GeorgiaGELGeorgian Lari
Lari to TBC Bank or Bank of Georgia card - no intermediate conversion through the dollar. Rubles, dollars, or USDT: we credit GEL at the market rate. Commission from 0.9%, route confirmed before payment.
The route, the receiving bank and the payout amount are agreed before payment.
Georgia remains a popular destination for money transfers. Following the relocation of many Russians to Georgia, including IT specialists, entrepreneurs, and freelancers, regular money transfers from Russia to Tbilisi and other cities have become especially in demand.
Money transfers from Russia to Georgia are available: Georgian banks accept incoming transfers, however, credit terms may depend on the specific bank and transfer method. Georgian banks may conduct additional transfer verification and request documents from the recipient confirming the source of funds and payment purpose.
Lari (GEL) is the national currency of Georgia: the National Bank of Georgia publishes the official GEL to ruble and dollar exchange rate daily, and most transactions within the country are conducted in lari. Mobile applications and online banking of some major Georgian banks are available in Russian as well. Most Georgian banks allow opening accounts in GEL and USD, so before transferring, clarify the recipient's account currency to avoid additional conversion. If the recipient is located outside Tbilisi, check their bank in advance: the availability of branches and cash withdrawal methods in smaller Georgian cities may vary.
Georgia's payment ecosystem: banks, transfers, and electronic wallets. Currency received — GEL (Georgian lari). Currency sent — RUB, USD, EUR, and USDT. Transfer method — Visa/Mastercard bank card or cash. ATM24 commission — from 0.9%. Crediting time — from several minutes.
Georgia's payment ecosystem. Category / System or wallet / Description. TBC Bank super app — transfers, QR-code payments, currency exchange, loans, and insurance products in one app. Bank of Georgia mobile bank — transfers by phone number, QR-code payments, and bank card management. iPay payment gateway — Georgian service for online payments and payment acceptance by online stores and other services. Keeprz QR payments — Georgian e-wallet for businesses and individuals with QR-code payment acceptance support. Regulator NBG (National Bank of Georgia) — regulates the country's financial and banking system. Bank hours — usually Mon–Fri 9:00–18:00; some TBC Bank and Bank of Georgia branches operate on Saturdays, online banking is available 24/7.
Visa and Mastercard from TBC Bank, Bank of Georgia, Basis Bank, and other Georgian banks. Requires recipient's full name and 16-digit card number. We process the application in 15 minutes, GEL is credited within several minutes after confirmation, commission from 0.9%
GEL distribution through partner network in major Georgian cities. Suitable if the recipient needs cash without a bank account. Current cities and distribution points — ask the manager when submitting your application
Card details and transfer route are clarified with the manager before payment - this locks in the current rate and lari exchange rate for your specific situation.
We accept RUB, USD, EUR and USDT — we pay out in GEL
RUB GEL
0.02739per 1 RUB
10 000 ₽ = 274 GELUSD GEL
2.46per 1 USD
100 $ = 246 GELEUR GEL
2.78per 1 EUR
100 € = 278 GELUSDT GEL
2.46per 1 USDT
100 USDT = 246 GEL| You send | Payout in GEL |
|---|---|
| 100 USDT | 246 GEL |
| 300 USDT | 737 GEL |
| 500 USDT | 1 228 GEL |
| 1 000 USDT | 2 456 GEL |
| 5 000 USDT | 12 278 GEL |
Where recipients usually get the money in Georgia
Georgia's largest bank by assets, parent company trades in London. Visa and Mastercard cards, lari credit for incoming transfers.
Second largest bank by assets, shares trade in London. Visa/MC cards, extensive ATM network across the country.
Specializes in small business and agriculture. Visa cards, wide regional presence.
Liberty Bank Georgia — a bank serving personal customers and small businesses. Its services typically include accounts, cards, branches, and digital banking.
ProCredit Bank Georgia — a local bank with standard account and cash services. Transfer availability depends on the details, currency, and bank rules.
National currency
Georgia's national currency is GEL (Georgian lari). The National Bank of Georgia sets the official lari exchange rate and regulates the country's banking sector.
Card systems
Georgian banks issue cards from international systems Visa and Mastercard, widely used for payments within the country and abroad. Cards are accepted at most merchant locations and ATMs.
Payment applications
Mobile banks TBC Bank and Bank of Georgia are among the main banking applications in Georgia, offering transfers, QR-code payments, and currency exchange. E-wallets iPay.ge and Keepz are used for QR-code payments and phone number transfers. BC Pay and BOG Pay are available online 24/7.
Interbank transfers
The real-time interbank settlement system (RTGS) in Georgia is operated by the National Bank of Georgia. Transfers in lari between Georgian banks are usually credited on the same business day. Banks operate Mon–Fri from 9:00 to 18:00, some branches on Saturdays from 10:00 to 14:00.
Financial regulator
Georgia's financial regulator is the National Bank of Georgia (NBG). It sets the official lari exchange rate and regulates the country's banking sector.
Features for ATM24
ATM24 credits in Georgian lari (GEL) with conversion from RUB, USD, or USDT at the current rate at the time of transfer placement.
With an ATM24 transfer the recipient gives their own bank and details, so the money lands directly on the account.
Three steps from request to payout
Fill in the form or write to us on WhatsApp or Telegram — a manager will check the available route
We check the recipient details and confirm the route, rate, fee and payout amount
Once paid, the transfer goes out along the agreed route — we report the status in the messenger
Facts, not promises
You see the rate, the fee and the payout amount before you send the money.
The route, rate, fee and payout amount are agreed before payment.
Reference cities with payout locations. Availability of a specific location is confirmed in the request.
Confirm the city before payment
Only methods present in both the country description and the current route are shown.
Real stories from real people
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The operation was successful, the money was withdrawn, I lost a little money, exchanging rubles for bahts took a while, but not critical. No fraud, everything was done exactly according to the instructions. All the money is in hand.
Read full reviewEverything is excellent, they don't cheat, manager Emil helped out, there are delays sometimes, don't worry, my whole procedure from first message to cash payout took an hour
Read full reviewI exchange twice a month for more than half a year now while staying in Thailand. The whole process takes about 30 minutes. I'm satisfied with the service. Among all other services the rate is the most favorable. Manager Alisa is always in touch. I worked only with her.
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Solid exchange service, can be trusted. They always try to do as best as possible for you, making your life easier. Thats what I want from a service like that. My personal manager Ekaterina is going with me for 1.5 years already, always rocking!
Read full reviewThe rate is favorable, exchanged in 40 minutes, operator Ekaterina - well done)
Read full reviewYandex
Great service! Manager Alisa explained everything clearly, quickly and at a good rate! I recommend it
Read full reviewWe agree the rate and the payout method before payment — pick where the money goes.
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We've compiled answers about the lari rate in Georgia today, the ruble exchange rate in Georgia, and how to send money.
To send money to Georgia with payout in GEL through ATM24, start with the recipient's exact route for the Georgia GEL payout route. ATM24 confirms the amount, payment method, fee from 0.9%, timing from 15 minutes, and bank such as Bank of Georgia. Bank-route examples for Georgia: Bank of Georgia, TBC Bank, Liberty Bank, Terabank, and Re|Bank.
Yes, where available, the recipient can receive a transfer on a bank-issued card or bank account in Georgia in GEL on the Georgia GEL payout route. ATM24 checks the bank, card or account number, recipient name, and payout currency before payment; Visa, Mastercard, UnionPay, or local bank-card availability depends on the route. For example, TBC Bank may require a different set of details than Terabank, so card and account routes are confirmed separately. Bank-route examples for Georgia: Bank of Georgia, TBC Bank, Liberty Bank, Terabank, and Re|Bank.
For bank payout in Georgia, useful GEL references include Bank of Georgia, TBC Bank, Liberty Bank, Terabank, and Re|Bank. ATM24 treats the bank named by the recipient as the working route and checks recipient name, account data, and route availability. The sender pays after that bank route is confirmed.
To prepare a GEL payout in Georgia, start with the exact recipient name and receiving route. ATM24 checks TBC Bank, Liberty Bank, card or account details, and any route-specific field before payment. The manager clarifies missing data before the order is paid. Bank-route examples for Georgia: Bank of Georgia, TBC Bank, Liberty Bank, Terabank, and Re|Bank.
A money transfer to Georgia in GEL can begin from 15 minutes, but timing is route-based. ATM24 checks recipient details, amount, and banks such as Liberty Bank or Terabank. Documents or bank review can extend the processing time. Bank-route examples for Georgia: Bank of Georgia, TBC Bank, Liberty Bank, Terabank, and Re|Bank.
The ATM24 fee for sending money to Georgia with payout in GEL starts from 0.9% on the Georgia GEL payout route. The final calculation depends on the amount, payment currency, payout method, exchange rate, and the recipient's bank. If the sender pays by an international card or through a bank transfer, the card issuer or sending bank may charge its own foreign transaction, conversion, transfer, or dynamic currency conversion fee. Bank-route examples for Georgia: Bank of Georgia, TBC Bank, Liberty Bank, Terabank, and Re|Bank.
Yes, ATM24 can calculate a transfer to Georgia in GEL where the sender pays by card, bank transfer, USDT, or another available method. ATM24 checks the Georgia GEL payout route, payment currency, exchange conditions, bank details such as Bank of Georgia or Liberty Bank, and the final payout amount. Sender-side card or bank fees are separate from the ATM24 calculation. Bank-route examples for Georgia: Bank of Georgia, TBC Bank, Liberty Bank, Terabank, and Re|Bank.
For Georgia, the minimum GEL transfer through ATM24 starts from 100 USD or the equivalent. The upper limit is route-based: the manager checks Bank of Georgia, TBC Bank, recipient details, payout method, and document requirements before payment. A route through TBC Bank may have different limits than a card or non-bank payout. Bank-route examples for Georgia: Bank of Georgia, TBC Bank, Liberty Bank, Terabank, and Re|Bank.
A large GEL payout to Georgia can need document checks when the amount, bank, or recipient route requires it. ATM24 reviews Bank of Georgia, TBC Bank, Liberty Bank, Terabank, and Re|Bank with sender ID, source-of-funds details, and payment purpose if needed. The sender receives the checklist before payment. Bank-route examples for Georgia: Bank of Georgia, TBC Bank, Liberty Bank, Terabank, and Re|Bank.
For a 1000 USD transfer to Georgia, the live GEL estimate depends on the current ATM24 route: 2,455.64 GEL. ATM24 calculates fee from 0.9%, exchange conditions, and the recipient route through Bank of Georgia or TBC Bank. The final GEL amount is fixed before payment. Bank-route examples for Georgia: Bank of Georgia, TBC Bank, Liberty Bank, Terabank, and Re|Bank.
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