DenmarkDKKDanish Krone
Denmark is in the European Union, but Danish people don't have euros in their wallets: the country has kept its krone and maintains it in a narrow corridor against the euro - around 7.46 DKK per 1 EUR. For transfers, this means that money to a recipient in Copenhagen will arrive in kroner, without extra conversion through euros. The difficulty of the corridor lies elsewhere: Denmark applies EU sanctions packages, and the Danish bank checks incoming payments from Russia - including requests for documents on the source of funds. Therefore, the recipient's Danish bank is checked in advance, and the exchange rate is fixed at the time of the request - by the payment deadline, the amount that was calculated arrives.
The route, the receiving bank and the payout amount are agreed before payment.
National currency — Danish krone (DKK); 1 krone = 100 øre. Denmark joined the EU in 1973 but did not adopt the euro: the right not to switch to a single currency is enshrined in the Maastricht Treaty, and a 2000 referendum confirmed the retention of its own currency. The DKK exchange rate is maintained by Danmarks Nationalbank under ERM II around the level of 1 EUR = 7.46 DKK, so krone fluctuations against the euro are limited. The country's financial center is Copenhagen, with Danske Bank as the largest bank. For bank transfers, IBAN DK is used, 18 characters long: DK + 2 check digits + 4-digit bank code (registreringsnummer) + 10-digit account number; for international SWIFT transfers, you also need the bank's SWIFT/BIC and the recipient's name.
Denmark fully applies EU sanctions packages against Russia, so incoming payments from Russia undergo sanctions, AML/KYC, and compliance checks, and ATM24 checks the available route in advance before confirming the request.
Within the country, MobilePay is widely used — a mass P2P service available to users with local bank details. Denmark is one of Europe's most cashless economies: cards and digital payments are accepted almost everywhere, including transport and small purchases. Banks typically operate Monday to Friday from around 10:00 to 16:00 local time; the country operates on UTC+1 in winter and UTC+2 in summer, so Copenhagen is 2 hours behind Moscow in winter and 1 hour behind in summer. International SWIFT transfer takes 2–5 business days. ATM24 commission — from 0.9%.
Danish bank cards accept kroner directly: there will be no intermediate euro conversion on the recipient's side. Both Visa and Mastercard work. Danske Bank, Nordea Danmark, Jyske Bank, Sydbank, Nykredit. Recipient's name in Latin characters and 16-digit card number. The route to a Danish bank card is confirmed by ATM24 manager before payment: EU compliance is strict
Danish IBAN is short: DK, two check digits, four-digit bank code, and ten-digit account number. You need the recipient's IBAN, the SWIFT code of the Danish bank, and the recipient's name in Latin characters. Vague payment purpose is the most common reason for additional questions from the Danish bank: formulate it specifically ("rent payment", "student support"). Transfer is credited in kroner, no euro conversion needed on the recipient's side
Cash withdrawal of Danish kroner is an option for those without an account at a Danish bank. Denmark pays by card almost everywhere, so cash is more of a backup scenario here. Denominations in circulation: banknotes of 50, 100, 200, 500, and 1,000 kroner. Due to the country's shift away from cash, withdrawal outside Copenhagen is less common: agree on the city and amount in advance
In Denmark, to transfer money you need the recipient's IBAN in DK format (18 characters), the SWIFT code of a Danish bank, and the recipient's name in Latin characters. The krone is maintained in a corridor around 7.46 DKK per 1 EUR, but the ruble-krone pair is not fixed: the conversion of Danish kroner to rubles follows the ruble's exchange rate against the euro. Therefore, the amount in kroner is calculated at the time of the request and locked before payment - rubles are not needed in Denmark, the recipient immediately sees DKK. The main factor in this corridor is the sanctions regime: Denmark applies EU sanctions packages, and the Danish bank checks incoming payments from Russia and may request documents on the source of funds. Specify the payment purpose clearly, and the recipient's bank is checked in advance: a payment reversal costs both time and losses on the exchange rate during reconversion.
We accept RUB, USD, EUR and USDT — we pay out in DKK
RUB DKK
0.06947per 1 RUB
10 000 ₽ = 695 DKKUSD DKK
6.23per 1 USD
100 $ = 623 DKKEUR DKK
7.06per 1 EUR
100 € = 706 DKKUSDT DKK
6.23per 1 USDT
100 USDT = 623 DKK| You send | Payout in DKK |
|---|---|
| 100 USDT | 623 DKK |
| 300 USDT | 1 869 DKK |
| 500 USDT | 3 114 DKK |
| 1 000 USDT | 6 228 DKK |
| 5 000 USDT | 31 142 DKK |
Where recipients usually get the money in Denmark
SWIFT: to be clarified; Description: Denmark's largest bank; Copenhagen
SWIFT: to be clarified; Description: Major mortgage and universal bank
Nordea Denmark — a bank focused on everyday accounts and card operations. The recipient should provide the exact details and payout currency.
SWIFT: to be clarified; Description: Denmark's second-largest bank; Silkeborg
SWIFT: to be clarified; Description: Bank in southern Jutland; network across the country
National currency
National currency is the Danish krone (DKK), whose exchange rate is maintained under the ERM II mechanism around the level of 1 EUR = 7.46 DKK.
Card systems
Visa and Mastercard are widely used. Dankort is the national card system, mandatory for acceptance at most Danish retailers. MobilePay (Danske Bank) is the leading mobile wallet with coverage of over 90% of the population for P2P transfers.
Payment applications
MobilePay (from Danske Bank) is the national payment system with coverage of over 80% of Denmark's residents. Apple Pay and Google Pay are supported by all major banks. Vipps (Norwegian) is used by a minor share. For international incoming transfers, IBAN DK is used.
Interbank transfers
For bank transfers, IBAN DK 18 characters long is used; for international transfers, the bank's SWIFT/BIC is also required.
Financial regulator
Danmarks Nationalbank is the country's central bank and primary regulator of the monetary and credit system.
Special features for ATM24
Denmark fully applies EU sanctions packages against Russia, so international payments undergo corresponding compliance and AML/KYC checks.
With an ATM24 transfer the recipient gives their own bank and details, so the money lands directly on the account.
Three steps from request to payout
Fill in the form or write to us on WhatsApp or Telegram — a manager will check the available route
We check the recipient details and confirm the route, rate, fee and payout amount
Once paid, the transfer goes out along the agreed route — we report the status in the messenger
We verify the exact details when agreeing the available route before payment.
Facts, not promises
You see the rate, the fee and the payout amount before you send the money.
The route, rate, fee and payout amount are agreed before payment.
Reference cities with payout locations. Availability of a specific location is confirmed in the request.
Confirm the city before payment
Only methods present in both the country description and the current route are shown.
Real stories from real people
Stanislav worked perfectly and helped to get oriented! Thanks, guys. Everything is very convenient and clear
Read full reviewShort version - everything's OK. Had doubts, didn't have many options, took the risk. The money was transferred, the rate is fine. I recommend: - Allow about 40 minutes for the operation so your phone doesn't die. - Banks often require SMS confirmation for transfers of certain amounts, so have your Russian card handy. Sometimes they can ban you for suspicious actions. - If you can, make sure short SMS messages arrive to your number abroad. Good luck to everyone
Read full reviewEverything went easy and fast, satisfied with the service. Manager Stanislav helped at all stages of the exchange.
Read full reviewI was assisted by manager Sofa. Thanks to her for being in touch. Overall everything is great, I received the money in Nha Trang via ATM, but there was one nuance (I didn't remove a star because of it). After I transferred the money to the details there followed a long wait (a check) I probably stood by the ATM for about 40 minutes and worried that I had sent money to scammers. But they reassured me and said that such long checks happen very rarely. The main thing is the result, in the end I received the money. Overall a very convenient service when you have roubles on your card and need to get cash dong.
Read full reviewUsed the service today to receive cash baht for rubles from a Russian card. Everything went well, they clearly explained how and what to do. Thanks to manager Stanislav.
Read full reviewTrustpilot
Everything went quickly and efficiently. Thanks to manager Anna
Read full reviewEverything is as simple and convenient as possible! And the personal manager Alisa implemented everything promptly. I recommend it.
Read full reviewWe agree the rate and the payout method before payment — pick where the money goes.
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We've compiled answers to frequently asked questions about the Danish krone, its rate against the euro, and transfers from Russia.
Sending money to Denmark with payout in DKK works best when the Denmark DKK payout route is checked before the sender pays. ATM24 verifies the route through a bank such as Danske Bank or Sydbank, confirms the final payout amount, and shows the fee and timing in advance. Bank-route examples for Denmark: Danske Bank, Jyske Bank, Sydbank, Saxo Bank A/S, and Spar Nord Bank.
Yes, where available, the recipient can receive a transfer on a bank-issued card or bank account in Denmark in DKK on the Denmark DKK payout route. ATM24 checks the bank, card or account number, recipient name, and payout currency before payment; Visa, Mastercard, UnionPay, or local bank-card availability depends on the route. For example, Jyske Bank may require a different set of details than Saxo Bank A/S, so card and account routes are confirmed separately. Bank-route examples for Denmark: Danske Bank, Jyske Bank, Sydbank, Saxo Bank A/S, and Spar Nord Bank.
Banks for a DKK transfer to Denmark should be checked by the recipient's actual route; common references include Danske Bank, Jyske Bank, Sydbank, Saxo Bank A/S, and Spar Nord Bank. ATM24 reviews bank name, account format, recipient-name spelling, and payout currency before the sender pays. A different bank can require a separate check.
To prepare a DKK payout in Denmark, start with the exact recipient name and receiving route. ATM24 checks Jyske Bank, Sydbank, card or account details, and any route-specific field before payment. The manager clarifies missing data before the order is paid. Bank-route examples for Denmark: Danske Bank, Jyske Bank, Sydbank, Saxo Bank A/S, and Spar Nord Bank.
A money transfer to Denmark in DKK can begin from 15 minutes, but timing is route-based. ATM24 checks recipient details, amount, and banks such as Sydbank or Saxo Bank A/S. Documents or bank review can extend the processing time. Bank-route examples for Denmark: Danske Bank, Jyske Bank, Sydbank, Saxo Bank A/S, and Spar Nord Bank.
ATM24 calculates a transfer fee from 0.9% for payouts to Denmark in DKK. The final figure depends on the Denmark DKK payout route, amount, payment method, bank such as Jyske Bank, and whether the recipient receives money on a card or account. The sender sees the final payout amount before paying. Bank-route examples for Denmark: Danske Bank, Jyske Bank, Sydbank, Saxo Bank A/S, and Spar Nord Bank.
Payment for a DKK transfer to Denmark can be arranged through an available sender method after ATM24 checks the receiving route. The check includes the Denmark DKK payout route, bank such as Sydbank, fee from 0.9%, and exchange conditions. USDT network cost or card-issuer charges are confirmed separately. Bank-route examples for Denmark: Danske Bank, Jyske Bank, Sydbank, Saxo Bank A/S, and Spar Nord Bank.
The minimum transfer amount to Denmark in DKK through ATM24 starts from 100 USD or the equivalent. The maximum amount is confirmed before payment and depends on the Denmark DKK payout route, sender payment method, bank, recipient details, and possible document requirements. If the recipient changes Danske Bank to another bank or switches from account to card, the limit should be checked again. Bank-route examples for Denmark: Danske Bank, Jyske Bank, Sydbank, Saxo Bank A/S, and Spar Nord Bank.
A large DKK payout to Denmark can need document checks when the amount, bank, or recipient route requires it. ATM24 reviews Danske Bank, Jyske Bank, Sydbank, Saxo Bank A/S, and Spar Nord Bank with sender ID, source-of-funds details, and payment purpose if needed. The sender receives the checklist before payment. Bank-route examples for Denmark: Danske Bank, Jyske Bank, Sydbank, Saxo Bank A/S, and Spar Nord Bank.
For a 1000 USD transfer to Denmark, the live DKK estimate depends on the current ATM24 route: 6,228.43 DKK. ATM24 calculates fee from 0.9%, exchange conditions, and the recipient route through Danske Bank or Jyske Bank. The final DKK amount is fixed before payment. Bank-route examples for Denmark: Danske Bank, Jyske Bank, Sydbank, Saxo Bank A/S, and Spar Nord Bank.
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