El SalvadorUSDUS Dollar
El Salvador is the first country in the world with Bitcoin as legal tender (since 2021). Russians transfer USD to El Salvador to family, migrants, and business partners through Banco Agricola. USD has been official since 2001. For bank transfers, IBAN SV is used, containing 28 characters (SV + 2 check digits + 4 bank letters + 20 account digits). For international transfer, you need the recipient's IBAN SV, the bank's SWIFT/BIC, and the recipient's full name.
The route, the receiving bank and the payout amount are agreed before payment.
USD to bank account via SWIFT. ATM24 conducts international transfers in US dollars through available banking routes. El Salvador has been officially dollarized since 2001: the US dollar replaced the Salvadoran colón and remains the country's primary currency. For bank transfers, IBAN SV is used, containing 28 characters (SV + 2 check digits + 4 bank letters + 20 account digits). For international transfer, you need the recipient's IBAN SV, the bank's SWIFT/BIC, and the recipient's full name. In 2021, El Salvador became the first country in the world to grant Bitcoin (BTC) the status of legal tender, however, in 2025, following an agreement with the IMF, the rules changed substantially: mandatory BTC acceptance was eliminated, its use by the private sector became voluntary, and key features of legal tender status were removed from legislation. Among the country's largest private banks is Banco Agrícola.
El Salvador has not imposed its own sanctions against Russia, however, international transfers undergo standard AML/KYC and compliance checks. ATM24 verifies the available route before payment. ATM24 commission — from 0.9%, international transfer time — 2–4 business days.
Transfer to recipient's card in El Salvador for personal use. Visa/Mastercard work throughout El Salvador (San Salvador, Santa Ana, San Miguel). Banco Agricola ATMs dispense USD nationwide. Confirm the current route with your ATM24 manager
SWIFT transfer in USD - the main method for transfers to El Salvador. SWIFT: Banco Agricola, Banco Davivienda El Salvador, BAC El Salvador (Banco de America Central). Details: SWIFT code + account number + name (no IBAN). Remittances - a vital source of income for El Salvador: ~$8 billion/year (~26% of GDP)
Cash dollars for transactions in El Salvador. USD - the only paper currency in circulation (colón withdrawn since 2001). Bitcoin accepted through Chivo Wallet (state wallet) and other applications. Cash disbursement details: confirm with your ATM24 manager
El Salvador is a global Bitcoin pioneer: since 2021, BTC has had the status of legal tender (as of 2025, acceptance is voluntary). ATM24 transfers USD via SWIFT. Remittances (~$8 billion/year, ~26% of GDP) are the country's primary income source. For recipients in El Salvador, it is important to specify the bank and USD account - ATM24 does not conduct Bitcoin transfers directly.
We accept RUB, EUR and USDT — we pay out in USD
RUB USD
0.01059per 1 RUB
10 000 ₽ = 106 USDEUR USD
1.08per 1 EUR
100 € = 108 USDUSDT USD
0.95per 1 USDT
100 USDT = 95 USD| You send | Payout in USD |
|---|---|
| 100 USDT | 95 USD |
| 300 USDT | 285 USD |
| 500 USDT | 475 USD |
| 1 000 USDT | 950 USD |
| 5 000 USDT | 4 750 USD |
Where recipients usually get the money in El Salvador
SWIFT: verify; Accepts RU transfers: Confirm with ATM24 manager
SWIFT: verify; Accepts RU transfers: Confirm with ATM24 manager
Banco Cuscatlán — a bank focused on everyday accounts and card operations. The recipient should provide the exact details and payout currency.
Scotiabank El Salvador — a bank serving personal customers and small businesses. Its services typically include accounts, cards, branches, and digital banking.
Banco Industrial El Salvador — a local bank with standard account and cash services. Transfer availability depends on the details, currency, and bank rules.
National currency
The US Dollar (USD) has been the official currency of the country since 2001 following the dollarization of the economy and the replacement of the Salvadoran colón.
Card systems
El Salvador became the first country in the world in 2021 to recognize Bitcoin (BTC) as legal tender, however, in 2025, the legislation was amended: mandatory BTC acceptance was eliminated, its use by the private sector became voluntary, and key features of legal tender status were removed.
Payment applications
Chivo Wallet - state Bitcoin wallet, launched together with the adoption of Bitcoin as legal tender in 2021. Tigo Money and Claro Pay are also used for domestic transfers.
Interbank transfers
For bank transfers, IBAN SV is used, containing 28 characters (SV + 2 check digits + 4 bank letters + 20 account digits). For international transfer, you need the recipient's IBAN SV, the bank's SWIFT/BIC, and the recipient's full name.
Financial regulator
International money transfers play a very important role in the country's economy and account for approximately one quarter of GDP; the volume of remittances is estimated at approximately 8 billion USD per year.
Features for ATM24
Transfers to El Salvador are accepted in USD via SWIFT: Banco Agricola, Banco Cuscatlan, Scotiabank El Salvador. El Salvador does not apply sanctions against Russia. In 2021, the country introduced Bitcoin as legal tender, however, in 2025, mandatory BTC acceptance was eliminated - its use became voluntary. ATM24 verifies the route before confirming your request.
With an ATM24 transfer the recipient gives their own bank and details, so the money lands directly on the account.
Three steps from request to payout
Fill in the form or write to us on WhatsApp or Telegram — a manager will check the available route
We check the recipient details and confirm the route, rate, fee and payout amount
Once paid, the transfer goes out along the agreed route — we report the status in the messenger
We verify the exact details when agreeing the available route before payment.
Facts, not promises
You see the rate, the fee and the payout amount before you send the money.
The route, rate, fee and payout amount are agreed before payment.
Reference cities with payout locations. Availability of a specific location is confirmed in the request.
Confirm the city before payment
Only methods present in both the country description and the current route are shown.
Real stories from real people
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Read full reviewWe agree the rate and the payout method before payment — pick where the money goes.
Country not found
Frequently asked questions about transfers from Russia to El Salvador (USD/BTC) and about this country.
Sending money to El Salvador with payout in USD works best when the El Salvador USD payout route is checked before the sender pays. ATM24 verifies the route through a bank such as Banco Agrícola or Banco Davivienda El Salvador, confirms the final payout amount, and shows the fee and timing in advance. Bank-route examples for El Salvador: Banco Agrícola, Banco Cuscatlán, Banco Davivienda El Salvador, Banco Hipotecario de El Salvador, and Banco Agricola.
A card or bank-account payout in El Salvador in USD is possible only when the selected route supports it. ATM24 verifies whether the recipient's card, account number, and name match the El Salvador USD payout route. The manager confirms the selected bank, such as Banco Agrícola or Banco Davivienda El Salvador, before payment because card and account rules may differ. Bank-route examples for El Salvador: Banco Agrícola, Banco Cuscatlán, Banco Davivienda El Salvador, Banco Hipotecario de El Salvador, and Banco Agricola.
ATM24 can check whether a USD transfer to El Salvador may go through Banco Agrícola, Banco Cuscatlán, Banco Davivienda El Salvador, Banco Hipotecario de El Salvador, and Banco Agricola. The receiving bank must match the recipient details and accept the selected payout route. The manager confirms the bank, account or card format, and final amount before payment.
For El Salvador, ATM24 does not use one universal recipient form for every USD transfer. The details are checked by route: Banco Agrícola, Banco Cuscatlán, Banco Davivienda El Salvador, Banco Hipotecario de El Salvador, and Banco Agricola, card payout, account payout. Name, account/card data, and payout currency must match the selected option. Bank-route examples for El Salvador: Banco Agrícola, Banco Cuscatlán, Banco Davivienda El Salvador, Banco Hipotecario de El Salvador, and Banco Agricola.
A USD transfer to El Salvador can start from 15 minutes after ATM24 confirms the recipient route. Timing depends on amount, recipient details, and El Salvador USD payout route, Banco Agrícola, Banco Cuscatlán, Banco Davivienda El Salvador, card route, account route, and payout-limit review for the exact receiving channel. The expected payout window is shown before payment. Bank-route examples for El Salvador: Banco Agrícola, Banco Cuscatlán, Banco Davivienda El Salvador, Banco Hipotecario de El Salvador, and Banco Agricola.
ATM24 calculates a transfer fee from 0.9% for payouts to El Salvador in USD. The final figure depends on the El Salvador USD payout route, amount, payment method, bank such as Banco Cuscatlán, and whether the recipient receives money on a card or account. The sender sees the final payout amount before paying. Bank-route examples for El Salvador: Banco Agrícola, Banco Cuscatlán, Banco Davivienda El Salvador, Banco Hipotecario de El Salvador, and Banco Agricola.
Yes, ATM24 can calculate a transfer to El Salvador in USD where the sender pays by card, bank transfer, USDT, or another available method. ATM24 checks the El Salvador USD payout route, payment currency, exchange conditions, bank details such as Banco Agrícola or Banco Davivienda El Salvador, and the final payout amount. Sender-side card or bank fees are separate from the ATM24 calculation. Bank-route examples for El Salvador: Banco Agrícola, Banco Cuscatlán, Banco Davivienda El Salvador, Banco Hipotecario de El Salvador, and Banco Agricola.
For El Salvador, the minimum USD transfer through ATM24 starts from 100 USD or the equivalent. The upper limit is route-based: the manager checks Banco Agrícola, Banco Cuscatlán, recipient details, payout method, and document requirements before payment. A route through Banco Cuscatlán may have different limits than a card or non-bank payout. Bank-route examples for El Salvador: Banco Agrícola, Banco Cuscatlán, Banco Davivienda El Salvador, Banco Hipotecario de El Salvador, and Banco Agricola.
For a large USD transfer to El Salvador, ATM24 reviews documents around El Salvador USD payout route, Banco Agrícola, Banco Cuscatlán, recipient-name match, route limit, payment purpose, source-of-funds review, and payout-limit review for the exact receiving channel. The request may require sender ID, source-of-funds details, recipient bank data, and payment purpose. The manager confirms the exact list before payment. Bank-route examples for El Salvador: Banco Agrícola, Banco Cuscatlán, Banco Davivienda El Salvador, Banco Hipotecario de El Salvador, and Banco Agricola.
If you send 1000 USD to El Salvador, the recipient amount in USD is not a generic market-rate number: 1,000 USD. The calculation uses the payout route, bank such as Banco Davivienda El Salvador, fee from 0.9%, and exchange conditions. ATM24 confirms the final amount before the sender pays. Bank-route examples for El Salvador: Banco Agrícola, Banco Cuscatlán, Banco Davivienda El Salvador, Banco Hipotecario de El Salvador, and Banco Agricola.
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