YemenEUREuro
Yemen's key feature is that there is currently no unified monetary space in the country: different regions have different rial banknotes in circulation and different exchange rates. Therefore, the amount the recipient receives depends on the city, and the first thing clarified in the application is the city itself, not the account details.
The route, the receiving bank and the payout amount are agreed before payment.
The national currency is the Yemeni rial (YER), however the country is effectively divided into two monetary zones. Different regions use different banknote series, and new banknotes in circulation in one part of the country may not be accepted in another. The YER exchange rate also differs between zones, and the gap can be significant. Therefore, for a transfer, the key question is the receiving city: the applicable rate, banknote type, and available banking route all depend on it. The main centers are Aden, Sana'a, Mukalla, and Hodeidah. The set of operational banks and correspondent relationships varies across different parts of the country, so ATM24 verifies the route separately for each specific city and recipient bank. For bank transfers, IBAN YE is used, which contains 30 characters (YE + 2 check digits + 4 bank letters + 4 branch digits + 18 account digits). For an international transfer, you need the recipient's IBAN YE, the bank's SWIFT/BIC, and the recipient's full name.
The official language is Arabic; since a non-Latin script is used, the recipient's name and bank name must be transcribed in Latin characters directly from banking documents, not recorded phonetically. Yemen operates in UTC+3 time zone, so the time coincides with Moscow time. The timeframe for international SWIFT transfers depends on the availability of the specific route and recipient bank. ATM24 commission is from 0.9%.
Card networks operate in a limited capacity; availability depends on the bank. You will need the card number and cardholder's name in Latin characters. The possibility of crediting is checked for each application. Clarify the city: both the rate and the banknotes depend on it
Account details without IBAN, with mandatory verification of the available route. The application includes the account number, bank SWIFT code, and recipient's name. The spelling of the name is verified against a statement: an Arabic name cannot be recorded phonetically. Whether a specific bank is currently operational is determined before sending the money
Cash disbursement where it is possible at the time of application. Main centers are Aden, Sana'a, Mukalla, and Hodeidah. Which specific banknotes the recipient receives depends on the city. Both the amount and the possibility of disbursement are confirmed before payment
For Yemen, you need the recipient's account number, the bank's SWIFT code, and the name in Latin characters from their documents; there is no IBAN format in the country. But it all starts not with these details, but with the city: the country is divided into two monetary zones with different banknotes and different rial rates, and the final amount depends on the receiving location. ATM24 confirms the route and city before payment.
We accept RUB, USD and USDT — we pay out in EUR
RUB EUR
0.009257per 1 RUB
10 000 ₽ = 92.57 EURUSD EUR
0.8298per 1 USD
100 $ = 82.98 EURUSDT EUR
0.8298per 1 USDT
100 USDT = 82.98 EUR| You send | Payout in EUR |
|---|---|
| 10 000 ₽ | 92.57 EUR |
| 30 000 ₽ | 278 EUR |
| 50 000 ₽ | 463 EUR |
| 100 000 ₽ | 926 EUR |
| 500 000 ₽ | 4 629 EUR |
Where recipients usually get the money in Yemen
National currency
The national currency is the Yemeni rial (YER), however two monetary zones are effectively in operation with different banknote series and different exchange rates.
Card systems
Banking infrastructure has been destroyed by civil war. Visa and Mastercard are practically unavailable. Hawala is the primary system for international transfers. CAC Bank and International Bank of Yemen operate partially. Most transactions are conducted in cash Yemeni rials (YER).
Financial regulator
Central Bank of Yemen (CBY) is divided: separate operations in Aden and Sana'a. Yemen has not imposed sanctions against Russia; international bank transfers are extremely limited.
Interbank transfers
The receiving city determines which banknotes are in circulation and which banking route is available. For bank transfers, IBAN YE is used, which contains 30 characters (YE + 2 check digits + 4 bank letters + 4 branch digits + 18 account digits). For an international transfer, you need the recipient's IBAN YE, the bank's SWIFT/BIC, and the recipient's full name.
Payment applications
Kadbank, SCPSS and Hodeidah-based hawala operators are the primary channels for international transfers. MTN Mobile Money and MaSwift are present in limited capacity. Most transfers are conducted through Hawala.
Special features for ATM24
Yemen is in a state of ongoing conflict; financial infrastructure is damaged. ATM24 clarifies the possibility and route of a transfer to Yemen before confirming the application.
With an ATM24 transfer the recipient gives their own bank and details, so the money lands directly on the account.
Three steps from request to payout
Fill in the form or write to us on WhatsApp or Telegram — a manager will check the available route
We check the recipient details and confirm the route, rate, fee and payout amount
Once paid, the transfer goes out along the agreed route — we report the status in the messenger
We verify the exact details when agreeing the available route before payment.
Facts, not promises
You see the rate, the fee and the payout amount before you send the money.
The route, rate, fee and payout amount are agreed before payment.
Reference cities with payout locations. Availability of a specific location is confirmed in the request.
Confirm the city before payment
Only methods present in both the country description and the current route are shown.
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We've compiled answers about the Yemeni rial, the country's two monetary zones, and what is clarified before sending money.
A money transfer to Yemen in YER through ATM24 starts with choosing how the recipient will be paid on the Yemen YER payout route. The manager verifies recipient name, payment method, Yemen Kuwait Bank, fee from 0.9%, and estimated processing time before payment. Bank-route examples for Yemen: CAC Bank, Yemen Kuwait Bank, Tadhamon Bank, Qutaibi Bank, and National Bank of Yemen.
The recipient can use a card or bank account for a YER transfer to Yemen if that channel is available for the bank. Before payment, ATM24 checks CAC Bank, Yemen Kuwait Bank, card or account format, recipient name, and payout currency. International-card network availability is confirmed by route, not assumed for every bank. Bank-route examples for Yemen: CAC Bank, Yemen Kuwait Bank, Tadhamon Bank, Qutaibi Bank, and National Bank of Yemen.
A transfer to Yemen in YER can be sent to the recipient's bank if that bank accepts the incoming credit. Banks to check for this destination include CAC Bank, Yemen Kuwait Bank, Tadhamon Bank, Qutaibi Bank, and National Bank of Yemen. ATM24 verifies the bank, account format, recipient name, and payout currency before the sender pays.
For a YER transfer to Yemen, ATM24 checks recipient details against the selected receiving route: Yemen YER payout route, CAC Bank, Yemen Kuwait Bank, Tadhamon Bank, Qutaibi Bank, and National Bank of Yemen, card payout, account payout, recipient name, YER payout data, and different receiving rules for Yemen Kuwait Bank and Qutaibi Bank. The manager verifies name spelling, bank or card format, payout currency, and payment purpose before payment. If the recipient changes the route, the required fields are checked again. Bank-route examples for Yemen: CAC Bank, Yemen Kuwait Bank, Tadhamon Bank, Qutaibi Bank, and National Bank of Yemen.
Transfer timing to Yemen in YER starts from 15 minutes when the bank, card, or account route is ready. ATM24 checks CAC Bank, Yemen Kuwait Bank, and any route limit before payment. If the receiving bank asks for clarification, processing can take longer. Bank-route examples for Yemen: CAC Bank, Yemen Kuwait Bank, Tadhamon Bank, Qutaibi Bank, and National Bank of Yemen.
For a transfer to Yemen in YER, the ATM24 service fee starts from 0.9% and is confirmed before payment. The manager calculates the final amount using the Yemen YER payout route, exchange conditions, recipient bank such as CAC Bank, and sender's payment method. Separate bank or card-issuer fees may still apply outside the ATM24 calculation. Bank-route examples for Yemen: CAC Bank, Yemen Kuwait Bank, Tadhamon Bank, Qutaibi Bank, and National Bank of Yemen.
Yes, ATM24 can calculate a transfer to Yemen in YER where the sender pays by card, bank transfer, USDT, or another available method. ATM24 checks the Yemen YER payout route, payment currency, exchange conditions, bank details such as CAC Bank or Tadhamon Bank, and the final payout amount. Sender-side card or bank fees are separate from the ATM24 calculation. Bank-route examples for Yemen: CAC Bank, Yemen Kuwait Bank, Tadhamon Bank, Qutaibi Bank, and National Bank of Yemen.
For Yemen, the minimum YER transfer through ATM24 starts from 100 USD or the equivalent. The upper limit is route-based: the manager checks CAC Bank, Yemen Kuwait Bank, recipient details, payout method, and document requirements before payment. A route through Yemen Kuwait Bank may have different limits than a card or non-bank payout. Bank-route examples for Yemen: CAC Bank, Yemen Kuwait Bank, Tadhamon Bank, Qutaibi Bank, and National Bank of Yemen.
Large transfers to Yemen in YER are checked by amount, recipient route, and receiving bank. ATM24 reviews CAC Bank, Qutaibi Bank, card or account payout, payment purpose, and source-of-funds information. Any document request is named before the sender pays. Bank-route examples for Yemen: CAC Bank, Yemen Kuwait Bank, Tadhamon Bank, Qutaibi Bank, and National Bank of Yemen.
The estimated payout for sending 1000 USD to Yemen in YER should be checked by route: the current result in the ATM24 calculator. ATM24 reviews CAC Bank, Yemen Kuwait Bank, Tadhamon Bank, Qutaibi Bank, and National Bank of Yemen, card or account payout, fee from 0.9%, and exchange conditions. The manager confirms the final YER amount in the order. Bank-route examples for Yemen: CAC Bank, Yemen Kuwait Bank, Tadhamon Bank, Qutaibi Bank, and National Bank of Yemen.
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