Costa RicaCRCCosta Rican Colón
In Costa Rica, the cashier will ask for colones or dollars: CRC (₡) is the official currency, but USD is accepted everywhere, from San José to Guanacaste. Banco Nacional de Costa Rica (BNCR) and Banco de Costa Rica (BCR) are state banks with SWIFT access. For bank transfers, IBAN CR is used, containing 22 characters (CR + 2 check digits + 4 bank digits + 14 account digits). For international transfers, you need the recipient's IBAN CR, the bank's SWIFT/BIC, and the recipient's full name. There are no sanctions against Russia. ATM24 fixes the exchange rate before payment - the manager confirms the details before the transfer is confirmed.
The route, the receiving bank and the payout amount are agreed before payment.
The national currency is the Costa Rican colón (CRC, ₡), which has a floating exchange rate; the regulator is Banco Central de Costa Rica. The US dollar is widely used alongside CRC and is accepted in shops, the tourism sector, and banks; if the recipient has a USD account, the transfer can be sent directly in dollars. Among the country's largest banks are the state-owned Banco Nacional de Costa Rica (BNCR), the largest bank in the country, and Banco de Costa Rica (BCR), operating in San José and other cities.
For bank transfers, IBAN CR, the bank's SWIFT/BIC, and the recipient's full name are used. Costa Rica has not imposed its own sanctions against Russia; however, the specific transfer depends on the receiving bank, correspondent chain, and standard AML/KYC verification. The official language is Spanish; banking documents are typically issued in Spanish. ATM24 fixes the RUB/CRC exchange rate at the moment of application confirmation and checks the available route before payment. The timeline for international SWIFT credit is 2–5 business days. ATM24 commission is from 0.9%.
Visa/Mastercard from Costa Rican banks: credit of CRC or USD to the recipient's card. Banco Nacional (BNCR), Banco de Costa Rica (BCR), BAC Credomatic. Recipient's full name and 16-digit card number. CRC at market rate or USD - depending on card currency
Costa Rican banks do not issue IBAN: account plus SWIFT code of Banco Nacional or BCR - the complete set of details. Banco Nacional de Costa Rica - the largest state bank; the manager verifies the SWIFT code before payment. Details: SWIFT code + account number + recipient's full name. CRC or USD - depends on the recipient's account currency; confirm in advance
CRC and USD cash in San José (capital), Liberia, Tamarindo, and other tourist zones. San José - the main financial center; primary pickup points. USD is accepted in tourist zones (Guanacaste, Manuel Antonio). Confirm the list of locations and availability with an ATM24 manager
In Costa Rica, transfers require a SWIFT code from Banco Nacional or BCR, account number, and recipient's full name - local banks do not issue IBAN. CRC has a floating exchange rate: ATM24 fixes the rate before payment. Confirm with the recipient: CRC or USD on the account. There are no sanctions barriers to Costa Rica. An ATM24 manager verifies the details before confirmation.
We accept RUB, USD, EUR and USDT — we pay out in CRC
RUB CRC
4.82per 1 RUB
10 000 ₽ = 48 189 CRCUSD CRC
432.08per 1 USD
100 $ = 43 208 CRCEUR CRC
489.71per 1 EUR
100 € = 48 971 CRCUSDT CRC
432.08per 1 USDT
100 USDT = 43 208 CRC| You send | Payout in CRC |
|---|---|
| 100 USDT | 43 208 CRC |
| 300 USDT | 129 624 CRC |
| 500 USDT | 216 039 CRC |
| 1 000 USDT | 432 078 CRC |
| 5 000 USDT | 2 160 392 CRC |
Where recipients usually get the money in Costa Rica
SWIFT: to confirm; Description: The largest state bank; founded 1914
SWIFT: to confirm; Description: The second state bank of the country
Banco Popular — a bank focused on everyday accounts and card operations. The recipient should provide the exact details and payout currency.
SWIFT: to confirm; Description: The largest private bank; BAC group
Scotiabank Costa Rica — a local bank with standard account and cash services. Transfer availability depends on the details, currency, and bank rules.
National Currency
The national currency is the Costa Rican colón (CRC), which has a floating exchange rate.
Card Systems
Visa and Mastercard are the main systems. SINPE Movil is the national instant mobile transfer system from BCCR (Banco Central de Costa Rica). Kolbi and BAC San Jose offer popular digital wallets.
Payment Applications
Banks typically operate Monday to Friday from approximately 09:00 to 15:00 local time (UTC−6).
Interbank Transfers
Banco Central de Costa Rica (BCCR) - the central bank and primary financial regulator of the country. The US dollar is widely used alongside CRC and is accepted in the tourism sector, shops, and banks.
Financial Regulator
Costa Rica uses IBAN, so for bank transfers IBAN CR, the bank's SWIFT/BIC, and the recipient's full name are used.
Special Features for ATM24
Costa Rica has not imposed its own sanctions against Russia.
With an ATM24 transfer the recipient gives their own bank and details, so the money lands directly on the account.
Three steps from request to payout
Fill in the form or write to us on WhatsApp or Telegram — a manager will check the available route
We check the recipient details and confirm the route, rate, fee and payout amount
Once paid, the transfer goes out along the agreed route — we report the status in the messenger
We verify the exact details when agreeing the available route before payment.
Facts, not promises
You see the rate, the fee and the payout amount before you send the money.
The route, rate, fee and payout amount are agreed before payment.
Reference cities with payout locations. Availability of a specific location is confirmed in the request.
Confirm the city before payment
Only methods present in both the country description and the current route are shown.
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Read full reviewWe agree the rate and the payout method before payment — pick where the money goes.
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We've compiled answers to questions about the Costa Rican colón (CRC), exchange rates, and transfers to Costa Rica.
A money transfer to Costa Rica in CRC through ATM24 starts with choosing how the recipient will be paid on the Costa Rica CRC payout route. The manager verifies recipient name, payment method, Banco de Costa Rica, fee from 0.9%, and estimated processing time before payment. Bank-route examples for Costa Rica: Banco Nacional de Costa Rica, Banco de Costa Rica, BAC Credomatic Costa Rica, Scotiabank Costa Rica, and Davivienda Costa Rica.
The recipient can use a card or bank account for a CRC transfer to Costa Rica if that channel is available for the bank. Before payment, ATM24 checks Banco Nacional de Costa Rica, Banco de Costa Rica, card or account format, recipient name, and payout currency. International-card network availability is confirmed by route, not assumed for every bank. Bank-route examples for Costa Rica: Banco Nacional de Costa Rica, Banco de Costa Rica, BAC Credomatic Costa Rica, Scotiabank Costa Rica, and Davivienda Costa Rica.
Banks for a CRC transfer to Costa Rica should be checked by the recipient's actual route; common references include Banco Nacional de Costa Rica, Banco de Costa Rica, BAC Credomatic Costa Rica, Scotiabank Costa Rica, and Davivienda Costa Rica. ATM24 reviews bank name, account format, recipient-name spelling, and payout currency before the sender pays. A different bank can require a separate check.
For a CRC transfer to Costa Rica, ATM24 checks recipient details against the selected receiving route: Costa Rica CRC payout route, Banco Nacional de Costa Rica, Banco de Costa Rica, BAC Credomatic Costa Rica, Scotiabank Costa Rica, and Davivienda Costa Rica, card payout, account payout, recipient name, CRC payout data, and final amount confirmation by selected bank route. The manager verifies name spelling, bank or card format, payout currency, and payment purpose before payment. If the recipient changes the route, the required fields are checked again. Bank-route examples for Costa Rica: Banco Nacional de Costa Rica, Banco de Costa Rica, BAC Credomatic Costa Rica, Scotiabank Costa Rica, and Davivienda Costa Rica.
Transfer timing to Costa Rica in CRC starts from 15 minutes when the bank, card, or account route is ready. ATM24 checks Banco Nacional de Costa Rica, Banco de Costa Rica, and any route limit before payment. If the receiving bank asks for clarification, processing can take longer. Bank-route examples for Costa Rica: Banco Nacional de Costa Rica, Banco de Costa Rica, BAC Credomatic Costa Rica, Scotiabank Costa Rica, and Davivienda Costa Rica.
For a transfer to Costa Rica in CRC, the ATM24 service fee starts from 0.9% and is confirmed before payment. The manager calculates the final amount using the Costa Rica CRC payout route, exchange conditions, recipient bank such as Banco Nacional de Costa Rica, and sender's payment method. Separate bank or card-issuer fees may still apply outside the ATM24 calculation. Bank-route examples for Costa Rica: Banco Nacional de Costa Rica, Banco de Costa Rica, BAC Credomatic Costa Rica, Scotiabank Costa Rica, and Davivienda Costa Rica.
Yes, ATM24 can calculate a transfer to Costa Rica in CRC where the sender pays by card, bank transfer, USDT, or another available method. ATM24 checks the Costa Rica CRC payout route, payment currency, exchange conditions, bank details such as Banco Nacional de Costa Rica or BAC Credomatic Costa Rica, and the final payout amount. Sender-side card or bank fees are separate from the ATM24 calculation. Bank-route examples for Costa Rica: Banco Nacional de Costa Rica, Banco de Costa Rica, BAC Credomatic Costa Rica, Scotiabank Costa Rica, and Davivienda Costa Rica.
For Costa Rica, the minimum CRC transfer through ATM24 starts from 100 USD or the equivalent. The upper limit is route-based: the manager checks Banco Nacional de Costa Rica, Banco de Costa Rica, recipient details, payout method, and document requirements before payment. A route through Banco de Costa Rica may have different limits than a card or non-bank payout. Bank-route examples for Costa Rica: Banco Nacional de Costa Rica, Banco de Costa Rica, BAC Credomatic Costa Rica, Scotiabank Costa Rica, and Davivienda Costa Rica.
Large transfers to Costa Rica in CRC are checked by amount, recipient route, and receiving bank. ATM24 reviews Banco Nacional de Costa Rica, Scotiabank Costa Rica, card or account payout, payment purpose, and source-of-funds information. Any document request is named before the sender pays. Bank-route examples for Costa Rica: Banco Nacional de Costa Rica, Banco de Costa Rica, BAC Credomatic Costa Rica, Scotiabank Costa Rica, and Davivienda Costa Rica.
The estimated payout for sending 1000 USD to Costa Rica in CRC should be checked by route: 432,078.37 CRC. ATM24 reviews Banco Nacional de Costa Rica, Banco de Costa Rica, BAC Credomatic Costa Rica, Scotiabank Costa Rica, and Davivienda Costa Rica, card or account payout, fee from 0.9%, and exchange conditions. The manager confirms the final CRC amount in the order. Bank-route examples for Costa Rica: Banco Nacional de Costa Rica, Banco de Costa Rica, BAC Credomatic Costa Rica, Scotiabank Costa Rica, and Davivienda Costa Rica.
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