BeninXOFWest African CFA Franc

Money Transfer to Benin

  • We lock the rate before payment
  • More than 100 transfers every day
  • Support at every stage of the transfer
545.3 XOFper 1 USDT+0.1% over 24hCalculation refreshed today at 06:491 USDT = 545.3 XOFOfficial rate; the final rate in the request may differ.
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XOF (West African CFA franc) is the common currency of 8 UEMOA countries: 1 EUR = 655.957 XOF. Ecobank Benin (ECOCBJLX) is the main SWIFT route. Russians transfer money to Benin to family and business partners. No IBAN required. No sanctions against Russia.

How to transfer money from Russia to Benin: XOF to a bank account via SWIFT

The route, the receiving bank and the payout amount are agreed before payment.

ATM24 processes international transfers in West African CFA Franc (XOF) through available banking channels. IBAN format is not used in Benin: for an international transfer, you typically need the bank's SWIFT/BIC, account number, and recipient's full name. The national currency is the West African CFA franc (XOF), used by countries of the West African Economic and Monetary Union and firmly pegged to the euro at the rate of 1 EUR = 655.957 XOF. Benin is a member of UEMOA and ECOWAS. Among banks actively working with international transfers is Ecobank Benin; it is best to verify the current SWIFT/BIC of a specific branch before sending.

Bank checks and transfer conditions

Benin has not imposed its own sanctions against Russia; however, international transfers undergo standard AML/KYC and compliance checks. ATM24 verifies the available route in advance before confirming your application. The timeframe for international SWIFT transfers is 2–5 business days. ATM24 commission starts from 0.9%.

Ways to receive a transfer in Benin

Pick the way that suits the recipient — we agree the route and the details before payment

To a Visa/Mastercard card

XOF. Transfer to the recipient's Visa or Mastercard. Details: 16-digit card number and recipient's full name. Availability and limits - check with ATM24 manager

  • Orabank Bénin
  • Société Générale Bénin
  • UBA Benin

To a bank account in XOF

SWIFT transfer to the recipient's account. XOF is not part of the IBAN system - you need the account number, bank SWIFT/BIC, and recipient's full name. Banks: Ecobank Bénin and Financial Bank Bénin

  • SWIFT Ecobank Benin: ECOCBJLX
  • Orabank Bénin
  • Société Générale Bénin
  • UBA Benin

Cash in XOF

XOF. Cash withdrawal - check with ATM24 manager. Details for withdrawal: Full name and ATM24 pickup code. Current pickup locations - available from manager when processing your application

  • Cotonou
  • Abomey-Calavi
  • Parakou

Benin is a West African country with its capital in Cotonou and the historic center in Porto-Novo. XOF is the regional currency of 8 UEMOA countries with a peg to EUR, guaranteed by the French Treasury. Ecobank (ECOCBJLX) is the largest pan-African bank with presence in 35 countries and the main SWIFT transfer channel. MTN Mobile Money as an alternative for recipients without an account. No sanctions against Russia.

Rates and cost of a transfer to Benin

We accept RUB, USD, EUR and USDT — we pay out in XOF

Reference rate for today

  • RUB XOF

    6.08per 1 RUB

    10 000 ₽ = 60 824 XOF
  • USD XOF

    545.3per 1 USD

    100 $ = 54 530 XOF
  • EUR XOF

    618.16per 1 EUR

    100 € = 61 816 XOF
  • USDT XOF

    545.3per 1 USDT

    100 USDT = 54 530 XOF

What the recipient gets — at 1 USDT = 545.3 XOF

You sendPayout in XOF
100 USDT54 530 XOF
300 USDT163 591 XOF
500 USDT272 651 XOF
1 000 USDT545 302 XOF
5 000 USDT2 726 509 XOF
Reference values update automatically. The final fee and rate are locked in the request before payment.

Banks and payment infrastructure — Benin

Where recipients usually get the money in Benin

  • Orabank Bénin

    check with recipient

  • Société Générale Bénin

    Société Générale Bénin — a commercial bank providing accounts, cards, and transfers. It is suitable for recipients who use bank account details.

  • UBA Benin

    UBA Benin — a bank focused on everyday accounts and card operations. The recipient should provide the exact details and payout currency.

  • Ecobank Bénin

    ECOCBJLX

  • Banque Atlantique Bénin

    Banque Atlantique Bénin — a local bank with standard account and cash services. Transfer availability depends on the details, currency, and bank rules.

How payments work in Benin

  • National currency

    The national currency is the West African CFA franc (XOF), which is firmly pegged to the euro at the rate of 1 EUR = 655.957 XOF.

  • Card systems

    Visa and Mastercard are available through banks. The country is part of the BCEAO zone (WAEMU) and uses the CFA franc. Orange Money, MTN Mobile Money, and Moov Money are key mobile payment systems for the majority of the population.

  • Payment applications

    The monetary system is regulated by the Banque Centrale des États de l'Afrique de l'Ouest (BCEAO).

  • Interbank transfers

    IBAN format is not used in Benin: for international transfers, the bank's SWIFT/BIC, account number, and recipient's full name are typically used. One of the main banking channels for international transfers is Ecobank Benin (ECOCBJLX).

  • Financial regulator

    In addition to bank transfers, MTN Mobile Money and Western Union are widely used in Cotonou.

  • Special features for ATM24

    Benin has not imposed its own sanctions against Russia.

With an ATM24 transfer the recipient gives their own bank and details, so the money lands directly on the account.

How the transfer works to Benin

Three steps from request to payout

  1. Step

    Send a request

    Fill in the form or write to us on WhatsApp or Telegram — a manager will check the available route

  2. Step

    Agree the route

    We check the recipient details and confirm the route, rate, fee and payout amount

  3. Step

    Pay for the transfer

    Once paid, the transfer goes out along the agreed route — we report the status in the messenger

What to prepare for the transfer

To a Visa/Mastercard card

  • Details: 16-digit card number and recipient's full name

To a bank account in XOF

  • SWIFT Ecobank Benin: ECOCBJLX

We verify the exact details when agreeing the available route before payment.

Why people choose ATM24

Facts, not promises

No surprises on the rate

You see the rate, the fee and the payout amount before you send the money.

Request to BeninLocked in
Rate
1 USDT = 545.3 XOF
Payout method
Bank transfer
Payout currency
XOF
The rate and the amount are locked when the request is confirmed and do not change afterwards.

Terms are known before payment

The route, rate, fee and payout amount are agreed before payment.

  • Route
  • Rate
  • Payout amount

Cash payout

Reference cities with payout locations. Availability of a specific location is confirmed in the request.

  • Cotonou
  • Abomey-Calavi
  • Parakou

Confirm the city before payment

Available payout options

Only methods present in both the country description and the current route are shown.

You send
  • RUB
  • USD
  • EUR
  • USDT
XOF
They receive
  • Bank transfer
  • Cash
  • MoneyGram
  • Western Union

Customer reviews

Real stories from real people

Андрей Канаев

Google

They accepted payment very quickly and provided a spot to withdraw baht. They offer several methods — via terminal or courier (paid). Not a scam. Although I was initially a bit scared

Read full review

Сергей Б

Google

Used their services. Everything went quickly, they explained step by step. Manager Sofa helped me, I'm grateful to her. If you need to exchange, I recommend this service

Read full review

Виктор Абакаров

Google

I ran into the situation many do, when I spent all my money! And the funds were only on the account! Thanks to the clear work of this exchanger and constant contact with manager STANISLAV, I used this service for the first time in my life! Everything went smoothly and quickly! I ordered baht, the courier brought them to the hotel! We quickly made a transfer through the bank app and I received the funds in local currency! Very cool! I even got positive emotions from this exchange method! 👍👍👍

Read full review

Александр Орешкин

Trustpilot

Everything's great! Emil guided and explained everything. Accompanied me fully until I received the money.

Read full review

Transfers to other countries

We agree the rate and the payout method before payment — pick where the money goes.

Frequently asked questions about transfers to Benin

Answers to questions about sending money to Benin through ATM24.

How can I send money to Benin with payout in XOF through ATM24?

To arrange an XOF payout in Benin, ATM24 first checks the receiving channel for the Benin XOF payout route. The route is confirmed before payment, including Bank of Africa Benin, Banque Internationale du Bénin, card or account details, sender payment method, fee from 0.9%, and timing from 15 minutes. Bank-route examples for Benin: Bank of Africa Benin, Ecobank Benin, Banque Internationale du Bénin, Orabank Benin, and Coris Bank Benin.

Can the recipient receive a transfer on a card or bank account in Benin in XOF?

The recipient can use a card or bank account for an XOF transfer to Benin if that channel is available for the bank. Before payment, ATM24 checks Bank of Africa Benin, Ecobank Benin, card or account format, recipient name, and payout currency. International-card network availability is confirmed by route, not assumed for every bank. Bank-route examples for Benin: Bank of Africa Benin, Ecobank Benin, Banque Internationale du Bénin, Orabank Benin, and Coris Bank Benin.

Which banks can receive a transfer to Benin in XOF?

For Benin, ATM24 can review an XOF payout through banks such as Bank of Africa Benin, Ecobank Benin, Banque Internationale du Bénin, Orabank Benin, and Coris Bank Benin. The manager checks whether the selected bank route supports the incoming transfer and which account or card details are needed. The bank route is confirmed before payment.

What recipient details are needed to send money to Benin in XOF?

For an XOF transfer to Benin, ATM24 checks recipient details against the selected receiving route: Benin XOF payout route, Bank of Africa Benin, Ecobank Benin, Banque Internationale du Bénin, Orabank Benin, and Coris Bank Benin, card payout, account payout, recipient name, XOF payout data, and payout-limit review for the exact receiving channel. The manager verifies name spelling, bank or card format, payout currency, and payment purpose before payment. If the recipient changes the route, the required fields are checked again. Bank-route examples for Benin: Bank of Africa Benin, Ecobank Benin, Banque Internationale du Bénin, Orabank Benin, and Coris Bank Benin.

How long does a money transfer to Benin in XOF take?

Transfer timing to Benin in XOF starts from 15 minutes when the bank, card, or account route is ready. ATM24 checks Bank of Africa Benin, Ecobank Benin, and any route limit before payment. If the receiving bank asks for clarification, processing can take longer. Bank-route examples for Benin: Bank of Africa Benin, Ecobank Benin, Banque Internationale du Bénin, Orabank Benin, and Coris Bank Benin.

What is the fee for sending money to Benin with payout in XOF?

The fee for sending money to Benin with payout in XOF is calculated from 0.9% through ATM24. ATM24 shows the sender the fee, exchange conditions, payout route through Ecobank Benin or Banque Internationale du Bénin, and amount the recipient should receive before payment. Bank-transfer fees, card conversion fees, and DCC markups from the sender's provider are separate. Bank-route examples for Benin: Bank of Africa Benin, Ecobank Benin, Banque Internationale du Bénin, Orabank Benin, and Coris Bank Benin.

Can I pay by international card, bank transfer, or USDT while the recipient receives XOF in Benin?

Payment for an XOF transfer to Benin can be arranged through an available sender method after ATM24 checks the receiving route. The check includes the Benin XOF payout route, bank such as Banque Internationale du Bénin, fee from 0.9%, and exchange conditions. USDT network cost or card-issuer charges are confirmed separately. Bank-route examples for Benin: Bank of Africa Benin, Ecobank Benin, Banque Internationale du Bénin, Orabank Benin, and Coris Bank Benin.

What is the minimum and maximum transfer amount to Benin in XOF?

The minimum transfer amount to Benin in XOF through ATM24 starts from 100 USD or the equivalent. The maximum amount is confirmed before payment and depends on the Benin XOF payout route, sender payment method, bank, recipient details, and possible document requirements. If the recipient changes Bank of Africa Benin to another bank or switches from account to card, the limit should be checked again. Bank-route examples for Benin: Bank of Africa Benin, Ecobank Benin, Banque Internationale du Bénin, Orabank Benin, and Coris Bank Benin.

What documents are needed for a large transfer to Benin in XOF?

Large transfers to Benin in XOF are checked by amount, recipient route, and receiving bank. ATM24 reviews Bank of Africa Benin, Orabank Benin, card or account payout, payment purpose, and source-of-funds information. Any document request is named before the sender pays. Bank-route examples for Benin: Bank of Africa Benin, Ecobank Benin, Banque Internationale du Bénin, Orabank Benin, and Coris Bank Benin.

How much will the recipient get in XOF if I send 1000 USD to Benin?

The estimated payout for sending 1000 USD to Benin in XOF should be checked by route: 545,301.82 XOF. ATM24 reviews Bank of Africa Benin, Ecobank Benin, Banque Internationale du Bénin, Orabank Benin, and Coris Bank Benin, card or account payout, fee from 0.9%, and exchange conditions. The manager confirms the final XOF amount in the order. Bank-route examples for Benin: Bank of Africa Benin, Ecobank Benin, Banque Internationale du Bénin, Orabank Benin, and Coris Bank Benin.

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Send money to Benin with ATM24

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