OmanOMROmani Rial
Oman's currency is the rial, one of the most valuable monetary units in the world: it is noticeably stronger than the dollar and is pegged to it at a fixed rate. This leads to the main feature of accounts: the rial is divided not into one hundred parts, but into one thousand baisa, and amounts are written with three decimal places. ATM24 fixes the result in rials in the application before payment.
The route, the receiving bank and the payout amount are agreed before payment.
The national currency is the Omani rial (OMR), whose exchange rate is rigidly pegged to the US dollar. The Omani rial is among the most valuable currencies in the world by nominal exchange rate. 1 rial is divided into 1000 baisa, so prices, bank statements, and calculations typically use three decimal places: for example, 0.250 OMR is 250 baisa, or a quarter of a rial. IBAN in OM format is used for bank transfers; the bank's SWIFT/BIC code is also required for international transfers. Oman's banking system is well-developed, and English is widely used in business and banking, so international details are provided in Latin characters.
The main banking centers are Muscat, Salalah, Sohar, and Nizwa. Oman has not imposed its own sanctions against Russia; however, any specific transfer depends on the receiving bank, the correspondent chain, and standard AML/KYC checks. Banks' working week typically accounts for Friday and Saturday being days off, which is important to consider when calculating processing time. Oman operates on UTC+4 time zone, one hour ahead of Moscow. ATM24 checks the available route in advance before confirming the application. International SWIFT transfers take 2–5 business days. ATM24 commission starts from 0.9%.
Card networks in the country are well-developed, card acceptance is widespread. The application requires the card number and cardholder's name in Latin characters. Funds are credited in rials, the amount is visible before payment. The availability of the card route is checked in advance
A standard account number, nothing exotic in the details. You'll need the IBAN, the bank's SWIFT code, and the recipient's name in Latin characters. Verify the amount with three decimal places — rials have exactly three. For large payments, the bank may request supporting documentation
Cash withdrawals available in the country's main centers. Main locations are Muscat, Salalah, Sohar, and Nizwa. Small amounts are handled in baisa, and there are banknotes in that denomination too. How much you can withdraw at once is clarified when arranging the transfer
For Oman you need an IBAN in OM format, the bank's SWIFT code, and the recipient's name in Latin characters. The country has not imposed sanctions against Russia. The only thing worth double-checking is the amount itself: the rial is divided into one thousand baisa, written with three decimal places, and an extra zero changes the payment tenfold. The result is fixed in the application before payment.
We accept RUB, USD, EUR and USDT — we pay out in OMR
RUB OMR
0.004034per 1 RUB
10 000 ₽ = 40.34 OMRUSD OMR
0.3616per 1 USD
100 $ = 36.16 OMREUR OMR
0.4099per 1 EUR
100 € = 40.99 OMRUSDT OMR
0.3616per 1 USDT
100 USDT = 36.16 OMR| You send | Payout in OMR |
|---|---|
| 100 USDT | 36.16 OMR |
| 300 USDT | 108 OMR |
| 500 USDT | 181 OMR |
| 1 000 USDT | 362 OMR |
| 5 000 USDT | 1 808 OMR |
Where recipients usually get the money in Oman
Bank Muscat — a universal bank with retail and corporate services. Recipients may use an account, card, branch, or mobile banking.
National Bank of Oman NBO — a commercial bank providing accounts, cards, and transfers. It is suitable for recipients who use bank account details.
Bank Dhofar — a bank focused on everyday accounts and card operations. The recipient should provide the exact details and payout currency.
HSBC Oman — a bank serving personal customers and small businesses. Its services typically include accounts, cards, branches, and digital banking.
Ahlibank Oman — a local bank with standard account and cash services. Transfer availability depends on the details, currency, and bank rules.
National currency
The national currency is the Omani rial (OMR), which is divided into 1000 baisa and has a fixed exchange rate to the US dollar.
Card systems
Visa and Mastercard are widely accepted. BACS (Oman) is the Central Bank of Oman's national automated clearing system. OmanNet is the national card payment system. Thawani is a mobile wallet for B2C payments.
Payment applications
Oman operates on UTC+4 time zone, one hour ahead of Moscow.
Interbank transfers
IBAN in OM format is used for bank transfers; the bank's SWIFT/BIC code is also required for international transfers.
Financial regulator
The banking working week accounts for Friday and Saturday being days off.
Special features for ATM24
Oman has not imposed its own sanctions against Russia.
With an ATM24 transfer the recipient gives their own bank and details, so the money lands directly on the account.
Three steps from request to payout
Fill in the form or write to us on WhatsApp or Telegram — a manager will check the available route
We check the recipient details and confirm the route, rate, fee and payout amount
Once paid, the transfer goes out along the agreed route — we report the status in the messenger
We verify the exact details when agreeing the available route before payment.
Facts, not promises
You see the rate, the fee and the payout amount before you send the money.
The route, rate, fee and payout amount are agreed before payment.
Reference cities with payout locations. Availability of a specific location is confirmed in the request.
Confirm the city before payment
Only methods present in both the country description and the current route are shown.
Real stories from real people
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We've collected answers about the rial and baisa, why the currency is so valuable, and how to transfer from Russia.
To arrange an OMR payout in Oman, ATM24 first checks the receiving channel for the Oman OMR payout route. The route is confirmed before payment, including Bank Muscat, Bank Dhofar, card or account details, sender payment method, fee from 0.9%, and timing from 15 minutes. Bank-route examples for Oman: Bank Muscat, National Bank of Oman, Bank Dhofar, Sohar International, and Oman Arab Bank.
The recipient can use a card or bank account for an OMR transfer to Oman if that channel is available for the bank. Before payment, ATM24 checks Bank Muscat, National Bank of Oman, card or account format, recipient name, and payout currency. International-card network availability is confirmed by route, not assumed for every bank. Bank-route examples for Oman: Bank Muscat, National Bank of Oman, Bank Dhofar, Sohar International, and Oman Arab Bank.
For Oman, ATM24 can review an OMR payout through banks such as Bank Muscat, National Bank of Oman, Bank Dhofar, Sohar International, and Oman Arab Bank. The manager checks whether the selected bank route supports the incoming transfer and which account or card details are needed. The bank route is confirmed before payment.
For an OMR transfer to Oman, ATM24 checks recipient details against the selected receiving route: Oman OMR payout route, Bank Muscat, National Bank of Oman, Bank Dhofar, Sohar International, and Oman Arab Bank, card payout, account payout, recipient name, OMR payout data, and different receiving rules for National Bank of Oman and Sohar International. The manager verifies name spelling, bank or card format, payout currency, and payment purpose before payment. If the recipient changes the route, the required fields are checked again. Bank-route examples for Oman: Bank Muscat, National Bank of Oman, Bank Dhofar, Sohar International, and Oman Arab Bank.
Transfer timing to Oman in OMR starts from 15 minutes when the bank, card, or account route is ready. ATM24 checks Bank Muscat, National Bank of Oman, and any route limit before payment. If the receiving bank asks for clarification, processing can take longer. Bank-route examples for Oman: Bank Muscat, National Bank of Oman, Bank Dhofar, Sohar International, and Oman Arab Bank.
The fee for sending money to Oman with payout in OMR is calculated from 0.9% through ATM24. ATM24 shows the sender the fee, exchange conditions, payout route through National Bank of Oman or Bank Dhofar, and amount the recipient should receive before payment. Bank-transfer fees, card conversion fees, and DCC markups from the sender's provider are separate. Bank-route examples for Oman: Bank Muscat, National Bank of Oman, Bank Dhofar, Sohar International, and Oman Arab Bank.
Payment for an OMR transfer to Oman can be arranged through an available sender method after ATM24 checks the receiving route. The check includes the Oman OMR payout route, bank such as Bank Dhofar, fee from 0.9%, and exchange conditions. USDT network cost or card-issuer charges are confirmed separately. Bank-route examples for Oman: Bank Muscat, National Bank of Oman, Bank Dhofar, Sohar International, and Oman Arab Bank.
The minimum transfer amount to Oman in OMR through ATM24 starts from 100 USD or the equivalent. The maximum amount is confirmed before payment and depends on the Oman OMR payout route, sender payment method, bank, recipient details, and possible document requirements. If the recipient changes Bank Muscat to another bank or switches from account to card, the limit should be checked again. Bank-route examples for Oman: Bank Muscat, National Bank of Oman, Bank Dhofar, Sohar International, and Oman Arab Bank.
Large transfers to Oman in OMR are checked by amount, recipient route, and receiving bank. ATM24 reviews Bank Muscat, Sohar International, card or account payout, payment purpose, and source-of-funds information. Any document request is named before the sender pays. Bank-route examples for Oman: Bank Muscat, National Bank of Oman, Bank Dhofar, Sohar International, and Oman Arab Bank.
The estimated payout for sending 1000 USD to Oman in OMR should be checked by route: 361.63 OMR. ATM24 reviews Bank Muscat, National Bank of Oman, Bank Dhofar, Sohar International, and Oman Arab Bank, card or account payout, fee from 0.9%, and exchange conditions. The manager confirms the final OMR amount in the order. Bank-route examples for Oman: Bank Muscat, National Bank of Oman, Bank Dhofar, Sohar International, and Oman Arab Bank.
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