Transfer to bank account
Visa or Mastercard from a Liberian bank. Details: recipient's name, account number, bank SWIFT code. You can receive USD or LRD depending on account type
- Banks: Ecobank Liberia, GT Bank Liberia
- UBA Liberia
LiberiaLRDLiberian Dollar
Monrovia, Ecobank and GT Bank - recipient in Liberia: LRD or USD in cash or to account. Russians with business connections or relatives in Liberia transfer through ATM24 - Liberia without sanctions against Russia, standard route. ATM24 manager confirms within 15 minutes.
The route, the receiving bank and the payout amount are agreed before payment.
Liberia is a West African nation with historically close ties to the United States. The country uses both LRD (Liberian dollar) and USD in parallel: US dollars are widely accepted in shops, services, and payments on equal terms with the national currency. Liberia has not imposed its own large-scale financial sanctions against Russia; however, international transfers still undergo standard AML/KYC checks by banks and correspondents. ATM24 carries out transfers in LRD or USD through available SWIFT routes to a Liberian bank account. Among the main banks working with international operations are Ecobank Liberia, GT Bank Liberia, and LBDI. The ability to accept a particular payment depends on the bank, correspondent chain, amount, and purpose of the transfer.
The IBAN format does not apply in Liberia: for international transfers, a bank SWIFT/BIC, standard account number, and recipient's full name are typically used. The timeframe for international crediting is several business days and is clarified depending on the receiving bank and route. For domestic transfers to a local bank account, crediting may take from several minutes. LRD or USD cash is also available through separate channels; current cities and payment points are clarified when submitting an ATM24 application. Payment from Russia is possible in RUB cash, USDT, and other available currencies.
Transfer conditions to Liberia: receiving currency — LRD (Liberian dollar) or USD, ATM24 commission — from 0.9% with no additional markups to agreed terms, application processing time — up to 15 minutes (ATM24 SLA), receiving methods — bank account, card, or cash.
Liberia's payment infrastructure. Financial regulator — CBL (Central Bank of Liberia). The country uses LRD (Liberian dollar) and USD: US dollars are widely accepted alongside the national currency. The IBAN format does not apply in Liberia. For international bank transfers, you typically need the bank's SWIFT/BIC, account number, and recipient's full name. For domestic transfers, mobile money services Lonestar Cell MTN Mobile Money and Orange Money are widely used, especially for small daily payments and P2P transfers. Liberia has not imposed its own sanctions against Russia; however, international operations undergo standard banking AML/KYC checks. For transactions of 10,000 USD equivalent or more, banks may request documents on the origin of funds and payment purpose; requirements depend on the bank and nature of the operation.
Visa or Mastercard from a Liberian bank. Details: recipient's name, account number, bank SWIFT code. You can receive USD or LRD depending on account type
Account at Ecobank, GT Bank, or LBDI (Liberia Bank for Development). Ecobank: SWIFT ECOCLRLM, GT Bank: SWIFT GTBILRLM. IBAN does not apply - provide standard account number. USD or LRD to recipient's account. Receiving currency, conversion, and correspondent route availability are confirmed before payment.
Liberian dollars or USD at payment points. List of points - clarify with ATM24 manager. USD is preferable for large amounts - accepted everywhere. Timeline to be agreed with manager
To transfer to Liberia, provide: recipient's full name, bank account number (IBAN does not apply), bank SWIFT code, receiving currency (LRD or USD). ATM24 manager verifies details and confirms the route before payment.
We accept RUB, USD, EUR and USDT — we pay out in LRD
RUB LRD
1.81per 1 RUB
10 000 ₽ = 18 052 LRDUSD LRD
161.83per 1 USD
100 $ = 16 183 LRDEUR LRD
183.41per 1 EUR
100 € = 18 341 LRDUSDT LRD
161.83per 1 USDT
100 USDT = 16 183 LRD| You send | Payout in LRD |
|---|---|
| 100 USDT | 16 183 LRD |
| 300 USDT | 48 548 LRD |
| 500 USDT | 80 913 LRD |
| 1 000 USDT | 161 825 LRD |
| 5 000 USDT | 809 126 LRD |
Where recipients usually get the money in Liberia
Type: Private (Ecobank Transnational); SWIFT receipt: Yes (ECOCLRLM - verify); Features: Largest international bank in West Africa. Accepts SWIFT transfers. Branches in Monrovia and other cities.
UBA Liberia — a commercial bank providing accounts, cards, and transfers. It is suitable for recipients who use bank account details.
Type: Private (Guaranty Trust Bank); SWIFT receipt: Yes (GTBILRLM); Features: Nigerian banking group with presence in Liberia. Accepts international transfers.
Access Bank Liberia — a bank serving personal customers and small businesses. Its services typically include accounts, cards, branches, and digital banking.
Type: Private; SWIFT receipt: Yes; Features: One of Liberia's oldest private banks. Accepts international transfers through correspondents.
National currency
The country uses a dual currency system: LRD (Liberian dollar) and USD are widely accepted, with USD often used in business transactions and large payments.
Card systems
Visa and Mastercard are accepted at major hotels and shopping centers in Monrovia. Most transactions in the country are conducted in US dollar cash - the primary settlement currency. Mobile Money through Lonestar MTN and Celcom operators is used for domestic transfers.
Payment applications
For domestic transfers, mobile money services Lonestar Cell MTN Mobile Money and Orange Money are popular.
Interbank transfers
IBAN format does not apply in Liberia - the country is outside the IBAN zone.
Financial regulator
The banking sector is regulated by CBL (Central Bank of Liberia), functioning as the country's central bank since 1974.
Features for ATM24
International SWIFT transfers are available through banks connected to the system, including Ecobank Liberia and GT Bank Liberia; however, not all local banks have direct SWIFT access, so the route may depend on the correspondent bank.
With an ATM24 transfer the recipient gives their own bank and details, so the money lands directly on the account.
Three steps from request to payout
Fill in the form or write to us on WhatsApp or Telegram — a manager will check the available route
We check the recipient details and confirm the route, rate, fee and payout amount
Once paid, the transfer goes out along the agreed route — we report the status in the messenger
We verify the exact details when agreeing the available route before payment.
Facts, not promises
You see the rate, the fee and the payout amount before you send the money.
The route, rate, fee and payout amount are agreed before payment.
Only timing stated for an available method is shown. The terms are confirmed before payment.
Reference cities with payout locations. Availability of a specific location is confirmed in the request.
Confirm the city before payment
Only methods present in both the country description and the current route are shown.
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Country not found
Below are answers to frequently asked questions about Liberian currency, US dollars in Liberia, and transfer methods from Russia.
To arrange a LRD payout in Liberia, ATM24 first checks the receiving channel for the Liberia LRD payout route. The route is confirmed before payment, including Liberian Bank for Development and Investment, International Bank Liberia, card or account details, sender payment method, fee from 0.9%, and timing from 15 minutes. Bank-route examples for Liberia: Liberian Bank for Development and Investment, Ecobank Liberia, International Bank Liberia, United Bank for Africa Liberia, and AccessBank Liberia.
A card or bank-account payout in Liberia in LRD is possible only when the selected route supports it. ATM24 verifies whether the recipient's card, account number, and name match the Liberia LRD payout route. The manager confirms the selected bank, such as Liberian Bank for Development and Investment or International Bank Liberia, before payment because card and account rules may differ. Bank-route examples for Liberia: Liberian Bank for Development and Investment, Ecobank Liberia, International Bank Liberia, United Bank for Africa Liberia, and AccessBank Liberia.
For Liberia, ATM24 can review a LRD payout through banks such as Liberian Bank for Development and Investment, Ecobank Liberia, International Bank Liberia, United Bank for Africa Liberia, and AccessBank Liberia. The manager checks whether the selected bank route supports the incoming transfer and which account or card details are needed. The bank route is confirmed before payment.
For Liberia, ATM24 does not use one universal recipient form for every LRD transfer. The details are checked by route: Liberian Bank for Development and Investment, Ecobank Liberia, International Bank Liberia, United Bank for Africa Liberia, and AccessBank Liberia, card payout, account payout. Name, account/card data, and payout currency must match the selected option. Bank-route examples for Liberia: Liberian Bank for Development and Investment, Ecobank Liberia, International Bank Liberia, United Bank for Africa Liberia, and AccessBank Liberia.
A LRD transfer to Liberia can start from 15 minutes after ATM24 confirms the recipient route. Timing depends on amount, recipient details, and Liberia LRD payout route, Liberian Bank for Development and Investment, Ecobank Liberia, International Bank Liberia, card route, account route, and recipient-name matching against the selected bank record. The expected payout window is shown before payment. Bank-route examples for Liberia: Liberian Bank for Development and Investment, Ecobank Liberia, International Bank Liberia, United Bank for Africa Liberia, and AccessBank Liberia.
The fee for sending money to Liberia with payout in LRD is calculated from 0.9% through ATM24. ATM24 shows the sender the fee, exchange conditions, payout route through Ecobank Liberia or International Bank Liberia, and amount the recipient should receive before payment. Bank-transfer fees, card conversion fees, and DCC markups from the sender's provider are separate. Bank-route examples for Liberia: Liberian Bank for Development and Investment, Ecobank Liberia, International Bank Liberia, United Bank for Africa Liberia, and AccessBank Liberia.
Yes, the sender can use an available card, bank transfer, USDT, or another confirmed method while the recipient receives LRD in Liberia. The manager checks Liberian Bank for Development and Investment, Ecobank Liberia, payout route, exchange conditions, and final amount before payment. Any card conversion or sending-bank fee remains outside the recipient payout. Bank-route examples for Liberia: Liberian Bank for Development and Investment, Ecobank Liberia, International Bank Liberia, United Bank for Africa Liberia, and AccessBank Liberia.
ATM24 accepts transfers to Liberia in LRD from 100 USD or the equivalent. The maximum amount is not a single country-wide number; it depends on the Liberia LRD payout route, bank rules, payout channel, sender payment method, and recipient data. For a large transfer, the manager confirms the limit and documents before the sender pays. Bank-route examples for Liberia: Liberian Bank for Development and Investment, Ecobank Liberia, International Bank Liberia, United Bank for Africa Liberia, and AccessBank Liberia.
For a large LRD transfer to Liberia, ATM24 reviews documents around Liberia LRD payout route, Liberian Bank for Development and Investment, Ecobank Liberia, recipient-name match, route limit, payment purpose, source-of-funds review, and recipient-name matching against the selected bank record. The request may require sender ID, source-of-funds details, recipient bank data, and payment purpose. The manager confirms the exact list before payment. Bank-route examples for Liberia: Liberian Bank for Development and Investment, Ecobank Liberia, International Bank Liberia, United Bank for Africa Liberia, and AccessBank Liberia.
If you send 1000 USD to Liberia, the recipient amount in LRD is not a generic market-rate number: 161,825.25 LRD. The calculation uses the payout route, bank such as International Bank Liberia, fee from 0.9%, and exchange conditions. ATM24 confirms the final amount before the sender pays. Bank-route examples for Liberia: Liberian Bank for Development and Investment, Ecobank Liberia, International Bank Liberia, United Bank for Africa Liberia, and AccessBank Liberia.
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