GreeceEUREuro
Greece accepts SWIFT transfers without sanctions restrictions — to Piraeus Bank, Alpha Bank, or Eurobank cards, via Greek bank IBAN. For amounts from 10,000 EUR, prepare a certificate of funds origin. Commission from 0.9%, route is coordinated before payment.
The route, the receiving bank and the payout amount are agreed before payment.
Greece is a popular destination for Russians who have purchased property on the islands or mainland, entrepreneurs with Greek business partners, and those supporting relatives in Athens, Thessaloniki, and Patras. A significant number of Russian long-term residents live in Greece, which creates regular demand for money transfers. Greece is part of the eurozone and the SEPA payment zone; however, direct SEPA transfer from a Russian bank account is not available. ATM24 carries out transfers through available SWIFT routes: RUB is converted to EUR and credited to the recipient's bank account or card in Greece.
Credit via SWIFT typically takes approximately 4 to 7 business days after the request is confirmed. Piraeus Bank, Alpha Bank, Eurobank, and National Bank of Greece work with international SWIFT transfers; however, the ability to accept payments related to Russia depends on the bank, route, and compliance verification. The recipient's IBAN is required for credit: a Greek IBAN starts with GR and contains 27 characters. The speed of credit depends on the specific bank and correspondent banks, so it is not advisable to promise in advance that Piraeus Bank or Eurobank will process the transfer faster than others. For large transfers, the recipient's bank may request documents confirming the origin of funds and the purpose of payment.
Greece's payment ecosystem: banks, cards, and international transfers. Country — Greece. Receipt currency — EUR (euro). Sending currency — RUB, USDT, and other available currencies. Transfer method — Visa and Mastercard bank card or bank account. ATM24 commission — from 0.9%. Response to request — within 15 minutes.
Greece's payment ecosystem: main payment systems and services. DIAS — Greek interbank payment and clearing infrastructure used for domestic transfers and other banking operations. IRIS — system of instant P2P transfers in Greece by phone number or IBAN, operating in real time via DIAS infrastructure. Viva Wallet — one of Greece's largest fintech services, offering virtual cards, payment acceptance, and international financial operations. Revolut is widely used in Greece as a digital alternative to traditional banks and supports EUR receipt and transfers within available European payment systems. Financial regulator — Bank of Greece (BoG), the country's central bank and participant in the European System of Central Banks and Eurosystem. Greek banks typically operate Mon–Thu from 8:00 to 14:30, and on Fridays from 8:00 to 14:00; most bank branches are closed on Saturdays.
Visa and Mastercard from Piraeus, Alpha Bank, Eurobank, NBG, and others. You will need the 16-digit card number and the recipient's full name in Latin characters as shown in documents. Piraeus Bank and Eurobank credit faster; for amounts from 10,000 EUR, prepare a certificate of funds origin
Transfer to an account at any Greek bank by IBAN. IBAN format: GR + 25 digits (27 characters total); confirm with recipient. Specify the SWIFT/BIC of the receiving bank; errors in IBAN delay credit
Before sending, coordinate the route with an ATM24 manager: clarify the recipient's IBAN and preferred credit method. Payment is accepted after the route is confirmed.
We accept RUB, USD and USDT — we pay out in EUR
RUB EUR
0.009256per 1 RUB
10 000 ₽ = 92.56 EURUSD EUR
0.8298per 1 USD
100 $ = 82.98 EURUSDT EUR
0.8298per 1 USDT
100 USDT = 82.98 EUR| You send | Payout in EUR |
|---|---|
| 100 USDT | 82.98 EUR |
| 300 USDT | 249 EUR |
| 500 USDT | 415 EUR |
| 1 000 USDT | 830 EUR |
| 5 000 USDT | 4 149 EUR |
Where recipients usually get the money in Greece
Oldest and one of the country's largest banks; founded in 1841
Greece's largest bank by assets; extensive ATM network throughout the country
One of four systemically important banks; active in retail and corporate segments
Eurobank — a bank serving personal customers and small businesses. Its services typically include accounts, cards, branches, and digital banking.
Attica Bank — a local bank with standard account and cash services. Transfer availability depends on the details, currency, and bank rules.
National currency
Greece's national currency is the euro (EUR), in use since 2002. ATM24 performs credit in EUR without intermediate conversion through USD.
Card systems
ATMs are available 24/7, online banking is 24/7.
Payment applications
Viva Wallet is a popular Greek fintech service and e-wallet for payments and transfers. Revolut is also widely used in Greece as a digital alternative to traditional banks.
Interbank transfers
DIAS is Greece's national interbank payment system. IRIS is a service for instant P2P transfers between Greek banks by phone number or IBAN in real time. SEPA Credit Transfer standard is used for local and European bank transfers — transfers in EUR within the SEPA zone with typical credit within one business day. Transfers via IRIS between participating banks are instant.
Financial regulator
The financial regulator is the Bank of Greece (BoG), the country's central bank that supervises banks and payment systems.
Features for ATM24
Banks in Greece typically operate Mon–Thu from 8:00 to 14:30, on Fridays from 8:00 to 14:00.
With an ATM24 transfer the recipient gives their own bank and details, so the money lands directly on the account.
Three steps from request to payout
Fill in the form or write to us on WhatsApp or Telegram — a manager will check the available route
We check the recipient details and confirm the route, rate, fee and payout amount
Once paid, the transfer goes out along the agreed route — we report the status in the messenger
We verify the exact details when agreeing the available route before payment.
Facts, not promises
You see the rate, the fee and the payout amount before you send the money.
The route, rate, fee and payout amount are agreed before payment.
Only methods present in both the country description and the current route are shown.
Real stories from real people
Everything was organized quickly in Phuket. They respond promptly, explain, and help.
Read full reviewTrustpilot
Exchanged non-cash rubles for Thai baht at a good rate, everything went very quickly, they found an ATM 2 minutes from the hotel. Thanks to manager Emil, he did his job a 5+. It's a pity you don't work 24 hours a day, I thought the number 24 meant that 😅
Read full reviewUsed the service today. I was converting rubles to Thai baht. At first I was nervous, wondering if they were scammers, but I decided to try. I received the money via ATM. Thanks to operator Ekaterina, she told me how to do it, which ATM is needed and which option to choose on the screen. There were no problems with the withdrawal. The rate is slightly higher than the official one, but not critical. I recommend it
Read full reviewI exchanged rubles from a card to yuan on Alipay. Everything went great!
Read full reviewMy wonderful vacation was coming to an end.. As were my cash funds )) I ran into a problem and decided to find a service.. looked at reviews.. found the one with the highest rating, and the manager Egor was in touch and explained everything clearly.
Read full reviewGood exchange rate from 12,000 baht, otherwise 3.1. No other nuances and the courier will bring the money to you fairly quickly (courier costs 400 baht, but you can use an ATM) manager was Stanislav
Read full reviewYandex
Everything went great, quick and prompt. The courier arrived in less than an hour
Read full reviewWe agree the rate and the payout method before payment — pick where the money goes.
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How quickly will the money arrive, do you need an IBAN, and how does the SWIFT route to Greece work — we answer common questions about the features of euro transfers through ATM24.
A money transfer to Greece in EUR through ATM24 starts with choosing how the recipient will be paid on the Greece EUR payout route. The manager verifies recipient name, payment method, Eurobank, fee from 0.9%, and estimated processing time before payment. Bank-route examples for Greece: Alpha Bank, Eurobank, National Bank of Greece, TT Hellenic Postbank, and Proton Bank.
A card or bank-account payout in Greece in EUR is possible only when the selected route supports it. ATM24 verifies whether the recipient's card, account number, and name match the Greece EUR payout route. The manager confirms the selected bank, such as Alpha Bank or National Bank of Greece, before payment because card and account rules may differ. Bank-route examples for Greece: Alpha Bank, Eurobank, National Bank of Greece, TT Hellenic Postbank, and Proton Bank.
A transfer to Greece in EUR can be sent to the recipient's bank if that bank accepts the incoming credit. Banks to check for this destination include Alpha Bank, Eurobank, National Bank of Greece, TT Hellenic Postbank, and Proton Bank. ATM24 verifies the bank, account format, recipient name, and payout currency before the sender pays.
For Greece, ATM24 does not use one universal recipient form for every EUR transfer. The details are checked by route: Alpha Bank, Eurobank, National Bank of Greece, TT Hellenic Postbank, and Proton Bank, card payout, account payout. Name, account/card data, and payout currency must match the selected option. Bank-route examples for Greece: Alpha Bank, Eurobank, National Bank of Greece, TT Hellenic Postbank, and Proton Bank.
A EUR transfer to Greece can start from 15 minutes after ATM24 confirms the recipient route. Timing depends on amount, recipient details, and Greece EUR payout route, Alpha Bank, Eurobank, National Bank of Greece, card route, account route, and separate checks for Alpha Bank and National Bank of Greece. The expected payout window is shown before payment. Bank-route examples for Greece: Alpha Bank, Eurobank, National Bank of Greece, TT Hellenic Postbank, and Proton Bank.
For a transfer to Greece in EUR, the ATM24 service fee starts from 0.9% and is confirmed before payment. The manager calculates the final amount using the Greece EUR payout route, exchange conditions, recipient bank such as Alpha Bank, and sender's payment method. Separate bank or card-issuer fees may still apply outside the ATM24 calculation. Bank-route examples for Greece: Alpha Bank, Eurobank, National Bank of Greece, TT Hellenic Postbank, and Proton Bank.
Yes, the sender can use an available card, bank transfer, USDT, or another confirmed method while the recipient receives EUR in Greece. The manager checks Alpha Bank, Eurobank, payout route, exchange conditions, and final amount before payment. Any card conversion or sending-bank fee remains outside the recipient payout. Bank-route examples for Greece: Alpha Bank, Eurobank, National Bank of Greece, TT Hellenic Postbank, and Proton Bank.
ATM24 accepts transfers to Greece in EUR from 100 USD or the equivalent. The maximum amount is not a single country-wide number; it depends on the Greece EUR payout route, bank rules, payout channel, sender payment method, and recipient data. For a large transfer, the manager confirms the limit and documents before the sender pays. Bank-route examples for Greece: Alpha Bank, Eurobank, National Bank of Greece, TT Hellenic Postbank, and Proton Bank.
For a large EUR transfer to Greece, ATM24 reviews documents around Greece EUR payout route, Alpha Bank, Eurobank, recipient-name match, route limit, payment purpose, source-of-funds review, and separate checks for Alpha Bank and National Bank of Greece. The request may require sender ID, source-of-funds details, recipient bank data, and payment purpose. The manager confirms the exact list before payment. Bank-route examples for Greece: Alpha Bank, Eurobank, National Bank of Greece, TT Hellenic Postbank, and Proton Bank.
If you send 1000 USD to Greece, the recipient amount in EUR is not a generic market-rate number: 829.84 EUR. The calculation uses the payout route, bank such as National Bank of Greece, fee from 0.9%, and exchange conditions. ATM24 confirms the final amount before the sender pays. Bank-route examples for Greece: Alpha Bank, Eurobank, National Bank of Greece, TT Hellenic Postbank, and Proton Bank.
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