UruguayUYUUruguayan Peso

Money Transfer to Uruguay

  • We lock the rate before payment
  • More than 100 transfers every day
  • Support at every stage of the transfer
37.69 UYUper 1 USDT−0.03% over 24hCalculation refreshed today at 06:491 USDT = 37.69 UYUOfficial rate; the final rate in the request may differ.
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Uruguay accepts both UYU and USD to account - unique for South America. Russians send money to Uruguay to family, immigrants and business partners via BROU (BROUUYMMXXX) and Santander Uruguay. "Switzerland of South America": stable financial system since 1896.

How to send money from Russia to Uruguay

The route, the receiving bank and the payout amount are agreed before payment.

UYU to bank account via SWIFT. ATM24 conducts international transfers in Uruguayan Peso (UYU) through available banking routes. Uruguay is considered one of the most stable and developed economies in South America and traditionally stands out for its robust banking system. For an international transfer, you typically need the bank's SWIFT/BIC, account number and recipient's full name. The national currency is Uruguayan Peso (UYU) with a floating exchange rate; the 2024 reference was approximately 1 USD = 38–42 UYU, so it's best to check the current rate before transferring. Among the country's largest banks are the state-owned BROU (Banco de la República Oriental del Uruguay), as well as Santander Uruguay and BBVA Uruguay. IBAN format is not used in Uruguay: SWIFT/BIC and local account number are used for international transfers.

Bank checks and transfer conditions

Uruguay has not imposed its own sanctions against Russia, however, a specific transfer depends on the receiving bank, the correspondent chain and standard AML/KYC checks. ATM24 verifies the available route in advance before payment. ATM24 commission starts from 0.9%, international delivery time is 2–4 business days.

Ways to send money to Uruguay

Pick the way that suits the recipient — we agree the route and the details before payment

To Visa/Mastercard

Card transfer for personal use. Visa/Mastercard work throughout Uruguay (Montevideo, Punta del Este, Colonia). BROU ATMs dispense both UYU and USD depending on account type - unique for Latin America. Check with ATM24's manager for the current card transfer route

  • Banco República
  • Banco Itaú Uruguay
  • Banco Santander Uruguay

To bank account in UYU or USD

SWIFT transfer - the primary method for transfers to Uruguay. SWIFT: BROU (BROUUYMMXXX), Santander Uruguay, BBVA Uruguay. Details: SWIFT code + account number + name (no IBAN). USD accounts in Uruguayan banks are common (dual-currency financial system UYU/USD)

  • Timeframe: 2-4 business days
  • Banco República
  • Banco Itaú Uruguay
  • Banco Santander Uruguay

Cash in UYU/USD

Cash for transactions in Uruguay. UYU and USD are widely accepted; exchange houses (casas de cambio) in Montevideo. 1 USD ~ 38-42 UYU (Banco Central del Uruguay, BCU). Details on cash withdrawal in Uruguay: clarify with ATM24's manager

  • Cordon
  • Salto
  • San Jose De Carrasco

Uruguay has a stable South American financial system: BROU has been operating since 1896. ATM24 transfers UYU or USD via SWIFT. Confirm the preferred currency with the recipient and notify ATM24's manager.

Rates and cost of a transfer to Uruguay

We accept RUB, USD, EUR and USDT — we pay out in UYU

Reference rate for today

  • RUB UYU

    0.4204per 1 RUB

    10 000 ₽ = 4 204 UYU
  • USD UYU

    37.69per 1 USD

    100 $ = 3 769 UYU
  • EUR UYU

    42.73per 1 EUR

    100 € = 4 273 UYU
  • USDT UYU

    37.69per 1 USDT

    100 USDT = 3 769 UYU

What the recipient gets — at 1 USDT = 37.69 UYU

You sendPayout in UYU
100 USDT3 769 UYU
300 USDT11 307 UYU
500 USDT18 845 UYU
1 000 USDT37 691 UYU
5 000 USDT188 455 UYU
Reference values update automatically. The final fee and rate are locked in the request before payment.

Banks and payment infrastructure — Uruguay

Where recipients usually get the money in Uruguay

  • Banco República

    BROU Banco República — a universal bank with retail and corporate services. Recipients may use an account, card, branch, or mobile banking.

  • Banco Itaú Uruguay

    Banco Itaú Uruguay — a commercial bank providing accounts, cards, and transfers. It is suitable for recipients who use bank account details.

  • Banco Santander Uruguay

    Banco Santander Uruguay — a bank focused on everyday accounts and card operations. The recipient should provide the exact details and payout currency.

  • Scotiabank Uruguay

    Scotiabank Uruguay — a bank serving personal customers and small businesses. Its services typically include accounts, cards, branches, and digital banking.

  • BBVA Uruguay

    SWIFT: to clarify; Accepts transfers from Russia: Check with ATM24's manager

How payments work in Uruguay

  • National currency

    The national currency is Uruguayan Peso (UYU) with a freely floating exchange rate.

  • Card systems

    Visa and Mastercard are the main systems. CABAL operates as a regional system. OCA (national credit card) is widely used domestically. Cuenta DNI (Banco República) is a state digital wallet for citizens.

  • Payment applications

    The country's banking system widely offers accounts in both UYU and USD, so the financial infrastructure effectively operates in two main currencies - Uruguayan Peso and US Dollar.

  • Interbank transfers

    Banco Central del Uruguay (BCU) is the central bank and main financial regulator of the country.

  • Financial regulator

    In 2024, the reference was approximately 1 USD = 38–42 UYU, so it should not be used as current without verification.

  • Special features for ATM24

    IBAN format is not used in Uruguay: SWIFT/BIC code, account number and recipient's full name are typically used for international transfer.

With an ATM24 transfer the recipient gives their own bank and details, so the money lands directly on the account.

How the transfer works to Uruguay

Three steps from request to payout

  1. Step

    Send a request

    Fill in the form or write to us on WhatsApp or Telegram — a manager will check the available route

  2. Step

    Agree the route

    We check the recipient details and confirm the route, rate, fee and payout amount

  3. Step

    Pay for the transfer

    Once paid, the transfer goes out along the agreed route — we report the status in the messenger

What to prepare for the transfer

To bank account in UYU or USD

  • SWIFT: BROU (BROUUYMMXXX), Santander Uruguay, BBVA Uruguay
  • Details: SWIFT code + account number + name (no IBAN)

We verify the exact details when agreeing the available route before payment.

Why people choose ATM24

Facts, not promises

No surprises on the rate

You see the rate, the fee and the payout amount before you send the money.

Request to UruguayLocked in
Rate
1 USDT = 37.69 UYU
Payout method
Bank transfer
Payout currency
UYU
The rate and the amount are locked when the request is confirmed and do not change afterwards.

Terms are known before payment

The route, rate, fee and payout amount are agreed before payment.

  • Route
  • Rate
  • Payout amount

Cash payout

Reference cities with payout locations. Availability of a specific location is confirmed in the request.

  • Cordon
  • Salto
  • San Jose De Carrasco

Confirm the city before payment

Available payout options

Only methods present in both the country description and the current route are shown.

You send
  • RUB
  • USD
  • EUR
  • USDT
UYU
They receive
  • Bank transfer
  • Cash
  • Western Union

Customer reviews

Real stories from real people

Илья Хорунжий

Trustpilot

I’ve exchanged money in Thailand. It has taken about 20 minutes from the first message to getting cash in ATM. Thanks to manager Эмиль

Read full review

Alexander Zolotov

Google

Everything is clear and quite fast. Sent AED cashless, will receive rubles cashless in Russia. Special thanks to Alina as manager.

Read full review

Anna (Dubshana)

Google

Everything was prompt and safe. Instructions are clear! Thanks to manager Stanislav

Read full review

Александра Цуканова

Trustpilot

I want to thank manager Alisa for the prompt help with the transfer of funds. Everything went quickly, clearly and without unnecessary questions. Thank you 🙏🏻

Read full review

Transfers to other countries

We agree the rate and the payout method before payment — pick where the money goes.

Questions about Uruguay and transfers

Frequently asked questions about transfers from Russia to Uruguay (UYU) and about this country.

How can I send money to Uruguay with payout in UYU through ATM24?

For a transfer to Uruguay in UYU, ATM24 builds the order around the recipient's payout method on the Uruguay UYU payout route. The sender sees the route, fee from 0.9%, expected timing from 15 minutes, and final amount before payment; if details change, the calculation is updated. Bank-route examples for Uruguay: Banco República, Banco Santander Uruguay, Banco Central del Uruguay, Banco Hipotecario del Uruguay, and Banco de la República Oriental del Uruguay.

Can the recipient receive a transfer on a card or bank account in Uruguay in UYU?

Yes, where available, the recipient can receive a transfer on a bank-issued card or bank account in Uruguay in UYU on the Uruguay UYU payout route. ATM24 checks the bank, card or account number, recipient name, and payout currency before payment; Visa, Mastercard, UnionPay, or local bank-card availability depends on the route. For example, Banco Santander Uruguay may require a different set of details than Banco Hipotecario del Uruguay, so card and account routes are confirmed separately. Bank-route examples for Uruguay: Banco República, Banco Santander Uruguay, Banco Central del Uruguay, Banco Hipotecario del Uruguay, and Banco de la República Oriental del Uruguay.

Which banks can receive a transfer to Uruguay in UYU?

ATM24 can check whether a UYU transfer to Uruguay may go through Banco República, Banco Santander Uruguay, Banco Central del Uruguay, Banco Hipotecario del Uruguay, and Banco de la República Oriental del Uruguay. The receiving bank must match the recipient details and accept the selected payout route. The manager confirms the bank, account or card format, and final amount before payment.

What recipient details are needed to send money to Uruguay in UYU?

To prepare a UYU payout in Uruguay, start with the exact recipient name and receiving route. ATM24 checks Banco Santander Uruguay, Banco Central del Uruguay, card or account details, and any route-specific field before payment. The manager clarifies missing data before the order is paid. Bank-route examples for Uruguay: Banco República, Banco Santander Uruguay, Banco Central del Uruguay, Banco Hipotecario del Uruguay, and Banco de la República Oriental del Uruguay.

How long does a money transfer to Uruguay in UYU take?

A money transfer to Uruguay in UYU can begin from 15 minutes, but timing is route-based. ATM24 checks recipient details, amount, and banks such as Banco Central del Uruguay or Banco Hipotecario del Uruguay. Documents or bank review can extend the processing time. Bank-route examples for Uruguay: Banco República, Banco Santander Uruguay, Banco Central del Uruguay, Banco Hipotecario del Uruguay, and Banco de la República Oriental del Uruguay.

What is the fee for sending money to Uruguay with payout in UYU?

A UYU transfer to Uruguay through ATM24 has a fee starting from 0.9%, but the useful number is the final amount after the route is checked. ATM24 confirms the Uruguay UYU payout route, bank such as Banco Central del Uruguay, exchange conditions, sender's payment method, and payout amount. Any fee charged by the sender's card issuer or bank should be checked separately. Bank-route examples for Uruguay: Banco República, Banco Santander Uruguay, Banco Central del Uruguay, Banco Hipotecario del Uruguay, and Banco de la República Oriental del Uruguay.

Can I pay by international card, bank transfer, or USDT while the recipient receives UYU in Uruguay?

Yes, ATM24 can calculate a transfer to Uruguay in UYU where the sender pays by card, bank transfer, USDT, or another available method. ATM24 checks the Uruguay UYU payout route, payment currency, exchange conditions, bank details such as Banco República or Banco Central del Uruguay, and the final payout amount. Sender-side card or bank fees are separate from the ATM24 calculation. Bank-route examples for Uruguay: Banco República, Banco Santander Uruguay, Banco Central del Uruguay, Banco Hipotecario del Uruguay, and Banco de la República Oriental del Uruguay.

What is the minimum and maximum transfer amount to Uruguay in UYU?

For Uruguay, the minimum UYU transfer through ATM24 starts from 100 USD or the equivalent. The upper limit is route-based: the manager checks Banco República, Banco Santander Uruguay, recipient details, payout method, and document requirements before payment. A route through Banco Santander Uruguay may have different limits than a card or non-bank payout. Bank-route examples for Uruguay: Banco República, Banco Santander Uruguay, Banco Central del Uruguay, Banco Hipotecario del Uruguay, and Banco de la República Oriental del Uruguay.

What documents are needed for a large transfer to Uruguay in UYU?

A large UYU payout to Uruguay can need document checks when the amount, bank, or recipient route requires it. ATM24 reviews Banco República, Banco Santander Uruguay, Banco Central del Uruguay, Banco Hipotecario del Uruguay, and Banco de la República Oriental del Uruguay with sender ID, source-of-funds details, and payment purpose if needed. The sender receives the checklist before payment. Bank-route examples for Uruguay: Banco República, Banco Santander Uruguay, Banco Central del Uruguay, Banco Hipotecario del Uruguay, and Banco de la República Oriental del Uruguay.

How much will the recipient get in UYU if I send 1000 USD to Uruguay?

For a 1000 USD transfer to Uruguay, the live UYU estimate depends on the current ATM24 route: 37,690.99 UYU. ATM24 calculates fee from 0.9%, exchange conditions, and the recipient route through Banco República or Banco Santander Uruguay. The final UYU amount is fixed before payment. Bank-route examples for Uruguay: Banco República, Banco Santander Uruguay, Banco Central del Uruguay, Banco Hipotecario del Uruguay, and Banco de la República Oriental del Uruguay.

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Send money to Uruguay with ATM24

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