SeychellesSCRSeychellois Rupee
The Seychellois rupee floats freely — for a small island nation this is rare; typically such currencies are pegged. The rate here is notably dependent on the tourist season and foreign currency inflows, so reference rates from the internet become outdated quickly. ATM24 locks in the amount to be credited in your application before payment.
The route, the receiving bank and the payout amount are agreed before payment.
The national currency is the Seychellois rupee (SCR), which is subdivided into 100 cents. Since 2008, the rupee exchange rate has floated freely and is determined by the market. For an island economy heavily dependent on tourism and tuna fishing, this means notable sensitivity of the foreign exchange market to seasonal foreign currency inflows and tourist flows. Seychelles is an archipelago in the Indian Ocean and Africa's smallest country by population. For bank transfers, IBAN SC is used, which contains 31 characters (SC + 2 check digits + 4 bank letters + 4 branch digits + 16 account digits + 3 currency letters). For international transfer you need the recipient's IBAN SC, the bank's SWIFT/BIC, and the recipient's full name.
Banking infrastructure is concentrated primarily on Mahe Island, especially in the capital Victoria; some branches also operate on Praslin, while on La Digue and other islands banking presence is significantly smaller. Official languages are Seychellois Creole, English, and French; banking documents are typically completed in English, so details are filled in using Latin characters. Seychelles operates on UTC+4 time zone and is 1 hour ahead of Moscow. ATM24 checks the available route in advance before confirming your application. International SWIFT transfer takes 2–5 business days. ATM24 commission from 0.9%.
Card networks are developed in the tourist areas of the islands. In the application you provide the card number and cardholder name in Latin characters. Credit in rupees at the rate locked in your application. Whether payment will go through on a specific card is verified before payment
There is no IBAN format: the recipient is found by SWIFT code and account number. You need the account number, bank SWIFT code, and recipient's name. Banking documents are in English, transliteration is not required. For large amounts the bank may request the purpose of payment
Cash withdrawal on the main island of the archipelago. The main point is Victoria, the capital and business center. Fewer branches on Praslin, none on distant islands. How much you can withdraw at once will be confirmed when you apply
For Seychelles you need the recipient bank's SWIFT code, account number, and their name in Latin characters. The country does not issue IBAN format; English eliminates transliteration questions. The key factor on this route is the exchange rate: the rupee floats freely, reference rates from the internet quickly become outdated, so you should rely on the amount locked in your application. For large payments, the bank may request the payment purpose.
We accept RUB, USD, EUR and USDT — we pay out in SCR
RUB SCR
0.1444per 1 RUB
10 000 ₽ = 1 444 SCRUSD SCR
12.94per 1 USD
100 $ = 1 294 SCREUR SCR
14.67per 1 EUR
100 € = 1 467 SCRUSDT SCR
12.94per 1 USDT
100 USDT = 1 294 SCR| You send | Payout in SCR |
|---|---|
| 100 USDT | 1 294 SCR |
| 300 USDT | 3 883 SCR |
| 500 USDT | 6 472 SCR |
| 1 000 USDT | 12 943 SCR |
| 5 000 USDT | 64 717 SCR |
Where recipients usually get the money in Seychelles
Seychelles Commercial Bank SCB — a commercial bank for personal and corporate customers. Core services include accounts, cards, payments, and settlement services.
Barclays Seychelles — a commercial bank providing accounts, cards, and transfers. It is suitable for recipients who use bank account details.
Nouvobanq — a bank focused on everyday accounts and card operations. The recipient should provide the exact details and payout currency.
MCB Seychelles — a bank serving personal customers and small businesses. Its services typically include accounts, cards, branches, and digital banking.
Bank of Baroda Seychelles — a local bank with standard account and cash services. Transfer availability depends on the details, currency, and bank rules.
National currency
The national currency is the Seychellois rupee (SCR), which has floated freely since 2008.
Card systems
Visa and Mastercard are accepted in hotels and major retail locations. SeyPay is the national payment platform. IBAN consists of 31 characters. Seychelles Commercial Bank and MCB Seychelles are the main card-issuing banks.
Payment applications
AfrAsia Pay and MCB Seychelles App are the main mobile banking applications. Western Union and MoneyGram operate through Bank of Baroda and Nouvobanq on the islands.
Interbank transfers
For bank transfers, IBAN SC is used, which contains 31 characters (SC + 2 check digits + 4 bank letters + 4 branch digits + 16 account digits + 3 currency letters). For international transfer you need the recipient's IBAN SC, the bank's SWIFT/BIC, and the recipient's full name.
Financial regulator
Central Bank of Seychelles (CBS) is the central bank and financial regulator; located on Mahe. Nouvobanq and Barclays Seychelles accept international SWIFT transfers.
Features for ATM24
Seychelles has not imposed sanctions against Russia. ATM24 clarifies the route (bank transfer or other method) before confirming your application. Transfers are accepted in SCR and USD/EUR.
With an ATM24 transfer the recipient gives their own bank and details, so the money lands directly on the account.
Three steps from request to payout
Fill in the form or write to us on WhatsApp or Telegram — a manager will check the available route
We check the recipient details and confirm the route, rate, fee and payout amount
Once paid, the transfer goes out along the agreed route — we report the status in the messenger
We verify the exact details when agreeing the available route before payment.
Facts, not promises
You see the rate, the fee and the payout amount before you send the money.
The route, rate, fee and payout amount are agreed before payment.
Reference cities with payout locations. Availability of a specific location is confirmed in the request.
Confirm the city before payment
Only methods present in both the country description and the current route are shown.
Real stories from real people
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Great customer service and genuinely good delivery time, they helped so much with transferring money between different countries that is genuinely difficult to transfer between them
Read full reviewEverything is very good, fast, without delays, at the current exchange rate, manager Sofa thank you, you really helped, I recommend
Read full reviewI will note the good work of manager Ekaterina, she was always in touch, responded as quickly as possible and accompanied me throughout the whole transaction, everything went great — in the future I will definitely contact them again if needed)
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10 minutes - international transfer is done. All the wuestions are answered quickly and clearly. My respect and recommendations.
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Very convenient service, in less than an hour I was already paying via Apple Pay with my new card, having transferred the amount from a Russian card through the service. Manager Ekaterina answered all the questions and helped, thank you
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Read full reviewEverything is great, exchanged rubles in Dubai. Thanks to Stanislav.
Read full reviewWe agree the rate and the payout method before payment — pick where the money goes.
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We've gathered answers about the Seychellois rupee, its floating exchange rate, and the procedure for transfers from Russia.
Sending money to Seychelles with payout in SCR works best when the Seychelles SCR payout route is checked before the sender pays. ATM24 verifies the route through a bank such as Seychelles Commercial Bank or Nouvobanq, confirms the final payout amount, and shows the fee and timing in advance. Bank-route examples for Seychelles: Seychelles Commercial Bank, Absa Bank Seychelles, Nouvobanq, Mauritius Commercial Bank Seychelles, and Seychelles International Mercantile Banking Corporation.
In Seychelles, an SCR transfer may go to a bank-issued card or bank account depending on the receiving bank. ATM24 checks the Seychelles SCR payout route through a bank such as Absa Bank Seychelles or Mauritius Commercial Bank Seychelles and confirms whether card payout, account payout, or only one option is available. The sender pays after that route is confirmed. Bank-route examples for Seychelles: Seychelles Commercial Bank, Absa Bank Seychelles, Nouvobanq, Mauritius Commercial Bank Seychelles, and Seychelles International Mercantile Banking Corporation.
Banks for an SCR transfer to Seychelles should be checked by the recipient's actual route; common references include Seychelles Commercial Bank, Absa Bank Seychelles, Nouvobanq, Mauritius Commercial Bank Seychelles, and Seychelles International Mercantile Banking Corporation. ATM24 reviews bank name, account format, recipient-name spelling, and payout currency before the sender pays. A different bank can require a separate check.
Recipient details for Seychelles in SCR depend on the bank or payout channel named in the order. ATM24 may need the recipient name, Seychelles Commercial Bank or another bank, account or card data, and payment purpose. The sender pays only after those fields are confirmed. Bank-route examples for Seychelles: Seychelles Commercial Bank, Absa Bank Seychelles, Nouvobanq, Mauritius Commercial Bank Seychelles, and Seychelles International Mercantile Banking Corporation.
For Seychelles, an SCR payout may be fast only after the selected channel is checked. ATM24 reviews Seychelles Commercial Bank, Absa Bank Seychelles, Nouvobanq, Mauritius Commercial Bank Seychelles, and Seychelles International Mercantile Banking Corporation plus card or account payout options before giving timing. The manager confirms the expected time before the sender pays. Bank-route examples for Seychelles: Seychelles Commercial Bank, Absa Bank Seychelles, Nouvobanq, Mauritius Commercial Bank Seychelles, and Seychelles International Mercantile Banking Corporation.
ATM24 calculates a transfer fee from 0.9% for payouts to Seychelles in SCR. The final figure depends on the Seychelles SCR payout route, amount, payment method, bank such as Absa Bank Seychelles, and whether the recipient receives money on a card or account. The sender sees the final payout amount before paying. Bank-route examples for Seychelles: Seychelles Commercial Bank, Absa Bank Seychelles, Nouvobanq, Mauritius Commercial Bank Seychelles, and Seychelles International Mercantile Banking Corporation.
Payment for an SCR transfer to Seychelles can be arranged through an available sender method after ATM24 checks the receiving route. The check includes the Seychelles SCR payout route, bank such as Nouvobanq, fee from 0.9%, and exchange conditions. USDT network cost or card-issuer charges are confirmed separately. Bank-route examples for Seychelles: Seychelles Commercial Bank, Absa Bank Seychelles, Nouvobanq, Mauritius Commercial Bank Seychelles, and Seychelles International Mercantile Banking Corporation.
The minimum transfer amount to Seychelles in SCR through ATM24 starts from 100 USD or the equivalent. The maximum amount is confirmed before payment and depends on the Seychelles SCR payout route, sender payment method, bank, recipient details, and possible document requirements. If the recipient changes Seychelles Commercial Bank to another bank or switches from account to card, the limit should be checked again. Bank-route examples for Seychelles: Seychelles Commercial Bank, Absa Bank Seychelles, Nouvobanq, Mauritius Commercial Bank Seychelles, and Seychelles International Mercantile Banking Corporation.
For Seychelles, extra documents for an SCR payout depend on the route through Absa Bank Seychelles, Nouvobanq, or another confirmed channel. ATM24 may ask for identification, source of funds, recipient details, and payment-purpose wording. The list is confirmed after the amount and bank route are reviewed. Bank-route examples for Seychelles: Seychelles Commercial Bank, Absa Bank Seychelles, Nouvobanq, Mauritius Commercial Bank Seychelles, and Seychelles International Mercantile Banking Corporation.
For Seychelles, a 1000 USD transfer can produce a different SCR result depending on the receiving route: 12,943.38 SCR. The ATM24 calculation includes Mauritius Commercial Bank Seychelles or another confirmed bank, payout method, fee from 0.9%, and exchange conditions. The sender sees the final amount before payment. Bank-route examples for Seychelles: Seychelles Commercial Bank, Absa Bank Seychelles, Nouvobanq, Mauritius Commercial Bank Seychelles, and Seychelles International Mercantile Banking Corporation.
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