AustriaEUREuro
Vienna is a traditional financial bridge of the EU with the post-Soviet region: Raiffeisen Bank International has historically worked with CIS countries, and Bank Austria is part of the UniCredit group with a broad network of correspondent banks. Russian-speaking residents of Austria receive EUR to an IBAN AT account (20 characters) or Visa/Mastercard through unblocked correspondent banks. Austria has imposed targeted sanctions against specific individuals - transfers for ordinary individuals are typically not blocked.
The route, the receiving bank and the payout amount are agreed before payment.
Vienna has historically served as a financial bridge between Western Europe and post-Soviet markets: Raiffeisen Bank International (RBI) has worked with CIS countries for many years, and Bank Austria is part of the UniCredit group with a broad international network of correspondent banks. Transfers to Austria are credited in euros (EUR) to a bank account with IBAN AT. The Austrian IBAN contains 20 characters: AT + 2 check digits + 5 bank code digits + 11 account number digits. To make a transfer, you typically need the recipient's IBAN AT, the bank's BIC/SWIFT code, and the recipient's full name. Austria is in the SEPA zone, so when EUR is credited to a euro account, no additional currency conversion is required; however, direct SEPA transfers from Russian bank details are not available—available international routing options are used, including SWIFT.
As an EU country, Austria applies applicable sanctions against Russia, so the possibility of a specific transfer depends on the receiving bank, correspondent chain, and AML/KYC verification. ATM24 checks the route through available correspondent banks in advance. Raiffeisen Bank International (RZBAATWW) and Bank Austria (BKAUATWW) work with international SWIFT transfers, but receipt of a specific payment related to Russia is verified before payment. ATM24 commission starts from 0.9% with no additional markups to agreed terms. The crediting period is several business days and will be clarified when you submit your request.
EUR. Cards linked to IBAN AT. Card-issuing banks: Bank Austria, Erste Bank, Raiffeisen. Commission from 0.9% with no exchange rate markup. Crediting times to be confirmed with your manager
EUR. IBAN format: AT + 18 digits, total 20 characters. Receiving banks: Bank Austria, Raiffeisen Bank International, Erste Bank. Commission from 0.9% with no exchange rate markup
By arrangement with your manager. List of pickup locations to be confirmed when submitting your request. Receipt in euros (EUR). Commission from 0.9%. Pickup locations available from ATM24 manager
Austria is a traditional financial bridge of the EU with the post-Soviet region: Viennese banks maintain a network of correspondent banks in the CIS. ATM24 builds an EUR routing to IBAN AT through unblocked correspondent banks. Confirm details with your manager before sending.
We accept RUB, USD and USDT — we pay out in EUR
RUB EUR
0.009256per 1 RUB
10 000 ₽ = 92.56 EURUSD EUR
0.8298per 1 USD
100 $ = 82.98 EURUSDT EUR
0.8298per 1 USDT
100 USDT = 82.98 EUR| You send | Payout in EUR |
|---|---|
| 100 USDT | 82.98 EUR |
| 300 USDT | 249 EUR |
| 500 USDT | 415 EUR |
| 1 000 USDT | 830 EUR |
| 5 000 USDT | 4 149 EUR |
Where recipients usually get the money in Austria
Erste Bank Austria — a universal bank with retail and corporate services. Recipients may use an account, card, branch, or mobile banking.
Type: Private (Raiffeisen Banking Group); Accepts transfers from Russia: Yes (RZBAATWW - confirm routing)
Type: Private (UniCredit Group subsidiary); Accepts transfers from Russia: Yes (BKAUATWW - confirm routing)
BAWAG Group — a financial group or banking holding company whose services may include banking, payments, and corporate accounts.
Volksbank Wien — a local bank with standard account and cash services. Transfer availability depends on the details, currency, and bank rules.
National currency
EUR (euro). OeNB (Oesterreichische Nationalbank) - central bank within the ECB structure. Austria actively uses SEPA. Klarna and Sofort (Klarna) are popular for online payments.
Card systems
Visa and Mastercard are widely accepted. Maestro (Maestro debit cards) are common. Contactless and Apple/Google Pay are standard. eps (e-payment standard) is Austria's system for online payments.
Payment apps
George (Erste) and Netbanking are major banking apps. Klarna and Sofort (Klarna) are popular for online shopping. PayPal is widely used for P2P and online purchases.
Interbank transfers
Austrian IBAN contains 20 characters: AT + 2 check digits + 5 bank code digits + 11 account number digits. SEPA zone since 2008. SWIFT via Raiffeisen Bank International (RZBAATWW), Erste Bank (GIBAATWW), BAWAG P.S.K. (BAWAATWW).
Financial regulator
OeNB (Oesterreichische Nationalbank) - member of the European System of Central Banks. FMA (Finanzmarktaufsicht) - prudential supervision of banks, investment funds, and insurers. Austria applies the EU sanctions regime.
Special features for ATM24
Austria applies the EU sanctions regime; direct SWIFT transfers from Russian bank details are limited. Raiffeisen Bank International (RBI) has historically specialized in CIS operations - confirm route availability. ATM24 selects the route before confirming your request. IBAN AT and bank BIC are required.
With an ATM24 transfer the recipient gives their own bank and details, so the money lands directly on the account.
Three steps from request to payout
Fill in the form or write to us on WhatsApp or Telegram — a manager will check the available route
We check the recipient details and confirm the route, rate, fee and payout amount
Once paid, the transfer goes out along the agreed route — we report the status in the messenger
We verify the exact details when agreeing the available route before payment.
Facts, not promises
You see the rate, the fee and the payout amount before you send the money.
The route, rate, fee and payout amount are agreed before payment.
Only timing stated for an available method is shown. The terms are confirmed before payment.
Reference cities with payout locations. Availability of a specific location is confirmed in the request.
Confirm the city before payment
Only methods present in both the country description and the current route are shown.
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Austria is in the EU and eurozone. Below are answers to frequently asked questions about currency and transfers from Russia to Austria.
A money transfer to Austria in EUR through ATM24 starts with choosing how the recipient will be paid on the Austria EUR payout route. The manager verifies recipient name, payment method, Raiffeisen Bank, fee from 0.9%, and estimated processing time before payment. Bank-route examples for Austria: Erste Bank, Raiffeisen Bank, Bank Austria, Oberbank, and BKS Bank.
A card or bank-account payout in Austria in EUR is possible only when the selected route supports it. ATM24 verifies whether the recipient's card, account number, and name match the Austria EUR payout route. The manager confirms the selected bank, such as Erste Bank or Bank Austria, before payment because card and account rules may differ. Bank-route examples for Austria: Erste Bank, Raiffeisen Bank, Bank Austria, Oberbank, and BKS Bank.
A transfer to Austria in EUR can be sent to the recipient's bank if that bank accepts the incoming credit. Banks to check for this destination include Erste Bank, Raiffeisen Bank, Bank Austria, Oberbank, and BKS Bank. ATM24 verifies the bank, account format, recipient name, and payout currency before the sender pays.
For Austria, ATM24 does not use one universal recipient form for every EUR transfer. The details are checked by route: Erste Bank, Raiffeisen Bank, Bank Austria, Oberbank, and BKS Bank, card payout, account payout. Name, account/card data, and payout currency must match the selected option. Bank-route examples for Austria: Erste Bank, Raiffeisen Bank, Bank Austria, Oberbank, and BKS Bank.
A EUR transfer to Austria can start from 15 minutes after ATM24 confirms the recipient route. Timing depends on amount, recipient details, and Austria EUR payout route, Erste Bank, Raiffeisen Bank, Bank Austria, card route, account route, and separate checks for Erste Bank and Bank Austria. The expected payout window is shown before payment. Bank-route examples for Austria: Erste Bank, Raiffeisen Bank, Bank Austria, Oberbank, and BKS Bank.
For a transfer to Austria in EUR, the ATM24 service fee starts from 0.9% and is confirmed before payment. The manager calculates the final amount using the Austria EUR payout route, exchange conditions, recipient bank such as Erste Bank, and sender's payment method. Separate bank or card-issuer fees may still apply outside the ATM24 calculation. Bank-route examples for Austria: Erste Bank, Raiffeisen Bank, Bank Austria, Oberbank, and BKS Bank.
Payment for a EUR transfer to Austria can be arranged through an available sender method after ATM24 checks the receiving route. The check includes the Austria EUR payout route, bank such as Bank Austria, fee from 0.9%, and exchange conditions. USDT network cost or card-issuer charges are confirmed separately. Bank-route examples for Austria: Erste Bank, Raiffeisen Bank, Bank Austria, Oberbank, and BKS Bank.
The minimum transfer amount to Austria in EUR through ATM24 starts from 100 USD or the equivalent. The maximum amount is confirmed before payment and depends on the Austria EUR payout route, sender payment method, bank, recipient details, and possible document requirements. If the recipient changes Erste Bank to another bank or switches from account to card, the limit should be checked again. Bank-route examples for Austria: Erste Bank, Raiffeisen Bank, Bank Austria, Oberbank, and BKS Bank.
For a large EUR transfer to Austria, ATM24 reviews documents around Austria EUR payout route, Erste Bank, Raiffeisen Bank, recipient-name match, route limit, payment purpose, source-of-funds review, and separate checks for Erste Bank and Bank Austria. The request may require sender ID, source-of-funds details, recipient bank data, and payment purpose. The manager confirms the exact list before payment. Bank-route examples for Austria: Erste Bank, Raiffeisen Bank, Bank Austria, Oberbank, and BKS Bank.
If you send 1000 USD to Austria, the recipient amount in EUR is not a generic market-rate number: 829.84 EUR. The calculation uses the payout route, bank such as Bank Austria, fee from 0.9%, and exchange conditions. ATM24 confirms the final amount before the sender pays. Bank-route examples for Austria: Erste Bank, Raiffeisen Bank, Bank Austria, Oberbank, and BKS Bank.
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