8.91 MADper 1 USDT+0.5% over 24hCalculation refreshed today at 22:291 USDT = 8.91 MADOfficial rate; the final rate in the request may differ.
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The Moroccan dirham (MAD) is a controlled currency: it cannot be purchased outside Morocco, and its export is restricted. Russians transfer MAD to Morocco to the diaspora and partners via IBAN MA (28 characters: MA + 2 check digits + 24 digits) - the country has not imposed sanctions against Russia. Attijariwafa Bank (BCDMMAMC) and BCP (BCPOMAMC) are Morocco's largest banks with SWIFT infrastructure.
Transfers to Morocco from Russia: MAD to IBAN MA via available international routes
The route, the receiving bank and the payout amount are agreed before payment.
The Moroccan dirham (MAD) is a controlled currency: its circulation outside Morocco is limited, and the export of cash dirhams is regulated by currency rules. For transfers to a bank account in Morocco, an IBAN MA of 28 characters is used: MA + 2 check digits + 24 digits of bank details. The country's largest banks are Attijariwafa Bank (BCMAMAMC), Banque Centrale Populaire / BCP (BCPOMAMC), and Bank of Africa / BMCE. Attijariwafa Bank is one of Africa's largest banks with a developed international settlement infrastructure and SWIFT. Major Moroccan banks accept international transfers in EUR and other currencies; however, the possibility of a specific payment depends on the receiving bank, correspondent chain, and AML/KYC verification.
Route confirmation and transfer conditions
ATM24 checks the available route and details in advance before payment. Morocco has not joined Western sanctions packages against Russia and maintains trade relations with the Russian Federation; however, international transfers still go through standard banking compliance. ATM24 commission starts from 0.9%. Transfer time is several business days and is confirmed when submitting your request.
MAD to IBAN MA via Attijariwafa, card, or cash: no sanctions
Pick the way that suits the recipient — we agree the route and the details before payment
To Visa/Mastercard
MAD. Attijariwafa, BCP, and Bank of Africa issue Visa and Mastercard. EUR transfers to a Moroccan bank card. Details: recipient's Visa or Mastercard number. Commission from 0.9%. Confirm route and timeline with an ATM24 manager
Attijariwafa Bank
BCP
Bank of Africa
To IBAN MA account
MAD. IBAN MA = 28 characters (MA + 2 check digits + 24 digits). Controlled currency - account must be opened at a Moroccan bank. MAD conversion is limited; conversion availability is confirmed before payment. Commission from 0.9%, confirm route with an ATM24 manager
Banks: Attijariwafa, BCP (BCPOMAMC)
Attijariwafa Bank
Bank of Africa
Cash MAD
MAD cash via agreed points in Morocco. Morocco is a tourist country with a developed network of exchange points in cities. MAD collection at agreed points. Commission from 0.9%. Payout locations - confirm with an ATM24 manager
Sidi Rahhal Chaouia
Fes
Tanger
MAD is a controlled currency: it cannot be exported or purchased outside Morocco. Details: IBAN MA (28 characters) + bank SWIFT + recipient name. Tourists exchange EUR/USD for MAD on-site. Confirm the route with an ATM24 manager.
Rates and cost of a transfer to Morocco
We accept RUB, USD, EUR and USDT — we pay out in MAD
Reference rate for today
RUB
→
MAD
0.1004per 1 RUB
10 000 ₽ = 1 004 MAD
USD
→
MAD
8.91per 1 USD
100 $ = 891 MAD
EUR
→
MAD
10.25per 1 EUR
100 € = 1 025 MAD
USDT
→
MAD
8.91per 1 USDT
100 USDT = 891 MAD
What the recipient gets — at 1 USDT = 8.91 MAD
You send
Payout in MAD
100 USDT
891 MAD
300 USDT
2 673 MAD
500 USDT
4 455 MAD
1 000 USDT
8 910 MAD
5 000 USDT
44 550 MAD
Reference values update automatically. The final fee and rate are locked in the request before payment.
Banks and payment infrastructure — Morocco
Where recipients usually get the money in Morocco
Attijariwafa Bank
Type: Private (Morocco's and West Africa's largest bank); Accepts transfers from Russia: Yes (BCDMMAMC - confirm route)
BCP
Type: State (Banque Centrale Populaire); Accepts transfers from Russia: Yes (BCPOMAMC - confirm route)
Bank of Africa
BMCE Bank Bank of Africa — a bank focused on everyday accounts and card operations. The recipient should provide the exact details and payout currency.
BMCI
BMCI BNP Paribas Morocco — a bank serving personal customers and small businesses. Its services typically include accounts, cards, branches, and digital banking.
CIH Bank Morocco
CIH Bank Morocco — a local bank with standard account and cash services. Transfer availability depends on the details, currency, and bank rules.
How payments work in Morocco
National currency
The national currency is the Moroccan dirham (MAD), a controlled currency: it is practically impossible to purchase MAD outside Morocco, and the export of cash dirhams is restricted. Tourists typically exchange EUR, USD, and other freely convertible currencies in Morocco through banks and exchange points.
Card systems
Visa and Mastercard are processed through CMI (Centre Monétique Interbancaire) - the national banking processor. CMI Card is accepted at all ATMs in the country. Wafa Cash is used for money transfers and service payments.
Payment applications
Under current regulations, travelers are allowed to export up to 2,000 MAD in cash.
Interbank transfers
Bank Al-Maghrib is the central bank and financial regulator of the country. Moroccan IBAN contains 28 characters: MA + 2 check digits + 24 digits of bank details. Attijariwafa Bank is Morocco's largest bank and one of Africa's largest banking groups with a developed network of international operations.
Financial regulator
MAD rates change; see the current relationship with EUR and USD in the page calculator. Bank Al-Maghrib publishes official exchange rates daily.
Special features for ATM24
Morocco has not joined Western sanctions packages against Russia.
With an ATM24 transfer the recipient gives their own bank and details, so the money lands directly on the account.
How the transfer works to Morocco
Three steps from request to payout
1
Step
Send a request
Fill in the form or write to us on WhatsApp or Telegram — a manager will check the available route
2
Step
Agree the route
We check the recipient details and confirm the route, rate, fee and payout amount
3
Step
Pay for the transfer
Once paid, the transfer goes out along the agreed route — we report the status in the messenger
What to prepare for the transfer
To Visa/Mastercard
Details: recipient's Visa or Mastercard number
We verify the exact details when agreeing the available route before payment.
Why people choose ATM24
Facts, not promises
No surprises on the rate
You see the rate, the fee and the payout amount before you send the money.
Request to MoroccoLocked in
Rate
1 USDT = 8.91 MAD
Payout method
Bank transfer
Payout currency
MAD
The rate and the amount are locked when the request is confirmed and do not change afterwards.
Terms are known before payment
The route, rate, fee and payout amount are agreed before payment.
Route
Rate
Payout amount
Cash payout
Reference cities with payout locations. Availability of a specific location is confirmed in the request.
Sidi Rahhal Chaouia
Fes
Tanger
Confirm the city before payment
Available payout options
Only methods present in both the country description and the current route are shown.
You send
RUB
USD
EUR
USDT
MAD
They receive
Bank transfer
Cash
MoneyGram
Western Union
Customer reviews
Real stories from real people
I
Igor
Trustpilot·
At the beginning I thought that this currency exchanger is some sort of the scam platforms but urgently needed money from Russia to Dubai. I have transferred money from my home country card and received money from ATM. Huge respect, will use later 🤝
Emil helped me a lot with the translation, supervised me the whole deal and explained everything, which I am very grateful and grateful to him. I got the money in 2-3 hours.Recommended.
Questions about Morocco: MAD, what tourists should bring, and transfers from Russia
Morocco - MAD (controlled currency), IBAN MA 28 characters. Below are answers to common questions about money and transfers.
How can I send money to Morocco with payout in MAD through ATM24?
To send money to Morocco with payout in MAD through ATM24, start with the recipient's exact route for the Morocco MAD payout route. ATM24 confirms the amount, payment method, fee from 0.9%, timing from 15 minutes, and bank such as Attijariwafa Bank. Bank-route examples for Morocco: Attijariwafa Bank, Banque Populaire, Bank of Africa, CIH Bank, and Crédit Agricole du Maroc.
Can the recipient receive a transfer on a card or bank account in Morocco in MAD?
A card or bank-account payout in Morocco in MAD is possible only when the selected route supports it. ATM24 verifies whether the recipient's card, account number, and name match the Morocco MAD payout route. The manager confirms the selected bank, such as Attijariwafa Bank or Bank of Africa, before payment because card and account rules may differ. Bank-route examples for Morocco: Attijariwafa Bank, Banque Populaire, Bank of Africa, CIH Bank, and Crédit Agricole du Maroc.
Which banks can receive a transfer to Morocco in MAD?
For bank payout in Morocco, useful MAD references include Attijariwafa Bank, Banque Populaire, Bank of Africa, CIH Bank, and Crédit Agricole du Maroc. ATM24 treats the bank named by the recipient as the working route and checks recipient name, account data, and route availability. The sender pays after that bank route is confirmed.
What recipient details are needed to send money to Morocco in MAD?
For Morocco, ATM24 does not use one universal recipient form for every MAD transfer. The details are checked by route: Attijariwafa Bank, Banque Populaire, Bank of Africa, CIH Bank, and Crédit Agricole du Maroc, card payout, account payout. Name, account/card data, and payout currency must match the selected option. Bank-route examples for Morocco: Attijariwafa Bank, Banque Populaire, Bank of Africa, CIH Bank, and Crédit Agricole du Maroc.
How long does a money transfer to Morocco in MAD take?
A MAD transfer to Morocco can start from 15 minutes after ATM24 confirms the recipient route. Timing depends on amount, recipient details, and Morocco MAD payout route, Attijariwafa Bank, Banque Populaire, Bank of Africa, card route, account route, and recipient-name matching against the selected bank record. The expected payout window is shown before payment. Bank-route examples for Morocco: Attijariwafa Bank, Banque Populaire, Bank of Africa, CIH Bank, and Crédit Agricole du Maroc.
What is the fee for sending money to Morocco with payout in MAD?
The ATM24 fee for sending money to Morocco with payout in MAD starts from 0.9% on the Morocco MAD payout route. The final calculation depends on the amount, payment currency, payout method, exchange rate, and the recipient's bank. If the sender pays by an international card or through a bank transfer, the card issuer or sending bank may charge its own foreign transaction, conversion, transfer, or dynamic currency conversion fee. Bank-route examples for Morocco: Attijariwafa Bank, Banque Populaire, Bank of Africa, CIH Bank, and Crédit Agricole du Maroc.
Can I pay by international card, bank transfer, or USDT while the recipient receives MAD in Morocco?
Payment for a MAD transfer to Morocco can be arranged through an available sender method after ATM24 checks the receiving route. The check includes the Morocco MAD payout route, bank such as Bank of Africa, fee from 0.9%, and exchange conditions. USDT network cost or card-issuer charges are confirmed separately. Bank-route examples for Morocco: Attijariwafa Bank, Banque Populaire, Bank of Africa, CIH Bank, and Crédit Agricole du Maroc.
What is the minimum and maximum transfer amount to Morocco in MAD?
The minimum transfer amount to Morocco in MAD through ATM24 starts from 100 USD or the equivalent. The maximum amount is confirmed before payment and depends on the Morocco MAD payout route, sender payment method, bank, recipient details, and possible document requirements. If the recipient changes Attijariwafa Bank to another bank or switches from account to card, the limit should be checked again. Bank-route examples for Morocco: Attijariwafa Bank, Banque Populaire, Bank of Africa, CIH Bank, and Crédit Agricole du Maroc.
What documents are needed for a large transfer to Morocco in MAD?
For a large MAD transfer to Morocco, ATM24 reviews documents around Morocco MAD payout route, Attijariwafa Bank, Banque Populaire, recipient-name match, route limit, payment purpose, source-of-funds review, and recipient-name matching against the selected bank record. The request may require sender ID, source-of-funds details, recipient bank data, and payment purpose. The manager confirms the exact list before payment. Bank-route examples for Morocco: Attijariwafa Bank, Banque Populaire, Bank of Africa, CIH Bank, and Crédit Agricole du Maroc.
How much will the recipient get in MAD if I send 1000 USD to Morocco?
If you send 1000 USD to Morocco, the recipient amount in MAD is not a generic market-rate number: 8,910.05 MAD. The calculation uses the payout route, bank such as Bank of Africa, fee from 0.9%, and exchange conditions. ATM24 confirms the final amount before the sender pays. Bank-route examples for Morocco: Attijariwafa Bank, Banque Populaire, Bank of Africa, CIH Bank, and Crédit Agricole du Maroc.