Antigua and BarbudaXCDEast Caribbean Dollar

Money Transfer to Antigua and Barbuda

  • We lock the rate before payment
  • More than 100 transfers every day
  • Support at every stage of the transfer
2.57 XCDper 1 USDT+0.06% over 24hCalculation refreshed today at 06:501 USDT = 2.57 XCDOfficial rate; the final rate in the request may differ.
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XCD (Eastern Caribbean Dollar) is the currency of 8 OECS states, pegged to the USD: 1 USD = 2.70 XCD. Russians send money to Antigua and Barbuda to family and business partners through ACB and FCIB. No IBAN required. No direct EU/UK sanctions.

How to Send Money from Russia to Antigua and Barbuda: XCD to Bank Account via SWIFT

The route, the receiving bank and the payout amount are agreed before payment.

ATM24 arranges international transfers in Eastern Caribbean Dollar (XCD) through available banking routes. IBAN format is not used in Antigua and Barbuda: for an international transfer, you typically need the bank's SWIFT/BIC code, account number, and beneficiary's full name. Antigua and Barbuda is a sovereign state and member of CARICOM, using XCD within the Eastern Caribbean Currency Union. The country has not imposed sanctions against Russia; however, a specific transfer may depend on the receiving bank and correspondent chain: international payments often pass through banks in the US and other jurisdictions that apply their own sanctions and AML/KYC procedures.

Route confirmation, fees and timing

ATM24 checks the available route in advance before confirming your request. International SWIFT transfers typically take 2–5 business days. ATM24 commission starts from 0.9%.

Ways to receive money transfer in Antigua and Barbuda

Pick the way that suits the recipient — we agree the route and the details before payment

To Visa/Mastercard

XCD. Transfer to the beneficiary's Visa or Mastercard. Required details: 16-digit card number and beneficiary's full name. Availability and limits - confirm with ATM24 manager

  • Eastern Caribbean Central Bank
  • Antigua Commercial Bank
  • FirstCaribbean International

To XCD Bank Account

SWIFT transfer to the beneficiary's account. XCD is not part of the IBAN system - you need the account number, bank SWIFT/BIC code, and beneficiary's full name. Banks: Antigua Commercial Bank (ACB), Eastern Caribbean Amalgamated Bank, and Royal Bank of Canada. SWIFT codes - confirm with the beneficiary

  • Eastern Caribbean Central Bank
  • Antigua Commercial Bank
  • FirstCaribbean International

Cash XCD

XCD. Cash withdrawal - confirm with ATM24 manager. Details for cash pickup: Full name and ATM24 payout code. Current pickup locations - available from the manager when submitting your request

  • Saint John
  • St John
  • St. John's

Antigua and Barbuda is a small Caribbean island with developed tourism and offshore banking. The XCD is pegged to the USD at 2.70 - the exchange rate has been stable since 1976. Banks in Antigua work through US correspondent banks: when transferring from Russia, the correspondent may request documents. Unlike Anguilla (a UK territory), Antigua and Barbuda is an independent state without direct UK sanctions.

Rates and cost of a transfer to Antigua and Barbuda

We accept RUB, USD, EUR and USDT — we pay out in XCD

Reference rate for today

  • RUB XCD

    0.02864per 1 RUB

    10 000 ₽ = 286 XCD
  • USD XCD

    2.57per 1 USD

    100 $ = 257 XCD
  • EUR XCD

    2.91per 1 EUR

    100 € = 291 XCD
  • USDT XCD

    2.57per 1 USDT

    100 USDT = 257 XCD

What the recipient gets — at 1 USDT = 2.57 XCD

You sendPayout in XCD
100 USDT257 XCD
300 USDT770 XCD
500 USDT1 284 XCD
1 000 USDT2 567 XCD
5 000 USDT12 837 XCD
Reference values update automatically. The final fee and rate are locked in the request before payment.

Banks and payment infrastructure — Antigua and Barbuda

Where recipients usually get the money in Antigua and Barbuda

  • Eastern Caribbean Central Bank

    Eastern Caribbean Central Bank — the country’s central or national bank, generally responsible for settlement, reserve accounts, or supervisory functions.

  • Antigua Commercial Bank

    confirm with beneficiary

  • FirstCaribbean International

    FirstCaribbean International — a bank with an international profile that typically works with accounts, foreign currency, cards, and cross-border payments.

  • RBC Royal Bank Antigua

    RBC Royal Bank Antigua — a bank serving personal customers and small businesses. Its services typically include accounts, cards, branches, and digital banking.

  • Scotiabank Antigua

    Scotiabank Antigua — a local bank with standard account and cash services. Transfer availability depends on the details, currency, and bank rules.

How payments work in Antigua and Barbuda

  • National Currency

    Eastern Caribbean Dollar (XCD) - the official currency of the country and is firmly pegged to the US Dollar at the rate of 1 USD = 2.70 XCD.

  • Card Systems

    Visa and Mastercard are the main international card systems. The country is part of the ECCB zone (Eastern Caribbean Dollar). ECCB provides regional clearing. Scotiabank and CIBC FirstCaribbean are the largest card-issuing banks.

  • Payment Applications

    The monetary and credit system is regulated by the Eastern Caribbean Central Bank (ECCB), the common central bank of the Eastern Caribbean Currency Union member states.

  • Interbank Transfers

    IBAN format is not used in Antigua and Barbuda: for international transfers, SWIFT/BIC code, account number, and beneficiary's full name are typically used.

  • Financial Regulator

    Local banks often maintain correspondent accounts with US banks, so transfers may be subject to additional sanctions, AML/KYC, and compliance checks.

  • Special Features for ATM24

    Antigua and Barbuda is an independent state and member of CARICOM that does not apply direct EU or UK sanctions regimes against Russia.

With an ATM24 transfer the recipient gives their own bank and details, so the money lands directly on the account.

How the transfer works to Antigua and Barbuda

Three steps from request to payout

  1. Step

    Send a request

    Fill in the form or write to us on WhatsApp or Telegram — a manager will check the available route

  2. Step

    Agree the route

    We check the recipient details and confirm the route, rate, fee and payout amount

  3. Step

    Pay for the transfer

    Once paid, the transfer goes out along the agreed route — we report the status in the messenger

What to prepare for the transfer

To Visa/Mastercard

  • Required details: 16-digit card number and beneficiary's full name

To XCD Bank Account

  • SWIFT codes - confirm with the beneficiary

We verify the exact details when agreeing the available route before payment.

Why people choose ATM24

Facts, not promises

No surprises on the rate

You see the rate, the fee and the payout amount before you send the money.

Request to Antigua and BarbudaLocked in
Rate
1 USDT = 2.57 XCD
Payout method
Bank transfer
Payout currency
XCD
The rate and the amount are locked when the request is confirmed and do not change afterwards.

Terms are known before payment

The route, rate, fee and payout amount are agreed before payment.

  • Route
  • Rate
  • Payout amount

Cash payout

Reference cities with payout locations. Availability of a specific location is confirmed in the request.

  • Saint John
  • St John
  • St. John's

Confirm the city before payment

Available payout options

Only methods present in both the country description and the current route are shown.

You send
  • RUB
  • USD
  • EUR
  • USDT
XCD
They receive
  • Bank transfer
  • Cash
  • MoneyGram
  • Western Union

Customer reviews

Real stories from real people

Никита

Google

We quickly agreed and exchanged the funds. Timing was very fast and easy

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ТОП ДЖИ

Google

Excellent exchanger. Best rate. Stanislav helped quickly and politely. We recommend!

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Pavel Dovnar

Google

Все прикольно) With best wishes

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Timur

Google

Manager Sofa replied to us and helped get baht in cash Sofa <3

Read full review

Transfers to other countries

We agree the rate and the payout method before payment — pick where the money goes.

Frequently Asked Questions About Money Transfers to Antigua and Barbuda

Answers to questions about sending money to Antigua and Barbuda through ATM24.

How can I send money to Antigua and Barbuda with payout in XCD through ATM24?

Sending money to Antigua and Barbuda with payout in XCD works best when the Antigua and Barbuda XCD payout route is checked before the sender pays. ATM24 verifies the route through a bank such as Antigua Commercial Bank or CIBC Caribbean, confirms the final payout amount, and shows the fee and timing in advance. Bank-route examples for Antigua and Barbuda: Antigua Commercial Bank, Eastern Caribbean Amalgamated Bank, CIBC Caribbean, Global Bank of Commerce, and Caribbean Union Bank.

Can the recipient receive a transfer on a card or bank account in Antigua and Barbuda in XCD?

The recipient can use a card or bank account for an XCD transfer to Antigua and Barbuda if that channel is available for the bank. Before payment, ATM24 checks Antigua Commercial Bank, Eastern Caribbean Amalgamated Bank, card or account format, recipient name, and payout currency. International-card network availability is confirmed by route, not assumed for every bank. Bank-route examples for Antigua and Barbuda: Antigua Commercial Bank, Eastern Caribbean Amalgamated Bank, CIBC Caribbean, Global Bank of Commerce, and Caribbean Union Bank.

Which banks can receive a transfer to Antigua and Barbuda in XCD?

Banks for an XCD transfer to Antigua and Barbuda should be checked by the recipient's actual route; common references include Antigua Commercial Bank, Eastern Caribbean Amalgamated Bank, CIBC Caribbean, Global Bank of Commerce, and Caribbean Union Bank. ATM24 reviews bank name, account format, recipient-name spelling, and payout currency before the sender pays. A different bank can require a separate check.

What recipient details are needed to send money to Antigua and Barbuda in XCD?

For an XCD transfer to Antigua and Barbuda, ATM24 checks recipient details against the selected receiving route: Antigua and Barbuda XCD payout route, Antigua Commercial Bank, Eastern Caribbean Amalgamated Bank, CIBC Caribbean, Global Bank of Commerce, and Caribbean Union Bank, card payout, account payout, recipient name, XCD payout data, and different receiving rules for Eastern Caribbean Amalgamated Bank and Global Bank of Commerce. The manager verifies name spelling, bank or card format, payout currency, and payment purpose before payment. If the recipient changes the route, the required fields are checked again. Bank-route examples for Antigua and Barbuda: Antigua Commercial Bank, Eastern Caribbean Amalgamated Bank, CIBC Caribbean, Global Bank of Commerce, and Caribbean Union Bank.

How long does a money transfer to Antigua and Barbuda in XCD take?

Transfer timing to Antigua and Barbuda in XCD starts from 15 minutes when the bank, card, or account route is ready. ATM24 checks Antigua Commercial Bank, Eastern Caribbean Amalgamated Bank, and any route limit before payment. If the receiving bank asks for clarification, processing can take longer. Bank-route examples for Antigua and Barbuda: Antigua Commercial Bank, Eastern Caribbean Amalgamated Bank, CIBC Caribbean, Global Bank of Commerce, and Caribbean Union Bank.

What is the fee for sending money to Antigua and Barbuda with payout in XCD?

ATM24 calculates a transfer fee from 0.9% for payouts to Antigua and Barbuda in XCD. The final figure depends on the Antigua and Barbuda XCD payout route, amount, payment method, bank such as Eastern Caribbean Amalgamated Bank, and whether the recipient receives money on a card or account. The sender sees the final payout amount before paying. Bank-route examples for Antigua and Barbuda: Antigua Commercial Bank, Eastern Caribbean Amalgamated Bank, CIBC Caribbean, Global Bank of Commerce, and Caribbean Union Bank.

Can I pay by international card, bank transfer, or USDT while the recipient receives XCD in Antigua and Barbuda?

Yes, ATM24 can calculate a transfer to Antigua and Barbuda in XCD where the sender pays by card, bank transfer, USDT, or another available method. ATM24 checks the Antigua and Barbuda XCD payout route, payment currency, exchange conditions, bank details such as Antigua Commercial Bank or CIBC Caribbean, and the final payout amount. Sender-side card or bank fees are separate from the ATM24 calculation. Bank-route examples for Antigua and Barbuda: Antigua Commercial Bank, Eastern Caribbean Amalgamated Bank, CIBC Caribbean, Global Bank of Commerce, and Caribbean Union Bank.

What is the minimum and maximum transfer amount to Antigua and Barbuda in XCD?

The minimum transfer amount to Antigua and Barbuda in XCD through ATM24 starts from 100 USD or the equivalent. The maximum amount is confirmed before payment and depends on the Antigua and Barbuda XCD payout route, sender payment method, bank, recipient details, and possible document requirements. If the recipient changes Antigua Commercial Bank to another bank or switches from account to card, the limit should be checked again. Bank-route examples for Antigua and Barbuda: Antigua Commercial Bank, Eastern Caribbean Amalgamated Bank, CIBC Caribbean, Global Bank of Commerce, and Caribbean Union Bank.

What documents are needed for a large transfer to Antigua and Barbuda in XCD?

Large transfers to Antigua and Barbuda in XCD are checked by amount, recipient route, and receiving bank. ATM24 reviews Antigua Commercial Bank, Global Bank of Commerce, card or account payout, payment purpose, and source-of-funds information. Any document request is named before the sender pays. Bank-route examples for Antigua and Barbuda: Antigua Commercial Bank, Eastern Caribbean Amalgamated Bank, CIBC Caribbean, Global Bank of Commerce, and Caribbean Union Bank.

How much will the recipient get in XCD if I send 1000 USD to Antigua and Barbuda?

The estimated payout for sending 1000 USD to Antigua and Barbuda in XCD should be checked by route: 2,567.42 XCD. ATM24 reviews Antigua Commercial Bank, Eastern Caribbean Amalgamated Bank, CIBC Caribbean, Global Bank of Commerce, and Caribbean Union Bank, card or account payout, fee from 0.9%, and exchange conditions. The manager confirms the final XCD amount in the order. Bank-route examples for Antigua and Barbuda: Antigua Commercial Bank, Eastern Caribbean Amalgamated Bank, CIBC Caribbean, Global Bank of Commerce, and Caribbean Union Bank.

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Send money to Antigua and Barbuda with ATM24

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