To a Visa/Mastercard
AWG. Transfer to the recipient's Visa or Mastercard. Details required: 16-digit card number and recipient's full name. Availability and limits - please check with an ATM24 manager
ArubaEUREuro
AWG (Aruban Florin) is pegged to USD since 1986: 1 USD = 1.79 AWG. Aruba is part of the Kingdom of the Netherlands (non-EU). Russians transfer money to Aruba to family and those who have moved through Caribbean Mercantile Bank or Aruba Bank. No IBAN required.
The route, the receiving bank and the payout amount are agreed before payment.
ATM24 processes international transfers in Aruban Florin (AWG) through available banking routes. IBAN format is not used in Aruba: to transfer funds, you typically need the bank's SWIFT/BIC code, account number, and recipient's full name. Aruba is a separate country within the Kingdom of the Netherlands and is not part of the European Union; however, its financial system is closely linked with international correspondent banks. Among local banks are Caribbean Mercantile Bank (CMB) and other commercial banks that use correspondent accounts in the US and other jurisdictions.
Therefore, even without direct application of EU sanctions, a specific transfer may be subject to OFAC filters and additional AML/KYC checks on the correspondent side. ATM24 verifies the available route and receiving bank before confirming your request. The timeframe for international SWIFT transfers is 2–5 business days. ATM24 commission starts from 0.9%.
AWG. Transfer to the recipient's Visa or Mastercard. Details required: 16-digit card number and recipient's full name. Availability and limits - please check with an ATM24 manager
SWIFT transfer to the recipient's account. AWG is not part of the IBAN system - you need the account number, bank SWIFT/BIC code, and recipient's full name. Banks: Caribbean Mercantile Bank (CMB) and Aruba Bank. SWIFT codes - please confirm with the recipient
AWG. Cash withdrawal - please check with an ATM24 manager. Details required for withdrawal: full name and ATM24 collection code. Current collection points - available from the manager when submitting your request
Aruba is a small Caribbean island (110,000 residents) with a developed tourism economy. AWG is pegged to USD since 1986 at the rate of 1.79 - a stable and predictable exchange rate. Caribbean Mercantile Bank (CMB) is one of the leading banks for international transfers, operating through a US correspondent network. For transfers from Russia, OFAC verification is performed on the US bank side.
We accept RUB, USD and USDT — we pay out in EUR
RUB EUR
0.009256per 1 RUB
10 000 ₽ = 92.56 EURUSD EUR
0.8298per 1 USD
100 $ = 82.98 EURUSDT EUR
0.8298per 1 USDT
100 USDT = 82.98 EUR| You send | Payout in EUR |
|---|---|
| 10 000 ₽ | 92.56 EUR |
| 30 000 ₽ | 278 EUR |
| 50 000 ₽ | 463 EUR |
| 100 000 ₽ | 926 EUR |
| 500 000 ₽ | 4 628 EUR |
Where recipients usually get the money in Aruba
National Currency
The national currency is the Aruban Florin (AWG), which is pegged to the US dollar at the rate of 1 USD = 1.79 AWG.
Card Systems
Visa and Mastercard are accepted everywhere. Maestro is available on debit cards. The country uses the Aruban Florin (AWG). PIN transactions via Setarnet (local banking network) are used for local payments.
Payment Applications
Aruba is a separate country within the Kingdom of the Netherlands and is not part of the European Union.
Interbank Transfers
IBAN format is not used in Aruba: for international transfers, SWIFT/BIC code, account number, and recipient's full name are typically used.
Financial Regulator
Western Union is also available in Oranjestad as one of the channels for international money transfers.
Specifics for ATM24
Local banks actively use correspondent accounts at US banks, so international payments may be subject to OFAC filters and additional AML/KYC checks.
With an ATM24 transfer the recipient gives their own bank and details, so the money lands directly on the account.
Three steps from request to payout
Fill in the form or write to us on WhatsApp or Telegram — a manager will check the available route
We check the recipient details and confirm the route, rate, fee and payout amount
Once paid, the transfer goes out along the agreed route — we report the status in the messenger
We verify the exact details when agreeing the available route before payment.
Facts, not promises
You see the rate, the fee and the payout amount before you send the money.
The route, rate, fee and payout amount are agreed before payment.
Reference cities with payout locations. Availability of a specific location is confirmed in the request.
Confirm the city before payment
Only methods present in both the country description and the current route are shown.
Real stories from real people
Yandex
For over a month now I’ve been using only this currency exchange service in Thailand. No limits, many exchange methods, prompt communication and cooperation. Especially grateful to manager Sofia, who is ready to help with any question. I recommend them. My money issues in Thailand are completely resolved.
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Simply and professionally. Manager Alisa is vey good! Thank you!
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Best rates, always fast Support throughout the process makes it a pleasant experience. Would like to mention manager Egor, always willing to help, answered all my questions. 5/5
Read full reviewWe agree the rate and the payout method before payment — pick where the money goes.
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Answers to questions about sending money to Aruba through ATM24.
To send money to Aruba with payout in AWG through ATM24, start with the recipient's exact route for the Aruba AWG payout route. ATM24 confirms the amount, payment method, fee from 0.9%, timing from 15 minutes, and bank such as Aruba Bank. Bank-route examples for Aruba: Aruba Bank, Caribbean Mercantile Bank, Banco di Caribe, AIB Bank (Aruba), and Centrale Bank.
In Aruba, a AWG transfer may go to a bank-issued card or bank account depending on the receiving bank. ATM24 checks the Aruba AWG payout route through a bank such as Caribbean Mercantile Bank or AIB Bank (Aruba) and confirms whether card payout, account payout, or only one option is available. The sender pays after that route is confirmed. Bank-route examples for Aruba: Aruba Bank, Caribbean Mercantile Bank, Banco di Caribe, AIB Bank (Aruba), and Centrale Bank.
For bank payout in Aruba, useful AWG references include Aruba Bank, Caribbean Mercantile Bank, Banco di Caribe, AIB Bank (Aruba), and Centrale Bank. ATM24 treats the bank named by the recipient as the working route and checks recipient name, account data, and route availability. The sender pays after that bank route is confirmed.
Recipient details for Aruba in AWG depend on the bank or payout channel named in the order. ATM24 may need the recipient name, Aruba Bank or another bank, account or card data, and payment purpose. The sender pays only after those fields are confirmed. Bank-route examples for Aruba: Aruba Bank, Caribbean Mercantile Bank, Banco di Caribe, AIB Bank (Aruba), and Centrale Bank.
For Aruba, a AWG payout may be fast only after the selected channel is checked. ATM24 reviews Aruba Bank, Caribbean Mercantile Bank, Banco di Caribe, AIB Bank (Aruba), and Centrale Bank plus card or account payout options before giving timing. The manager confirms the expected time before the sender pays. Bank-route examples for Aruba: Aruba Bank, Caribbean Mercantile Bank, Banco di Caribe, AIB Bank (Aruba), and Centrale Bank.
The ATM24 fee for sending money to Aruba with payout in AWG starts from 0.9% on the Aruba AWG payout route. The final calculation depends on the amount, payment currency, payout method, exchange rate, and the recipient's bank. If the sender pays by an international card or through a bank transfer, the card issuer or sending bank may charge its own foreign transaction, conversion, transfer, or dynamic currency conversion fee. Bank-route examples for Aruba: Aruba Bank, Caribbean Mercantile Bank, Banco di Caribe, AIB Bank (Aruba), and Centrale Bank.
Yes, ATM24 can calculate a transfer to Aruba in AWG where the sender pays by card, bank transfer, USDT, or another available method. ATM24 checks the Aruba AWG payout route, payment currency, exchange conditions, bank details such as Aruba Bank or Banco di Caribe, and the final payout amount. Sender-side card or bank fees are separate from the ATM24 calculation. Bank-route examples for Aruba: Aruba Bank, Caribbean Mercantile Bank, Banco di Caribe, AIB Bank (Aruba), and Centrale Bank.
For Aruba, the minimum AWG transfer through ATM24 starts from 100 USD or the equivalent. The upper limit is route-based: the manager checks Aruba Bank, Caribbean Mercantile Bank, recipient details, payout method, and document requirements before payment. A route through Caribbean Mercantile Bank may have different limits than a card or non-bank payout. Bank-route examples for Aruba: Aruba Bank, Caribbean Mercantile Bank, Banco di Caribe, AIB Bank (Aruba), and Centrale Bank.
For Aruba, extra documents for a AWG payout depend on the route through Caribbean Mercantile Bank, Banco di Caribe, or another confirmed channel. ATM24 may ask for identification, source of funds, recipient details, and payment-purpose wording. The list is confirmed after the amount and bank route are reviewed. Bank-route examples for Aruba: Aruba Bank, Caribbean Mercantile Bank, Banco di Caribe, AIB Bank (Aruba), and Centrale Bank.
For Aruba, a 1000 USD transfer can produce a different AWG result depending on the receiving route: the current result in the ATM24 calculator. The ATM24 calculation includes AIB Bank (Aruba) or another confirmed bank, payout method, fee from 0.9%, and exchange conditions. The sender sees the final amount before payment. Bank-route examples for Aruba: Aruba Bank, Caribbean Mercantile Bank, Banco di Caribe, AIB Bank (Aruba), and Centrale Bank.
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