AlbaniaALLAlbanian Lek

Money Transfer to Albania

  • We lock the rate before payment
  • More than 100 transfers every day
  • Support at every stage of the transfer
68.6 ALLper 1 USDT−0.02% over 24hCalculation refreshed today at 22:301 USDT = 68.6 ALLOfficial rate; the final rate in the request may differ.
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UAE licence No. 9966786413

BKT (Banka Kombetare Tregtare, NCBAALTR) - one of Albania's major commercial banks - accepts SWIFT transfers for salaries, family support and real estate purchases. A 28-character Albanian IBAN is used, along with the bank's SWIFT/BIC code. As an EU candidate and NATO member (since 2009), Albania applies CFSP sanctions from 2022 - transfers for ordinary individuals undergo compliance review; confirm the route with your ATM24 manager.

How to send money from Russia to Albania

The route, the receiving bank and the payout amount are agreed before payment.

ALL or EUR to Albanian IBAN through available international routes. Albania has used IBAN since 2009, with IBAN applied to both lek and foreign currency accounts. Albanian IBAN contains 28 characters: AL + 2 check digits + 8-digit bank identifier + 16-character account number. The country's major banks are BKT (Banka Kombëtare Tregtare), Albania's largest bank, Raiffeisen Bank Albania and other commercial banks. BKT is not state-owned: the bank has been privatized, with Çalık Holding as its sole shareholder.

Account details and transfer currency

International transfers typically require Albanian IBAN, the bank's SWIFT/BIC and the recipient's full name. The official currency is the Albanian lek (ALL), though EUR is widely used in the tourism sector, especially in Sarandë and Durrës, and bank accounts can also be opened in foreign currency. Albania entered the SEPA geographic zone in 2024, and Albanian banks began operational participation in SEPA in 2025, so EUR transfers to eligible accounts may flow through SEPA infrastructure.

Bank checks and transfer conditions

As a NATO member and EU accession candidate, Albania follows the EU's sanctions policy toward Russia, so transfer availability depends on the receiving bank, correspondent chain and AML/KYC review. ATM24 verifies the available route before payment. ATM24 commission starts from 0.9%; international settlement takes up to several business days.

3 ways to send money from Russia to Albania

Pick the way that suits the recipient — we agree the route and the details before payment

To Visa/Mastercard card

Card transfer for personal use. Accepted by BKT and Raiffeisen Albania. Visa/Mastercard cards are active throughout the country. Confirm the current route with your ATM24 manager

  • Raiffeisen Bank Albania
  • BKT
  • Credins Bank

To bank account in ALL

SWIFT transfer - the standard international route. Limits and availability depend on the bank and compliance review. Banks: BKT NCBAALTR, Raiffeisen Albania RBALALTR, Credins Bank. Details: 28-character Albanian IBAN + bank SWIFT/BIC + recipient's full name

  • Timeline: 1-3 business days
  • Raiffeisen Bank Albania
  • BKT
  • Credins Bank

Cash in ALL or EUR

Cash is convenient at local markets and small towns. ALL is dispensed by BKT/Raiffeisen ATMs throughout the country. EUR is accepted in Tirana, Sarandë, Durrës (restaurants, hotels, taxis). USD/EUR exchanged for ALL at exchange offices (cashiers)

  • Tirane
  • Durres
  • Vlore

ATM24 transfers ALL from Russia to Albania: minimum amount confirmed upon request. Exchange rate is fixed when transfer is confirmed. ATM24 considers current routes; contact your manager.

Rates and cost of a transfer to Albania

We accept RUB, USD, EUR and USDT — we pay out in ALL

Reference rate for today

  • RUB ALL

    0.7727per 1 RUB

    10 000 ₽ = 7 727 ALL
  • USD ALL

    68.6per 1 USD

    100 $ = 6 860 ALL
  • EUR ALL

    78.91per 1 EUR

    100 € = 7 891 ALL
  • USDT ALL

    68.6per 1 USDT

    100 USDT = 6 860 ALL

What the recipient gets — at 1 USDT = 68.6 ALL

You sendPayout in ALL
100 USDT6 860 ALL
300 USDT20 579 ALL
500 USDT34 299 ALL
1 000 USDT68 598 ALL
5 000 USDT342 990 ALL
Reference values update automatically. The final fee and rate are locked in the request before payment.

Banks and payment infrastructure — Albania

Where recipients usually get the money in Albania

  • Raiffeisen Bank Albania

    SWIFT: RBALALTR; Accepts transfers from Russia: Yes

  • BKT

    SWIFT: NCBAALTR; Accepts transfers from Russia: Yes

  • Credins Bank

    SWIFT: Confirm; Accepts transfers from Russia: Confirm with your ATM24 manager

  • OTP Albania

    OTP Albania — a bank serving personal customers and small businesses. Its services typically include accounts, cards, branches, and digital banking.

  • Tirana Bank

    Tirana Bank — a local bank with standard account and cash services. Transfer availability depends on the details, currency, and bank rules.

How payments work in Albania

  • National currency

    The national currency is the Albanian lek (ALL). EUR is widely used de facto in the tourism sector, especially in hotels, restaurants and rentals, but ALL remains the official legal tender.

  • Card systems

    Visa and Mastercard are the primary systems. AIPS (Albanian Interbank Payment System) provides electronic payments. Maestro is present on debit cards. Cashless payments are developing actively, though cash still dominates.

  • Payment applications

    Albania has no widely available mobile payment apps for international transfers; the primary channel is bank transfer.

  • Interbank transfers

    Albanian IBAN begins with AL and contains 28 characters; international transfer requires Albanian IBAN, bank SWIFT/BIC and recipient's full name.

  • Financial regulator

    Banka e Shqipërisë (BSH) - Albania's central bank and primary financial regulator.

  • Specific features for ATM24

    Albania is an EU accession candidate and NATO member; from 2022 it participates in EU CFSP sanctions measures against Russia. International transfers undergo standard compliance and AML/KYC review. Route and availability are confirmed before payment.

With an ATM24 transfer the recipient gives their own bank and details, so the money lands directly on the account.

How the transfer works to Albania

Three steps from request to payout

  1. Step

    Send a request

    Fill in the form or write to us on WhatsApp or Telegram — a manager will check the available route

  2. Step

    Agree the route

    We check the recipient details and confirm the route, rate, fee and payout amount

  3. Step

    Pay for the transfer

    Once paid, the transfer goes out along the agreed route — we report the status in the messenger

What to prepare for the transfer

To bank account in ALL

  • Details: 28-character Albanian IBAN + bank SWIFT/BIC + recipient's full name

We verify the exact details when agreeing the available route before payment.

Why people choose ATM24

Facts, not promises

No surprises on the rate

You see the rate, the fee and the payout amount before you send the money.

Request to AlbaniaLocked in
Rate
1 USDT = 68.6 ALL
Payout method
Bank transfer
Payout currency
ALL
The rate and the amount are locked when the request is confirmed and do not change afterwards.

Terms are known before payment

The route, rate, fee and payout amount are agreed before payment.

  • Route
  • Rate
  • Payout amount

Cash payout

Reference cities with payout locations. Availability of a specific location is confirmed in the request.

  • Tirane
  • Durres
  • Vlore

Confirm the city before payment

Available payout options

Only methods present in both the country description and the current route are shown.

You send
  • RUB
  • USD
  • EUR
  • USDT
ALL
They receive
  • Bank transfer
  • Cash
  • MoneyGram
  • Western Union

Customer reviews

Real stories from real people

Ксения Сергеевна

Google

Many thanks to manager Stanislav for his help and patience! Everything's great!

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Игорь Забалуев

Google

I want to express my gratitude to the company and especially to manager Sofa for such a fast, convenient and profitable service for receiving cash baht in Thailand! I recommend it to everyone, we use it more than once!!!

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Виолетта Леонова

Trustpilot

Everything good. They work fast

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Ab

Trustpilot

Excellent, super, everything fast and reliable!!! I am very happy

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Transfers to other countries

We agree the rate and the payout method before payment — pick where the money goes.

Frequently asked questions about money transfers to Albania

Answers to popular questions about sending money from Russia to Albania: lek exchange rate, EUR vs ALL, bank details, cost of living.

How can I send money to Albania with payout in ALL through ATM24?

A money transfer to Albania in ALL through ATM24 starts with choosing how the recipient will be paid on the Albania ALL payout route. The manager verifies recipient name, payment method, Credins Bank, fee from 0.9%, and estimated processing time before payment. Bank-route examples for Albania: Banka Kombëtare Tregtare, Credins Bank, Raiffeisen Bank Albania, Banka Amerikane e Investimeve (American Bank of Investments / ABI), and Banka Credins.

Can the recipient receive a transfer on a card or bank account in Albania in ALL?

Yes, where available, the recipient can receive a transfer on a bank-issued card or bank account in Albania in ALL on the Albania ALL payout route. ATM24 checks the bank, card or account number, recipient name, and payout currency before payment; Visa, Mastercard, UnionPay, or local bank-card availability depends on the route. For example, Credins Bank may require a different set of details than Banka Amerikane e Investimeve (American Bank of Investments / ABI), so card and account routes are confirmed separately. Bank-route examples for Albania: Banka Kombëtare Tregtare, Credins Bank, Raiffeisen Bank Albania, Banka Amerikane e Investimeve (American Bank of Investments / ABI), and Banka Credins.

Which banks can receive a transfer to Albania in ALL?

A transfer to Albania in ALL can be sent to the recipient's bank if that bank accepts the incoming credit. Banks to check for this destination include Banka Kombëtare Tregtare, Credins Bank, Raiffeisen Bank Albania, Banka Amerikane e Investimeve (American Bank of Investments / ABI), and Banka Credins. ATM24 verifies the bank, account format, recipient name, and payout currency before the sender pays.

What recipient details are needed to send money to Albania in ALL?

To prepare an ALL payout in Albania, start with the exact recipient name and receiving route. ATM24 checks Credins Bank, Raiffeisen Bank Albania, card or account details, and any route-specific field before payment. The manager clarifies missing data before the order is paid. Bank-route examples for Albania: Banka Kombëtare Tregtare, Credins Bank, Raiffeisen Bank Albania, Banka Amerikane e Investimeve (American Bank of Investments / ABI), and Banka Credins.

How long does a money transfer to Albania in ALL take?

A money transfer to Albania in ALL can begin from 15 minutes, but timing is route-based. ATM24 checks recipient details, amount, and banks such as Raiffeisen Bank Albania or Banka Amerikane e Investimeve (American Bank of Investments / ABI). Documents or bank review can extend the processing time. Bank-route examples for Albania: Banka Kombëtare Tregtare, Credins Bank, Raiffeisen Bank Albania, Banka Amerikane e Investimeve (American Bank of Investments / ABI), and Banka Credins.

What is the fee for sending money to Albania with payout in ALL?

For a transfer to Albania in ALL, the ATM24 service fee starts from 0.9% and is confirmed before payment. The manager calculates the final amount using the Albania ALL payout route, exchange conditions, recipient bank such as Banka Kombëtare Tregtare, and sender's payment method. Separate bank or card-issuer fees may still apply outside the ATM24 calculation. Bank-route examples for Albania: Banka Kombëtare Tregtare, Credins Bank, Raiffeisen Bank Albania, Banka Amerikane e Investimeve (American Bank of Investments / ABI), and Banka Credins.

Can I pay by international card, bank transfer, or USDT while the recipient receives ALL in Albania?

Payment for an ALL transfer to Albania can be arranged through an available sender method after ATM24 checks the receiving route. The check includes the Albania ALL payout route, bank such as Raiffeisen Bank Albania, fee from 0.9%, and exchange conditions. USDT network cost or card-issuer charges are confirmed separately. Bank-route examples for Albania: Banka Kombëtare Tregtare, Credins Bank, Raiffeisen Bank Albania, Banka Amerikane e Investimeve (American Bank of Investments / ABI), and Banka Credins.

What is the minimum and maximum transfer amount to Albania in ALL?

The minimum transfer amount to Albania in ALL through ATM24 starts from 100 USD or the equivalent. The maximum amount is confirmed before payment and depends on the Albania ALL payout route, sender payment method, bank, recipient details, and possible document requirements. If the recipient changes Banka Kombëtare Tregtare to another bank or switches from account to card, the limit should be checked again. Bank-route examples for Albania: Banka Kombëtare Tregtare, Credins Bank, Raiffeisen Bank Albania, Banka Amerikane e Investimeve (American Bank of Investments / ABI), and Banka Credins.

What documents are needed for a large transfer to Albania in ALL?

A large ALL payout to Albania can need document checks when the amount, bank, or recipient route requires it. ATM24 reviews Banka Kombëtare Tregtare, Credins Bank, Raiffeisen Bank Albania, Banka Amerikane e Investimeve (American Bank of Investments / ABI), and Banka Credins with sender ID, source-of-funds details, and payment purpose if needed. The sender receives the checklist before payment. Bank-route examples for Albania: Banka Kombëtare Tregtare, Credins Bank, Raiffeisen Bank Albania, Banka Amerikane e Investimeve (American Bank of Investments / ABI), and Banka Credins.

How much will the recipient get in ALL if I send 1000 USD to Albania?

For a 1000 USD transfer to Albania, the live ALL estimate depends on the current ATM24 route: 68,598.08 ALL. ATM24 calculates fee from 0.9%, exchange conditions, and the recipient route through Banka Kombëtare Tregtare or Credins Bank. The final ALL amount is fixed before payment. Bank-route examples for Albania: Banka Kombëtare Tregtare, Credins Bank, Raiffeisen Bank Albania, Banka Amerikane e Investimeve (American Bank of Investments / ABI), and Banka Credins.

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Send money to Albania with ATM24

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