MacaoMOPMacanese Pataca

Money Transfer to Macao

  • We lock the rate before payment
  • More than 100 transfers every day
  • Support at every stage of the transfer
7.59 MOPper 1 USDT−0.07% over 24hCalculation refreshed today at 10:151 USDT = 7.59 MOPOfficial rate; the final rate in the request may differ.
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Macau is a special administrative region of China with an autonomous financial system: MOP (Macanese Pataca) + HKD are both accepted everywhere. 1 USD ~ 8.00-8.10 MOP (MOP is pegged to HKD; HKD is pegged to USD at 7.75-7.85). No IBAN. ICBC Macau (ICBCMOMX), Bank of China Macau, BNU. No sanctions against Russia.

How to send money to Macau

The route, the receiving bank and the payout amount are agreed before payment.

MOP or HKD to a bank account via SWIFT. ATM24 conducts international transfers in Macanese Pataca (MOP) and Hong Kong Dollar (HKD) through available banking routes. IBAN format does not apply in Macau: for an international transfer, you typically need the bank's SWIFT/BIC code, account number, and the recipient's full name. The national currency is Macau pataca (MOP), while HKD is also widely used in transactions and accepted at many merchants. The MOP exchange rate is pegged to HKD at approximately 1 HKD = 1.03 MOP, and HKD, in turn, trades within a currency corridor to the US dollar, so the approximate rate is around 1 USD = 8.0–8.1 MOP. Among the largest banks are ICBC Macau (ICBCMOMX) and Bank of China Macau (BKCHMOMX). Banco Nacional Ultramarino (BNU) is one of the banks issuing MOP banknotes alongside Bank of China Macau.

Bank checks and transfer conditions

Macau has not imposed its own sanctions against Russia; however, international transfers are subject to standard AML/KYC and compliance checks. ATM24 verifies the available route before payment. ATM24 commission starts from 0.9%, and international transfer time is 2–3 business days.

Ways to send money to Macau

Pick the way that suits the recipient — we agree the route and the details before payment

To recipient's Visa/Mastercard

Transfer to recipient's card in Macau for personal use. Visa/Mastercard work throughout Macau (a tourism hub). ICBC Macau and Bank of China Macau have the largest ATM networks. Please consult with an ATM24 manager for the current route

  • Bank of China Macao
  • Tai Fung Bank
  • BNU

To MOP or HKD bank account

SWIFT transfer to recipient's account in Macau - the primary method. Banks: ICBC Macau (ICBCMOMX), Bank of China Macau (BKCHMOMX), BNU. Details: SWIFT code + account number + name (no IBAN). Account currency: MOP or HKD - both are accepted in Macau. SWIFT/BIC is taken from recipient's details and verified before payment.

  • Processing time: 2-3 business days
  • Bank of China Macao
  • Tai Fung Bank
  • BNU

Cash in MOP or HKD

Cash for transactions in Macau. MOP: 1 USD ~ 8.00-8.10 MOP; HKD: 1 USD ~ 7.75-7.85 HKD. Casinos and hotels accept HKD and MOP equally. For details on cash disbursement, please consult with an ATM24 manager

  • Macau
  • Taipa
  • Macao

BNU (Banco Nacional Ultramarino) - the official MOP-issuing bank with Portuguese heritage (Macau was a Portuguese colony until 1999). The financial system is autonomous from mainland China: MOP + HKD are used here, not CNY. No IBAN. ICBC Macau (ICBCMOMX) - the largest bank by number of accounts. For the transfer route from Russia, please consult with an ATM24 manager.

Rates and cost of a transfer to Macao

We accept RUB, USD, EUR and USDT — we pay out in MOP

Reference rate for today

  • RUB MOP

    0.08568per 1 RUB

    10 000 ₽ = 857 MOP
  • USD MOP

    7.59per 1 USD

    100 $ = 759 MOP
  • EUR MOP

    8.41per 1 EUR

    100 € = 841 MOP
  • USDT MOP

    7.59per 1 USDT

    100 USDT = 759 MOP

What the recipient gets — at 1 USDT = 7.59 MOP

You sendPayout in MOP
100 USDT759 MOP
300 USDT2 276 MOP
500 USDT3 793 MOP
1 000 USDT7 585 MOP
5 000 USDT37 926 MOP
Reference values update automatically. The final fee and rate are locked in the request before payment.

Banks and payment infrastructure — Macao

Where recipients usually get the money in Macao

  • Bank of China Macao

    Bank of China Macao — a universal bank with retail and corporate services. Recipients may use an account, card, branch, or mobile banking.

  • Tai Fung Bank

    Tai Fung Bank — a commercial bank providing accounts, cards, and transfers. It is suitable for recipients who use bank account details.

  • BNU

    SWIFT: verify; Accepts transfers from Russia: Please consult with an ATM24 manager

  • ICBC Macao

    ICBC Macao — a bank serving personal customers and small businesses. Its services typically include accounts, cards, branches, and digital banking.

  • Luso International Banking

    Luso International Banking — a bank with an international profile that typically works with accounts, foreign currency, cards, and cross-border payments.

How payments work in Macao

  • National currency

    The national currency is Macau pataca (MOP), its exchange rate is tightly pegged to the Hong Kong dollar at approximately 1 HKD = 1.03 MOP.

  • Card systems

    Visa, Mastercard and UnionPay are the three leading systems. MPay is the official e-wallet of the Monetary Authority of Macao. Alipay and WeChat Pay are widely used by Chinese tourists in casinos and shopping malls.

  • Payment apps

    Bank accounts can be opened in both MOP and HKD; both currencies are widely used in transactions.

  • Interbank transfers

    IBAN format does not apply in Macau: for international transfers, the bank's SWIFT/BIC code, account number, and recipient's full name are used.

  • Financial regulator

    HKD, in turn, is maintained within a currency corridor of 7.75–7.85 HKD per 1 USD, so the MOP to US dollar exchange rate remains relatively stable at approximately 1 USD = 8.00–8.10 MOP.

  • ATM24 features

    Among the largest banks are ICBC Macau (ICBCMOMX) and Bank of China Macau (BKCHMOMX).

With an ATM24 transfer the recipient gives their own bank and details, so the money lands directly on the account.

How the transfer works to Macao

Three steps from request to payout

  1. Step

    Send a request

    Fill in the form or write to us on WhatsApp or Telegram — a manager will check the available route

  2. Step

    Agree the route

    We check the recipient details and confirm the route, rate, fee and payout amount

  3. Step

    Pay for the transfer

    Once paid, the transfer goes out along the agreed route — we report the status in the messenger

What to prepare for the transfer

To MOP or HKD bank account

  • Details: SWIFT code + account number + name (no IBAN)
  • SWIFT/BIC is taken from recipient's details and verified before payment.

We verify the exact details when agreeing the available route before payment.

Why people choose ATM24

Facts, not promises

No surprises on the rate

You see the rate, the fee and the payout amount before you send the money.

Request to MacaoLocked in
Rate
1 USDT = 7.59 MOP
Payout method
Bank transfer
Payout currency
MOP
The rate and the amount are locked when the request is confirmed and do not change afterwards.

Terms are known before payment

The route, rate, fee and payout amount are agreed before payment.

  • Route
  • Rate
  • Payout amount

Cash payout

Reference cities with payout locations. Availability of a specific location is confirmed in the request.

  • Macau
  • Taipa
  • Macao

Confirm the city before payment

Available payout options

Only methods present in both the country description and the current route are shown.

You send
  • RUB
  • USD
  • EUR
  • USDT
MOP
They receive
  • Bank transfer
  • Cash
  • Western Union

Customer reviews

Real stories from real people

Игорь Станкевич

Google

Everything worked out, everything's ok

Read full review

Ab

Trustpilot

Excellent, super, everything fast and reliable!!! I am very happy

Read full review

321

Google

Exchanged a round sum, everything went great.💸 Thanks to manager Sofa.

Read full review

Ульяна Фомина

Google

Everything was wonderful. I needed cash baht, only Russian rubles were on the card. Found this service, at first distrust, but then we read the instructions and calmed down 😄 Everything went pretty quickly, honestly, the rate is quite good, manager Alisa responded to messages promptly and guided us, special thanks to her. Thanks to the courier for the work too 👍

Read full review

Transfers to other countries

We agree the rate and the payout method before payment — pick where the money goes.

Questions about Macau and transfers

Frequently asked questions about transfers to Macau (MOP/HKD) and this special administrative region of China.

How can I send money to Macao with payout in MOP through ATM24?

To send money to Macao with payout in MOP through ATM24, start with the recipient's exact route for the Macao MOP payout route. ATM24 confirms the amount, payment method, fee from 0.9%, timing from 15 minutes, and bank such as Banco Nacional Ultramarino. Bank-route examples for Macao: Banco Nacional Ultramarino, Bank of China Macau, Tai Fung Bank, Banco Tai Fung, and Banco OCBC (Macau).

Can the recipient receive a transfer on a card or bank account in Macao in MOP?

A card or bank-account payout in Macao in MOP is possible only when the selected route supports it. ATM24 verifies whether the recipient's card, account number, and name match the Macao MOP payout route. The manager confirms the selected bank, such as Banco Nacional Ultramarino or Tai Fung Bank, before payment because card and account rules may differ. Bank-route examples for Macao: Banco Nacional Ultramarino, Bank of China Macau, Tai Fung Bank, Banco Tai Fung, and Banco OCBC (Macau).

Which banks can receive a transfer to Macao in MOP?

For bank payout in Macao, useful MOP references include Banco Nacional Ultramarino, Bank of China Macau, Tai Fung Bank, Banco Tai Fung, and Banco OCBC (Macau). ATM24 treats the bank named by the recipient as the working route and checks recipient name, account data, and route availability. The sender pays after that bank route is confirmed.

What recipient details are needed to send money to Macao in MOP?

For Macao, ATM24 does not use one universal recipient form for every MOP transfer. The details are checked by route: Banco Nacional Ultramarino, Bank of China Macau, Tai Fung Bank, Banco Tai Fung, and Banco OCBC (Macau), card payout, account payout. Name, account/card data, and payout currency must match the selected option. Bank-route examples for Macao: Banco Nacional Ultramarino, Bank of China Macau, Tai Fung Bank, Banco Tai Fung, and Banco OCBC (Macau).

How long does a money transfer to Macao in MOP take?

An MOP transfer to Macao can start from 15 minutes after ATM24 confirms the recipient route. Timing depends on amount, recipient details, and Macao MOP payout route, Banco Nacional Ultramarino, Bank of China Macau, Tai Fung Bank, card route, account route, and recipient-name matching against the selected bank record. The expected payout window is shown before payment. Bank-route examples for Macao: Banco Nacional Ultramarino, Bank of China Macau, Tai Fung Bank, Banco Tai Fung, and Banco OCBC (Macau).

What is the fee for sending money to Macao with payout in MOP?

The ATM24 fee for sending money to Macao with payout in MOP starts from 0.9% on the Macao MOP payout route. The final calculation depends on the amount, payment currency, payout method, exchange rate, and the recipient's bank. If the sender pays by an international card or through a bank transfer, the card issuer or sending bank may charge its own foreign transaction, conversion, transfer, or dynamic currency conversion fee. Bank-route examples for Macao: Banco Nacional Ultramarino, Bank of China Macau, Tai Fung Bank, Banco Tai Fung, and Banco OCBC (Macau).

Can I pay by international card, bank transfer, or USDT while the recipient receives MOP in Macao?

Payment for an MOP transfer to Macao can be arranged through an available sender method after ATM24 checks the receiving route. The check includes the Macao MOP payout route, bank such as Tai Fung Bank, fee from 0.9%, and exchange conditions. USDT network cost or card-issuer charges are confirmed separately. Bank-route examples for Macao: Banco Nacional Ultramarino, Bank of China Macau, Tai Fung Bank, Banco Tai Fung, and Banco OCBC (Macau).

What is the minimum and maximum transfer amount to Macao in MOP?

The minimum transfer amount to Macao in MOP through ATM24 starts from 100 USD or the equivalent. The maximum amount is confirmed before payment and depends on the Macao MOP payout route, sender payment method, bank, recipient details, and possible document requirements. If the recipient changes Banco Nacional Ultramarino to another bank or switches from account to card, the limit should be checked again. Bank-route examples for Macao: Banco Nacional Ultramarino, Bank of China Macau, Tai Fung Bank, Banco Tai Fung, and Banco OCBC (Macau).

What documents are needed for a large transfer to Macao in MOP?

For a large MOP transfer to Macao, ATM24 reviews documents around Macao MOP payout route, Banco Nacional Ultramarino, Bank of China Macau, recipient-name match, route limit, payment purpose, source-of-funds review, and recipient-name matching against the selected bank record. The request may require sender ID, source-of-funds details, recipient bank data, and payment purpose. The manager confirms the exact list before payment. Bank-route examples for Macao: Banco Nacional Ultramarino, Bank of China Macau, Tai Fung Bank, Banco Tai Fung, and Banco OCBC (Macau).

How much will the recipient get in MOP if I send 1000 USD to Macao?

If you send 1000 USD to Macao, the recipient amount in MOP is not a generic market-rate number: 7,585.23 MOP. The calculation uses the payout route, bank such as Tai Fung Bank, fee from 0.9%, and exchange conditions. ATM24 confirms the final amount before the sender pays. Bank-route examples for Macao: Banco Nacional Ultramarino, Bank of China Macau, Tai Fung Bank, Banco Tai Fung, and Banco OCBC (Macau).

Could not find an answer to your question?

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Send money to Macao with ATM24

We check the available payout method, rate and route and confirm the terms before payment.

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