia to Chad. The route is selected individually; submit your request through an ATM24 manager.
We accept RUB, USD, EUR and USDT — we pay out in XAF
RUB XAF
6.1per 1 RUB
10 000 ₽ = 61 007 XAFUSD XAF
546.94per 1 USD
100 $ = 54 694 XAFEUR XAF
620.02per 1 EUR
100 € = 62 002 XAFUSDT XAF
546.94per 1 USDT
100 USDT = 54 694 XAF| You send | Payout in XAF |
|---|---|
| 100 USDT | 54 694 XAF |
| 300 USDT | 164 083 XAF |
| 500 USDT | 273 471 XAF |
| 1 000 USDT | 546 943 XAF |
| 5 000 USDT | 2 734 713 XAF |
Where recipients usually get the money in Chad
BGFI Bank Tchad — a commercial bank providing accounts, cards, and transfers. It is suitable for recipients who use bank account details.
Ecobank Tchad — a bank focused on everyday accounts and card operations. The recipient should provide the exact details and payout currency.
BSIC Chad — a bank serving personal customers and small businesses. Its services typically include accounts, cards, branches, and digital banking.
SWIFT: verify (UNAF + TD...); Accepts transfers from Russia: Check with ATM24 manager
National currency
XAF (Central African CFA franc) - the common currency of six CEMAC countries. The rate is firmly pegged to EUR: 1 EUR = 655.957 XAF. Issuer - BEAC.
Card systems
Visa and Mastercard have limited presence in major cities of N'Djamena. The regional processing center GIMAC handles card operations in the CEMAC zone. ATMs are concentrated in the capital.
Payment applications
Orange Money and Airtel Money are the main mobile money systems in Chad. They cover a significant share of the population, especially outside the capital. Wave (Francophone Africa) is also present in several cities.
Interbank transfers
BEAC (Banque des Etats de l'Afrique Centrale) manages interbank processing in the CEMAC zone. SWIFT is accepted through major banks in N'Djamena (Ecobank, Societe Generale Tchad). IBAN is not used in Chad.
Financial regulator
BEAC (Banque des Etats de l'Afrique Centrale) - central bank and XAF issuer. COBAC (Commission Bancaire de l'Afrique Centrale) - supervisory authority for banks in the CEMAC zone. Chad does not apply Western sanctions against Russia.
Special features for ATM24
Chad's financial infrastructure is limited: banks are concentrated in N'Djamena. Chad does not apply sanctions against Russia. ATM24 selects a route (bank transfer or mobile money) for each request; the receiving bank and SWIFT are confirmed before payment.
With an ATM24 transfer the recipient gives their own bank and details, so the money lands directly on the account.
Three steps from request to payout
Fill in the form or write to us on WhatsApp or Telegram — a manager will check the available route
We check the recipient details and confirm the route, rate, fee and payout amount
Once paid, the transfer goes out along the agreed route — we report the status in the messenger
We verify the exact details when agreeing the available route before payment.
Facts, not promises
You see the rate, the fee and the payout amount before you send the money.
The route, rate, fee and payout amount are agreed before payment.
Reference cities with payout locations. Availability of a specific location is confirmed in the request.
Confirm the city before payment
Only methods present in both the country description and the current route are shown.
Real stories from real people
Needed cash, quickly and without pitfalls! Manager Sofa, thank you!
Read full reviewEverything is clear, fast. They stay in touch and explain every stage of the deal, great people. The rate may sting a bit, but it’s a fast way to get cash.
Read full reviewEverything went fast and convenient, through the ATM. I was afraid of a scam, but everything is honest. Thanks operator Ekaterina
Read full reviewEverything was wonderful. I needed cash baht, only Russian rubles were on the card. Found this service, at first distrust, but then we read the instructions and calmed down 😄 Everything went pretty quickly, honestly, the rate is quite good, manager Alisa responded to messages promptly and guided us, special thanks to her. Thanks to the courier for the work too 👍
Read full reviewThank you very much! The exchange was done precisely and promptly👌 operator Ekaterina was in touch throughout the whole process🤝
Read full reviewEverything is quite fast and very convenient, the most favorable rate, thanks to manager Alisa for the prompt work.
Read full reviewToday we successfully exchanged rubles for baht using an online transfer in Phuket. They delivered straight to the hotel. Thanks to operator Ekaterina!
Read full reviewWe agree the rate and the payout method before payment — pick where the money goes.
Country not found
Frequently asked questions about transfers from Russia to Chad (XAF) and about this country.
To send money to Chad with payout in XAF through ATM24, start with the recipient's exact route for the Central Africa XAF payout route. ATM24 confirms the amount, payment method, fee from 0.9%, timing from 15 minutes, and bank such as Orabank Tchad. Bank-route examples for Chad: Orabank Tchad, Ecobank Tchad, Société Générale Tchad, UBA Tchad, and Commercial Bank Tchad.
Yes, where available, the recipient can receive a transfer on a bank-issued card or bank account in Chad in XAF on the Central Africa XAF payout route. ATM24 checks the bank, card or account number, recipient name, and payout currency before payment; Visa, Mastercard, UnionPay, or local bank-card availability depends on the route. For example, Ecobank Tchad may require a different set of details than UBA Tchad, so card and account routes are confirmed separately. Bank-route examples for Chad: Orabank Tchad, Ecobank Tchad, Société Générale Tchad, UBA Tchad, and Commercial Bank Tchad.
A bank transfer to Chad in XAF should be tied to the recipient's actual bank, including Orabank Tchad, Ecobank Tchad, Société Générale Tchad, UBA Tchad, and Commercial Bank Tchad. ATM24 checks bank name, account format, recipient-name match, and route availability. If the bank changes, the route is reviewed again before payment.
Recipient data for Chad in XAF depends on the actual payout channel: Orabank Tchad, Ecobank Tchad, Societe Generale Tchad, UBA Tchad, account route, and XAF payout data. ATM24 reviews name spelling, bank or service fields, amount, and payment purpose. The sender pays only after the required details are confirmed. Bank-route examples for Chad: Orabank Tchad, Ecobank Tchad, Société Générale Tchad, UBA Tchad, and Commercial Bank Tchad.
An XAF transfer to Chad may start from 15 minutes, but the actual timing depends on the payout route. ATM24 checks Orabank Tchad, Ecobank Tchad, Societe Generale Tchad, UBA Tchad, card route, or account route before the sender pays. If the bank or service asks for clarification, the transfer can take longer. Bank-route examples for Chad: Orabank Tchad, Ecobank Tchad, Société Générale Tchad, UBA Tchad, and Commercial Bank Tchad.
For an XAF transfer to Chad, the ATM24 fee starts from 0.9% and is calculated before payment. Orabank Tchad, Ecobank Tchad, Societe Generale Tchad, UBA Tchad, account route, and sender payment method can affect the final XAF amount. External sender-provider fees are separate. Bank-route examples for Chad: Orabank Tchad, Ecobank Tchad, Société Générale Tchad, UBA Tchad, and Commercial Bank Tchad.
Yes, ATM24 can calculate an XAF transfer to Chad when the sender pays by card, bank transfer, USDT, or another confirmed method. The manager checks Orabank Tchad, Ecobank Tchad, Societe Generale Tchad, UBA Tchad, payout route, and exchange conditions. External sender fees are not mixed into the XAF amount shown before payment. Bank-route examples for Chad: Orabank Tchad, Ecobank Tchad, Société Générale Tchad, UBA Tchad, and Commercial Bank Tchad.
For Chad, the minimum XAF transfer through ATM24 starts from 100 USD or the equivalent. The upper limit is route-based: the manager checks Orabank Tchad, Ecobank Tchad, recipient details, payout method, and document requirements before payment. A route through Ecobank Tchad may have different limits than a card or non-bank payout. Bank-route examples for Chad: Orabank Tchad, Ecobank Tchad, Société Générale Tchad, UBA Tchad, and Commercial Bank Tchad.
For Chad, a large XAF payout can require extra checks for Chad XAF bank route, recipient-name match, account details, payout limit, payment purpose, and source-of-funds review. ATM24 reviews the sender, recipient, payout method, and payment purpose before payment. If documents are needed, the manager tells the sender before the order is paid. Bank-route examples for Chad: Orabank Tchad, Ecobank Tchad, Société Générale Tchad, UBA Tchad, and Commercial Bank Tchad.
For a 1000 USD transfer to Chad, the estimated recipient amount in XAF is calculated by the live route: 546,942.65 XAF. ATM24 includes the fee from 0.9%, exchange conditions, and Orabank Tchad, Ecobank Tchad, Societe Generale Tchad, UBA Tchad, account route, and XAF payout data in the calculation. The final XAF amount is fixed before payment. Bank-route examples for Chad: Orabank Tchad, Ecobank Tchad, Société Générale Tchad, UBA Tchad, and Commercial Bank Tchad.
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