PeruPENPeruvian Sol

Money Transfer to Peru

  • We lock the rate before payment
  • More than 100 transfers every day
  • Support at every stage of the transfer
3.13 PENper 1 USDT+0.1% over 24hCalculation refreshed today at 06:491 USDT = 3.13 PENOfficial rate; the final rate in the request may differ.
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Lima is the main hub for Peruvian transfers. The largest banks BCP and BBVA Peru accept PEN deposits to cards or accounts. ATM24 verifies route availability before payment and locks in the exchange rate in your request.

Transfers to Peru: Yape, bank transfers and Lima's financial infrastructure

The route, the receiving bank and the payout amount are agreed before payment.

Peru is a non-standard but viable destination for ATM24: transfers are in demand among students, specialists with business contacts, and participants in international projects in Lima. PEN (Peruvian sol) is Peru's national currency and one of the region's relatively stable currencies; monetary policy is conducted by Peru's Central Reserve Bank (BCRP). Transfers from Russia to Peru are available through select international banking routes and SWIFT correspondents; however, the ability to deposit depends on the recipient's bank and compliance checks.

Digital payments and bank details

Yape by BCP (Banco de Crédito del Perú) has become one of the country's key payment services: its user base exceeds 12 million. Yape enables phone number transfers, QR payments in stores, and various service payments. Plin is a popular instant transfer system developed with the participation of major Peruvian banks, including BBVA Perú, Scotiabank, and Interbank, serving as one of Yape's main competitors. Lima is Peru's main financial center, where the offices of the country's largest banks are concentrated. In Arequipa and Cusco, banking services are also available through branches and agent networks. For bank account deposits, CCI (Código de Cuenta Interbancario) is used — a 20-digit interbank code that can be considered the local equivalent of IBAN, or the account number and SWIFT/BIC of the recipient's bank. SWIFT correspondent deposits take several business days; the exact timeline depends on the route and recipient's bank.

Transfer conditions

Peru's payment ecosystem: banks, cards, cash and digital transfers. Country — Peru. Receiving currency — PEN (Peruvian sol). Sending currency — RUB, USD and USDT. Transfer method — Visa and Mastercard bank cards, bank account or cash. ATM24 commission — from 0.9%. Deposit time — from minutes for available card and cash channels; transfer to a bank account depends on the chosen route.

Payment systems and services

Peru's payment ecosystem: main payment systems and services. Yape (BCP) — one of Peru's digital payment leaders with an audience of over 12 million users; supports P2P transfers by phone number and QR payments in stores and is widely used throughout the country. Plin — a payment system operated with BBVA Perú, Scotiabank and Interbank participation that enables transfers between member banks. Tunki by Interbank — a mobile wallet with QR payments, popular among Lima's younger audiences. CCI (Código de Cuenta Interbancario) — a 20-digit bank account identifier used for interbank transfers in Peru. Financial regulator — SBS Perú (Superintendencia de Banca, Seguros y AFP), which oversees the country's banking and financial sector. Banks in Peru typically operate Mon–Fri from 9:00 to 18:00; some branches operate on Saturdays until 13:00, and Yape is available 24/7.

Ways to transfer to Peru: BCP card, bank account, cash in PEN

Pick the way that suits the recipient — we agree the route and the details before payment

To card: Peruvian bank Visa or Mastercard

BCP, BBVA Peru, Scotiabank Peru, Interbank. Visa and Mastercard: 16-digit card number. Deposit in PEN within minutes

  • BCP
  • BBVA Peru
  • Scotiabank Peru

To a bank account in Peru

BCP, BBVA Peru, Interbank — by account number. Deposit in PEN — clarified in your request. Timeline depends on the correspondent bank and will be clarified by the manager

  • BCP
  • BBVA Peru
  • Scotiabank Peru

Cash in PEN in Peru

Major cities in Peru — check available pickup points with the manager. PEN payout within minutes. Exchange rate is fixed in your request before payment

  • Lima
  • Arequipa
  • Trujillo

Peru is a niche destination. Before submitting your request, check with an ATM24 manager which PEN pickup and payout points are available at the time of your transfer.

Rates and cost of a transfer to Peru

We accept RUB, USD, EUR and USDT — we pay out in PEN

Reference rate for today

  • RUB PEN

    0.03491per 1 RUB

    10 000 ₽ = 349 PEN
  • USD PEN

    3.13per 1 USD

    100 $ = 313 PEN
  • EUR PEN

    3.55per 1 EUR

    100 € = 355 PEN
  • USDT PEN

    3.13per 1 USDT

    100 USDT = 313 PEN

What the recipient gets — at 1 USDT = 3.13 PEN

You sendPayout in PEN
100 USDT313 PEN
300 USDT939 PEN
500 USDT1 565 PEN
1 000 USDT3 129 PEN
5 000 USDT15 647 PEN
Reference values update automatically. The final fee and rate are locked in the request before payment.

Banks and payment infrastructure — Peru

Where recipients usually get the money in Peru

  • BCP

    BCP Banco de Crédito del Perú — a universal bank with retail and corporate services. Recipients may use an account, card, branch, or mobile banking.

  • BBVA Peru

    Type: international; Accepts: card, account

  • Scotiabank Peru

    Type: international; Accepts: card, account

  • Interbank Peru

    Interbank Peru — a bank serving personal customers and small businesses. Its services typically include accounts, cards, branches, and digital banking.

  • Mibanco

    Mibanco — a local bank with standard account and cash services. Transfer availability depends on the details, currency, and bank rules.

How payments work in Peru

  • National currency

    Peruvian sol (PEN) — the official currency of the Republic of Peru.

  • Card systems

    Transfers from Russia to Peru can be deposited to bank accounts through available international routes; the ability to deposit to Visa and Mastercard cards depends on the recipient's bank and the chosen transfer channel.

  • Payment applications

    PEN to ruble exchange rate is typically calculated through the USD ratio.

  • Interbank transfers

    BCP and BBVA Perú are among the country's largest banks with an extensive branch network and banking infrastructure.

  • Financial regulator

    Banco Central de Reserva del Peru (BCRP) — the central bank and financial regulator. SBS (Superintendencia de Banca, Seguros y AFP) oversees banks, insurance companies and pension funds.

  • Special features for ATM24

    Peru has not joined western sanctions against Russia; transfers are accepted without restrictions. SBS (Superintendencia de Banca, Seguros y AFP) regulates banks and AML/KYC procedures. Major banks: BCP (Banco de Credito del Peru), Interbank, BBVA Continental, Scotiabank Peru. For amounts exceeding 10,000 PEN, banks may request documentation on the source of funds.

With an ATM24 transfer the recipient gives their own bank and details, so the money lands directly on the account.

How the transfer works to Peru

Three steps from request to payout

  1. Step

    Send a request

    Fill in the form or write to us on WhatsApp or Telegram — a manager will check the available route

  2. Step

    Agree the route

    We check the recipient details and confirm the route, rate, fee and payout amount

  3. Step

    Pay for the transfer

    Once paid, the transfer goes out along the agreed route — we report the status in the messenger

Why people choose ATM24

Facts, not promises

No surprises on the rate

You see the rate, the fee and the payout amount before you send the money.

Request to PeruLocked in
Rate
1 USDT = 3.13 PEN
Payout method
Bank transfer
Payout currency
PEN
The rate and the amount are locked when the request is confirmed and do not change afterwards.

Terms are known before payment

The route, rate, fee and payout amount are agreed before payment.

  • Route
  • Rate
  • Payout amount

Cash payout

Reference cities with payout locations. Availability of a specific location is confirmed in the request.

  • Lima
  • Arequipa
  • Trujillo

Confirm the city before payment

Available payout options

Only methods present in both the country description and the current route are shown.

You send
  • RUB
  • USD
  • EUR
  • USDT
PEN
They receive
  • Bank transfer
  • Cash
  • MoneyGram
  • Western Union

Customer reviews

Real stories from real people

Мария Ченцова

Google

Of course we were a little worried, but for nothing 😅 everything was withdrawn quickly and easily at the Pattaya ATM in the Festival 🔥

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Антон Шевченко

Google

Everything's cool and fast, manager Sofa did a great job!

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gidra666mane

Google

Manager Emil worked very promptly and answered all my clarifying questions, coordinated me and the courier, which allowed me to exchange currency for cash literally in 40 minutes without leaving home

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Сергей Деревцов

Trustpilot

Beautiful company

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Transfers to other countries

We agree the rate and the payout method before payment — pick where the money goes.

Questions about transfers to Peru: PEN exchange rate and payment methods

We transfer to Peru from Russia to a card, bank account, or cash in PEN in Lima - the ATM24 manager verifies the route before your request.

How can I send money to Peru with payout in PEN through ATM24?

A money transfer to Peru in PEN through ATM24 starts with choosing how the recipient will be paid on the Peru PEN payout route. The manager verifies recipient name, payment method, Banco de Crédito del Perú, fee from 0.9%, and estimated processing time before payment. Bank-route examples for Peru: Interbank, Banco de Crédito del Perú, BBVA Perú, Scotiabank Perú, and Banco Pichincha Perú.

Can the recipient receive a transfer on a card or bank account in Peru in PEN?

The recipient can use a card or bank account for a PEN transfer to Peru if that channel is available for the bank. Before payment, ATM24 checks Interbank, Banco de Crédito del Perú, card or account format, recipient name, and payout currency. International-card network availability is confirmed by route, not assumed for every bank. Bank-route examples for Peru: Interbank, Banco de Crédito del Perú, BBVA Perú, Scotiabank Perú, and Banco Pichincha Perú.

Which banks can receive a transfer to Peru in PEN?

A transfer to Peru in PEN can be sent to the recipient's bank if that bank accepts the incoming credit. Banks to check for this destination include Interbank, Banco de Crédito del Perú, BBVA Perú, Scotiabank Perú, and Banco Pichincha Perú. ATM24 verifies the bank, account format, recipient name, and payout currency before the sender pays.

What recipient details are needed to send money to Peru in PEN?

For a PEN transfer to Peru, ATM24 checks recipient details against the selected receiving route: Peru PEN payout route, Interbank, Banco de Crédito del Perú, BBVA Perú, Scotiabank Perú, and Banco Pichincha Perú, card payout, account payout, recipient name, PEN payout data, and different receiving rules for Banco de Crédito del Perú and Scotiabank Perú. The manager verifies name spelling, bank or card format, payout currency, and payment purpose before payment. If the recipient changes the route, the required fields are checked again. Bank-route examples for Peru: Interbank, Banco de Crédito del Perú, BBVA Perú, Scotiabank Perú, and Banco Pichincha Perú.

How long does a money transfer to Peru in PEN take?

Transfer timing to Peru in PEN starts from 15 minutes when the bank, card, or account route is ready. ATM24 checks Interbank, Banco de Crédito del Perú, and any route limit before payment. If the receiving bank asks for clarification, processing can take longer. Bank-route examples for Peru: Interbank, Banco de Crédito del Perú, BBVA Perú, Scotiabank Perú, and Banco Pichincha Perú.

What is the fee for sending money to Peru with payout in PEN?

For a transfer to Peru in PEN, the ATM24 service fee starts from 0.9% and is confirmed before payment. The manager calculates the final amount using the Peru PEN payout route, exchange conditions, recipient bank such as Interbank, and sender's payment method. Separate bank or card-issuer fees may still apply outside the ATM24 calculation. Bank-route examples for Peru: Interbank, Banco de Crédito del Perú, BBVA Perú, Scotiabank Perú, and Banco Pichincha Perú.

Can I pay by international card, bank transfer, or USDT while the recipient receives PEN in Peru?

Yes, ATM24 can calculate a transfer to Peru in PEN where the sender pays by card, bank transfer, USDT, or another available method. ATM24 checks the Peru PEN payout route, payment currency, exchange conditions, bank details such as Interbank or BBVA Perú, and the final payout amount. Sender-side card or bank fees are separate from the ATM24 calculation. Bank-route examples for Peru: Interbank, Banco de Crédito del Perú, BBVA Perú, Scotiabank Perú, and Banco Pichincha Perú.

What is the minimum and maximum transfer amount to Peru in PEN?

For Peru, the minimum PEN transfer through ATM24 starts from 100 USD or the equivalent. The upper limit is route-based: the manager checks Interbank, Banco de Crédito del Perú, recipient details, payout method, and document requirements before payment. A route through Banco de Crédito del Perú may have different limits than a card or non-bank payout. Bank-route examples for Peru: Interbank, Banco de Crédito del Perú, BBVA Perú, Scotiabank Perú, and Banco Pichincha Perú.

What documents are needed for a large transfer to Peru in PEN?

Large transfers to Peru in PEN are checked by amount, recipient route, and receiving bank. ATM24 reviews Interbank, Scotiabank Perú, card or account payout, payment purpose, and source-of-funds information. Any document request is named before the sender pays. Bank-route examples for Peru: Interbank, Banco de Crédito del Perú, BBVA Perú, Scotiabank Perú, and Banco Pichincha Perú.

How much will the recipient get in PEN if I send 1000 USD to Peru?

The estimated payout for sending 1000 USD to Peru in PEN should be checked by route: 3,129.39 PEN. ATM24 reviews Interbank, Banco de Crédito del Perú, BBVA Perú, Scotiabank Perú, and Banco Pichincha Perú, card or account payout, fee from 0.9%, and exchange conditions. The manager confirms the final PEN amount in the order. Bank-route examples for Peru: Interbank, Banco de Crédito del Perú, BBVA Perú, Scotiabank Perú, and Banco Pichincha Perú.

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Send money to Peru with ATM24

We check the available payout method, rate and route and confirm the terms before payment.

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