To a Visa/Mastercard card
XOF. Transfer to the recipient's Visa or Mastercard. Details: 16-digit card number and recipient's full name. Availability and limits - check with ATM24 manager
- Orabank Bénin
- Société Générale Bénin
- UBA Benin
BeninXOFWest African CFA Franc
XOF (West African CFA franc) is the common currency of 8 UEMOA countries: 1 EUR = 655.957 XOF. Ecobank Benin (ECOCBJLX) is the main SWIFT route. Russians transfer money to Benin to family and business partners. No IBAN required. No sanctions against Russia.
The route, the receiving bank and the payout amount are agreed before payment.
ATM24 processes international transfers in West African CFA Franc (XOF) through available banking channels. IBAN format is not used in Benin: for an international transfer, you typically need the bank's SWIFT/BIC, account number, and recipient's full name. The national currency is the West African CFA franc (XOF), used by countries of the West African Economic and Monetary Union and firmly pegged to the euro at the rate of 1 EUR = 655.957 XOF. Benin is a member of UEMOA and ECOWAS. Among banks actively working with international transfers is Ecobank Benin; it is best to verify the current SWIFT/BIC of a specific branch before sending.
Benin has not imposed its own sanctions against Russia; however, international transfers undergo standard AML/KYC and compliance checks. ATM24 verifies the available route in advance before confirming your application. The timeframe for international SWIFT transfers is 2–5 business days. ATM24 commission starts from 0.9%.
XOF. Transfer to the recipient's Visa or Mastercard. Details: 16-digit card number and recipient's full name. Availability and limits - check with ATM24 manager
SWIFT transfer to the recipient's account. XOF is not part of the IBAN system - you need the account number, bank SWIFT/BIC, and recipient's full name. Banks: Ecobank Bénin and Financial Bank Bénin
XOF. Cash withdrawal - check with ATM24 manager. Details for withdrawal: Full name and ATM24 pickup code. Current pickup locations - available from manager when processing your application
Benin is a West African country with its capital in Cotonou and the historic center in Porto-Novo. XOF is the regional currency of 8 UEMOA countries with a peg to EUR, guaranteed by the French Treasury. Ecobank (ECOCBJLX) is the largest pan-African bank with presence in 35 countries and the main SWIFT transfer channel. MTN Mobile Money as an alternative for recipients without an account. No sanctions against Russia.
We accept RUB, USD, EUR and USDT — we pay out in XOF
RUB XOF
6.29per 1 RUB
10 000 ₽ = 62 881 XOFUSD XOF
557.86per 1 USD
100 $ = 55 786 XOFEUR XOF
615.12per 1 EUR
100 € = 61 512 XOFUSDT XOF
557.86per 1 USDT
100 USDT = 55 786 XOF| You send | Payout in XOF |
|---|---|
| 100 USDT | 55 786 XOF |
| 300 USDT | 167 359 XOF |
| 500 USDT | 278 932 XOF |
| 1 000 USDT | 557 863 XOF |
| 5 000 USDT | 2 789 317 XOF |
Where recipients usually get the money in Benin
check with recipient
Société Générale Bénin — a commercial bank providing accounts, cards, and transfers. It is suitable for recipients who use bank account details.
UBA Benin — a bank focused on everyday accounts and card operations. The recipient should provide the exact details and payout currency.
ECOCBJLX
Banque Atlantique Bénin — a local bank with standard account and cash services. Transfer availability depends on the details, currency, and bank rules.
National currency
The national currency is the West African CFA franc (XOF), which is firmly pegged to the euro at the rate of 1 EUR = 655.957 XOF.
Card systems
Visa and Mastercard are available through banks. The country is part of the BCEAO zone (WAEMU) and uses the CFA franc. Orange Money, MTN Mobile Money, and Moov Money are key mobile payment systems for the majority of the population.
Payment applications
The monetary system is regulated by the Banque Centrale des États de l'Afrique de l'Ouest (BCEAO).
Interbank transfers
IBAN format is not used in Benin: for international transfers, the bank's SWIFT/BIC, account number, and recipient's full name are typically used. One of the main banking channels for international transfers is Ecobank Benin (ECOCBJLX).
Financial regulator
In addition to bank transfers, MTN Mobile Money and Western Union are widely used in Cotonou.
Special features for ATM24
Benin has not imposed its own sanctions against Russia.
With an ATM24 transfer the recipient gives their own bank and details, so the money lands directly on the account.
Three steps from request to payout
Fill in the form or write to us on WhatsApp or Telegram — a manager will check the available route
We check the recipient details and confirm the route, rate, fee and payout amount
Once paid, the transfer goes out along the agreed route — we report the status in the messenger
We verify the exact details when agreeing the available route before payment.
Facts, not promises
You see the rate, the fee and the payout amount before you send the money.
The route, rate, fee and payout amount are agreed before payment.
Reference cities with payout locations. Availability of a specific location is confirmed in the request.
Confirm the city before payment
Only methods present in both the country description and the current route are shown.
Real stories from real people
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Read full reviewThey did everything, not quickly in 2 transfers but they did it
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Read full reviewATM24 service made it possible to get dirham cash in the UAE without any problems in exchange for a ruble transfer. Operator Ekaterina responded quickly and gave clear instructions. I don’t know how convenient the procedure is in other countries, but in the Emirates it turned out to be simply elementary: you can get cash by code at ATMs of two banks that are everywhere here. A lifesaver for people who now, for example, don’t travel often enough to get a foreign card, and faced the need to get more local currency somewhere. Used it for the first time and I’ll definitely keep it in mind)
Read full reviewOperator Ekaterina. Dubai, received dirhams, everything clear and understandable. But watch the rate carefully for commissions!
Read full reviewExchanged rubles for Thai baht. Manager Stanislav helped us👍🏻 patiently and clearly explained everything🙌🏻 everything went quickly✊🏻 thanks
Read full reviewWe agree the rate and the payout method before payment — pick where the money goes.
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Answers to questions about sending money to Benin through ATM24.
To arrange an XOF payout in Benin, ATM24 first checks the receiving channel for the Benin XOF payout route. The route is confirmed before payment, including Bank of Africa Benin, Banque Internationale du Bénin, card or account details, sender payment method, fee from 0.9%, and timing from 15 minutes. Bank-route examples for Benin: Bank of Africa Benin, Ecobank Benin, Banque Internationale du Bénin, Orabank Benin, and Coris Bank Benin.
The recipient can use a card or bank account for an XOF transfer to Benin if that channel is available for the bank. Before payment, ATM24 checks Bank of Africa Benin, Ecobank Benin, card or account format, recipient name, and payout currency. International-card network availability is confirmed by route, not assumed for every bank. Bank-route examples for Benin: Bank of Africa Benin, Ecobank Benin, Banque Internationale du Bénin, Orabank Benin, and Coris Bank Benin.
For Benin, ATM24 can review an XOF payout through banks such as Bank of Africa Benin, Ecobank Benin, Banque Internationale du Bénin, Orabank Benin, and Coris Bank Benin. The manager checks whether the selected bank route supports the incoming transfer and which account or card details are needed. The bank route is confirmed before payment.
For an XOF transfer to Benin, ATM24 checks recipient details against the selected receiving route: Benin XOF payout route, Bank of Africa Benin, Ecobank Benin, Banque Internationale du Bénin, Orabank Benin, and Coris Bank Benin, card payout, account payout, recipient name, XOF payout data, and payout-limit review for the exact receiving channel. The manager verifies name spelling, bank or card format, payout currency, and payment purpose before payment. If the recipient changes the route, the required fields are checked again. Bank-route examples for Benin: Bank of Africa Benin, Ecobank Benin, Banque Internationale du Bénin, Orabank Benin, and Coris Bank Benin.
Transfer timing to Benin in XOF starts from 15 minutes when the bank, card, or account route is ready. ATM24 checks Bank of Africa Benin, Ecobank Benin, and any route limit before payment. If the receiving bank asks for clarification, processing can take longer. Bank-route examples for Benin: Bank of Africa Benin, Ecobank Benin, Banque Internationale du Bénin, Orabank Benin, and Coris Bank Benin.
The fee for sending money to Benin with payout in XOF is calculated from 0.9% through ATM24. ATM24 shows the sender the fee, exchange conditions, payout route through Ecobank Benin or Banque Internationale du Bénin, and amount the recipient should receive before payment. Bank-transfer fees, card conversion fees, and DCC markups from the sender's provider are separate. Bank-route examples for Benin: Bank of Africa Benin, Ecobank Benin, Banque Internationale du Bénin, Orabank Benin, and Coris Bank Benin.
Payment for an XOF transfer to Benin can be arranged through an available sender method after ATM24 checks the receiving route. The check includes the Benin XOF payout route, bank such as Banque Internationale du Bénin, fee from 0.9%, and exchange conditions. USDT network cost or card-issuer charges are confirmed separately. Bank-route examples for Benin: Bank of Africa Benin, Ecobank Benin, Banque Internationale du Bénin, Orabank Benin, and Coris Bank Benin.
The minimum transfer amount to Benin in XOF through ATM24 starts from 100 USD or the equivalent. The maximum amount is confirmed before payment and depends on the Benin XOF payout route, sender payment method, bank, recipient details, and possible document requirements. If the recipient changes Bank of Africa Benin to another bank or switches from account to card, the limit should be checked again. Bank-route examples for Benin: Bank of Africa Benin, Ecobank Benin, Banque Internationale du Bénin, Orabank Benin, and Coris Bank Benin.
Large transfers to Benin in XOF are checked by amount, recipient route, and receiving bank. ATM24 reviews Bank of Africa Benin, Orabank Benin, card or account payout, payment purpose, and source-of-funds information. Any document request is named before the sender pays. Bank-route examples for Benin: Bank of Africa Benin, Ecobank Benin, Banque Internationale du Bénin, Orabank Benin, and Coris Bank Benin.
The estimated payout for sending 1000 USD to Benin in XOF should be checked by route: 557,863.39 XOF. ATM24 reviews Bank of Africa Benin, Ecobank Benin, Banque Internationale du Bénin, Orabank Benin, and Coris Bank Benin, card or account payout, fee from 0.9%, and exchange conditions. The manager confirms the final XOF amount in the order. Bank-route examples for Benin: Bank of Africa Benin, Ecobank Benin, Banque Internationale du Bénin, Orabank Benin, and Coris Bank Benin.
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