TunisiaTNDTunisian Dinar
The Tunisian dinar (TND) is a closed (non-convertible) currency: you cannot buy it outside Tunisia, and exporting it is limited. Russians transfer TND to Tunisia to family and partners via IBAN TN (24 characters: TN + 2 control digits + 20 numbers) — Tunisia has not imposed sanctions against Russia. BIAT, BNA, and STB accept incoming SWIFT transfers — verify the details with the recipient.
The route, the receiving bank and the payout amount are agreed before payment.
The Tunisian dinar (TND) is a limited convertibility currency: its circulation outside the country is restricted, and the export of TND cash is regulated by currency rules. To transfer from Russia to Tunisia, the recipient typically needs an account at a Tunisian bank. IBAN TN contains 24 characters: TN + 2 control digits + 20 digits of bank details. The country's largest banks are BIAT (Banque Internationale Arabe de Tunisie), BNA (Banque Nationale Agricole), and STB. Not all banks handle incoming international transfers from non-residents equally, so before sending, ATM24 verifies whether a specific bank accepts SWIFT transfers and which route is available.
Tunisia has not joined EU sanction packages against Russia, but international transfers still go through standard AML/KYC controls by banks and correspondents. ATM24 commission starts from 0.9%. For tourists, EUR and USD can be exchanged for TND in Tunisia; the reverse exchange of TND to foreign currency is limited, so it is best to keep exchange receipts.
TND. Cards from Tunisian banks: BIAT, BNA, STB. IMPORTANT: TND is a closed currency — the card must be linked to an account at a Tunisian resident bank. Details: Visa/Mastercard number of a Tunisian bank. Commission from 0.9%. Verify the route with an ATM24 manager
TND. IBAN format: TN + 2 control digits + 20 numbers = 24 characters. TND is a closed currency; the account must be opened in Tunisia. Commission from 0.9% — verify the route with an ATM24 manager
TND cash through agreed pickup points. TND cannot be obtained outside Tunisia — only on-site. Receipt of Tunisian dinars (TND) in Tunisia. Commission from 0.9%. Pickup locations — contact an ATM24 manager
TND is a closed currency: it cannot be exported or exchanged outside Tunisia. For a sender from Russia, this means: the recipient must have a Tunisian bank account with IBAN TN (24 characters). Verify the recipient's details and the transfer route with an ATM24 manager.
We accept RUB, USD, EUR and USDT — we pay out in TND
RUB TND
0.0315per 1 RUB
10 000 ₽ = 315 TNDUSD TND
2.79per 1 USD
100 $ = 279 TNDEUR TND
3.08per 1 EUR
100 € = 308 TNDUSDT TND
2.79per 1 USDT
100 USDT = 279 TND| You send | Payout in TND |
|---|---|
| 100 USDT | 279 TND |
| 300 USDT | 838 TND |
| 500 USDT | 1 397 TND |
| 1 000 USDT | 2 795 TND |
| 5 000 USDT | 13 974 TND |
Where recipients usually get the money in Tunisia
Type: State (Banque Nationale Agricole); Accepts transfers from Russia: Yes (SWIFT — verify with manager)
Type: Private (Banque Internationale Arabe de Tunisie — largest); Accepts transfers from Russia: Yes (SWIFT — verify with manager)
Type: State (Societe Tunisienne de Banque); Accepts transfers from Russia: Yes (SWIFT — verify with manager)
Attijari Bank Tunisia — a bank serving personal customers and small businesses. Its services typically include accounts, cards, branches, and digital banking.
Banque de l'Habitat Tunisia — a local bank with standard account and cash services. Transfer availability depends on the details, currency, and bank rules.
National currency
The national currency is the Tunisian dinar (TND), a limited convertibility "closed" currency: it is virtually impossible to buy TND outside Tunisia. Tourists typically exchange EUR, USD, and CHF in Tunisia through banks and exchange offices.
Card systems
Visa and Mastercard are serviced through CMB (Monétique Tunisie) — the national interbank center. Smart cards with chips have been mandatory since 2010. Transfers via Tunisia e-Dinar are available for payments to government agencies.
Payment applications
Reverse exchange of TND upon departure is limited, so it is best to keep exchange receipts.
Interbank transfers
Banque Centrale de Tunisie (BCT) — the central bank and financial regulator of the country. Tunisian IBAN contains 24 characters: TN + 2 control digits + 20 digits of bank details.
Financial regulator
Banque Centrale de Tunisie (BCT) — the central bank and primary financial regulator. BCT manages the Tunisian dinar exchange rate, oversees the banking sector, and regulates cross-border currency operations.
Special features for ATM24
Tunisia has not joined Western sanctions against Russia, but international transfers still go through standard AML/KYC controls by banks.
With an ATM24 transfer the recipient gives their own bank and details, so the money lands directly on the account.
Three steps from request to payout
Fill in the form or write to us on WhatsApp or Telegram — a manager will check the available route
We check the recipient details and confirm the route, rate, fee and payout amount
Once paid, the transfer goes out along the agreed route — we report the status in the messenger
We verify the exact details when agreeing the available route before payment.
Facts, not promises
You see the rate, the fee and the payout amount before you send the money.
The route, rate, fee and payout amount are agreed before payment.
Reference cities with payout locations. Availability of a specific location is confirmed in the request.
Confirm the city before payment
Only methods present in both the country description and the current route are shown.
Real stories from real people
Thanks to manager Ekaterina for help in getting Thai currency. She transferred money from a Russian bank account online in 20 minutes and received cash at an ATM near the hotel. Great service.
Read full reviewThe rate is lower than other exchangers. They responded quickly, I withdrew promptly
Read full reviewExchanged cash like this for the first time. I won't say I wasn't nervous. But the exchange went smoothly, the rate was very pleasing. Manager Stanislav explained everything, told me everything — special THANKS to him. I recommend this service.
Read full reviewI was very worried it was a scam, but everything was excellent. They transferred quite a large amount and converted it to baht without any problems. It all takes about 25 minutes near the ATM. Many thanks! Operator Ekaterina responded quickly and helped resolve all issues.
Read full reviewEverything is great! Used it for the first time, they explained everything clearly! 👍
Read full reviewI made a transfer to Germany, at first I had serious doubts and didn't believe it but still decided to and didn't regret it Thanks to Ekaterina, they were always in touch
Read full reviewUsed the exchange service, the transfer from Russia to China was at a very good rate and within about 15 minutes. I recommend!
Read full reviewWe agree the rate and the payout method before payment — pick where the money goes.
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Tunisia is a popular tourist destination with a closed currency TND. Below are answers to frequently asked questions about money in Tunisia.
A money transfer to Tunisia in TND through ATM24 starts with choosing how the recipient will be paid on the Tunisia TND payout route. The manager verifies recipient name, payment method, Banque de Tunisie, fee from 0.9%, and estimated processing time before payment. Bank-route examples for Tunisia: Banque Internationale Arabe de Tunisie, Banque de Tunisie, Amen Bank, Union bancaire pour le commerce et l'industrie, and Tunisian solidarity bank.
The recipient can use a card or bank account for a TND transfer to Tunisia if that channel is available for the bank. Before payment, ATM24 checks Banque Internationale Arabe de Tunisie, Banque de Tunisie, card or account format, recipient name, and payout currency. International-card network availability is confirmed by route, not assumed for every bank. Bank-route examples for Tunisia: Banque Internationale Arabe de Tunisie, Banque de Tunisie, Amen Bank, Union bancaire pour le commerce et l'industrie, and Tunisian solidarity bank.
A transfer to Tunisia in TND can be sent to the recipient's bank if that bank accepts the incoming credit. Banks to check for this destination include Banque Internationale Arabe de Tunisie, Banque de Tunisie, Amen Bank, Union bancaire pour le commerce et l'industrie, and Tunisian solidarity bank. ATM24 verifies the bank, account format, recipient name, and payout currency before the sender pays.
For a TND transfer to Tunisia, ATM24 checks recipient details against the selected receiving route: Tunisia TND payout route, Banque Internationale Arabe de Tunisie, Banque de Tunisie, Amen Bank, Union bancaire pour le commerce et l'industrie, and Tunisian solidarity bank, card payout, account payout, recipient name, TND payout data, and payout-limit review for the exact receiving channel. The manager verifies name spelling, bank or card format, payout currency, and payment purpose before payment. If the recipient changes the route, the required fields are checked again. Bank-route examples for Tunisia: Banque Internationale Arabe de Tunisie, Banque de Tunisie, Amen Bank, Union bancaire pour le commerce et l'industrie, and Tunisian solidarity bank.
Transfer timing to Tunisia in TND starts from 15 minutes when the bank, card, or account route is ready. ATM24 checks Banque Internationale Arabe de Tunisie, Banque de Tunisie, and any route limit before payment. If the receiving bank asks for clarification, processing can take longer. Bank-route examples for Tunisia: Banque Internationale Arabe de Tunisie, Banque de Tunisie, Amen Bank, Union bancaire pour le commerce et l'industrie, and Tunisian solidarity bank.
For a transfer to Tunisia in TND, the ATM24 service fee starts from 0.9% and is confirmed before payment. The manager calculates the final amount using the Tunisia TND payout route, exchange conditions, recipient bank such as Banque Internationale Arabe de Tunisie, and sender's payment method. Separate bank or card-issuer fees may still apply outside the ATM24 calculation. Bank-route examples for Tunisia: Banque Internationale Arabe de Tunisie, Banque de Tunisie, Amen Bank, Union bancaire pour le commerce et l'industrie, and Tunisian solidarity bank.
Yes, ATM24 can calculate a transfer to Tunisia in TND where the sender pays by card, bank transfer, USDT, or another available method. ATM24 checks the Tunisia TND payout route, payment currency, exchange conditions, bank details such as Banque Internationale Arabe de Tunisie or Amen Bank, and the final payout amount. Sender-side card or bank fees are separate from the ATM24 calculation. Bank-route examples for Tunisia: Banque Internationale Arabe de Tunisie, Banque de Tunisie, Amen Bank, Union bancaire pour le commerce et l'industrie, and Tunisian solidarity bank.
For Tunisia, the minimum TND transfer through ATM24 starts from 100 USD or the equivalent. The upper limit is route-based: the manager checks Banque Internationale Arabe de Tunisie, Banque de Tunisie, recipient details, payout method, and document requirements before payment. A route through Banque de Tunisie may have different limits than a card or non-bank payout. Bank-route examples for Tunisia: Banque Internationale Arabe de Tunisie, Banque de Tunisie, Amen Bank, Union bancaire pour le commerce et l'industrie, and Tunisian solidarity bank.
Large transfers to Tunisia in TND are checked by amount, recipient route, and receiving bank. ATM24 reviews Banque Internationale Arabe de Tunisie, Union bancaire pour le commerce et l'industrie, card or account payout, payment purpose, and source-of-funds information. Any document request is named before the sender pays. Bank-route examples for Tunisia: Banque Internationale Arabe de Tunisie, Banque de Tunisie, Amen Bank, Union bancaire pour le commerce et l'industrie, and Tunisian solidarity bank.
The estimated payout for sending 1000 USD to Tunisia in TND should be checked by route: 2,794.85 TND. ATM24 reviews Banque Internationale Arabe de Tunisie, Banque de Tunisie, Amen Bank, Union bancaire pour le commerce et l'industrie, and Tunisian solidarity bank, card or account payout, fee from 0.9%, and exchange conditions. The manager confirms the final TND amount in the order. Bank-route examples for Tunisia: Banque Internationale Arabe de Tunisie, Banque de Tunisie, Amen Bank, Union bancaire pour le commerce et l'industrie, and Tunisian solidarity bank.
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