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Money Transfer to Nigeria

Money Transfer to Nigeria

International cash or bank account transfers to Nigeria for tourism and business

Fast and easy transfers

Over 100 transfers per day

Prompt customer support

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Exchange calculator:

You give

USDT TRC20

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Nothing found

You receive

NGN Bank transfer

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Exchange rate:
  • 1 USDT = 1306.44 NGN
  • 1 NGN = 0.00076543 USDT

* A fee applies for exchanges equivalent to less than 300 USD.

*WhatsApp or Telegram:

Exchange rates

Current fiat and cryptocurrency rates

Ways to transfer money to Nigeria

To bank accounts

To bank accounts

  • We send money to Visa, Mastercard and local bank accounts in Nigeria
  • ATM24 fee starts from 0.9% without hidden markups
  • Funds are credited within minutes
Cash pickup

Cash pickup

  • We deliver cash in major cities of Nigeria
  • Cash pickup in minutes

How transfers to Nigeria work

1

Step one

Fill out the online form
on the ATM24 website

2

Step two

Provide transfer details to the manager

3

Step three

Complete the transaction and your transfer will be sent

Customer reviews

Real stories from real people

Т
ТОП ДЖИ
Google
5 March 2026

Excellent exchanger. Best rate. Stanislav helped quickly and politely. We recommend!

Read on Google
Р
Рустам
Google
5 March 2026

Manager Ekaterina helped promptly. A pro. Thank you very much 💞

Read on Google
А
Андрей Канаев
Google
5 January 2026

They accepted payment very quickly and provided a spot to withdraw baht. They offer several methods — via terminal or courier (paid). Not a scam. Although I was initially a bit scared

Read on Google
N
Nikita Surzhikov
Google
5 January 2026

29.12.2025 I exchanged rubles online for Thai cash... Everything’s cool... Huge thanks to the guys, they helped and advised me since it was my first time changing!

Read on Google

Shown - of

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5.0

Average rating based on 1296 reviews

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We work worldwide

We always have up-to-date exchange rates,
updated automatically every minute

Choose a country to send money to

Why choose our service

Instant transfer speed

Instant transfers anywhere in the world

Physical pickup points

Large cash pickup network with more than 500,000 offices worldwide.

Convenient online service

Simple and convenient usage: just a few clicks and your money is on the way.

Security and reliability

Your transfers are protected by regulations and trusted payment systems.

Fixed fee

You see the exchange rate, fee, and payout amount before sending money.

Multiple transfer methods

Send money the way you prefer: to bank accounts, cards, phone numbers, or e-wallets.

FAQ

How can I send money to Nigeria with payout in NGN through ATM24?

To send money to Nigeria with payout in NGN through ATM24, start with the recipient's bank, account or card details, and payout route. The manager checks Access Bank, Zenith Bank, First Bank of Nigeria, GTBank, or another available route before fixing the NGN amount and fee. Bank-route examples for Nigeria: Access Bank, Zenith Bank, and Guaranty Trust Bank.

Can the recipient receive a transfer on a card or bank account in Nigeria in NGN?

For Nigeria, an NGN payout can be checked through a bank account, supported card route, or another available local route. ATM24 verifies Access Bank, Zenith Bank, First Bank of Nigeria, GTBank, and the recipient details before payment. The manager confirms whether the bank can receive the incoming NGN transfer on the chosen route. Bank-route examples for Nigeria: Access Bank, Zenith Bank, and Guaranty Trust Bank.

Which banks can receive a transfer to Nigeria in NGN?

For Nigeria, NGN payouts can be checked through Access Bank, Zenith Bank, First Bank of Nigeria, GTBank, and UBA. ATM24 reviews account payout, card payout, and bank limits before payment. The selected Nigerian bank route is confirmed in the order.

What recipient details are needed to send money to Nigeria in NGN?

For an NGN transfer to Nigeria, ATM24 checks recipient name, Access Bank, Zenith Bank, First Bank of Nigeria, GTBank, account or card details, and payout currency. Bank payout and card payout are reviewed separately. The NGN route is confirmed before payment. Bank-route examples for Nigeria: Access Bank, Zenith Bank, and Guaranty Trust Bank.

How long does a money transfer to Nigeria in NGN take?

An NGN transfer to Nigeria can start from 15 minutes after ATM24 checks Access Bank, Zenith Bank, First Bank of Nigeria, GTBank, card payout, or account payout. Timing depends on bank response, recipient data, and amount. The manager confirms the payout window before payment. Bank-route examples for Nigeria: Access Bank, Zenith Bank, and Guaranty Trust Bank.

What is the fee for sending money to Nigeria with payout in NGN?

For Nigeria, the ATM24 fee for NGN payout starts from 0.9% and is calculated by bank, card, or another available route. Access Bank, Zenith Bank, First Bank of Nigeria, and GTBank can have different recipient-data requirements and limits. ATM24 confirms the NGN amount before payment, while sender-side card or bank costs remain separate. Bank-route examples for Nigeria: Access Bank, Zenith Bank, and Guaranty Trust Bank.

Can I pay by international card, bank transfer, or USDT while the recipient receives NGN in Nigeria?

Yes, ATM24 can calculate an NGN payout to Nigeria while the sender pays by an available card, bank transfer, USDT, or another confirmed method. Access Bank, Zenith Bank, First Bank of Nigeria, GTBank, card payout, and account payout are checked as separate routes. The final NGN amount is shown apart from sender-side card or bank charges. Bank-route examples for Nigeria: Access Bank, Zenith Bank, and Guaranty Trust Bank.

What is the minimum and maximum transfer amount to Nigeria in NGN?

NGN transfers to Nigeria through ATM24 start from 100 USD or the equivalent. The upper limit depends on Access Bank, Zenith Bank, First Bank of Nigeria, GTBank, card payout, account payout, and route checks. For a larger NGN transfer, the manager confirms the limit, documents, and recipient details before payment. Bank-route examples for Nigeria: Access Bank, Zenith Bank, and Guaranty Trust Bank.

What documents are needed for a large transfer to Nigeria in NGN?

For a large NGN transfer to Nigeria, ATM24 checks Access Bank, Zenith Bank, First Bank of Nigeria, GTBank, card payout, or account payout. The manager may request sender ID, source-of-funds information, recipient account data, and payment-purpose details. The NGN route limit is confirmed before payment. Bank-route examples for Nigeria: Access Bank, Zenith Bank, and Guaranty Trust Bank.

How much will the recipient get in NGN if I send 1000 USD to Nigeria?

For a 1000 USD transfer to Nigeria, the NGN amount depends on Access Bank, Zenith Bank, First Bank of Nigeria, GTBank, card payout, or account payout: 1 306 440 NGN. ATM24 checks fee from 0.9%, exchange conditions, and local route limit. The final NGN amount is confirmed before payment. Bank-route examples for Nigeria: Access Bank, Zenith Bank, and Guaranty Trust Bank.

What should I do if a money transfer to Nigeria in NGN is delayed?

If an NGN transfer to Nigeria is delayed, ATM24 reviews Access Bank, Zenith Bank, First Bank of Nigeria, GTBank, card payout, or account payout. Send the order number, recipient bank data, and payment confirmation. The manager checks the NGN route before another payment is made. Bank-route examples for Nigeria: Access Bank, Zenith Bank, and Guaranty Trust Bank.

Can I send money to Nigeria in NGN if SWIFT is unavailable or the bank rejects the transfer?

Yes, if an NGN transfer to Nigeria is rejected or SWIFT is unavailable, ATM24 reviews the local bank response before offering a new route. The manager checks Access Bank, Zenith Bank, First Bank of Nigeria, GTBank, recipient data, amount, and NGN limit. Then ATM24 can offer another Nigerian bank, supported card payout, PayPal, Wise, Western Union, or MoneyGram where available. Bank-route examples for Nigeria: Access Bank, Zenith Bank, and Guaranty Trust Bank.

Can the recipient receive NGN without a bank account?

The recipient can receive NGN in Nigeria without a bank account only if a supported card or non-bank payout route is available. ATM24 can review PayPal, Wise, Western Union, or MoneyGram separately from Access Bank, Zenith Bank, First Bank of Nigeria, or GTBank. The manager confirms the NGN route and limit before the sender pays. Bank-route examples for Nigeria: Access Bank, Zenith Bank, and Guaranty Trust Bank.

How does ATM24 check a transfer to Nigeria with payout in NGN?

ATM24 checks an NGN transfer to Nigeria by reviewing the receiving bank, account or card details, recipient name, and route limit. Access Bank, Zenith Bank, First Bank of Nigeria, GTBank, or another selected bank is verified before the sender pays. If the bank asks for clarification, the manager updates the timing and payout amount in the order. Bank-route examples for Nigeria: Access Bank, Zenith Bank, and Guaranty Trust Bank.

With ATM24, transfers to Nigeria become fast, convenient and secure. Join us today and see it for yourself.

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Our manager will contact you within 15 minutes and process the transaction

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