DominicaXCDEast Caribbean Dollar
Dominica is regularly confused with the Dominican Republic, and in a transfer this can be costly: here the Commonwealth of Dominica uses the East Caribbean dollar XCD, there the Dominican Republic uses the peso DOP, with different banks and different exchange rate regimes. In Dominica, the rate is fixed: 1 USD = 2.70 XCD since 1976, the issuer is the Eastern Caribbean Central Bank, shared by eight territories. The amount in XCD is therefore known in advance, but the recipient's bank is worth naming precisely—the island is small, and the network here is limited.
The route, the receiving bank and the payout amount are agreed before payment.
The national currency is the East Caribbean dollar (XCD), the common currency of eight countries and territories of the Eastern Caribbean Currency Union. The issuer and regulator is the Eastern Caribbean Central Bank (ECCB), headquartered in Basseterre, St. Kitts. The XCD rate has been rigidly pegged to the US dollar since 1976 at the rate of 1 USD = 2.70 XCD. Dominica is an independent CARICOM nation in the chain of the Lesser Antilles, located between Guadeloupe and Martinique. It is important not to confuse Dominica with the Dominican Republic: these are different countries with different currencies and banking systems. IBAN format is not used in Dominica: for international SWIFT transfers, the bank's SWIFT/BIC code, account number, and recipient's name in Latin characters are used. The banking network is small; among the main banks are National Bank of Dominica in Roseau and Republic Bank, a regional banking group with a Caribbean license.
The US dollar is widely accepted in the tourism sector, though change is usually given in XCD at the establishment's internal rate. Dominica has not imposed its own sanctions against Russia; however, any specific transfer depends on the recipient bank, the correspondent chain, and standard AML/KYC checks. The official language is English, and Creole patois based on French is also common in everyday use. Banks typically operate Monday through Friday on local time UTC−4; Roseau is 7 hours behind Moscow. ATM24 checks the available route in advance before confirming the application. The timeframe for international SWIFT settlement is 2–5 business days. ATM24 commission is from 0.9%.
Cards from banks on the island operate in East Caribbean dollars: the fixed rate to USD makes the conversion unambiguous. National Bank of Dominica, Republic Bank, CIBC Caribbean. 16-digit card number and cardholder name written in Latin characters. Check that the bank is actually Dominican, not from the Dominican Republic: these are different countries
Accounts on the island are not in IBAN format: the bank is found by SWIFT code, not by international account number. A payment requires only the bank's SWIFT code, account number, and recipient's name in Latin characters. Verify the bank name by country, not by ear: Dominica and Dominican Republic are different recipients. The island is small: if the recipient's bank is named incorrectly, the payment has nowhere to go
East Caribbean dollars in cash: Roseau is the capital and main city of the island. Roseau is the administrative center, where banks and offices are concentrated. The tourism sector accepts US dollar cash, with change given in XCD. The island is small: the availability of the amount is checked before confirming the application
Banking details for Dominica are straightforward: bank SWIFT code, account number, and recipient's name in Latin characters—IBAN format is not used here. The XCD to US dollar rate has been fixed at 2.70 since 1976, so the amount is calculated predictably and locked in before payment. There are no sanctions restrictions on this corridor. The main thing is not to confuse the recipient: the Commonwealth of Dominica and the Dominican Republic are different countries with different currencies, and a payment sent to the wrong country's details will be returned. The recipient's bank is verified before the application is confirmed.
We accept RUB, USD, EUR and USDT — we pay out in XCD
RUB XCD
0.02864per 1 RUB
10 000 ₽ = 286 XCDUSD XCD
2.57per 1 USD
100 $ = 257 XCDEUR XCD
2.91per 1 EUR
100 € = 291 XCDUSDT XCD
2.57per 1 USDT
100 USDT = 257 XCD| You send | Payout in XCD |
|---|---|
| 100 USDT | 257 XCD |
| 300 USDT | 770 XCD |
| 500 USDT | 1 284 XCD |
| 1 000 USDT | 2 567 XCD |
| 5 000 USDT | 12 837 XCD |
Where recipients usually get the money in Dominica
SWIFT: verify; Description: Local bank of the island; Roseau
RBC Royal Bank Dominica — a commercial bank providing accounts, cards, and transfers. It is suitable for recipients who use bank account details.
AID Bank — a bank focused on everyday accounts and card operations. The recipient should provide the exact details and payout currency.
Scotiabank Dominica — a bank serving personal customers and small businesses. Its services typically include accounts, cards, branches, and digital banking.
FirstCaribbean Dominica — a local bank with standard account and cash services. Transfer availability depends on the details, currency, and bank rules.
National Currency
Eastern Caribbean Central Bank (ECCB)—the central bank for eight countries and territories of the Eastern Caribbean Currency Union; headquarters is in Basseterre, St. Kitts.
Card Systems
Visa and Mastercard are the major international systems. The country is part of the ECCB zone (East Caribbean dollar XCD). National Bank of Dominica and FirstCaribbean are the main card issuers. Card acceptance is developed in hotels and tourist areas.
Payment Applications
The official language is English, while Creole patois is widely used in everyday speech.
Interbank Transfers
IBAN format is not used in Dominica: for international transfers, the bank's SWIFT/BIC code and account number are used. Banks typically operate Monday through Friday on local time (UTC−4).
Financial Regulator
The national currency is the East Caribbean dollar (XCD), which has been rigidly pegged to the US dollar since 1976 at the rate of 1 USD = 2.70 XCD.
Special Features for ATM24
Dominica has not imposed its own sanctions against Russia.
With an ATM24 transfer the recipient gives their own bank and details, so the money lands directly on the account.
Three steps from request to payout
Fill in the form or write to us on WhatsApp or Telegram — a manager will check the available route
We check the recipient details and confirm the route, rate, fee and payout amount
Once paid, the transfer goes out along the agreed route — we report the status in the messenger
We verify the exact details when agreeing the available route before payment.
Facts, not promises
You see the rate, the fee and the payout amount before you send the money.
The route, rate, fee and payout amount are agreed before payment.
Reference cities with payout locations. Availability of a specific location is confirmed in the request.
Confirm the city before payment
Only methods present in both the country description and the current route are shown.
Real stories from real people
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Read full reviewWe agree the rate and the payout method before payment — pick where the money goes.
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We've compiled answers about the East Caribbean dollar, the differences between the island and the Dominican Republic, and how money reaches the recipient.
To send money to Dominica with payout in XCD through ATM24, start with the recipient's exact route for the Eastern Caribbean bank route. ATM24 confirms the amount, payment method, fee from 0.9%, timing from 15 minutes, and bank such as National Bank of Dominica. Bank-route examples for Dominica: National Bank of Dominica, Republic Bank Dominica, and CIBC Caribbean.
Yes, where available, the recipient can receive a transfer on a bank-issued card or bank account in Dominica in XCD on the Eastern Caribbean bank route. ATM24 checks the bank, card or account number, recipient name, and payout currency before payment; Visa, Mastercard, UnionPay, or local bank-card availability depends on the route. For example, Republic Bank Dominica may require a different set of details than National Bank of Dominica, so card and account routes are confirmed separately. Bank-route examples for Dominica: National Bank of Dominica, Republic Bank Dominica, and CIBC Caribbean.
For bank payout in Dominica, useful XCD references include National Bank of Dominica, Republic Bank Dominica, and CIBC Caribbean. ATM24 treats the bank named by the recipient as the working route and checks recipient name, account data, and route availability. The sender pays after that bank route is confirmed.
To prepare an XCD payout in Dominica, start with the exact recipient name and receiving route. ATM24 checks Republic Bank Dominica, CIBC Caribbean, card or account details, and any route-specific field before payment. The manager clarifies missing data before the order is paid. Bank-route examples for Dominica: National Bank of Dominica, Republic Bank Dominica, and CIBC Caribbean.
A money transfer to Dominica in XCD can begin from 15 minutes, but timing is route-based. ATM24 checks recipient details, amount, and banks such as CIBC Caribbean or National Bank of Dominica. Documents or bank review can extend the processing time. Bank-route examples for Dominica: National Bank of Dominica, Republic Bank Dominica, and CIBC Caribbean.
The ATM24 fee for sending money to Dominica with payout in XCD starts from 0.9% on the Eastern Caribbean bank route. The final calculation depends on the amount, payment currency, payout method, exchange rate, and the recipient's bank. If the sender pays by an international card or through a bank transfer, the card issuer or sending bank may charge its own foreign transaction, conversion, transfer, or dynamic currency conversion fee. Bank-route examples for Dominica: National Bank of Dominica, Republic Bank Dominica, and CIBC Caribbean.
Payment for an XCD transfer to Dominica can be arranged through an available sender method after ATM24 checks the receiving route. The check includes the Eastern Caribbean bank route, bank such as CIBC Caribbean, fee from 0.9%, and exchange conditions. USDT network cost or card-issuer charges are confirmed separately. Bank-route examples for Dominica: National Bank of Dominica, Republic Bank Dominica, and CIBC Caribbean.
The minimum transfer amount to Dominica in XCD through ATM24 starts from 100 USD or the equivalent. The maximum amount is confirmed before payment and depends on the Eastern Caribbean bank route, sender payment method, bank, recipient details, and possible document requirements. If the recipient changes National Bank of Dominica to another bank or switches from account to card, the limit should be checked again. Bank-route examples for Dominica: National Bank of Dominica, Republic Bank Dominica, and CIBC Caribbean.
A large XCD payout to Dominica can need document checks when the amount, bank, or recipient route requires it. ATM24 reviews National Bank of Dominica, Republic Bank Dominica, and CIBC Caribbean with sender ID, source-of-funds details, and payment purpose if needed. The sender receives the checklist before payment. Bank-route examples for Dominica: National Bank of Dominica, Republic Bank Dominica, and CIBC Caribbean.
For a 1000 USD transfer to Dominica, the live XCD estimate depends on the current ATM24 route: 2,567.42 XCD. ATM24 calculates fee from 0.9%, exchange conditions, and the recipient route through National Bank of Dominica or Republic Bank Dominica. The final XCD amount is fixed before payment. Bank-route examples for Dominica: National Bank of Dominica, Republic Bank Dominica, and CIBC Caribbean.
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