ArubaEUREuro

Money Transfer to Aruba

  • We lock the rate before payment
  • More than 100 transfers every day
  • Support at every stage of the transfer
0.009256 EURper 1 RUB+0.09% over 24hCalculation refreshed today at 06:491 RUB = 0.009256 EUROfficial rate; the final rate in the request may differ.
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AWG (Aruban Florin) is pegged to USD since 1986: 1 USD = 1.79 AWG. Aruba is part of the Kingdom of the Netherlands (non-EU). Russians transfer money to Aruba to family and those who have moved through Caribbean Mercantile Bank or Aruba Bank. No IBAN required.

How to send money from Russia to Aruba: AWG to a bank account via SWIFT

The route, the receiving bank and the payout amount are agreed before payment.

ATM24 processes international transfers in Aruban Florin (AWG) through available banking routes. IBAN format is not used in Aruba: to transfer funds, you typically need the bank's SWIFT/BIC code, account number, and recipient's full name. Aruba is a separate country within the Kingdom of the Netherlands and is not part of the European Union; however, its financial system is closely linked with international correspondent banks. Among local banks are Caribbean Mercantile Bank (CMB) and other commercial banks that use correspondent accounts in the US and other jurisdictions.

Bank checks and transfer conditions

Therefore, even without direct application of EU sanctions, a specific transfer may be subject to OFAC filters and additional AML/KYC checks on the correspondent side. ATM24 verifies the available route and receiving bank before confirming your request. The timeframe for international SWIFT transfers is 2–5 business days. ATM24 commission starts from 0.9%.

Ways to receive money transfers in Aruba

Pick the way that suits the recipient — we agree the route and the details before payment

To a Visa/Mastercard

AWG. Transfer to the recipient's Visa or Mastercard. Details required: 16-digit card number and recipient's full name. Availability and limits - please check with an ATM24 manager

To an AWG bank account

SWIFT transfer to the recipient's account. AWG is not part of the IBAN system - you need the account number, bank SWIFT/BIC code, and recipient's full name. Banks: Caribbean Mercantile Bank (CMB) and Aruba Bank. SWIFT codes - please confirm with the recipient

Cash in AWG

AWG. Cash withdrawal - please check with an ATM24 manager. Details required for withdrawal: full name and ATM24 collection code. Current collection points - available from the manager when submitting your request

  • Oranjestad
  • Paradera
  • Noord

Aruba is a small Caribbean island (110,000 residents) with a developed tourism economy. AWG is pegged to USD since 1986 at the rate of 1.79 - a stable and predictable exchange rate. Caribbean Mercantile Bank (CMB) is one of the leading banks for international transfers, operating through a US correspondent network. For transfers from Russia, OFAC verification is performed on the US bank side.

Rates and cost of a transfer to Aruba

We accept RUB, USD and USDT — we pay out in EUR

Reference rate for today

  • RUB EUR

    0.009256per 1 RUB

    10 000 ₽ = 92.56 EUR
  • USD EUR

    0.8298per 1 USD

    100 $ = 82.98 EUR
  • USDT EUR

    0.8298per 1 USDT

    100 USDT = 82.98 EUR

What the recipient gets — at 1 RUB = 0.009256 EUR

You sendPayout in EUR
10 000 ₽92.56 EUR
30 000 ₽278 EUR
50 000 ₽463 EUR
100 000 ₽926 EUR
500 000 ₽4 628 EUR
Reference values update automatically. The final fee and rate are locked in the request before payment.

Banks and payment infrastructure — Aruba

Where recipients usually get the money in Aruba

    How payments work in Aruba

    • National Currency

      The national currency is the Aruban Florin (AWG), which is pegged to the US dollar at the rate of 1 USD = 1.79 AWG.

    • Card Systems

      Visa and Mastercard are accepted everywhere. Maestro is available on debit cards. The country uses the Aruban Florin (AWG). PIN transactions via Setarnet (local banking network) are used for local payments.

    • Payment Applications

      Aruba is a separate country within the Kingdom of the Netherlands and is not part of the European Union.

    • Interbank Transfers

      IBAN format is not used in Aruba: for international transfers, SWIFT/BIC code, account number, and recipient's full name are typically used.

    • Financial Regulator

      Western Union is also available in Oranjestad as one of the channels for international money transfers.

    • Specifics for ATM24

      Local banks actively use correspondent accounts at US banks, so international payments may be subject to OFAC filters and additional AML/KYC checks.

    With an ATM24 transfer the recipient gives their own bank and details, so the money lands directly on the account.

    How the transfer works to Aruba

    Three steps from request to payout

    1. Step

      Send a request

      Fill in the form or write to us on WhatsApp or Telegram — a manager will check the available route

    2. Step

      Agree the route

      We check the recipient details and confirm the route, rate, fee and payout amount

    3. Step

      Pay for the transfer

      Once paid, the transfer goes out along the agreed route — we report the status in the messenger

    What to prepare for the transfer

    To a Visa/Mastercard

    • Details required: 16-digit card number and recipient's full name

    To an AWG bank account

    • SWIFT codes - please confirm with the recipient

    Cash in AWG

    • Details required for withdrawal: full name and ATM24 collection code

    We verify the exact details when agreeing the available route before payment.

    Why people choose ATM24

    Facts, not promises

    No surprises on the rate

    You see the rate, the fee and the payout amount before you send the money.

    Request to ArubaLocked in
    Rate
    1 RUB = 0.009256 EUR
    Payout method
    Cash
    Payout currency
    EUR
    The rate and the amount are locked when the request is confirmed and do not change afterwards.

    Terms are known before payment

    The route, rate, fee and payout amount are agreed before payment.

    • Route
    • Rate
    • Payout amount

    Cash payout

    Reference cities with payout locations. Availability of a specific location is confirmed in the request.

    • Oranjestad
    • Paradera
    • Noord

    Confirm the city before payment

    Available payout options

    Only methods present in both the country description and the current route are shown.

    You send
    • RUB
    • USD
    • USDT
    EUR
    They receive
    • Bank transfer
    • Cash

    Customer reviews

    Real stories from real people

    Дмитрий Телешин

    Yandex

    For over a month now I’ve been using only this currency exchange service in Thailand. No limits, many exchange methods, prompt communication and cooperation. Especially grateful to manager Sofia, who is ready to help with any question. I recommend them. My money issues in Thailand are completely resolved.

    Read full review

    Transfers to other countries

    We agree the rate and the payout method before payment — pick where the money goes.

    Frequently asked questions about transfers to Aruba

    Answers to questions about sending money to Aruba through ATM24.

    How can I send money to Aruba with payout in AWG through ATM24?

    To send money to Aruba with payout in AWG through ATM24, start with the recipient's exact route for the Aruba AWG payout route. ATM24 confirms the amount, payment method, fee from 0.9%, timing from 15 minutes, and bank such as Aruba Bank. Bank-route examples for Aruba: Aruba Bank, Caribbean Mercantile Bank, Banco di Caribe, AIB Bank (Aruba), and Centrale Bank.

    Can the recipient receive a transfer on a card or bank account in Aruba in AWG?

    In Aruba, a AWG transfer may go to a bank-issued card or bank account depending on the receiving bank. ATM24 checks the Aruba AWG payout route through a bank such as Caribbean Mercantile Bank or AIB Bank (Aruba) and confirms whether card payout, account payout, or only one option is available. The sender pays after that route is confirmed. Bank-route examples for Aruba: Aruba Bank, Caribbean Mercantile Bank, Banco di Caribe, AIB Bank (Aruba), and Centrale Bank.

    Which banks can receive a transfer to Aruba in AWG?

    For bank payout in Aruba, useful AWG references include Aruba Bank, Caribbean Mercantile Bank, Banco di Caribe, AIB Bank (Aruba), and Centrale Bank. ATM24 treats the bank named by the recipient as the working route and checks recipient name, account data, and route availability. The sender pays after that bank route is confirmed.

    What recipient details are needed to send money to Aruba in AWG?

    Recipient details for Aruba in AWG depend on the bank or payout channel named in the order. ATM24 may need the recipient name, Aruba Bank or another bank, account or card data, and payment purpose. The sender pays only after those fields are confirmed. Bank-route examples for Aruba: Aruba Bank, Caribbean Mercantile Bank, Banco di Caribe, AIB Bank (Aruba), and Centrale Bank.

    How long does a money transfer to Aruba in AWG take?

    For Aruba, a AWG payout may be fast only after the selected channel is checked. ATM24 reviews Aruba Bank, Caribbean Mercantile Bank, Banco di Caribe, AIB Bank (Aruba), and Centrale Bank plus card or account payout options before giving timing. The manager confirms the expected time before the sender pays. Bank-route examples for Aruba: Aruba Bank, Caribbean Mercantile Bank, Banco di Caribe, AIB Bank (Aruba), and Centrale Bank.

    What is the fee for sending money to Aruba with payout in AWG?

    The ATM24 fee for sending money to Aruba with payout in AWG starts from 0.9% on the Aruba AWG payout route. The final calculation depends on the amount, payment currency, payout method, exchange rate, and the recipient's bank. If the sender pays by an international card or through a bank transfer, the card issuer or sending bank may charge its own foreign transaction, conversion, transfer, or dynamic currency conversion fee. Bank-route examples for Aruba: Aruba Bank, Caribbean Mercantile Bank, Banco di Caribe, AIB Bank (Aruba), and Centrale Bank.

    Can I pay by international card, bank transfer, or USDT while the recipient receives AWG in Aruba?

    Yes, ATM24 can calculate a transfer to Aruba in AWG where the sender pays by card, bank transfer, USDT, or another available method. ATM24 checks the Aruba AWG payout route, payment currency, exchange conditions, bank details such as Aruba Bank or Banco di Caribe, and the final payout amount. Sender-side card or bank fees are separate from the ATM24 calculation. Bank-route examples for Aruba: Aruba Bank, Caribbean Mercantile Bank, Banco di Caribe, AIB Bank (Aruba), and Centrale Bank.

    What is the minimum and maximum transfer amount to Aruba in AWG?

    For Aruba, the minimum AWG transfer through ATM24 starts from 100 USD or the equivalent. The upper limit is route-based: the manager checks Aruba Bank, Caribbean Mercantile Bank, recipient details, payout method, and document requirements before payment. A route through Caribbean Mercantile Bank may have different limits than a card or non-bank payout. Bank-route examples for Aruba: Aruba Bank, Caribbean Mercantile Bank, Banco di Caribe, AIB Bank (Aruba), and Centrale Bank.

    What documents are needed for a large transfer to Aruba in AWG?

    For Aruba, extra documents for a AWG payout depend on the route through Caribbean Mercantile Bank, Banco di Caribe, or another confirmed channel. ATM24 may ask for identification, source of funds, recipient details, and payment-purpose wording. The list is confirmed after the amount and bank route are reviewed. Bank-route examples for Aruba: Aruba Bank, Caribbean Mercantile Bank, Banco di Caribe, AIB Bank (Aruba), and Centrale Bank.

    How much will the recipient get in AWG if I send 1000 USD to Aruba?

    For Aruba, a 1000 USD transfer can produce a different AWG result depending on the receiving route: the current result in the ATM24 calculator. The ATM24 calculation includes AIB Bank (Aruba) or another confirmed bank, payout method, fee from 0.9%, and exchange conditions. The sender sees the final amount before payment. Bank-route examples for Aruba: Aruba Bank, Caribbean Mercantile Bank, Banco di Caribe, AIB Bank (Aruba), and Centrale Bank.

    Could not find an answer to your question?

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    Send money to Aruba with ATM24

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