GabonXAFCentral African CFA Franc
Gabon stands out among neighbors in the CFA franc zone not by currency — it is shared by six CEMAC countries — but by banks: Libreville is home to the headquarters of BGFIBank, the largest banking group in Central Africa, whose branches operate throughout the region. For a transfer, this means the choice of recipient bank is wider here than in neighboring countries. The rate, meanwhile, is fixed: 1 EUR = 655.957 XAF, the amount in francs is known in advance. Commission from 0.9%.
The route, the receiving bank and the payout amount are agreed before payment.
The national currency is the Central African CFA franc (XAF), shared by six CEMAC zone countries and pegged to the euro at a fixed rate of 1 EUR = 655.957 XAF. The issuer and regulator is the Banque des États de l'Afrique Centrale (BEAC) headquartered in Yaoundé, Cameroon. Gabon is an oil-producing country on the equator with one of the highest per capita income levels in Central Africa and a small population; tropical forests cover much of the territory. For money transfers, it is particularly important that BGFIBank's headquarters is located in Libreville — one of Central Africa's largest banking holdings, whose subsidiaries operate in other CEMAC region countries as well. Therefore, Gabon can be considered one of the key banking centers of the region. Other major banks operating include UGB, AFG Bank Gabon, and Ecobank Gabon; AFG Bank Gabon is the successor to BICIG, and Ecobank is part of a major pan-African banking group.
The IBAN format is not used in Gabon according to the international registry: for international SWIFT transfers, you typically need the bank's SWIFT/BIC, account number, and recipient's name in Latin characters. If the recipient's bank has additionally issued local account details or an account number with the GA code, these should also be provided when arranging the transfer. The second most important city is Port-Gentil, the country's oil center; there is no direct land road between it and Libreville, so communication is mainly by sea and air. Gabon has not imposed its own sanctions against Russia; however, any specific transfer depends on the recipient bank, correspondent chain, and standard AML/KYC checks. The official language is French; bank details and documents are usually drawn up in French. The country operates on UTC+1 time zone. ATM24 checks the available route in advance before confirming the application. The timeframe for international SWIFT credit is 2–5 business days. ATM24 commission is from 0.9%.
BGFIBank and UGB cards are denominated in CFA francs — conversion from euros is at the BEAC rate, without discrepancies or hidden markups. BGFIBank Gabon, UGB (Union Gabonaise de Banque), AFG Bank Gabon, Ecobank Gabon. The bank only needs the 16-digit card number and cardholder's name in Latin characters to credit the transfer. The amount is calculated from euros at the BEAC rate: 1 EUR = 655.957 XAF
IBAN is not issued in the country: an account is identified by the bank's SWIFT code and internal account number. The application specifies the recipient bank's SWIFT code, their account number, and name in Latin characters. The choice of banks in Gabon is wider than in neighboring franc zone countries: the region is serviced from here. Clarify the city of the branch: Libreville and Port-Gentil are connected only by sea and air
CFA francs are paid out in cash in the country's two major cities. Libreville is the capital and banking center; Port-Gentil is the oil capital. Almost all other territory is covered by tropical forest with sparse infrastructure. Clarify the receiving city in advance: there is no land link between the two centers
Gabon operates without IBAN: the application requires the recipient bank's SWIFT code, their account number, and name in Latin characters. The rate is fixed by BEAC decision: 1 EUR = 655.957 XAF, so the amount in francs is predictable. Gabon has not imposed sanctions against Russia. The practical advantage of this corridor compared to neighbors in the franc zone is a wider choice of banks: the regional banking group is headquartered here. Clarify the city of the branch: there is no road between Libreville and Port-Gentil, and this affects where the recipient can conveniently withdraw the money.
We accept RUB, USD, EUR and USDT — we pay out in XAF
RUB XAF
6.1per 1 RUB
10 000 ₽ = 61 007 XAFUSD XAF
546.94per 1 USD
100 $ = 54 694 XAFEUR XAF
620.02per 1 EUR
100 € = 62 002 XAFUSDT XAF
546.94per 1 USDT
100 USDT = 54 694 XAF| You send | Payout in XAF |
|---|---|
| 100 USDT | 54 694 XAF |
| 300 USDT | 164 083 XAF |
| 500 USDT | 273 471 XAF |
| 1 000 USDT | 546 943 XAF |
| 5 000 USDT | 2 734 713 XAF |
Where recipients usually get the money in Gabon
BGD Banque Gabonaise de Développement — a development bank or specialist financial institution commonly associated with project finance, accounts, and targeted programs.
Société Générale Gabon — a commercial bank providing accounts, cards, and transfers. It is suitable for recipients who use bank account details.
SWIFT: verify; Description: The largest banking group in Central Africa; headquarters in Libreville
Orabank Gabon — a bank serving personal customers and small businesses. Its services typically include accounts, cards, branches, and digital banking.
SWIFT: verify; Description: Pan-African Ecobank group
National Currency
The national currency is the Central African CFA franc (XAF), pegged to the euro at a fixed rate of 1 EUR = 655.957 XAF.
Card Systems
Visa and Mastercard are available through banks in Libreville. The country is part of the CEMAC zone. GIMAC provides regional processing. Airtel Money and Orange Money are the main mobile wallets. Most transactions are in cash XAF.
Payment Applications
Airtel Money and Moov Money are two key mobile money operators in Gabon. BGFIBANK Gabon app serves corporate and retail clients. Mobile wallet penetration is higher in Libreville than in regions.
Interbank Transfers
IBAN format is not used in Gabon: international transfers use the bank's SWIFT/BIC and account number.
Financial Regulator
Banque des États de l'Afrique Centrale (BEAC) is the central bank for six CEMAC zone countries; headquarters is in Yaoundé.
ATM24 Specifics
Gabon has not imposed its own sanctions against Russia.
With an ATM24 transfer the recipient gives their own bank and details, so the money lands directly on the account.
Three steps from request to payout
Fill in the form or write to us on WhatsApp or Telegram — a manager will check the available route
We check the recipient details and confirm the route, rate, fee and payout amount
Once paid, the transfer goes out along the agreed route — we report the status in the messenger
We verify the exact details when agreeing the available route before payment.
Facts, not promises
You see the rate, the fee and the payout amount before you send the money.
The route, rate, fee and payout amount are agreed before payment.
Reference cities with payout locations. Availability of a specific location is confirmed in the request.
Confirm the city before payment
Only methods present in both the country description and the current route are shown.
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We've compiled answers about the CFA franc, choosing the recipient bank, and how transfers to this destination work.
To arrange an XAF payout in Gabon, ATM24 first checks the receiving channel for the Gabon XAF payout route. The route is confirmed before payment, including BGFI Bank Gabon, UBA Gabon, card or account details, sender payment method, fee from 0.9%, and timing from 15 minutes. Bank-route examples for Gabon: BGFI Bank Gabon, Ecobank Gabon, UBA Gabon, BICIG, and Orabank Gabon.
In Gabon, an XAF transfer may go to a bank-issued card or bank account depending on the receiving bank. ATM24 checks the Gabon XAF payout route through a bank such as Ecobank Gabon or BICIG and confirms whether card payout, account payout, or only one option is available. The sender pays after that route is confirmed. Bank-route examples for Gabon: BGFI Bank Gabon, Ecobank Gabon, UBA Gabon, BICIG, and Orabank Gabon.
For Gabon, ATM24 can review an XAF payout through banks such as BGFI Bank Gabon, Ecobank Gabon, UBA Gabon, BICIG, and Orabank Gabon. The manager checks whether the selected bank route supports the incoming transfer and which account or card details are needed. The bank route is confirmed before payment.
Recipient details for Gabon in XAF depend on the bank or payout channel named in the order. ATM24 may need the recipient name, BGFI Bank Gabon or another bank, account or card data, and payment purpose. The sender pays only after those fields are confirmed. Bank-route examples for Gabon: BGFI Bank Gabon, Ecobank Gabon, UBA Gabon, BICIG, and Orabank Gabon.
For Gabon, an XAF payout may be fast only after the selected channel is checked. ATM24 reviews BGFI Bank Gabon, Ecobank Gabon, UBA Gabon, BICIG, and Orabank Gabon plus card or account payout options before giving timing. The manager confirms the expected time before the sender pays. Bank-route examples for Gabon: BGFI Bank Gabon, Ecobank Gabon, UBA Gabon, BICIG, and Orabank Gabon.
The fee for sending money to Gabon with payout in XAF is calculated from 0.9% through ATM24. ATM24 shows the sender the fee, exchange conditions, payout route through Ecobank Gabon or UBA Gabon, and amount the recipient should receive before payment. Bank-transfer fees, card conversion fees, and DCC markups from the sender's provider are separate. Bank-route examples for Gabon: BGFI Bank Gabon, Ecobank Gabon, UBA Gabon, BICIG, and Orabank Gabon.
Payment for an XAF transfer to Gabon can be arranged through an available sender method after ATM24 checks the receiving route. The check includes the Gabon XAF payout route, bank such as UBA Gabon, fee from 0.9%, and exchange conditions. USDT network cost or card-issuer charges are confirmed separately. Bank-route examples for Gabon: BGFI Bank Gabon, Ecobank Gabon, UBA Gabon, BICIG, and Orabank Gabon.
The minimum transfer amount to Gabon in XAF through ATM24 starts from 100 USD or the equivalent. The maximum amount is confirmed before payment and depends on the Gabon XAF payout route, sender payment method, bank, recipient details, and possible document requirements. If the recipient changes BGFI Bank Gabon to another bank or switches from account to card, the limit should be checked again. Bank-route examples for Gabon: BGFI Bank Gabon, Ecobank Gabon, UBA Gabon, BICIG, and Orabank Gabon.
For Gabon, extra documents for an XAF payout depend on the route through Ecobank Gabon, UBA Gabon, or another confirmed channel. ATM24 may ask for identification, source of funds, recipient details, and payment-purpose wording. The list is confirmed after the amount and bank route are reviewed. Bank-route examples for Gabon: BGFI Bank Gabon, Ecobank Gabon, UBA Gabon, BICIG, and Orabank Gabon.
For Gabon, a 1000 USD transfer can produce a different XAF result depending on the receiving route: 546,942.65 XAF. The ATM24 calculation includes BICIG or another confirmed bank, payout method, fee from 0.9%, and exchange conditions. The sender sees the final amount before payment. Bank-route examples for Gabon: BGFI Bank Gabon, Ecobank Gabon, UBA Gabon, BICIG, and Orabank Gabon.
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